Keystone, FL (33556)

Hillsborough County · Tampa-St. Petersburg-Clearwater, FL · Population 30,386

Fresh.Data current as of Apr 24, 2026

Keystone, FL (ZIP 33556) sits in Hillsborough County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 27.6%. NCES lists 3 schools serving the area, 3 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $15,314. IRS data shows average household income (AGI) of $190,378, well above the ~$45K national average per return. Federal QCEW filings show 789,442 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 51 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. 29.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county netted $340,891,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $142,738, fair market rent of $2,230 for a two-bedroom, and a typical home value of $660,778, down 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
30,386
Median age
41.9

Race & ethnicity

White
75.9%
Black
5.1%
Asian
5.7%
Hispanic / Latino
16.5%
Other / multi-racial
13.2%

Income & housing

Median household income
$142,738
Median home value
$531,600

Education

Bachelor's degree or higher (age 25+)
51.9%

Employment

Unemployment rate
3.0%

Housing

Owner-occupied
9,094(86.2%)
Renter-occupied
1,452(13.8%)
Vacant units
685
Built (median)
2002

Commute

Public transit
0(0.0%)
Work from home
3,647(24.8%)
Avg commute
25.0 min

Economic wellbeing

Below poverty line
1,375(4.5%)
Uninsured
435(1.4%)

Digital access

Broadband access
10,113(95.9%)
No broadband
433(4.1%)

Language & nativity

Foreign-born
3,641(12.0%)
Non-English at home
5,177(18.2%)

Studio

$1,800

/month

1 Bed

$1,910

/month

2 Bed

$2,230

/month

3 Bed

$2,850

/month

4 Bed

$3,470

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$660,778

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-2.3%

vs. March 2025

5-year change

+42.4%

vs. March 2021

Metro area

Tampa-St. Petersburg-Clearwater, FL

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

15,818

Across 10,197 permitted buildings. Total construction value: $4.01B.

Single-family

9,883

62% of total units

Multifamily (2+ unit)

5,935

38% of total units

Single-family value

$3.17B

construction value

Multifamily value

$836.9M

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

17,380

Average AGI

$190,378

Avg property tax

$1,376

EITC participation

6.8%

Income distribution

  • $1 – $25,00018.0% · 3,130
  • $25,000 – $50,00014.2% · 2,470
  • $50,000 – $75,00011.1% · 1,930
  • $75,000 – $100,0008.9% · 1,540
  • $100,000 – $200,00025.7% · 4,460
  • $200,000 or more22.2% · 3,850

Avg mortgage interest

$1,928

Avg charitable contribution

$2,720

Avg capital gains

$24,907

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $3308.8M across all reported brackets.

Business & employment

Business establishments

992

Total employment

8,571

Annual payroll

$450.8M

Average annual pay

$52,597

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$75,256

Average weekly wage

$1,447

Total employment

789,442

Total establishments

58,449

That is roughly 15% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.4%

That is 0.6 percentage points below the US national unemployment rate of about 4.0%.

Labor force

809,962

Employed

782,188

Unemployed

27,774

Based on Hillsborough County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

3

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$220.4M

across all branches in this ZIP

Distinct institutions

3

different banks operating here

Top banks by deposits in this ZIP

  • 1.JPMorgan Chase Bank, National Association$115.8M · 1 branch
  • 2.Fifth Third Bank, National Association$53.4M · 1 branch
  • 3.Truist Bank$51.2M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

3

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

5

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • Non-Networked
  • Tesla
  • Tesla Destination

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

2

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

2

2 branch

Avg hours / week

10.3

across outlets in this ZIP

Avg square feet

18,658

per outlet

Outlets in this ZIP

  • 1.Austin Davis Library
  • 2.Starkey Ranch Theatre Library Cultural Center

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

21st percentile

Low Vulnerability

Based on 10 census tracts, population 38,966

Vulnerability Themes

  • Socioeconomic Status17th percentile
  • Household Characteristics43rd percentile
  • Racial & Ethnic Minority Status48th percentile
  • Housing Type & Transportation24th percentile

Households Without Vehicle

171

Limited English Speakers

912

Persons with Disability

2,870

Without HS Diploma

814

Without Health Insurance

2,596

Adults Age 65+

6,180

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

51

Date Range

1968–2024

Most Recent Declaration

HURRICANE MILTON

Hurricane — declared October 11, 2024 (DR-4834)

Incident period: October 5, 2024 – November 2, 2024

Top Incident Types

  • Hurricane22 (43%)
  • Severe Storm8 (16%)
  • Fire6 (12%)
  • Tropical Storm5 (10%)
  • Freezing5 (10%)
  • Other5 (10%)

Individual Assistance

17

Direct help to disaster survivors

Households Program

12

Housing & temporary lodging support

Public Assistance

39

Repair of public facilities & roads

Hazard Mitigation

14

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

50

Good
Good 190dModerate 168dUSG 4d

Peak AQI (2024)

143

Unhealthy for Sensitive Groups

Primary pollutant

PM2.5

249 days as main pollutant

Days measured

362

Based on Hillsborough County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

8,049

That tracks the national county median of about 8,200 years per 100,000.

