Population & age
- Total population
- 22,426
- Median age
- 64.1
Sarasota County · North Port-Bradenton-Sarasota, FL · Population 22,426
Palmer Ranch, FL (ZIP 34238) sits in Sarasota County within the North Port-Bradenton-Sarasota metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 43.7%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $17,048. IRS data shows average household income (AGI) of $166,010, well above the ~$45K national average per return. FEMA has issued 48 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 61.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 32.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $166,010) approximately $7,636/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 4,594 residents (1,369 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $91,936, fair market rent of $2,350 for a two-bedroom, and a typical home value of $501,646, down 7.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,700
/month
1 Bed
$2,020
/month
2 Bed
$2,350
/month
3 Bed
$3,040
/month
4 Bed
$3,630
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$501,646
Zillow Home Value Index (ZHVI) · as of March 2026
-7.3%
vs. March 2025
+27.3%
vs. March 2021
North Port-Sarasota-Bradenton, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
7,466
Across 5,331 permitted buildings. Total construction value: $2.73B.
Single-family
5,259
70% of total units
Multifamily (2+ unit)
2,207
30% of total units
Single-family value
$2.04B
construction value
Multifamily value
$687.9M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
13,200
Average AGI
$166,010
Avg property tax
$1,002
EITC participation
5.2%
Income distribution
Avg mortgage interest
$1,224
Avg charitable contribution
$2,181
Avg capital gains
$21,487
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2191.3M across all reported brackets.
Business establishments
607
Total employment
6,987
Annual payroll
$352.3M
Average annual pay
$50,418
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$65,133
Average weekly wage
$1,253
Total employment
190,078
Total establishments
21,213
Average annual pay tracks the US national average of about $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.6%
That is 0.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
200,854
Employed
193,721
Unemployed
7,133
Based on Sarasota County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
10
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.2B
across all branches in this ZIP
Distinct institutions
9
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Bradenton--Sarasota--Venice, FL
Reporting agencies
3
Largest: Charlotte County Government
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
14
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Other
1
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
48
Date Range
1968–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
Individual Assistance
11
Direct help to disaster survivors
Households Program
11
Housing & temporary lodging support
Public Assistance
44
Repair of public facilities & roads
Hazard Mitigation
18
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
73.6°F
62.3° – 84.9°
Annual precipitation
61.1"
Diurnal range
22.6°F
Day-night swing
Heating · cooling days
416.7 · 3,581
Annual base 65°F
Nearest station: MYAKKA RVR SP, FL US, 9.5 miles from the centroid of Palmer Ranch, FL (ZIP 34238)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
44
GoodPeak AQI (2024)
115
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
216 days as main pollutant
Days measured
360
Based on Sarasota County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
8,416
That is roughly 216 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.3
avg per adult per month
Poor mental health days
5.4
avg per adult per month
Uninsured
13.4%
of residents under 65
Primary care MDs
79
per 100,000 residents
Preventable hospital stays
2,153
per 100K Medicare enrollees
Food environment (0-10)
8.2
10 = best access & security
Exercise access
89%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Sarasota data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
32.9% of Sarasota County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.18
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.60
accepting food benefits
Fast-food restaurants
0.47
per 1,000 residents
Among low-income residents, 7.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Sarasota County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 349 reports
Property crime rate
—
per 100K residents · 2,962 reports
Homicide
9
Robbery
34
Burglary
415
Vehicle theft
266
County-level data for Sarasota (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+4,594 people
+1,369 households • +$1.4B net AGI flow
Moved in
22,554households
38,297 people • $3.2B AGI
Moved out
21,185households
33,703 people • $1.9B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $142,539 versus departing households' $87,580.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 34238. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 34238: A household at this ZIP's median AGI of $166,010 keeps approximately $7,636 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $501,646, that works out to roughly $2,531/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
34233 (Bee Ridge, 3.1 mi) · 34229 (Osprey, 3.2 mi) · 34231 (Gulf Gate, 3.5 mi) · 34242 (Siesta Key, 4.6 mi) · 34241 (Lake Sarasota, 6 mi) · 34239 (Sarasota, 6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
26.6%
6.4pp below the 33.0% national rate.
43.7%
11.7pp above the 32.0% national rate.
16.5%
5.5pp below the 22.0% national rate.
85.9%
9.9pp above the 76.0% national rate.
7.4%
5.6pp below the 13.0% national rate.
12.9%
Tracks close to the 11.0% national rate.
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| IMAGINE SCHOOL AT PALMER RANCH | Public | -1–8 | 373 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
10
Median in-state tuition
$17,048
Median earnings (10 yr)
$40,318
Bradenton, FL · 34207
Sarasota, FL · 34234
Bradenton, FL · 34203
Sarasota, FL · 34233
Sarasota, FL · 34243
Sarasota, FL · 34232
Sarasota, FL · 34240
University Park, FL · 34201
Sarasota, FL · 34243
Bradenton, FL · 34207
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Palmer Ranch, FL (ZIP 34238) sits in Sarasota County within the North Port-Bradenton-Sarasota metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 43.7%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $17,048. IRS data shows average household income (AGI) of $166,010, well above the ~$45K national average per return. FEMA has issued 48 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 61.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 32.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $166,010) approximately $7,636/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 4,594 residents (1,369 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $91,936, fair market rent of $2,350 for a two-bedroom, and a typical home value of $501,646, down 7.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 16.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
26.6%, which is 6.4 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
16.5%, which is 5.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
43.7%, which is 11.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 34238 by NCES CCD (retrieved Apr 26, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
22,426 people live in ZIP 34238, with a median age of 64.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$91,936 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34238, 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34238, 21.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
5.0% of the population in ZIP 34238 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
93.5% of households in ZIP 34238 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 34238 is $501,646, down 7.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 7.3% over the past year and up 27.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 34238 (Palmer Ranch, FL) is $166,010 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 34238 report an average of $1,002 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
19.1% of tax returns from ZIP 34238 (Palmer Ranch, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 607 business establishments operated in ZIP 34238 employing 6,987 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 34238 is $50,418, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 34238 ranks in the 29th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 34238, ranking in the 53th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 48 federal disaster declarations affecting ZIP 34238 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 34238, accounting for 21 of 48 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 34238 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 34238 by the U.S. Department of Education College Scorecard, including State College Of Florida-Manatee-Sarasota, Ringling College Of Art And Design, and Manatee Technical College (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $17,048 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $40,318 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 34238 has an average annual temperature of 73.6°F and 61.1" of annual precipitation based on the MYAKKA RVR SP, FL US weather station 9.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 34238 is part of the Bradenton--Sarasota--Venice, FL urbanized area, primarily served by Charlotte County Government (National Transit Database 2024, retrieved May 4, 2026).
Florida has no state income tax. For a household earning the local median AGI of $166,010, this saves approximately $7,636 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (48 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (48 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
34233 (Bee Ridge, 3.1 mi) · 34229 (Osprey, 3.2 mi) · 34231 (Gulf Gate, 3.5 mi) · 34242 (Siesta Key, 4.6 mi) · 34241 (Lake Sarasota, 6 mi) · 34239 (Sarasota, 6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 34238?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
29th percentile
Moderate Vulnerability
Based on 8 census tracts, population 22,432
Vulnerability Themes
Households Without Vehicle
520
Limited English Speakers
371
Persons with Disability
3,190
Without HS Diploma
321
Without Health Insurance
1,317
Adults Age 65+
10,680
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.