Rainbow Springs, FL (34432)

Marion County · Ocala, FL · Population 13,029

Fresh.Data current as of Apr 24, 2026

Rainbow Springs, FL (ZIP 34432) sits in Marion County within the Ocala metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 46.7%. NCES lists 2 schools serving the area, 2 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $14,580. IRS data shows average household income (AGI) of $63,110, well above the ~$45K national average per return. Local establishments report average pay of $34,394 per worker (Census ZBP) — below the US average. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 52.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,581 years of potential life lost per 100,000 (2025) — well above the national county median. 32.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $63,110) approximately $2,903/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 13,308 residents (6,765 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,583, fair market rent of $1,210 for a two-bedroom, and a typical home value of $302,976, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Loading map…

Demographics

Population & age

Total population
13,029
Median age
55.9

Race & ethnicity

White
83.2%
Black
3.2%
Asian
1.2%
Hispanic / Latino
11.4%
Other / multi-racial
11.5%

Income & housing

Median household income
$45,583
Median home value
$189,400

Education

Bachelor's degree or higher (age 25+)
18.8%

Employment

Unemployment rate
7.1%

Housing

Owner-occupied
5,019(88.1%)
Renter-occupied
675(11.9%)
Vacant units
905
Built (median)
1996

Commute

Public transit
0(0.0%)
Work from home
440(10.9%)
Avg commute
26.7 min

Economic wellbeing

Below poverty line
2,794(21.6%)
Uninsured
182(1.4%)

Digital access

Broadband access
5,073(89.1%)
No broadband
621(10.9%)

Language & nativity

Foreign-born
767(5.9%)
Non-English at home
1,035(8.3%)

Studio

$990

/month

1 Bed

$1,030

/month

2 Bed

$1,210

/month

3 Bed

$1,560

/month

4 Bed

$1,680

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

Home values

Typical home value

$302,976

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+0.1%

vs. March 2025

5-year change

+45.3%

vs. March 2021

Metro area

Ocala, FL

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

6,729

Across 6,152 permitted buildings. Total construction value: $1.29B.

Single-family

6,067

90% of total units

Multifamily (2+ unit)

662

10% of total units

Single-family value

$1.20B

construction value

Multifamily value

$81.6M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

6,370

Average AGI

$63,110

Avg property tax

$158

EITC participation

16.3%

Income distribution

  • $1 – $25,00031.1% · 1,980
  • $25,000 – $50,00026.1% · 1,660
  • $50,000 – $75,00016.0% · 1,020
  • $75,000 – $100,00010.2% · 650
  • $100,000 – $200,00012.9% · 820
  • $200,000 or more3.8% · 240

Avg mortgage interest

$246

Avg charitable contribution

$350

Avg capital gains

$4,150

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $402.0M across all reported brackets.

Business & employment

Business establishments

248

Total employment

2,027

Annual payroll

$69.7M

Average annual pay

$34,394

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$52,526

Average weekly wage

$1,010

Total employment

119,528

Total establishments

10,226

That is roughly 20% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.2%

That is 0.2 percentage points above the US national unemployment rate of about 4.0%.

Labor force

158,949

Employed

152,285

Unemployed

6,664

Based on Marion County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

5

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$479.2M

across all branches in this ZIP

Distinct institutions

5

different banks operating here

Top banks by deposits in this ZIP

  • 1.Bank of America, National Association$134.5M · 1 branch
  • 2.Brannen Bank$126.4M · 1 branch
  • 3.Truist Bank$98.3M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

1

Single health-center site

One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.

FQHC sites

1

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

55

across sites in this ZIP

Sites in this ZIP

  • 1.Heart of Florida Health Center Dunnellon

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Public transit

FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.

Service status

Available

Beverly Hills--Homosassa Springs--Pine Ridge, FL

Reporting agencies

4

Largest: City of Ocala, Florida

Annual ridership

unlinked trips · 2024

Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.

See national economy & jobs trends →

Alternative-fuel stations

Public EV charging stations

2

Limited EV charging

A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.

