Population & age
- Total population
- 23,408
- Median age
- 37.1
Memphis, TN (38104)
Shelby County · Memphis, TN-MS-AR · Population 23,408
Fresh.Data current as of Apr 24, 2026
Memphis, TN (ZIP 38104) sits in Shelby County within the Memphis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 27.3%. NCES lists 13 schools serving the area, 13 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $12,262. IRS data shows average household income (AGI) of $105,088, well above the ~$45K national average per return. Federal QCEW filings show 482,470 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 54.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,564 years of potential life lost per 100,000 (2025) — well above the national county median. 32.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Tennessee has no state income tax, saving the local median household (AGI $105,088) approximately $4,834/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net loss of 9,272 residents (4,439 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $53,351, fair market rent of $1,470 for a two-bedroom, and a typical home value of $253,001, down 5.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 62.3%
- Black
- 28.7%
- Asian
- 3.3%
- Hispanic / Latino
- 4.0%
- Other / multi-racial
- 5.3%
Income & housing
- Median household income
- $53,351
- Median home value
- $288,900
Education
- Bachelor's degree or higher (age 25+)
- 45.9%
Employment
- Unemployment rate
- 4.7%
Housing
- Owner-occupied
- 4,790(37.5%)
- Renter-occupied
- 7,978(62.5%)
- Vacant units
- 1,653
- Built (median)
- 1949
Commute
- Public transit
- 123(0.9%)
- Work from home
- 1,374(10.0%)
- Avg commute
- 16.8 min
Economic wellbeing
- Below poverty line
- 3,385(15.0%)
- Uninsured
- 54(0.2%)
Digital access
- Broadband access
- 10,486(82.1%)
- No broadband
- 2,282(17.9%)
Language & nativity
- Foreign-born
- 1,243(5.3%)
- Non-English at home
- 1,326(5.9%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,220
/month
1 Bed
$1,330
/month
2 Bed
$1,470
/month
3 Bed
$1,940
/month
4 Bed
$2,260
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$253,001
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-5.0%
vs. March 2025
5-year change
+1.3%
vs. March 2021
Metro area
Memphis, TN-MS-AR
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
2,061
Across 710 permitted buildings. Total construction value: $392.2M.
Single-family
642
31% of total units
Multifamily (2+ unit)
1,419
69% of total units
Single-family value
$279.7M
construction value
Multifamily value
$112.5M
construction value
Apartment construction (5+ unit buildings) accounts for 68% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
9,950
Average AGI
$105,088
Avg property tax
$591
EITC participation
13.7%
Income distribution
- $1 – $25,00026.3% · 2,620
- $25,000 – $50,00025.1% · 2,500
- $50,000 – $75,00015.9% · 1,580
- $75,000 – $100,0008.5% · 850
- $100,000 – $200,00014.4% · 1,430
- $200,000 or more9.7% · 970
Avg mortgage interest
$704
Avg charitable contribution
$1,513
Avg capital gains
$7,015
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1045.6M across all reported brackets.
Business & employment
Business establishments
898
Total employment
19,943
Annual payroll
$1.3B
Average annual pay
$63,072
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$71,518
Average weekly wage
$1,375
Total employment
482,470
Total establishments
24,468
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.5%
That is 0.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
425,307
Employed
406,246
Unemployed
19,061
Based on Shelby County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
11
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$629.8M
across all branches in this ZIP
Distinct institutions
9
different banks operating here
Top banks by deposits in this ZIP
- 1.Regions Bank$176.3M · 3 branches
- 2.First Horizon Bank$131.7M · 1 branch
- 3.Commercial Bank & Trust Co.$84.6M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
2
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
2
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
40.5
across sites in this ZIP
Sites in this ZIP
- 1.Administrative/Outreach Offices
- 2.Operation Outreach Homeless Health Center
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 38104 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
METHODIST HOSPITALS OF MEMPHIS
★★★★★4.0
Acute Care Hospitals
Voluntary non-profit - Church
Emergency services
1265 UNION AVE SUITE 700, MEMPHIS, TN, 38104
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Memphis, TN--MS--AR
Reporting agencies
1
Largest: City of Memphis
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
10
Strong EV charging coverage
A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.
