Population & age
- Total population
- 9,125
- Median age
- 45.8
Waverly, TN (37185)
Humphreys County · Population 9,125
Fresh.Data current as of Apr 24, 2026
Waverly, TN (ZIP 37185) sits in Humphreys County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.4%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,308. IRS data shows average household income (AGI) of $62,947, well above the ~$45K national average per return. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1975 — a high-frequency exposure profile. Annual precipitation averages 51.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,926 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Tennessee has no state income tax, saving the local median household (AGI $62,947) approximately $2,896/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 383 residents (177 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $50,403, fair market rent of $1,000 for a two-bedroom, and a typical home value of $241,065, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 88.9%
- Black
- 2.4%
- Asian
- 1.5%
- Hispanic / Latino
- 2.7%
- Other / multi-racial
- 6.9%
Income & housing
- Median household income
- $50,403
- Median home value
- $178,100
Education
- Bachelor's degree or higher (age 25+)
- 18.2%
Employment
- Unemployment rate
- 12.7%
Housing
- Owner-occupied
- 2,675(76.6%)
- Renter-occupied
- 818(23.4%)
- Vacant units
- 1,274
- Built (median)
- 1979
Commute
- Public transit
- 0(0.0%)
- Work from home
- 196(5.2%)
- Avg commute
- 34.9 min
Economic wellbeing
- Below poverty line
- 1,279(14.5%)
- Uninsured
- 201(2.2%)
Digital access
- Broadband access
- 2,883(82.5%)
- No broadband
- 610(17.5%)
Language & nativity
- Foreign-born
- 320(3.5%)
- Non-English at home
- 218(2.5%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$760
/month
1 Bed
$760
/month
2 Bed
$1,000
/month
3 Bed
$1,250
/month
4 Bed
$1,400
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$241,065
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.4%
vs. March 2025
5-year change
+44.0%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
40
Across 40 permitted buildings. Total construction value: $5.4M.
Single-family
40
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$5.4M
construction value
Multifamily value
$0
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
3,620
Average AGI
$62,947
Avg property tax
$66
EITC participation
20.2%
Income distribution
- $1 – $25,00030.9% · 1,120
- $25,000 – $50,00027.6% · 1,000
- $50,000 – $75,00015.7% · 570
- $75,000 – $100,0009.7% · 350
- $100,000 – $200,00012.7% · 460
- $200,000 or more3.3% · 120
Avg mortgage interest
$93
Avg charitable contribution
$537
Avg capital gains
$3,114
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $227.9M across all reported brackets.
Business & employment
Business establishments
178
Total employment
2,299
Annual payroll
$100.0M
Average annual pay
$43,505
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,024
Average weekly wage
$1,174
Total employment
5,951
Total establishments
431
That is roughly 7% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.7%
That is 0.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
8,186
Employed
7,881
Unemployed
305
Based on Humphreys County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
4
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$407.6M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
- 1.First Federal Bank$146.3M · 1 branch
- 2.FirstBank$123.5M · 1 branch
- 3.Regions Bank$69.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Hospitals & healthcare facilities
Facilities located inside ZIP 37185 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
ASCENSION SAINT THOMAS THREE RIVERS
Not rated
Critical Access Hospitals
Voluntary non-profit - Private
Emergency services
451 HIGHWAY 13 SOUTH, WAVERLY, TN, 37185
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
0
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
45
across outlets in this ZIP
Avg square feet
10,079
per outlet
Outlets in this ZIP
- 1.Humphreys County Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
32
Date Range
1975–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
- Severe Storm20 (63%)
- Flood4 (13%)
- Winter Storm2 (6%)
- Biological2 (6%)
- Tornado2 (6%)
- Other2 (6%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
31
Repair of public facilities & roads
Hazard Mitigation
19
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60°F
49.1° – 70.9°
Annual precipitation
51.6"
Annual snowfall
2.7"
Heating · cooling days
3,526.1 · 1,731.6
Annual base 65°F
Nearest station: CAMDEN, TN US, 12.2 miles from the centroid of Waverly, TN (ZIP 37185)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
13,926
That is roughly 5,726 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
24%
of adults self-report
Poor physical health days
5.2
avg per adult per month
Poor mental health days
6.7
avg per adult per month
Uninsured
12.5%
of residents under 65
Primary care MDs
16
per 100,000 residents
Preventable hospital stays
3,555
per 100K Medicare enrollees
Food environment (0-10)
7.4
10 = best access & security
Exercise access
67%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Humphreys data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