Level 2 ports

2

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • EV Connect
  • Tesla Destination

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

51st percentile

High Vulnerability

Based on 11 census tracts, population 12,795

Vulnerability Themes

  • Socioeconomic Status66th percentile
  • Household Characteristics51st percentile
  • Racial & Ethnic Minority Status37th percentile
  • Housing Type & Transportation32nd percentile

Households Without Vehicle

206

Limited English Speakers

269

Persons with Disability

2,379

Without HS Diploma

1,167

Without Health Insurance

1,711

Adults Age 65+

4,327

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

38

Date Range

1968–2024

Most Recent Declaration

HURRICANE MILTON

Hurricane — declared October 11, 2024 (DR-4834)

Incident period: October 5, 2024 – November 2, 2024

Top Incident Types

  • Hurricane19 (50%)
  • Tropical Storm5 (13%)
  • Severe Storm4 (11%)
  • Fire4 (11%)
  • Freezing3 (8%)
  • Other3 (8%)

Individual Assistance

11

Direct help to disaster survivors

Households Program

7

Housing & temporary lodging support

Public Assistance

34

Repair of public facilities & roads

Hazard Mitigation

14

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

69.8°F

57.7°81.8°

Annual precipitation

52.4"

Diurnal range

24°F

Day-night swing

Heating · cooling days

1,013.5 · 2,772

Annual base 65°F

Nearest station: INVERNESS 3 SE, FL US, 18.5 miles from the centroid of Rainbow Springs, FL (ZIP 34432)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

49

Good
Good 189dModerate 170dUSG 1d

Peak AQI (2024)

101

Unhealthy for Sensitive Groups

Primary pollutant

PM2.5

276 days as main pollutant

Days measured

360

Based on Marion County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

12,581

That is roughly 4,381 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

20%

of adults self-report

Poor physical health days

4.5

avg per adult per month

Poor mental health days

6.0

avg per adult per month

Uninsured

15.6%

of residents under 65

Primary care MDs

58

per 100,000 residents

Preventable hospital stays

3,101

per 100K Medicare enrollees

Food environment (0-10)

7.2

10 = best access & security

Exercise access

68%

residents near a facility

Flu vaccinated

41%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Marion data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

32.7% of Marion County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.14

per 1,000 residents

Supercenters & clubs

0.02

per 1,000 residents

SNAP-authorized stores

0.89

accepting food benefits

Fast-food restaurants

0.53

per 1,000 residents

Among low-income residents, 11.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Marion County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 667 reports

Property crime rate

per 100K residents · 2,370 reports

Homicide

10

Robbery

22

Burglary

428

Vehicle theft

223

County-level data for Marion (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+13,308 people

+6,765 households+$673.0M net AGI flow

Moved in

20,680households

37,259 people • $1.4B AGI

Moved out

13,915households

23,951 people • $751.4M AGI

Where new residents came from

  1. Lake County, FL957 households
  2. Orange County, FL655 households
  3. Miami-Dade County, FL587 households
  4. Broward County, FL572 households
  5. Sumter County, FL530 households

Where departing residents went

  1. Lake County, FL649 households
  2. Citrus County, FL529 households
  3. Alachua County, FL526 households
  4. Sumter County, FL484 households
  5. Orange County, FL318 households

Incoming households reported an average AGI of $68,879 versus departing households' $53,999.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Florida

State-level rules that apply to every resident of ZIP 34432. Numbers reflect the most recent published year per source.

Tax rates

Income tax

None

No state income tax

Sales tax (combined)

6.98%

State 6.00% · avg local 0.98%

Property tax (effective)

0.50%

Median $787/year

Tax burden rank

8 of 50

8.90% of personal income

For ZIP 34432: A household at this ZIP's median AGI of $63,110 keeps approximately $2,903 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $302,976, that works out to roughly $1,529/year in property tax.

Paid family leave

Program

Voluntary (private insurance framework)

Voluntary (private insurance framework)

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 34432

Nearby ZIPs by distance

34481 (On Top Of The World, 5.7 mi) · 34434 (Citrus Springs, 6.2 mi) · 34445 (Citrus Springs, 7.1 mi) · 34442 (Hernando, 10 mi) · 34476 (Liberty Triangle, 10.6 mi) · 34433 (Citrus Springs, 10.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

2 schools serve this ZIP, including 2 non-charter.