Level 2 ports
14
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Blink Network
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
28
Date Range
1973–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
- Severe Storm17 (61%)
- Winter Storm3 (11%)
- Severe Ice Storm2 (7%)
- Biological2 (7%)
- Flood2 (7%)
- Other2 (7%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
25
Repair of public facilities & roads
Hazard Mitigation
17
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
63.4°F
53.8° – 73°
Annual precipitation
54.9"
Annual snowfall
2.7"
Heating · cooling days
2,874.9 · 2,313.8
Annual base 65°F
Nearest station: MEMPHIS INTL AP, TN US, 5.4 miles from the centroid of Memphis, TN (ZIP 38104)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
55
ModerateGood 126dModerate 231dUSG 6dUnhealthy 3d
Peak AQI (2024)
159
Unhealthy
Primary pollutant
PM2.5
268 days as main pollutant
Days measured
366
Based on Shelby County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
14,564
That is roughly 6,364 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
6.5
avg per adult per month
Uninsured
11.4%
of residents under 65
Primary care MDs
86
per 100,000 residents
Preventable hospital stays
2,872
per 100K Medicare enrollees
Food environment (0-10)
7.4
10 = best access & security
Exercise access
87%
residents near a facility
Flu vaccinated
50%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 11.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Shelby data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
32.8% of Shelby County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
1.02
accepting food benefits
Fast-food restaurants
0.83
per 1,000 residents
Among low-income residents, 11.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Shelby County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 630 reports
Property crime rate
—
per 100K residents · 2,660 reports
Homicide
11
Robbery
46
Burglary
346
Vehicle theft
758
County-level data for Shelby (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−9,272 people
−4,439 households • −$577.9M net AGI flow
Moved in
18,994households
33,083 people • $1.2B AGI
Moved out
23,433households
42,355 people • $1.8B AGI
Where new residents came from
- DeSoto County, MS — 1,915 households
- Tipton County, TN — 626 households
- Fayette County, TN — 549 households
- Davidson County, TN — 367 households
- Crittenden County, AR — 270 households
Where departing residents went
- DeSoto County, MS — 2,544 households
- Fayette County, TN — 913 households
- Tipton County, TN — 713 households
- Davidson County, TN — 595 households
- Crittenden County, AR — 313 households
Incoming households reported an average AGI of $61,999 versus departing households' $74,914.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Tennessee
State-level rules that apply to every resident of ZIP 38104. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 38104: A household at this ZIP's median AGI of $105,088 keeps approximately $4,834 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $253,001, that works out to roughly $1,111/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 38104
Other ZIPs in Memphis
Nearby ZIPs by distance
38112 (Memphis, 1.9 mi) · 38105 (Memphis, 2.2 mi) · 38126 (Memphis, 2.3 mi) · 38114 (Memphis, 2.7 mi) · 38107 (Memphis, 2.8 mi) · 38106 (Memphis, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.7%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.4%
4.4pp above the 32.0% national rate.
Depression
27.3%
5.3pp above the 22.0% national rate.
Annual Checkup
78.8%
2.8pp above the 76.0% national rate.
Health Insurance
9.5%
3.5pp below the 13.0% national rate.
Diabetes
12.5%
Tracks close to the 11.0% national rate.
Schools in this ZIP
13 schools serve this ZIP, including 13 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Central High | Public | 9–12 | 1,394 |
| Memphis Academy Of Science Engineering Middle/High | Public | 6–12 | 593 |
| Bellevue Middle | Public | 6–8 | 573 |
| Bruce Elementary | Public | -1–5 | 521 |
| Idlewild Elementary | Public | 0–5 | 493 |
Showing top 5 by enrollment. 8 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$12,262
Median earnings (10 yr)
$52,968
- 4-Year
Christian Brothers University
Memphis, TN · 38104
- In-state tuition
- $38,420
- Out-of-state tuition
- $38,420
- Acceptance rate
- 86.7%
- Graduation rate
- 55.3%
- Median earnings (10 yr)
- $57,478
- Median student debt
- $27,000
- 4-Year
Baptist Health Sciences University
Memphis, TN · 38104
- In-state tuition
- $13,796
- Out-of-state tuition
- $13,796
- Acceptance rate
- 82.0%
- Graduation rate
- 46.1%
- Median earnings (10 yr)
- $72,529
- Median student debt
- $29,500
- 2-Year
William R Moore College of Technology
Memphis, TN · 38104
- In-state tuition
- $9,723
- Out-of-state tuition
- $9,723
- Acceptance rate
- —
- Graduation rate
- 48.8%
- Median earnings (10 yr)
- $32,194
- Median student debt
- —
- Certificate
Massage Institute of Memphis
Memphis, TN · 38104
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Memphis Theological Seminary
Memphis, TN · 38104
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Southern College of Optometry
Memphis, TN · 38104
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Relay Graduate School of Education - Memphis
Memphis, TN · 38104
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
University of Memphis
Memphis, TN · 38152
- In-state tuition
- $10,728
- Out-of-state tuition
- $15,384
- Acceptance rate
- 72.0%
- Graduation rate
- 50.1%
- Median earnings (10 yr)
- $48,458
- Median student debt
- $23,300
- 2-Year
Southwest Tennessee Community College
Memphis, TN · 38134
- In-state tuition
- $4,778
- Out-of-state tuition
- $17,750
- Acceptance rate
- —
- Graduation rate
- 19.2%
- Median earnings (10 yr)
- $34,071
- Median student debt
- —
- 4-Year
Rhodes College
Memphis, TN · 38112
- In-state tuition
- $57,110
- Out-of-state tuition
- $57,110
- Acceptance rate
- 50.3%
- Graduation rate
- 83.1%
- Median earnings (10 yr)
- $66,651
- Median student debt
- $21,761
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Memphis, TN (ZIP 38104) sits in Shelby County within the Memphis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 27.3%. NCES lists 13 schools serving the area, 13 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $12,262. IRS data shows average household income (AGI) of $105,088, well above the ~$45K national average per return. Federal QCEW filings show 482,470 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 54.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,564 years of potential life lost per 100,000 (2025) — well above the national county median. 32.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Tennessee has no state income tax, saving the local median household (AGI $105,088) approximately $4,834/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net loss of 9,272 residents (4,439 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $53,351, fair market rent of $1,470 for a two-bedroom, and a typical home value of $253,001, down 5.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
- Fair market rent for a two-bedroom ($1,470/month, HUD SAFMR) represents 33% of median household income ($53,351, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- As a predominantly renter community (62% of occupied units, Census ACS), the 13 schools mapped here by NCES are especially relevant for families weighing the neighborhood.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 38104
What is the obesity rate in ZIP 38104?
