Population & age
- Total population
- 588
- Median age
- 37.6
Bluffton, GA (39824)
Clay County · Population 588
Fresh.Data current as of Apr 24, 2026
Bluffton, GA (ZIP 39824) sits in Clay County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 46.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $19,604. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $27,640 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $38,988 per worker, roughly 40% below the US average. CDC's Social Vulnerability Index places this ZIP in the 85th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was tropical storm-related (HURRICANE HELENE, 2024). Annual precipitation averages 55.7" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,381 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 1.9% of residents are low-access and grocery density is above the national county median. Georgia levies a flat state income tax (top rate 5.39%); a household at the local median AGI of $49,379 would pay roughly $1,597/year before deductions. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,043, fair market rent of $1,000 for a two-bedroom, and a typical home value of $166,848, up 7.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 69.4%
- Black
- 30.4%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 0.2%
Income & housing
- Median household income
- $45,043
- Median home value
- $55,800
Education
- Bachelor's degree or higher (age 25+)
- 26.7%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 177(84.3%)
- Renter-occupied
- 33(15.7%)
- Vacant units
- 59
- Built (median)
- 1993
Commute
- Public transit
- 0(0.0%)
- Work from home
- 1(0.3%)
- Avg commute
- 19.7 min
Economic wellbeing
- Below poverty line
- 39(6.6%)
- Uninsured
- 8(1.4%)
Digital access
- Broadband access
- 155(73.8%)
- No broadband
- 55(26.2%)
Language & nativity
- Foreign-born
- 19(3.2%)
- Non-English at home
- 19(3.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$800
/month
1 Bed
$860
/month
2 Bed
$1,000
/month
3 Bed
$1,320
/month
4 Bed
$1,440
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$166,848
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.2%
vs. March 2025
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
17
Across 17 permitted buildings. Total construction value: $3.3M.
Single-family
17
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$3.3M
construction value
Multifamily value
$0
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
140
Average AGI
$49,379
Avg property tax
—
EITC participation
28.6%
Income distribution
- $1 – $25,00028.6% · 40
- $25,000 – $50,00028.6% · 40
- $50,000 – $75,00021.4% · 30
- $75,000 – $100,00021.4% · 30
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $6.9M across all reported brackets.
Business & employment
Business establishments
5
Total employment
164
Annual payroll
$4.5M
Average annual pay
$27,640
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$38,988
Average weekly wage
$750
Total employment
589
Total establishments
74
That is roughly 40% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.9%
That is 1.9 percentage points above the US national unemployment rate of about 4.0%.
Labor force
949
Employed
893
Unemployed
56
Based on Clay County, GA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1977–2024
Most Recent Declaration
HURRICANE HELENE
Tropical Storm — declared September 26, 2024 (DR-3616)
Incident period: September 24, 2024 – October 30, 2024
Top Incident Types
- Hurricane7 (39%)
- Severe Storm5 (28%)
- Biological2 (11%)
- Tornado2 (11%)
- Tropical Storm1 (6%)
- Other1 (6%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
64.8°F
52.3° – 77.2°
Annual precipitation
55.7"
Annual snowfall
0.3"
Heating · cooling days
2,183.4 · 2,120.3
Annual base 65°F
Nearest station: CUTHBERT, GA US, 17 miles from the centroid of Bluffton, GA (ZIP 39824)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
16,381
That is roughly 8,181 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
5.1
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
14.3%
of residents under 65
Primary care MDs
35
per 100,000 residents
Preventable hospital stays
1,307
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
30%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 12.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Clay data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
1.9% of Clay County, GA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
1.05
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.75
accepting food benefits
Fast-food restaurants
—
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Clay County, GA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 10 reports
Property crime rate
—
per 100K residents · 25 reports
Homicide
0
Robbery
1
Burglary
7
Vehicle theft
2
County-level data for Clay (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−13 people
+9 households • +$695K net AGI flow
Moved in
124households
209 people • $6.3M AGI
Moved out
115households
222 people • $5.6M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
No county-level breakdown available.
Incoming households reported an average AGI of $51,024 versus departing households' $48,974.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Georgia
State-level rules that apply to every resident of ZIP 39824. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.39%
flat · 1 brackets
Sales tax (combined)
7.49%
State 4.00% · avg local 3.49%
Property tax (effective)
1.09%
Median $1,221/year
Tax burden rank
9 of 50
9.00% of personal income
For ZIP 39824: At this ZIP's median AGI of $49,379, the estimated state income tax (before deductions) runs about $1,597 per year. Applied to this ZIP's typical home value of $166,848, that works out to roughly $1,812/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 39824
Nearby ZIPs by distance
39846 (Edison, 7.5 mi) · 39836 (Coleman, 9.5 mi) · 39851 (Fort Gaines, 9.8 mi) · 39813 (Arlington, 12.9 mi) · 36373 (13.2 mi) · 39823 (Blakely, 14.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
41.2%
8.2pp above the 33.0% national rate.