All 2 schools serving this ZIP
SchoolTypeGradesEnrollment
DUNNELLON HIGH SCHOOLPublic9–121,145
DUNNELLON ELEMENTARY SCHOOLPublic-1–5561

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$14,580

Median earnings (10 yr)

$38,203

  • College of Central Florida

    Ocala, FL · 34474

    4-Year
    In-state tuition
    $2,710
    Out-of-state tuition
    $10,517
    Acceptance rate
    Graduation rate
    44.2%
    Median earnings (10 yr)
    $38,203
    Median student debt
    $13,000
  • 4-Year
    In-state tuition
    $15,314
    Out-of-state tuition
    $15,314
    Acceptance rate
    Graduation rate
    46.3%
    Median earnings (10 yr)
    $39,080
    Median student debt
    $20,899
  • Marion Technical College

    Ocala, FL · 34471

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    76.2%
    Median earnings (10 yr)
    $36,095
    Median student debt
  • Taylor College

    Ocala, FL · 34470

    2-Year
    In-state tuition
    $14,580
    Out-of-state tuition
    $14,580
    Acceptance rate
    Graduation rate
    50.0%
    Median earnings (10 yr)
    $60,311
    Median student debt
    $26,250
  • Withlacoochee Technical College

    Inverness, FL · 34450

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    54.6%
    Median earnings (10 yr)
    $34,279
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Rainbow Springs, FL (ZIP 34432) sits in Marion County within the Ocala metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 46.7%. NCES lists 2 schools serving the area, 2 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $14,580. IRS data shows average household income (AGI) of $63,110, well above the ~$45K national average per return. Local establishments report average pay of $34,394 per worker (Census ZBP) — below the US average. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 52.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,581 years of potential life lost per 100,000 (2025) — well above the national county median. 32.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Florida has no state income tax, saving the local median household (AGI $63,110) approximately $2,903/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 13,308 residents (6,765 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,583, fair market rent of $1,210 for a two-bedroom, and a typical home value of $302,976, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 34432

What is the obesity rate in ZIP 34432?

37.0%, which is 4.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 34432?

19.6%, which is 2.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 34432?

46.7%, which is 14.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 34432?

2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 34432 have charter schools?

No charter schools are listed in ZIP 34432 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 34432?

Yes, 1 high school serves this ZIP: Dunnellon High School. (NCES CCD, retrieved Apr 26, 2026).

What is the population of ZIP 34432?

13,029 people live in ZIP 34432, with a median age of 55.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 34432?

$45,583 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 34432 mostly renters or homeowners?

In ZIP 34432, 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 34432?

In ZIP 34432, 10.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 34432?

21.6% of the population in ZIP 34432 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 34432 have broadband internet?

89.1% of households in ZIP 34432 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 34432?

The typical home value in ZIP 34432 is $302,976, up 0.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 34432?

Home values are up 0.1% over the past year and up 45.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 34432?

The average Adjusted Gross Income reported on tax returns from ZIP 34432 (Rainbow Springs, FL) is $63,110 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 34432?

Tax returns from ZIP 34432 report an average of $158 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 34432 earn over $200,000?

3.8% of tax returns from ZIP 34432 (Rainbow Springs, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 34432?

As of 2022, 248 business establishments operated in ZIP 34432 employing 2,027 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 34432?

The average annual pay across all local establishments in ZIP 34432 is $34,394, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 34432 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 34432 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 34432?

Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 34432, ranking in the 66th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 34432 experienced?

FEMA has recorded 38 federal disaster declarations affecting ZIP 34432 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 34432?

Hurricane is the most common federally declared disaster type affecting ZIP 34432, accounting for 19 of 38 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 34432?

The most recent FEMA disaster declaration affecting ZIP 34432 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 34432?

5 colleges and universities are listed near ZIP 34432 by the U.S. Department of Education College Scorecard, including College Of Central Florida, Rasmussen University-Florida, and Marion Technical College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 34432?

Median in-state tuition across 5 nearby institutions is $14,580 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 34432?

Graduates of nearby colleges earn a median of $38,203 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 34432?

ZIP 34432 has an average annual temperature of 69.8°F and 52.4" of annual precipitation based on the INVERNESS 3 SE, FL US weather station 18.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

Does ZIP 34432 have public transit?

Yes — ZIP 34432 is part of the Beverly Hills--Homosassa Springs--Pine Ridge, FL urbanized area, primarily served by City of Ocala, Florida (National Transit Database 2024, retrieved May 4, 2026).

What taxes apply in ZIP 34432?

Florida has no state income tax. For a household earning the local median AGI of $63,110, this saves approximately $2,903 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).

Does Florida have paid family leave?

Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).

What data is available for ZIP 34432?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (38 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (38 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 34432

Nearby ZIPs by distance

34481 (On Top Of The World, 5.7 mi) · 34434 (Citrus Springs, 6.2 mi) · 34445 (Citrus Springs, 7.1 mi) · 34442 (Hernando, 10 mi) · 34476 (Liberty Triangle, 10.6 mi) · 34433 (Citrus Springs, 10.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 34432?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.