New housing units permitted
543
Across 543 permitted buildings. Total construction value: $132.2M.
Margaret, AL (35112)
St. Clair County · Birmingham, AL · Population 446
Fresh.Data current as of Apr 24, 2026
Margaret, AL (ZIP 35112) sits in St. Clair County within the Birmingham metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.8%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $14,799. BLS QCEW reports average annual pay of $51,425 per worker, roughly 21% below the US average. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,878 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,629 residents (701 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,110 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$900
/month
1 Bed
$1,010
/month
2 Bed
$1,110
/month
3 Bed
$1,390
/month
4 Bed
$1,580
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
Single-family
543
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$132.2M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$51,425
Average weekly wage
$989
Total employment
21,980
Total establishments
1,943
That is roughly 21% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
2.6%
That is 1.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
45,450
Employed
44,279
Unemployed
1,171
Based on St. Clair County, AL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Birmingham, AL
Reporting agencies
3
Largest: Birmingham Regional Paratransit Consortium
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
30
Date Range
1973–2024
Most Recent Declaration
HURRICANE HELENE
Hurricane — declared September 26, 2024 (DR-3618)
Incident period: September 22, 2024 – September 29, 2024
Top Incident Types
- Severe Storm12 (40%)
- Hurricane8 (27%)
- Flood4 (13%)
- Biological2 (7%)
- Tornado2 (7%)
- Other2 (7%)
Individual Assistance
16
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.5°F
49.5° – 73.5°
Annual precipitation
57"
Annual snowfall
1.4"
Heating · cooling days
2,997.5 · 1,757.5
Annual base 65°F
Nearest station: PINSON, AL US, 12.1 miles from the centroid of Margaret, AL (ZIP 35112)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
11,878
That is roughly 3,678 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
9.6%
of residents under 65
Primary care MDs
18
per 100,000 residents
Preventable hospital stays
3,986
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
49%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on St. Clair data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
9.7% of St. Clair County, AL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.83
accepting food benefits
Fast-food restaurants
0.69
per 1,000 residents
Among low-income residents, 2.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in St. Clair County, AL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 79 reports
Property crime rate
—
per 100K residents · 334 reports
Homicide
1
Robbery
4
Burglary
178
Vehicle theft
27
County-level data for St. Clair (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+1,629 people
+701 households • +$55.0M net AGI flow
Moved in
3,536households
6,737 people • $223.3M AGI
Moved out
2,835households
5,108 people • $168.3M AGI
Where new residents came from
- Jefferson County, AL — 1,072 households
- Shelby County, AL — 232 households
- Talladega County, AL — 171 households
- Etowah County, AL — 129 households
- Calhoun County, AL — 124 households
Where departing residents went
- Jefferson County, AL — 722 households
- Shelby County, AL — 195 households
- Talladega County, AL — 195 households
- Etowah County, AL — 125 households
- Calhoun County, AL — 123 households
Incoming households reported an average AGI of $63,144 versus departing households' $59,363.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Alabama
State-level rules that apply to every resident of ZIP 35112. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.00%
graduated · 2 brackets
Sales tax (combined)
9.46%
State 4.00% · avg local 5.46%
Property tax (effective)
0.33%
Median $363/year
Tax burden rank
12 of 50
9.10% of personal income
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 35112
Nearby ZIPs by distance
35120 (Odenville, 3.5 mi) · 35173 (Trussville, 5.8 mi) · 35004 (Moody, 6.4 mi) · 35146 (Springville, 7.1 mi) · 35052 (8.1 mi) · 35126 (Pinson, 10.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.3%
3.3pp above the 33.0% national rate.
High Blood Pressure
34.6%
2.6pp above the 32.0% national rate.
Depression
26.3%
4.3pp above the 22.0% national rate.
Annual Checkup
78.7%
2.7pp above the 76.0% national rate.
Health Insurance
6.8%
6.2pp below the 13.0% national rate.
Diabetes
9.5%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Margaret Elementary | Public | -1–5 | 628 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$14,799
Median earnings (10 yr)
$37,593
- 4-Year
University of Montevallo
Montevallo, AL · 35115
- In-state tuition
- $13,948
- Out-of-state tuition
- $26,968
- Acceptance rate
- 53.8%
- Graduation rate
- 51.7%
- Median earnings (10 yr)
- $42,957
- Median student debt
- $24,000
- 4-Year
Talladega College
Talladega, AL · 35160
- In-state tuition
- $15,650
- Out-of-state tuition
- $15,650
- Acceptance rate
- 85.4%
- Graduation rate
- 43.3%
- Median earnings (10 yr)
- $32,229
- Median student debt
- $28,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Margaret, AL (ZIP 35112) sits in St. Clair County within the Birmingham metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.8%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $14,799. BLS QCEW reports average annual pay of $51,425 per worker, roughly 21% below the US average. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,878 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,629 residents (701 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,110 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 35112
What is the obesity rate in ZIP 35112?
36.3%, which is 3.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 35112?
26.3%, which is 4.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 35112?
34.6%, which is 2.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 35112?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 35112 have charter schools?
No charter schools are listed in ZIP 35112 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 35112?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
How vulnerable is ZIP 35112 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 35112 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 35112?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 35112, ranking in the 40th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 35112 experienced?
FEMA has recorded 30 federal disaster declarations affecting ZIP 35112 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 35112?
Severe Storm is the most common federally declared disaster type affecting ZIP 35112, accounting for 12 of 30 declarations (40%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 35112?
The most recent FEMA disaster declaration affecting ZIP 35112 was "HURRICANE HELENE" — a hurricane declared in 2024 (DR-3618) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 35112?
2 colleges and universities are listed near ZIP 35112 by the U.S. Department of Education College Scorecard, including University Of Montevallo and Talladega College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 35112?
Median in-state tuition across 2 nearby institutions is $14,799 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 35112?
Graduates of nearby colleges earn a median of $37,593 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 35112?
ZIP 35112 has an average annual temperature of 61.5°F and 57.0" of annual precipitation based on the PINSON, AL US weather station 12.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 35112 have public transit?
Yes — ZIP 35112 is part of the Birmingham, AL urbanized area, primarily served by Birmingham Regional Paratransit Consortium (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 35112?
Alabama has a graduated income tax with a top rate of 5.00%. Combined sales tax: 9.46% (Tax Foundation 2025).
Does Alabama have paid family leave?
Alabama runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 35112?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), colleges from the U.S. Department of Education College Scorecard (2 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (30 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 35112
Nearby ZIPs by distance
35120 (Odenville, 3.5 mi) · 35173 (Trussville, 5.8 mi) · 35004 (Moody, 6.4 mi) · 35146 (Springville, 7.1 mi) · 35052 (8.1 mi) · 35126 (Pinson, 10.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 35112?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
21st percentile
Low Vulnerability
Based on 2 census tracts, population 300
Vulnerability Themes
Households Without Vehicle
3
Persons with Disability
42
Without HS Diploma
22
Without Health Insurance
12
Adults Age 65+
40
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.