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

17%

of adults self-report

Poor physical health days

4.2

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

13.4%

of residents under 65

Primary care MDs

84

per 100,000 residents

Preventable hospital stays

3,619

per 100K Medicare enrollees

Food environment (0-10)

7.9

10 = best access & security

Exercise access

91%

residents near a facility

Flu vaccinated

42%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.1% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Hillsborough data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

29.9% of Hillsborough County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.19

per 1,000 residents

Supercenters & clubs

0.02

per 1,000 residents

SNAP-authorized stores

0.73

accepting food benefits

Fast-food restaurants

0.62

per 1,000 residents

Among low-income residents, 8.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Hillsborough County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−2,281 people

−6 households+$340.9M net AGI flow

Moved in

55,365households

91,688 people • $4.3B AGI

Moved out

55,371households

93,969 people • $3.9B AGI

Where new residents came from

  1. Pinellas County, FL4,886 households
  2. Pasco County, FL4,065 households
  3. Polk County, FL2,055 households
  4. Miami-Dade County, FL1,626 households
  5. Manatee County, FL1,308 households

Where departing residents went

  1. Pasco County, FL8,182 households
  2. Pinellas County, FL5,025 households
  3. Polk County, FL3,217 households
  4. Hernando County, FL1,318 households
  5. Manatee County, FL1,204 households

Incoming households reported an average AGI of $77,417 versus departing households' $71,252.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

3 schools serve this ZIP, including 3 non-charter.

All 3 schools serving this ZIP
SchoolTypeGradesEnrollment
WALKER MIDDLE MAGNET SCHOOLPublic6–81,024
HAMMOND ELEMENTARY SCHOOLPublic-1–5694
STARKEY RANCH K-8Public

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

3

Median in-state tuition

$15,314

Median earnings (10 yr)

$39,080

  • 4-Year
    In-state tuition
    $15,314
    Out-of-state tuition
    $15,314
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $39,080
    Median student debt
    $20,899
  • Saint Leo University

    Saint Leo, FL · 33574

    4-Year
    In-state tuition
    $30,000
    Out-of-state tuition
    $30,000
    Acceptance rate
    78.4%
    Graduation rate
    46.8%
    Median earnings (10 yr)
    $48,364
    Median student debt
    $25,278
  • 4-Year
    In-state tuition
    $15,314
    Out-of-state tuition
    $15,314
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $39,080
    Median student debt
    $20,899

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Keystone, FL (ZIP 33556) sits in Hillsborough County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 27.6%. NCES lists 3 schools serving the area, 3 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $15,314. IRS data shows average household income (AGI) of $190,378, well above the ~$45K national average per return. Federal QCEW filings show 789,442 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 51 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. 29.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county netted $340,891,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $142,738, fair market rent of $2,230 for a two-bedroom, and a typical home value of $660,778, down 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 17.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 33556

What is the obesity rate in ZIP 33556?

27.6%, which is 5.4 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 33556?

17.4%, which is 4.6 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 33556?

32.4%, which is 0.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 33556?

3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 33556 have charter schools?

No charter schools are listed in ZIP 33556 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 33556?

No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).

What is the population of ZIP 33556?

30,386 people live in ZIP 33556, with a median age of 41.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 33556?

$142,738 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 33556 mostly renters or homeowners?

In ZIP 33556, 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 33556?

In ZIP 33556, 24.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 33556?

4.5% of the population in ZIP 33556 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 33556 have broadband internet?

95.9% of households in ZIP 33556 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 33556?

The typical home value in ZIP 33556 is $660,778, down 2.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 33556?

Home values are down 2.3% over the past year and up 42.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 33556?

The average Adjusted Gross Income reported on tax returns from ZIP 33556 (Keystone, FL) is $190,378 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 33556?

Tax returns from ZIP 33556 report an average of $1,376 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 33556 earn over $200,000?

22.2% of tax returns from ZIP 33556 (Keystone, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 33556?

As of 2022, 992 business establishments operated in ZIP 33556 employing 8,571 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 33556?

The average annual pay across all local establishments in ZIP 33556 is $52,597, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 33556 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 33556 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 33556?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 33556, ranking in the 48th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 33556 experienced?

FEMA has recorded 51 federal disaster declarations affecting ZIP 33556 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 33556?

Hurricane is the most common federally declared disaster type affecting ZIP 33556, accounting for 22 of 51 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 33556?

The most recent FEMA disaster declaration affecting ZIP 33556 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 33556?

3 colleges and universities are listed near ZIP 33556 by the U.S. Department of Education College Scorecard, including Rasmussen University-Central Pasco, Saint Leo University, and Rasmussen University-Tampa/Brandon (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 33556?

Median in-state tuition across 3 nearby institutions is $15,314 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 33556?

Graduates of nearby colleges earn a median of $39,080 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 33556?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (51 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (51 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 33556?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.