22.3% of Humphreys County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.95
accepting food benefits
Fast-food restaurants
0.75
per 1,000 residents
Among low-income residents, 8.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Humphreys County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 25 reports
Property crime rate
—
per 100K residents · 35 reports
Homicide
0
Robbery
0
Burglary
16
Vehicle theft
4
County-level data for Houston (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+383 people
+177 households • +$17.4M net AGI flow
Moved in
743households
1,391 people • $41.9M AGI
Moved out
566households
1,008 people • $24.5M AGI
Where new residents came from
- Dickson County, TN — 128 households
- Davidson County, TN — 33 households
- Benton County, TN — 27 households
- Hickman County, TN — 27 households
- Houston County, TN — 23 households
Where departing residents went
- Dickson County, TN — 71 households
- Benton County, TN — 28 households
- Montgomery County, TN — 27 households
- Davidson County, TN — 23 households
- Houston County, TN — 20 households
Incoming households reported an average AGI of $56,386 versus departing households' $43,332.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Tennessee
State-level rules that apply to every resident of ZIP 37185. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 37185: A household at this ZIP's median AGI of $62,947 keeps approximately $2,896 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $241,065, that works out to roughly $1,058/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 37185
Nearby ZIPs by distance
37134 (New Johnsonville, 6.7 mi) · 38333 (Eva, 6.7 mi) · 37078 (12.1 mi) · 37101 (Mcewen, 13.4 mi) · 38320 (Camden, 13.7 mi) · 38221 (Big Sandy, 16 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
42.4%
9.4pp above the 33.0% national rate.
High Blood Pressure
44.4%
12.4pp above the 32.0% national rate.
Depression
30.3%
8.3pp above the 22.0% national rate.
Annual Checkup
78.8%
2.8pp above the 76.0% national rate.
Health Insurance
12.0%
Tracks close to the 13.0% national rate.
Diabetes
16.2%
5.2pp above the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Waverly Central High School | Public | 9–12 | 562 |
| Waverly Jr High School | Public | 4–8 | 539 |
| Waverly Elementary | Public | -1–3 | 507 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
9
Median in-state tuition
$15,308
Median earnings (10 yr)
$39,511
- 4-Year
Middle Tennessee State University
Murfreesboro, TN · 37132
- In-state tuition
- $10,266
- Out-of-state tuition
- $31,574
- Acceptance rate
- 69.1%
- Graduation rate
- 53.8%
- Median earnings (10 yr)
- $48,541
- Median student debt
- $20,000
- 2-Year
Tennessee College of Applied Technology-Murfreesboro
Murfreesboro, TN · 37129
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 75.3%
- Median earnings (10 yr)
- $40,869
- Median student debt
- —
- 2-Year
Tennessee College of Applied Technology-Shelbyville
Shelbyville, TN · 37160
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 73.4%
- Median earnings (10 yr)
- $38,700
- Median student debt
- —
- 2-Year
Tennessee College of Applied Technology-McMinnville
McMinnville, TN · 37110
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.7%
- Median earnings (10 yr)
- $40,322
- Median student debt
- —
- 4-Year
Nossi College of Art and Design
Nashville, TN · 37115
- In-state tuition
- $20,350
- Out-of-state tuition
- $20,350
- Acceptance rate
- 46.3%
- Graduation rate
- 39.7%
- Median earnings (10 yr)
- $35,113
- Median student debt
- $33,498
- Certificate
Paul Mitchell the School-Murfreesboro
Murfreesboro, TN · 37129
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 68.3%
- Median earnings (10 yr)
- $30,461
- Median student debt
- $7,917
- Certificate
Mind Body Institute
Madison, TN · 37115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 77.8%
- Median earnings (10 yr)
- —
- Median student debt
- —
- Certificate
Allied Health Careers Institute
Murfreesboro, TN · 37130
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 80.0%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Middle Tennessee School of Anesthesia Inc
Madison, TN · 37115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Waverly, TN (ZIP 37185) sits in Humphreys County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.4%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,308. IRS data shows average household income (AGI) of $62,947, well above the ~$45K national average per return. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1975 — a high-frequency exposure profile. Annual precipitation averages 51.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,926 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Tennessee has no state income tax, saving the local median household (AGI $62,947) approximately $2,896/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 383 residents (177 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $50,403, fair market rent of $1,000 for a two-bedroom, and a typical home value of $241,065, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 30.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 37185
What is the obesity rate in ZIP 37185?
