Population & age
- Total population
- 495
- Median age
- 82.9
Louisville, KY (40041)
Jefferson County · Louisville/Jefferson County, KY-IN · Population 495
Fresh.Data current as of Apr 24, 2026
Louisville, KY (ZIP 40041) sits in Jefferson County within the Louisville/Jefferson County metro area. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. IRS data shows average household income (AGI) of $135,800, well above the ~$45K national average per return. Federal QCEW filings show 482,313 covered jobs in this ZIP's primary county — a major regional employment hub. The CDC SVI flags housing & transportation (78th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 47th-percentile score. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. County Health Rankings reports 12,652 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 3,799 residents (1,337 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,170 for a two-bedroom, a median home value of $447,600, and broadband access at 62.6% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 91.1%
- Black
- 8.7%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 0.2%
Income & housing
- Median home value
- $447,600
Education
- Bachelor's degree or higher (age 25+)
- 42.4%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 57(19.2%)
- Renter-occupied
- 240(80.8%)
- Vacant units
- 56
- Built (median)
- 2012
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
Economic wellbeing
- Below poverty line
- 30(7.1%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 186(62.6%)
- No broadband
- 111(37.4%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$890
/month
1 Bed
$960
/month
2 Bed
$1,170
/month
3 Bed
$1,490
/month
4 Bed
$1,740
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
2,863
Across 1,264 permitted buildings. Total construction value: $533.4M.
Single-family
1,173
41% of total units
Multifamily (2+ unit)
1,690
59% of total units
Single-family value
$311.9M
construction value
Multifamily value
$221.5M
construction value
Apartment construction (5+ unit buildings) accounts for 56% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
310
Average AGI
$135,800
Avg property tax
$474
EITC participation
—
Income distribution
- $1 – $25,00019.4% · 60
- $25,000 – $50,00012.9% · 40
- $50,000 – $75,00012.9% · 40
- $75,000 – $100,0009.7% · 30
- $100,000 – $200,00025.8% · 80
- $200,000 or more19.4% · 60
Avg mortgage interest
—
Avg charitable contribution
$2,932
Avg capital gains
$19,929
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $42.1M across all reported brackets.
Business & employment
Business establishments
6
Total employment
518
Annual payroll
$19.5M
Average annual pay
$37,699
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$71,280
Average weekly wage
$1,371
Total employment
482,313
Total establishments
33,844
That is roughly 9% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.8%
That is 0.8 percentage points above the US national unemployment rate of about 4.0%.
Labor force
395,540
Employed
376,516
Unemployed
19,024
Based on Jefferson County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Louisville/Jefferson County, KY--IN
Reporting agencies
2
Largest: Louisville WHEELS Transportation, Inc
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
25
Date Range
1974–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm12 (48%)
- Flood4 (16%)
- Biological2 (8%)
- Severe Ice Storm2 (8%)
- Winter Storm1 (4%)
- Other4 (16%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
8
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
58.9°F
49.6° – 68.2°
Annual precipitation
48.3"
Annual snowfall
13.4"
Heating · cooling days
3,935.6 · 1,742.2
Annual base 65°F
Nearest station: LOUISVILLE INTL AP, KY US, 6.6 miles from the centroid of Louisville, KY (ZIP 40041)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
50
GoodGood 186dModerate 168dUSG 11dUnhealthy 1d
Peak AQI (2024)
156
Unhealthy
Primary pollutant
PM2.5
198 days as main pollutant
Days measured
366
Based on Jefferson County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
12,652
That is roughly 4,452 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
6.3%
of residents under 65
Primary care MDs
92
per 100,000 residents
Preventable hospital stays
2,890
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
91%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Jefferson data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
22.2% of Jefferson County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.81
accepting food benefits
Fast-food restaurants
0.90
per 1,000 residents
Among low-income residents, 6.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Jefferson County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 2 reports
Property crime rate
—
per 100K residents · 0 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
0
County-level data for Jefferson (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−3,799 people
−1,337 households • −$373.6M net AGI flow
Moved in
19,358households
31,093 people • $1.2B AGI
Moved out
20,695households
34,892 people • $1.5B AGI
Where new residents came from
- Bullitt County, KY — 1,157 households
- Oldham County, KY — 764 households
- Clark County, IN — 683 households
- Fayette County, KY — 519 households
- Hardin County, KY — 468 households
Where departing residents went
- Bullitt County, KY — 1,536 households
- Clark County, IN — 1,046 households
- Oldham County, KY — 960 households
- Floyd County, IN — 620 households
- Shelby County, KY — 564 households
Incoming households reported an average AGI of $60,595 versus departing households' $74,733.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 40041. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
For ZIP 40041: Applied to this ZIP's typical home value of $447,600, that works out to roughly $3,316/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 40041
Other ZIPs in Louisville
Nearby ZIPs by distance
40207 (St. Matthews, 0.7 mi) · 40280 (Louisville, 1.3 mi) · 40206 (Louisville, 2 mi) · 40205 (Louisville, 2.5 mi) · 40222 (Louisville/Jefferson County Metro Government, 2.9 mi) · 40025 (Glenview, 3.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
7.4%
No national benchmark available.
