Ocean Springs, MS (39564)

Jackson County · Gulfport-Biloxi, MS · Population 41,748

Fresh.Data current as of Apr 24, 2026

Ocean Springs, MS (ZIP 39564) sits in Jackson County within the Gulfport-Biloxi metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.6%. NCES lists 11 schools serving the area, 11 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $3,975. IRS data shows average household income (AGI) of $84,914, well above the ~$45K national average per return. FEMA has issued 36 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. County Health Rankings reports 11,607 years of potential life lost per 100,000 (2025) — well above the national county median. 32.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Harrison County, MS (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $71,860, fair market rent of $1,270 for a two-bedroom, and a typical home value of $268,060, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
41,748
Median age
39.4

Race & ethnicity

White
77.8%
Black
8.8%
Asian
4.6%
Hispanic / Latino
8.0%
Other / multi-racial
8.6%

Income & housing

Median household income
$71,860
Median home value
$202,700

Education

Bachelor's degree or higher (age 25+)
35.2%

Employment

Unemployment rate
6.1%

Housing

Owner-occupied
12,073(71.2%)
Renter-occupied
4,880(28.8%)
Vacant units
1,151
Built (median)
1990

Commute

Public transit
50(0.3%)
Work from home
1,421(7.1%)
Avg commute
25.2 min

Economic wellbeing

Below poverty line
3,699(8.9%)
Uninsured
369(0.9%)

Digital access

Broadband access
15,435(91.0%)
No broadband
1,518(9.0%)

Language & nativity

Foreign-born
1,801(4.3%)
Non-English at home
2,748(6.9%)

Studio

$1,110

/month

1 Bed

$1,130

/month

2 Bed

$1,270

/month

3 Bed

$1,720

/month

4 Bed

$2,100

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$268,060

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+1.0%

vs. March 2025

5-year change

+32.7%

vs. March 2021

Metro area

Gulfport-Biloxi, MS

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

516

Across 511 permitted buildings. Total construction value: $112.9M.

Single-family

510

99% of total units

Multifamily (2+ unit)

6

1% of total units

Single-family value

$110.7M

construction value

Multifamily value

$2.2M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

19,480

Average AGI

$84,914

Avg property tax

$273

EITC participation

16.2%

Income distribution

  • $1 – $25,00026.4% · 5,150
  • $25,000 – $50,00022.7% · 4,430
  • $50,000 – $75,00015.4% · 3,000
  • $75,000 – $100,00010.4% · 2,030
  • $100,000 – $200,00018.3% · 3,560
  • $200,000 or more6.7% · 1,310

Avg mortgage interest

$536

Avg charitable contribution

$938

Avg capital gains

$4,826

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1654.1M across all reported brackets.

Business & employment

Business establishments

842

Total employment

10,468

Annual payroll

$427.2M

Average annual pay

$40,813

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$59,641

Average weekly wage

$1,147

Total employment

51,303

Total establishments

2,762

That is roughly 9% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.0%

That is 1.0 percentage points below the US national unemployment rate of about 4.0%.

Labor force

66,816

Employed

64,826

Unemployed

1,990

Based on Jackson County, MS data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

12

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$863.7M

across all branches in this ZIP

Distinct institutions

10

different banks operating here

Top banks by deposits in this ZIP

  • 1.Hancock Whitney Bank$225.4M · 2 branches
  • 2.The Peoples Bank, Biloxi, Mississippi$141.1M · 1 branch
  • 3.Community Bank of Mississippi$129.4M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

1

Single health-center site

One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.

FQHC sites

1

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

32

across sites in this ZIP

Sites in this ZIP

  • 1.SBHC - St. Martin High

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

0

No public EV charging in this ZIP

EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.

Propane (LPG)

1

Propane autogas

Other

1

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

55

across outlets in this ZIP

Avg square feet

16,421

per outlet

Outlets in this ZIP

  • 1.Ocean Springs Municipal Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

43rd percentile

Moderate Vulnerability

Based on 11 census tracts, population 41,951

Vulnerability Themes

  • Socioeconomic Status47th percentile
  • Household Characteristics72nd percentile
  • Racial & Ethnic Minority Status39th percentile
  • Housing Type & Transportation26th percentile

Households Without Vehicle

376

Limited English Speakers

370

Persons with Disability

7,146

Without HS Diploma

1,821

Without Health Insurance

4,421

Adults Age 65+

6,936

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

36

Date Range

1965–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared February 6, 2026 (DR-4899)

Incident period: January 23, 2026 – January 27, 2026

Top Incident Types

  • Hurricane24 (67%)
  • Severe Storm6 (17%)
  • Winter Storm2 (6%)
  • Biological2 (6%)
  • Snowstorm1 (3%)
  • Other1 (3%)

Individual Assistance

12

Direct help to disaster survivors

Households Program

7

Housing & temporary lodging support

Public Assistance

34

Repair of public facilities & roads

Hazard Mitigation

14

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

44

Good
Good 236dModerate 127d

Peak AQI (2024)

97

Moderate

Primary pollutant

PM2.5

239 days as main pollutant

Days measured

363

Based on Jackson County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

11,607

That is roughly 3,407 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

19%

of adults self-report

Poor physical health days

4.0

avg per adult per month

Poor mental health days

5.1

avg per adult per month

Uninsured

12.5%

of residents under 65

Primary care MDs

46

per 100,000 residents

Preventable hospital stays

3,254

per 100K Medicare enrollees

Food environment (0-10)