42.4%, which is 9.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 37185?
30.3%, which is 8.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 37185?
44.4%, which is 12.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 37185?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 37185 have charter schools?
No charter schools are listed in ZIP 37185 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 37185?
Yes, 1 high school serves this ZIP: Waverly Central High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 37185?
9,125 people live in ZIP 37185, with a median age of 45.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 37185?
$50,403 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 37185 mostly renters or homeowners?
In ZIP 37185, 76.6% of occupied housing units are owner-occupied and 23.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 37185?
In ZIP 37185, 5.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 37185?
14.5% of the population in ZIP 37185 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 37185 have broadband internet?
82.5% of households in ZIP 37185 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 37185?
The typical home value in ZIP 37185 is $241,065, up 4.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 37185?
Home values are up 4.4% over the past year and up 44.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 37185?
The average Adjusted Gross Income reported on tax returns from ZIP 37185 (Waverly, TN) is $62,947 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 37185?
Tax returns from ZIP 37185 report an average of $66 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 37185 earn over $200,000?
3.3% of tax returns from ZIP 37185 (Waverly, TN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 37185?
As of 2022, 178 business establishments operated in ZIP 37185 employing 2,299 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 37185?
The average annual pay across all local establishments in ZIP 37185 is $43,505, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 37185 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 37185 ranks in the 65th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 37185?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 37185, ranking in the 78th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 37185 experienced?
FEMA has recorded 32 federal disaster declarations affecting ZIP 37185 between 1975–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 37185?
Severe Storm is the most common federally declared disaster type affecting ZIP 37185, accounting for 20 of 32 declarations (63%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 37185?
The most recent FEMA disaster declaration affecting ZIP 37185 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 37185?
9 colleges and universities are listed near ZIP 37185 by the U.S. Department of Education College Scorecard, including Middle Tennessee State University, Tennessee College Of Applied Technology-Murfreesboro, and Tennessee College Of Applied Technology-Shelbyville (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 37185?
Median in-state tuition across 9 nearby institutions is $15,308 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 37185?
Graduates of nearby colleges earn a median of $39,511 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 37185?
ZIP 37185 has an average annual temperature of 60.0°F and 51.6" of annual precipitation based on the CAMDEN, TN US weather station 12.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What hospitals are in ZIP 37185?
1 hospital is located in ZIP 37185 (CMS Hospital Compare, 2024).
What taxes apply in ZIP 37185?
Tennessee has no state income tax. For a household earning the local median AGI of $62,947, this saves approximately $2,896 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Does Tennessee have paid family leave?
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 37185?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (32 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (32 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 37185
Nearby ZIPs by distance
37134 (New Johnsonville, 6.7 mi) · 38333 (Eva, 6.7 mi) · 37078 (12.1 mi) · 37101 (Mcewen, 13.4 mi) · 38320 (Camden, 13.7 mi) · 38221 (Big Sandy, 16 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
65th percentile
High Vulnerability
Based on 5 census tracts, population 8,092
Vulnerability Themes
Households Without Vehicle
79
Persons with Disability
1,620
Without HS Diploma
718
Without Health Insurance
1,103
Adults Age 65+
1,899
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.