Short Sleep Duration
20.6%
No national benchmark available.
Colorectal Cancer Screening
84.1%
No national benchmark available.
Dental Visit
77.7%
No national benchmark available.
Mammography
79.9%
No national benchmark available.
What these numbers say together
Louisville, KY (ZIP 40041) sits in Jefferson County within the Louisville/Jefferson County metro area. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. IRS data shows average household income (AGI) of $135,800, well above the ~$45K national average per return. Federal QCEW filings show 482,313 covered jobs in this ZIP's primary county — a major regional employment hub. The CDC SVI flags housing & transportation (78th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 47th-percentile score. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. County Health Rankings reports 12,652 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 3,799 residents (1,337 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,170 for a two-bedroom, a median home value of $447,600, and broadband access at 62.6% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 40041
What is the population of ZIP 40041?
495 people live in ZIP 40041, with a median age of 82.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 40041 mostly renters or homeowners?
In ZIP 40041, 19.2% of occupied housing units are owner-occupied and 80.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 40041?
In ZIP 40041, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 40041?
7.1% of the population in ZIP 40041 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 40041 have broadband internet?
62.6% of households in ZIP 40041 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 40041?
The average Adjusted Gross Income reported on tax returns from ZIP 40041 (Louisville, KY) is $135,800 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 40041?
Tax returns from ZIP 40041 report an average of $474 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 40041 earn over $200,000?
19.4% of tax returns from ZIP 40041 (Louisville, KY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 40041?
As of 2022, 6 business establishments operated in ZIP 40041 employing 518 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 40041?
The average annual pay across all local establishments in ZIP 40041 is $37,699, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 40041 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 40041 ranks in the 47th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 40041?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 40041, ranking in the 78th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 40041 experienced?
FEMA has recorded 25 federal disaster declarations affecting ZIP 40041 between 1974–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 40041?
Severe Storm is the most common federally declared disaster type affecting ZIP 40041, accounting for 12 of 25 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 40041?
The most recent FEMA disaster declaration affecting ZIP 40041 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What is the climate like in ZIP 40041?
ZIP 40041 has an average annual temperature of 58.9°F and 48.3" of annual precipitation based on the LOUISVILLE INTL AP, KY US weather station 6.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 40041 have public transit?
Yes — ZIP 40041 is part of the Louisville/Jefferson County, KY--IN urbanized area, primarily served by Louisville WHEELS Transportation, Inc (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 40041?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 40041?
This page covers health outcomes from CDC PLACES (5 metrics), demographics from the Census ACS 5-Year (2022), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 40041
Other ZIPs in Louisville
Nearby ZIPs by distance
40207 (St. Matthews, 0.7 mi) · 40280 (Louisville, 1.3 mi) · 40206 (Louisville, 2 mi) · 40205 (Louisville, 2.5 mi) · 40222 (Louisville/Jefferson County Metro Government, 2.9 mi) · 40025 (Glenview, 3.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 40041?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
47th percentile
Moderate Vulnerability
Based on 1 census tract, population 377
Vulnerability Themes
Households Without Vehicle
23
Persons with Disability
89
Without HS Diploma
7
Without Health Insurance
2
Adults Age 65+
148
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.