Palm City, FL (34990)

Martin County · Port St. Lucie, FL · Population 30,606

Fresh.Data current as of Apr 24, 2026

Palm City, FL (ZIP 34990) sits in Martin County within the Port St. Lucie metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 24.7%. NCES lists 4 schools serving the area, 4 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $19,948. IRS data shows average household income (AGI) of $201,064, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 42 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 37.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 1,438 residents (504 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $114,842, fair market rent of $2,200 for a two-bedroom, and a typical home value of $611,083, down 3.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
30,606
Median age
51.4

Race & ethnicity

White
86.5%
Black
0.9%
Asian
2.9%
Hispanic / Latino
8.5%
Other / multi-racial
9.7%

Income & housing

Median household income
$114,842
Median home value
$517,100

Education

Bachelor's degree or higher (age 25+)
42.7%

Employment

Unemployment rate
5.3%

Housing

Owner-occupied
10,818(89.1%)
Renter-occupied
1,326(10.9%)
Vacant units
1,544
Built (median)
1992

Commute

Public transit
60(0.5%)
Work from home
2,413(18.2%)
Avg commute
21.8 min

Economic wellbeing

Below poverty line
1,429(4.7%)
Uninsured
185(0.6%)

Digital access

Broadband access
11,340(93.4%)
No broadband
804(6.6%)

Language & nativity

Foreign-born
2,832(9.3%)
Non-English at home
2,707(9.2%)

Studio

$1,820

/month

1 Bed

$1,840

/month

2 Bed

$2,200

/month

3 Bed

$3,030

/month

4 Bed

$3,230

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$611,083

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-3.4%

vs. March 2025

5-year change

+41.6%

vs. March 2021

Metro area

Port St. Lucie, FL

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

5,515

Across 5,131 permitted buildings. Total construction value: $1.65B.

Single-family

5,095

92% of total units

Multifamily (2+ unit)

420

8% of total units

Single-family value

$1.59B

construction value

Multifamily value

$62.3M

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

16,230

Average AGI

$201,064

Avg property tax

$1,328

EITC participation

6.0%

Income distribution

  • $1 – $25,00020.1% · 3,270
  • $25,000 – $50,00014.1% · 2,290
  • $50,000 – $75,00011.3% · 1,840
  • $75,000 – $100,0009.4% · 1,520
  • $100,000 – $200,00023.8% · 3,860
  • $200,000 or more21.3% · 3,450

Avg mortgage interest

$1,594

Avg charitable contribution

$2,536

Avg capital gains

$36,274

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $3263.3M across all reported brackets.

Business & employment

Business establishments

1,084

Total employment

9,948

Annual payroll

$469.7M

Average annual pay

$47,211

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$59,415

Average weekly wage

$1,143

Total employment

76,510

Total establishments

7,584

That is roughly 9% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.5%

That is 0.5 percentage points below the US national unemployment rate of about 4.0%.

Labor force

72,017

Employed

69,480

Unemployed

2,537

Based on Martin County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

7

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$1.1B

across all branches in this ZIP

Distinct institutions

7

different banks operating here

Top banks by deposits in this ZIP

  • 1.Seacoast National Bank$282.3M · 1 branch
  • 2.Wells Fargo Bank, National Association$209.4M · 1 branch
  • 3.Bank of America, National Association$197.6M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

1

Limited EV charging

A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.

Level 2 ports

2

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

34.8

across outlets in this ZIP

Avg square feet

20,900

per outlet

Outlets in this ZIP

  • 1.Cummings Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

18th percentile

Low Vulnerability

Based on 9 census tracts, population 31,668

Vulnerability Themes

  • Socioeconomic Status26th percentile
  • Household Characteristics26th percentile
  • Racial & Ethnic Minority Status29th percentile
  • Housing Type & Transportation25th percentile

Households Without Vehicle

501

Limited English Speakers

180

Persons with Disability

3,208

Without HS Diploma

1,090

Without Health Insurance

1,973

Adults Age 65+

8,829

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

42

Date Range

1965–2024

Most Recent Declaration

HURRICANE MILTON

Hurricane — declared October 11, 2024 (DR-4834)

Incident period: October 5, 2024 – November 2, 2024

Top Incident Types

  • Hurricane25 (60%)
  • Fire6 (14%)
  • Freezing4 (10%)
  • Biological2 (5%)
  • Severe Storm2 (5%)
  • Other3 (7%)

Individual Assistance

13

Direct help to disaster survivors

Households Program

8

Housing & temporary lodging support

Public Assistance

37

Repair of public facilities & roads

Hazard Mitigation

16

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

39

Good
Good 309dModerate 48d

Peak AQI (2024)

71

Moderate

Primary pollutant

Ozone

219 days as main pollutant

Days measured

357

Based on Martin County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

7,340

That is roughly 860 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

15%

of adults self-report

Poor physical health days

3.9

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

13.5%

of residents under 65

Primary care MDs

69

per 100,000 residents

Preventable hospital stays

2,816

per 100K Medicare enrollees

Food environment (0-10)

7.8

10 = best access & security

Exercise access

97%

residents near a facility

Flu vaccinated

49%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Martin data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

