Hartselle, AL (35640)

Morgan County · Decatur, AL · Population 26,909

Fresh.Data current as of Apr 24, 2026

Hartselle, AL (ZIP 35640) sits in Morgan County within the Decatur metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.5%. NCES lists 8 schools serving the area, 8 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $8,557. IRS data shows average household income (AGI) of $81,374, well above the ~$45K national average per return. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 12,502 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 866 residents (289 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $69,233, fair market rent of $950 for a two-bedroom, and a typical home value of $244,813, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
26,909
Median age
40.8

Race & ethnicity

White
88.9%
Black
5.9%
Asian
0.0%
Hispanic / Latino
1.9%
Other / multi-racial
5.2%

Income & housing

Median household income
$69,233
Median home value
$176,900

Education

Bachelor's degree or higher (age 25+)
23.0%

Employment

Unemployment rate
2.8%

Housing

Owner-occupied
8,203(80.5%)
Renter-occupied
1,991(19.5%)
Vacant units
1,064
Built (median)
1985

Commute

Public transit
25(0.2%)
Work from home
645(5.3%)
Avg commute
24.9 min

Economic wellbeing

Below poverty line
3,268(12.2%)
Uninsured
149(0.6%)

Digital access

Broadband access
8,365(82.1%)
No broadband
1,829(17.9%)

Language & nativity

Foreign-born
182(0.7%)
Non-English at home
458(1.8%)

Studio

$750

/month

1 Bed

$770

/month

2 Bed

$950

/month

3 Bed

$1,250

/month

4 Bed

$1,530

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$244,813

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+1.0%

vs. March 2025

5-year change

+28.3%

vs. March 2021

Metro area

Decatur, AL

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

229

Across 229 permitted buildings. Total construction value: $50.2M.

Single-family

229

100% of total units

Multifamily (2+ unit)

0

0% of total units

Single-family value

$50.2M

construction value

Multifamily value

$0

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

11,370

Average AGI

$81,374

Avg property tax

$97

EITC participation

14.7%

Income distribution

  • $1 – $25,00027.0% · 3,070
  • $25,000 – $50,00022.6% · 2,570
  • $50,000 – $75,00015.7% · 1,780
  • $75,000 – $100,00010.9% · 1,240
  • $100,000 – $200,00019.3% · 2,190
  • $200,000 or more4.6% · 520

Avg mortgage interest

$397

Avg charitable contribution

$1,149

Avg capital gains

$4,655

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $925.2M across all reported brackets.

Business & employment

Business establishments

432

Total employment

6,155

Annual payroll

$309.0M

Average annual pay

$50,205

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$59,944

Average weekly wage

$1,153

Total employment

52,617

Total establishments

3,362

That is roughly 8% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

2.6%

That is 1.4 percentage points below the US national unemployment rate of about 4.0%.

Labor force

60,135

Employed

58,576

Unemployed

1,559

Based on Morgan County, AL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

5

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$351.6M

across all branches in this ZIP

Distinct institutions

5

different banks operating here

Top banks by deposits in this ZIP

  • 1.Regions Bank$95.6M · 1 branch
  • 2.Bank Independent$73.9M · 1 branch
  • 3.Peoples Bank of Alabama$69.9M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

3

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

2

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 central

Avg hours / week

37

across outlets in this ZIP

Avg square feet

5,500

per outlet

Outlets in this ZIP

  • 1.Hartselle - William Bradford Huie Library Of Hartselle

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

32nd percentile

Moderate Vulnerability

Based on 13 census tracts, population 25,809

Vulnerability Themes

  • Socioeconomic Status36th percentile
  • Household Characteristics44th percentile
  • Racial & Ethnic Minority Status17th percentile
  • Housing Type & Transportation36th percentile

Households Without Vehicle

437

Limited English Speakers

49

Persons with Disability

4,668

Without HS Diploma

1,875

Without Health Insurance

1,792

Adults Age 65+

4,824

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

24

Date Range

1973–2024

Most Recent Declaration

HURRICANE HELENE

Hurricane — declared September 26, 2024 (DR-3618)

Incident period: September 22, 2024 – September 29, 2024

Top Incident Types

  • Severe Storm10 (42%)
  • Hurricane6 (25%)
  • Biological2 (8%)
  • Flood2 (8%)
  • Tornado2 (8%)
  • Other2 (8%)

Individual Assistance

9

Direct help to disaster survivors

Households Program

6

Housing & temporary lodging support

Public Assistance

20

Repair of public facilities & roads

Hazard Mitigation

9

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

44

Good
Good 264dModerate 102d

Peak AQI (2024)

81

Moderate

Primary pollutant

PM2.5

238 days as main pollutant

Days measured

366

Based on Morgan County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

12,502

That is roughly 4,302 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

22%

of adults self-report

Poor physical health days

4.5

avg per adult per month

Poor mental health days

6.2

avg per adult per month

Uninsured

12.3%

of residents under 65

Primary care MDs

51

per 100,000 residents

Preventable hospital stays

3,621

per 100K Medicare enrollees

Food environment (0-10)