34.7%, which is 1.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 38104?
27.3%, which is 5.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 38104?
36.4%, which is 4.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 38104?
13 schools serve this ZIP, including 13 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 38104 have charter schools?
No charter schools are listed in ZIP 38104 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 38104?
Yes, 6 high schools serve this ZIP: Central High, Memphis Academy Of Science Engineering Middle/High, Crosstown High School, and 3 more. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 38104?
23,408 people live in ZIP 38104, with a median age of 37.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 38104?
$53,351 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 38104 mostly renters or homeowners?
In ZIP 38104, 37.5% of occupied housing units are owner-occupied and 62.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 38104?
In ZIP 38104, 10.0% of workers work from home. Public transit is used by 0.9% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 38104?
15.0% of the population in ZIP 38104 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 38104 have broadband internet?
82.1% of households in ZIP 38104 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 38104?
The typical home value in ZIP 38104 is $253,001, down 5.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 38104?
Home values are down 5.0% over the past year and up 1.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 38104?
The average Adjusted Gross Income reported on tax returns from ZIP 38104 (Memphis, TN) is $105,088 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 38104?
Tax returns from ZIP 38104 report an average of $591 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 38104 earn over $200,000?
9.7% of tax returns from ZIP 38104 (Memphis, TN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 38104?
As of 2022, 898 business establishments operated in ZIP 38104 employing 19,943 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 38104?
The average annual pay across all local establishments in ZIP 38104 is $63,072, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 38104 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 38104 ranks in the 44th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 38104?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 38104, ranking in the 63th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 38104 experienced?
FEMA has recorded 28 federal disaster declarations affecting ZIP 38104 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 38104?
Severe Storm is the most common federally declared disaster type affecting ZIP 38104, accounting for 17 of 28 declarations (61%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 38104?
The most recent FEMA disaster declaration affecting ZIP 38104 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 38104?
10 colleges and universities are listed near ZIP 38104 by the U.S. Department of Education College Scorecard, including Christian Brothers University, Baptist Health Sciences University, and William R Moore College Of Technology (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 38104?
Median in-state tuition across 10 nearby institutions is $12,262 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 38104?
Graduates of nearby colleges earn a median of $52,968 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 38104?
ZIP 38104 has an average annual temperature of 63.4°F and 54.9" of annual precipitation based on the MEMPHIS INTL AP, TN US weather station 5.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 38104 have public transit?
Yes — ZIP 38104 is part of the Memphis, TN--MS--AR urbanized area, primarily served by City of Memphis (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 38104?
1 hospital is located in ZIP 38104 1 is rated by CMS, with an average overall rating of 4.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 38104?
Tennessee has no state income tax. For a household earning the local median AGI of $105,088, this saves approximately $4,834 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Does Tennessee have paid family leave?
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 38104?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (13 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (28 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 38104
Other ZIPs in Memphis
Nearby ZIPs by distance
38112 (Memphis, 1.9 mi) · 38105 (Memphis, 2.2 mi) · 38126 (Memphis, 2.3 mi) · 38114 (Memphis, 2.7 mi) · 38107 (Memphis, 2.8 mi) · 38106 (Memphis, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
44th percentile
Moderate Vulnerability
Based on 16 census tracts, population 22,472
Vulnerability Themes
Households Without Vehicle
1,397
Limited English Speakers
197
Persons with Disability
3,070
Without HS Diploma
1,420
Without Health Insurance
3,001
Adults Age 65+
3,187
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.