37.9% of Martin County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.22

per 1,000 residents

Supercenters & clubs

0.02

per 1,000 residents

SNAP-authorized stores

0.74

accepting food benefits

Fast-food restaurants

0.70

per 1,000 residents

Among low-income residents, 10.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Martin County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+1,438 people

+504 households+$540.6M net AGI flow

Moved in

8,284households

13,652 people • $1.3B AGI

Moved out

7,780households

12,214 people • $723.8M AGI

Where new residents came from

  1. Palm Beach County, FL1,407 households
  2. St. Lucie County, FL1,048 households
  3. Broward County, FL271 households
  4. Miami-Dade County, FL131 households
  5. Suffolk County, NY116 households

Where departing residents went

  1. St. Lucie County, FL1,293 households
  2. Palm Beach County, FL714 households
  3. Indian River County, FL112 households
  4. Brevard County, FL107 households
  5. Broward County, FL101 households

Incoming households reported an average AGI of $152,637 versus departing households' $93,034.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

4 schools serve this ZIP, including 4 non-charter.

All 4 schools serving this ZIP
SchoolTypeGradesEnrollment
HIDDEN OAKS MIDDLE SCHOOLPublic6–8915
CITRUS GROVE ELEMENTARYPublic-1–5557
PALM CITY ELEMENTARY SCHOOLPublic-1–5533
BESSEY CREEK ELEMENTARY SCHOOLPublic-1–5524

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$19,948

Median earnings (10 yr)

$38,315

  • Indian River State College

    Fort Pierce, FL · 34981

    4-Year
    In-state tuition
    $2,764
    Out-of-state tuition
    $10,201
    Acceptance rate
    Graduation rate
    43.6%
    Median earnings (10 yr)
    $38,315
    Median student debt
    $8,023
  • Fortis Institute-Port Saint Lucie

    Port Saint Lucie, FL · 34952

    2-Year
    In-state tuition
    $14,839
    Out-of-state tuition
    $14,839
    Acceptance rate
    Graduation rate
    56.5%
    Median earnings (10 yr)
    $32,886
    Median student debt
    $12,346
  • In-state tuition
    $44,975
    Out-of-state tuition
    $44,975
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $67,739
    Median student debt
    $16,979
  • Fort Pierce Beauty Academy

    Fort Pierce, FL · 34982

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    91.2%
    Median earnings (10 yr)
    $23,091
    Median student debt
    $7,917
  • Keiser University-Port St Lucie

    Port St Lucie, FL · 34987

    4-Year
    In-state tuition
    $25,056
    Out-of-state tuition
    $25,056
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $39,696
    Median student debt
    $26,125

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Palm City, FL (ZIP 34990) sits in Martin County within the Port St. Lucie metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 24.7%. NCES lists 4 schools serving the area, 4 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $19,948. IRS data shows average household income (AGI) of $201,064, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 42 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. 37.9% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 1,438 residents (504 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $114,842, fair market rent of $2,200 for a two-bedroom, and a typical home value of $611,083, down 3.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

  • With fair market rent at $2,200/month (HUD SAFMR) and median household income at $114,842 (Census ACS), housing costs represent approximately 23% of income.
  • A median household income of $114,842 (Census ACS) aligns with a 24.7% obesity rate (CDC PLACES), below the ~33% national figure — a pattern that correlates with higher-income areas.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 17.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 34990

What is the obesity rate in ZIP 34990?

24.7%, which is 8.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 34990?

17.3%, which is 4.7 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 34990?

33.7%, which is 1.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 34990?

4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 34990 have charter schools?

No charter schools are listed in ZIP 34990 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 34990?

No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).

What is the population of ZIP 34990?

30,606 people live in ZIP 34990, with a median age of 51.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 34990?

$114,842 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 34990 mostly renters or homeowners?

In ZIP 34990, 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 34990?

In ZIP 34990, 18.2% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 34990?

4.7% of the population in ZIP 34990 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 34990 have broadband internet?

93.4% of households in ZIP 34990 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 34990?

The typical home value in ZIP 34990 is $611,083, down 3.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 34990?

Home values are down 3.4% over the past year and up 41.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 34990?

The average Adjusted Gross Income reported on tax returns from ZIP 34990 (Palm City, FL) is $201,064 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 34990?

Tax returns from ZIP 34990 report an average of $1,328 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 34990 earn over $200,000?

21.3% of tax returns from ZIP 34990 (Palm City, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 34990?

As of 2022, 1,084 business establishments operated in ZIP 34990 employing 9,948 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 34990?

The average annual pay across all local establishments in ZIP 34990 is $47,211, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 34990 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 34990 ranks in the 18th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 34990?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 34990, ranking in the 29th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 34990 experienced?

FEMA has recorded 42 federal disaster declarations affecting ZIP 34990 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 34990?

Hurricane is the most common federally declared disaster type affecting ZIP 34990, accounting for 25 of 42 declarations (60%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 34990?

The most recent FEMA disaster declaration affecting ZIP 34990 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 34990?

5 colleges and universities are listed near ZIP 34990 by the U.S. Department of Education College Scorecard, including Indian River State College, Fortis Institute-Port Saint Lucie, and Aviator College Of Aeronautical Science And Technology (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 34990?

Median in-state tuition across 5 nearby institutions is $19,948 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 34990?

Graduates of nearby colleges earn a median of $38,315 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 34990?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (42 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (42 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 34990?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.