Population & age
- Total population
- 467
- Median age
- 57.9
Polk County · Cleveland, TN · Population 467
Ducktown, TN (ZIP 37326) sits in Polk County within the Cleveland metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 51.4%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $23,790. BLS QCEW reports average annual pay of $41,945 per worker, roughly 36% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 82th percentile nationally — a highly vulnerable community profile. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. Annual precipitation averages 55.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,384 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 374 residents (201 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,090 for a two-bedroom, a 42.3% poverty rate (well above the ~12% US average), and a median home value of $119,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$750
/month
1 Bed
$830
/month
2 Bed
$1,090
/month
3 Bed
$1,430
/month
4 Bed
$1,450
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing units permitted
211
Across 211 permitted buildings. Total construction value: $38.2M.
Single-family
211
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$38.2M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business establishments
24
Total employment
172
Annual payroll
$7.0M
Average annual pay
$40,779
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$41,945
Average weekly wage
$807
Total employment
2,759
Total establishments
340
That is roughly 36% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.8%
That is 0.2 percentage points below the US national unemployment rate of about 4.0%.
Labor force
7,360
Employed
7,081
Unemployed
279
Based on Polk County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$43.2M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
45
across outlets in this ZIP
Avg square feet
1,848
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
23
Date Range
1974–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
59.2°F
46.3° – 72°
Annual precipitation
55.3"
Annual snowfall
2.8"
Heating · cooling days
3,591.1 · 1,492.1
Annual base 65°F
Nearest station: TELLICO PLAINS, TN US, 23.2 miles from the centroid of Ducktown, TN (ZIP 37326)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
14,384
That is roughly 6,184 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
5.3
avg per adult per month
Poor mental health days
6.7
avg per adult per month
Uninsured
12.9%
of residents under 65
Primary care MDs
34
per 100,000 residents
Preventable hospital stays
2,344
per 100K Medicare enrollees
Food environment (0-10)
7.8
10 = best access & security
Exercise access
66%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Polk data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
4.0% of Polk County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.18
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.19
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Polk County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 47 reports
Property crime rate
—
per 100K residents · 164 reports
Homicide
1
Robbery
2
Burglary
46
Vehicle theft
22
County-level data for Polk (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+374 people
+201 households • +$17.1M net AGI flow
Moved in
780households
1,485 people • $47.0M AGI
Moved out
579households
1,111 people • $29.9M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $60,223 versus departing households' $51,663.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 37326. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 37326: Applied to this ZIP's typical home value of $119,200, that works out to roughly $523/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Ducktown
Nearby ZIPs by distance
37317 (Copperhill, 3.4 mi) · 37391 (Ducktown, 4 mi) · 30555 (Mccaysville, 5.3 mi) · 37333 (Farner, 7.6 mi) · 30559 (Mineral Bluff, 8.4 mi) · 30541 (Epworth, 11.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
42.3%
9.3pp above the 33.0% national rate.
51.4%
19.4pp above the 32.0% national rate.
28.2%
6.2pp above the 22.0% national rate.
82.7%
6.7pp above the 76.0% national rate.
10.3%
2.7pp below the 13.0% national rate.
18.6%
7.6pp above the 11.0% national rate.
Colleges in this area
10
Median in-state tuition
$23,790
Median earnings (10 yr)
$41,881
Tullahoma, TN · 37388
Collegedale, TN · 37315
Cleveland, TN · 37311
Cleveland, TN · 37312
Sewanee, TN · 37383
Athens, TN · 37303
Dayton, TN · 37321
Cleveland, TN · 37312
Athens, TN · 37371
Fayetteville, TN · 37334
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Ducktown, TN (ZIP 37326) sits in Polk County within the Cleveland metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 51.4%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $23,790. BLS QCEW reports average annual pay of $41,945 per worker, roughly 36% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 82th percentile nationally — a highly vulnerable community profile. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. Annual precipitation averages 55.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,384 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 374 residents (201 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,090 for a two-bedroom, a 42.3% poverty rate (well above the ~12% US average), and a median home value of $119,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 28.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
42.3%, which is 9.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
28.2%, which is 6.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
51.4%, which is 19.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
467 people live in ZIP 37326, with a median age of 57.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 37326, 37.8% of occupied housing units are owner-occupied and 62.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 37326, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
42.3% of the population in ZIP 37326 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
74.0% of households in ZIP 37326 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
As of 2022, 24 business establishments operated in ZIP 37326 employing 172 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 37326 is $40,779, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 37326 ranks in the 82th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 37326, ranking in the 88th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 23 federal disaster declarations affecting ZIP 37326 between 1974–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 37326, accounting for 12 of 23 declarations (52%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 37326 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 37326 by the U.S. Department of Education College Scorecard, including Motlow State Community College, Southern Adventist University, and Lee University (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $23,790 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $41,881 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 37326 has an average annual temperature of 59.2°F and 55.3" of annual precipitation based on the TELLICO PLAINS, TN US weather station 23.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Tennessee has no state income tax. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (10 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Ducktown
Nearby ZIPs by distance
37317 (Copperhill, 3.4 mi) · 37391 (Ducktown, 4 mi) · 30555 (Mccaysville, 5.3 mi) · 37333 (Farner, 7.6 mi) · 30559 (Mineral Bluff, 8.4 mi) · 30541 (Epworth, 11.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 37326?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
82nd percentile
Very High Vulnerability
Based on 1 census tract, population 80
Vulnerability Themes
Households Without Vehicle
5
Persons with Disability
16
Without HS Diploma
7
Without Health Insurance
15
Adults Age 65+
14
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.