7.0

10 = best access & security

Exercise access

72%

residents near a facility

Flu vaccinated

44%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.0% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Morgan data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

22.6% of Morgan County, AL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.11

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.93

accepting food benefits

Fast-food restaurants

0.78

per 1,000 residents

Among low-income residents, 8.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Morgan County, AL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+866 people

+289 households+$27.7M net AGI flow

Moved in

3,607households

6,835 people • $210.3M AGI

Moved out

3,318households

5,969 people • $182.6M AGI

Where new residents came from

  1. Madison County, AL562 households
  2. Lawrence County, AL253 households
  3. Cullman County, AL217 households
  4. Limestone County, AL206 households
  5. Marshall County, AL83 households

Where departing residents went

  1. Madison County, AL508 households
  2. Lawrence County, AL310 households
  3. Limestone County, AL264 households
  4. Cullman County, AL238 households
  5. Marshall County, AL93 households

Incoming households reported an average AGI of $58,305 versus departing households' $55,027.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

8 schools serve this ZIP, including 8 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Hartselle High SchoolPublic9–121,066
FE Burleson Elementary SchoolPublic-1–4538
Hartselle Intermediate SchoolPublic5–6522
Hartselle Junior High SchoolPublic7–8506
Crestline Elementary SchoolPublic-1–4483

Showing top 5 by enrollment. 3 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$8,557

Median earnings (10 yr)

$42,597

  • In-state tuition
    $5,120
    Out-of-state tuition
    $8,990
    Acceptance rate
    Graduation rate
    41.1%
    Median earnings (10 yr)
    $38,192
    Median student debt
    $12,000
  • University of North Alabama

    Florence, AL · 35632

    4-Year
    In-state tuition
    $12,120
    Out-of-state tuition
    $22,320
    Acceptance rate
    87.3%
    Graduation rate
    54.4%
    Median earnings (10 yr)
    $45,415
    Median student debt
    $22,077
  • Athens State University

    Athens, AL · 35611

    4-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $50,273
    Median student debt
    $18,051
  • Northwest Shoals Community College

    Muscle Shoals, AL · 35661

    2-Year
    In-state tuition
    $5,131
    Out-of-state tuition
    $9,001
    Acceptance rate
    Graduation rate
    35.5%
    Median earnings (10 yr)
    $33,828
    Median student debt
    $10,000
  • Heritage Christian University

    Florence, AL · 35630

    4-Year
    In-state tuition
    $11,982
    Out-of-state tuition
    $11,982
    Acceptance rate
    90.0%
    Graduation rate
    Median earnings (10 yr)
    $42,597
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Hartselle, AL (ZIP 35640) sits in Morgan County within the Decatur metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.5%. NCES lists 8 schools serving the area, 8 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $8,557. IRS data shows average household income (AGI) of $81,374, well above the ~$45K national average per return. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 12,502 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 866 residents (289 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $69,233, fair market rent of $950 for a two-bedroom, and a typical home value of $244,813, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 35640

What is the obesity rate in ZIP 35640?

36.7%, which is 3.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 35640?

25.2%, which is 3.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 35640?

42.5%, which is 10.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 35640?

8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 35640 have charter schools?

No charter schools are listed in ZIP 35640 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 35640?

Yes, 2 high schools serve this ZIP: Hartselle High School, Morgan County Learning Center. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 35640?

26,909 people live in ZIP 35640, with a median age of 40.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 35640?

$69,233 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 35640 mostly renters or homeowners?

In ZIP 35640, 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 35640?

In ZIP 35640, 5.3% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 35640?

12.2% of the population in ZIP 35640 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 35640 have broadband internet?

82.1% of households in ZIP 35640 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 35640?

The typical home value in ZIP 35640 is $244,813, up 1.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 35640?

Home values are up 1.0% over the past year and up 28.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 35640?

The average Adjusted Gross Income reported on tax returns from ZIP 35640 (Hartselle, AL) is $81,374 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 35640?

Tax returns from ZIP 35640 report an average of $97 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 35640 earn over $200,000?

4.6% of tax returns from ZIP 35640 (Hartselle, AL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 35640?

As of 2022, 432 business establishments operated in ZIP 35640 employing 6,155 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 35640?

The average annual pay across all local establishments in ZIP 35640 is $50,205, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 35640 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 35640 ranks in the 32th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 35640?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 35640, ranking in the 44th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 35640 experienced?

FEMA has recorded 24 federal disaster declarations affecting ZIP 35640 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 35640?

Severe Storm is the most common federally declared disaster type affecting ZIP 35640, accounting for 10 of 24 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 35640?

The most recent FEMA disaster declaration affecting ZIP 35640 was "HURRICANE HELENE" — a hurricane declared in 2024 (DR-3618) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 35640?

5 colleges and universities are listed near ZIP 35640 by the U.S. Department of Education College Scorecard, including John C Calhoun State Community College, University Of North Alabama, and Athens State University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 35640?

Median in-state tuition across 5 nearby institutions is $8,557 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 35640?

Graduates of nearby colleges earn a median of $42,597 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 35640?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (24 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 35640?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.