Population & age
- Total population
- 34,873
- Median age
- 36.4
Lexington-Fayette, KY (40511)
Fayette County · Lexington-Fayette, KY · Population 34,873
Fresh.Data current as of Apr 24, 2026
Lexington-Fayette, KY (ZIP 40511) sits in Fayette County within the Lexington-Fayette metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 13 schools serving the area, 13 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $13,502. IRS data shows average household income (AGI) of $77,819, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Per IRS migration filings (2022-2023), the area's primary county lost $137,367,000 in net taxable income to other counties. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $76,863, fair market rent of $1,390 for a two-bedroom, and a typical home value of $310,875, up 1.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Demographics
Race & ethnicity
- White
- 57.6%
- Black
- 27.0%
- Asian
- 2.7%
- Hispanic / Latino
- 12.8%
- Other / multi-racial
- 12.4%
Income & housing
- Median household income
- $76,863
- Median home value
- $215,100
Education
- Bachelor's degree or higher (age 25+)
- 36.0%
Employment
- Unemployment rate
- 4.6%
Housing
- Owner-occupied
- 8,430(63.2%)
- Renter-occupied
- 4,908(36.8%)
- Vacant units
- 980
- Built (median)
- 2001
Commute
- Public transit
- 154(0.9%)
- Work from home
- 1,610(9.1%)
- Avg commute
- 18.5 min
Economic wellbeing
- Below poverty line
- 4,015(12.2%)
- Uninsured
- 329(0.9%)
Digital access
- Broadband access
- 12,301(92.2%)
- No broadband
- 1,037(7.8%)
Language & nativity
- Foreign-born
- 4,921(14.1%)
- Non-English at home
- 6,793(20.5%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$960
/month
1 Bed
$1,180
/month
2 Bed
$1,390
/month
3 Bed
$1,900
/month
4 Bed
$2,120
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$310,875
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.6%
vs. March 2025
5-year change
+41.3%
vs. March 2021
Metro area
Lexington-Fayette, KY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,672
Across 1,043 permitted buildings. Total construction value: $309.9M.
Single-family
990
59% of total units
Multifamily (2+ unit)
682
41% of total units
Single-family value
$255.0M
construction value
Multifamily value
$55.0M
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
17,200
Average AGI
$77,819
Avg property tax
$258
EITC participation
17.4%
Income distribution
- $1 – $25,00027.8% · 4,790
- $25,000 – $50,00028.1% · 4,830
- $50,000 – $75,00016.7% · 2,870
- $75,000 – $100,00010.3% · 1,770
- $100,000 – $200,00014.0% · 2,400
- $200,000 or more3.1% · 540
Avg mortgage interest
$463
Avg charitable contribution
$939
Avg capital gains
$3,883
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1338.5M across all reported brackets.
Business & employment
Business establishments
1,027
Total employment
28,603
Annual payroll
$1.7B
Average annual pay
$58,532
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$64,489
Average weekly wage
$1,240
Total employment
204,412
Total establishments
15,142
That is roughly 1% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.2%
That is 0.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
175,744
Employed
168,371
Unemployed
7,373
Based on Fayette County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
7
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$331.2M
across all branches in this ZIP
Distinct institutions
7
different banks operating here
Top banks by deposits in this ZIP
- 1.JPMorgan Chase Bank, National Association$135.2M · 1 branch
- 2.Fifth Third Bank, National Association$85.7M · 1 branch
- 3.Central Bank & Trust Company$58.4M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Alternative-fuel stations
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
11
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- ENVIROSPARK
- Tesla Destination
Other
2
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Social Vulnerability Index
Overall SVI
50th percentile
Moderate Vulnerability
Based on 15 census tracts, population 34,490
Vulnerability Themes
- Socioeconomic Status50th percentile
- Household Characteristics44th percentile
- Racial & Ethnic Minority Status61st percentile
- Housing Type & Transportation46th percentile
Households Without Vehicle
708
Limited English Speakers
1,620
Persons with Disability
3,644
Without HS Diploma
2,740
Without Health Insurance
3,022
Adults Age 65+
4,281