6.2

10 = best access & security

Exercise access

74%

residents near a facility

Flu vaccinated

40%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 10.3% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Jackson data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

32.4% of Jackson County, MS residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.11

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.96

accepting food benefits

Fast-food restaurants

0.64

per 1,000 residents

Among low-income residents, 11.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Jackson County, MS for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+1,013 people

+309 households+$53.0M net AGI flow

Moved in

5,529households

10,771 people • $334.2M AGI

Moved out

5,220households

9,758 people • $281.2M AGI

Where new residents came from

  1. Harrison County, MS1,013 households
  2. Mobile County, AL247 households
  3. George County, MS124 households
  4. Baldwin County, AL51 households
  5. Forrest County, MS49 households

Where departing residents went

  1. Harrison County, MS963 households
  2. Mobile County, AL262 households
  3. George County, MS143 households
  4. Forrest County, MS57 households
  5. Harris County, TX56 households

Incoming households reported an average AGI of $60,438 versus departing households' $53,870.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

11 schools serve this ZIP, including 11 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
OCEAN SPRINGS HIGH SCHOOLPublic9–121,808
OCEAN SPRINGS UPPER ELEMENTARY SCHOPublic4–61,315
ST MARTIN HIGH SCHOOLPublic9–121,249
ST. MARTIN MIDDLE SCHOOLPublic6–81,006
OCEAN SPRINGS MIDDLE SCHOOLPublic7–8990

Showing top 5 by enrollment. 6 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

4

Median in-state tuition

$3,975

Median earnings (10 yr)

$27,597

  • 2-Year
    In-state tuition
    $4,250
    Out-of-state tuition
    $7,850
    Acceptance rate
    Graduation rate
    47.4%
    Median earnings (10 yr)
    $33,017
    Median student debt
    $10,000
  • Blue Cliff College-Gulfport

    Gulfport, MS · 39503

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    33.5%
    Median earnings (10 yr)
    $22,177
    Median student debt
    $9,500
  • Chris Beauty College

    Gulfport, MS · 39501

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    80.2%
    Median earnings (10 yr)
    $18,468
    Median student debt
  • In-state tuition
    $3,700
    Out-of-state tuition
    $6,100
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $33,019
    Median student debt
    $9,750

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Ocean Springs, MS (ZIP 39564) sits in Jackson County within the Gulfport-Biloxi metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.6%. NCES lists 11 schools serving the area, 11 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $3,975. IRS data shows average household income (AGI) of $84,914, well above the ~$45K national average per return. FEMA has issued 36 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. County Health Rankings reports 11,607 years of potential life lost per 100,000 (2025) — well above the national county median. 32.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Harrison County, MS (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $71,860, fair market rent of $1,270 for a two-bedroom, and a typical home value of $268,060, up 1.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 39564

What is the obesity rate in ZIP 39564?

36.5%, which is 3.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 39564?

19.5%, which is 2.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 39564?

40.6%, which is 8.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 39564?

11 schools serve this ZIP, including 11 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 39564 have charter schools?

No charter schools are listed in ZIP 39564 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 39564?

Yes, 3 high schools serve this ZIP: Ocean Springs High School, St Martin High School, Keys Voc Center. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 39564?

41,748 people live in ZIP 39564, with a median age of 39.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 39564?

$71,860 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 39564 mostly renters or homeowners?

In ZIP 39564, 71.2% of occupied housing units are owner-occupied and 28.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 39564?

In ZIP 39564, 7.1% of workers work from home. Public transit is used by 0.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 39564?

8.9% of the population in ZIP 39564 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 39564 have broadband internet?

91.0% of households in ZIP 39564 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 39564?

The typical home value in ZIP 39564 is $268,060, up 1.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 39564?

Home values are up 1.0% over the past year and up 32.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 39564?

The average Adjusted Gross Income reported on tax returns from ZIP 39564 (Ocean Springs, MS) is $84,914 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 39564?

Tax returns from ZIP 39564 report an average of $273 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 39564 earn over $200,000?

6.7% of tax returns from ZIP 39564 (Ocean Springs, MS) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 39564?

As of 2022, 842 business establishments operated in ZIP 39564 employing 10,468 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 39564?

The average annual pay across all local establishments in ZIP 39564 is $40,813, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 39564 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 39564 ranks in the 43th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 39564?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 39564, ranking in the 72th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 39564 experienced?

FEMA has recorded 36 federal disaster declarations affecting ZIP 39564 between 1965–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 39564?

Hurricane is the most common federally declared disaster type affecting ZIP 39564, accounting for 24 of 36 declarations (67%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 39564?

The most recent FEMA disaster declaration affecting ZIP 39564 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4899) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 39564?

4 colleges and universities are listed near ZIP 39564 by the U.S. Department of Education College Scorecard, including Mississippi Gulf Coast Community College, Blue Cliff College-Gulfport, and Chris Beauty College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 39564?

Median in-state tuition across 4 nearby institutions is $3,975 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 39564?

Graduates of nearby colleges earn a median of $27,597 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 39564?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (11 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (36 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (36 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 39564?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.