High Blood Pressure
46.8%
14.8pp above the 32.0% national rate.
Depression
21.0%
Tracks close to the 22.0% national rate.
Annual Checkup
80.0%
4.0pp above the 76.0% national rate.
Health Insurance
14.2%
Tracks close to the 13.0% national rate.
Diabetes
18.5%
7.5pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
$19,604
Median earnings (10 yr)
$38,475
- 4-Year
Andrew College
Cuthbert, GA · 39840
- In-state tuition
- $19,604
- Out-of-state tuition
- $19,604
- Acceptance rate
- 45.7%
- Graduation rate
- 30.0%
- Median earnings (10 yr)
- $38,475
- Median student debt
- $12,533
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Bluffton, GA (ZIP 39824) sits in Clay County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 46.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $19,604. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $27,640 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $38,988 per worker, roughly 40% below the US average. CDC's Social Vulnerability Index places this ZIP in the 85th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was tropical storm-related (HURRICANE HELENE, 2024). Annual precipitation averages 55.7" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,381 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 1.9% of residents are low-access and grocery density is above the national county median. Georgia levies a flat state income tax (top rate 5.39%); a household at the local median AGI of $49,379 would pay roughly $1,597/year before deductions. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,043, fair market rent of $1,000 for a two-bedroom, and a typical home value of $166,848, up 7.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 39824
What is the obesity rate in ZIP 39824?
41.2%, which is 8.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 39824?
21.0%, which is 1.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 39824?
46.8%, which is 14.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 39824?
588 people live in ZIP 39824, with a median age of 37.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 39824?
$45,043 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 39824 mostly renters or homeowners?
In ZIP 39824, 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 39824?
In ZIP 39824, 0.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 39824?
6.6% of the population in ZIP 39824 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 39824 have broadband internet?
73.8% of households in ZIP 39824 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 39824?
The typical home value in ZIP 39824 is $166,848, up 7.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 39824?
Home values are up 7.2% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 39824?
The average Adjusted Gross Income reported on tax returns from ZIP 39824 (Bluffton, GA) is $49,379 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 39824?
Tax returns from ZIP 39824 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 39824 earn over $200,000?
0.0% of tax returns from ZIP 39824 (Bluffton, GA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 39824?
As of 2022, 5 business establishments operated in ZIP 39824 employing 164 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 39824?
The average annual pay across all local establishments in ZIP 39824 is $27,640, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 39824 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 39824 ranks in the 85th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 39824?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 39824, ranking in the 80th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 39824 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 39824 between 1977–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 39824?
Hurricane is the most common federally declared disaster type affecting ZIP 39824, accounting for 7 of 18 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 39824?
The most recent FEMA disaster declaration affecting ZIP 39824 was "HURRICANE HELENE" — a tropical storm declared in 2024 (DR-3616) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 39824?
1 college or university is listed near ZIP 39824 by the U.S. Department of Education College Scorecard, including Andrew College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 39824?
Median in-state tuition across 1 nearby institution is $19,604 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 39824?
Graduates of nearby colleges earn a median of $38,475 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 39824?
ZIP 39824 has an average annual temperature of 64.8°F and 55.7" of annual precipitation based on the CUTHBERT, GA US weather station 17.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 39824?
Georgia has a flat income tax with a top rate of 5.39%. Households at the local median AGI of $49,379 would pay roughly $1,597 in state income tax annually (estimated, before deductions). Combined sales tax: 7.49% (Tax Foundation 2025).
Does Georgia have paid family leave?
Georgia has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 39824?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 39824
Nearby ZIPs by distance
39846 (Edison, 7.5 mi) · 39836 (Coleman, 9.5 mi) · 39851 (Fort Gaines, 9.8 mi) · 39813 (Arlington, 12.9 mi) · 36373 (13.2 mi) · 39823 (Blakely, 14.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 39824?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
85th percentile
Very High Vulnerability
Based on 2 census tracts, population 739
Vulnerability Themes
Households Without Vehicle
22
Limited English Speakers
2
Persons with Disability
97
Without HS Diploma
85
Without Health Insurance
104
Adults Age 65+
141
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.