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federal Disaster Declarations
Federally Declared Disasters
27
Date Range
1974–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm11 (41%)
- Flood5 (19%)
- Snowstorm3 (11%)
- Biological2 (7%)
- Severe Ice Storm2 (7%)
- Other4 (15%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Air quality
Median daily AQI
41
GoodGood 266dModerate 70d
Peak AQI (2024)
77
Moderate
Primary pollutant
Ozone
191 days as main pollutant
Days measured
336
Based on Fayette County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,021
That is roughly 821 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
7.6%
of residents under 65
Primary care MDs
120
per 100,000 residents
Preventable hospital stays
2,626
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
97%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.2% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Fayette data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
20.7% of Fayette County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.20
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.78
accepting food benefits
Fast-food restaurants
0.93
per 1,000 residents
Among low-income residents, 7.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Fayette County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−1,441 people
−210 households • −$137.4M net AGI flow
Moved in
11,925households
18,283 people • $715.7M AGI
Moved out
12,135households
19,724 people • $853.0M AGI
Where new residents came from
- Jessamine County, KY — 544 households
- Jefferson County, KY — 461 households
- Madison County, KY — 461 households
- Scott County, KY — 378 households
- Clark County, KY — 201 households
Where departing residents went
- Jessamine County, KY — 729 households
- Madison County, KY — 661 households
- Scott County, KY — 542 households
- Jefferson County, KY — 519 households
- Clark County, KY — 281 households
Incoming households reported an average AGI of $60,014 versus departing households' $70,296.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Data sources used on this page
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
17.9%
No national benchmark available.
Short Sleep Duration
41.3%
No national benchmark available.
Colorectal Cancer Screening
65.1%
No national benchmark available.
Dental Visit
58.4%
No national benchmark available.
Mammography
73.2%
No national benchmark available.
Schools in this ZIP
13 schools serve this ZIP, including 13 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Leestown Middle School | Public | 6–8 | 1,027 |
| Winburn Middle School | Public | 6–8 | 802 |
| Sandersville Elementary | Public | -1–5 | 605 |
| Coventry Oak Elementary | Public | -1–5 | 551 |
| Meadowthorpe Elementary School | Public | -1–5 | 434 |
Showing top 5 by enrollment. 8 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
8
Median in-state tuition
$13,502
Median earnings (10 yr)
$33,193
- 4-Year
University of Kentucky
Lexington, KY · 40506
- In-state tuition
- $13,502
- Out-of-state tuition
- $34,140
- Acceptance rate
- 92.9%
- Graduation rate
- 70.7%
- Median earnings (10 yr)
- $59,025
- Median student debt
- $22,500
- 2-Year
Bluegrass Community and Technical College
Lexington, KY · 40508
- In-state tuition
- $4,808
- Out-of-state tuition
- $6,512
- Acceptance rate
- —
- Graduation rate
- 40.5%
- Median earnings (10 yr)
- $36,343
- Median student debt
- $10,500
- 4-Year
Transylvania University
Lexington, KY · 40508
- In-state tuition
- $46,870
- Out-of-state tuition
- $46,870
- Acceptance rate
- 86.6%
- Graduation rate
- 70.6%
- Median earnings (10 yr)
- $54,705
- Median student debt
- $27,000
- Certificate
Employment Solutions-College for Technical Education
Lexington, KY · 40517
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 62.8%
- Median earnings (10 yr)
- $20,156
- Median student debt
- $11,600
- Certificate
Paul Mitchell the School-Lexington
Lexington, KY · 40514
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 76.5%
- Median earnings (10 yr)
- $23,207
- Median student debt
- $9,833
- Certificate
Summit Salon Academy-Lexington
Lexington, KY · 40505
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 81.3%
- Graduation rate
- 55.3%
- Median earnings (10 yr)
- $24,148
- Median student debt
- $7,917
- Certificate
Lexington Healing Arts Academy
Lexington, KY · 40503
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $33,193
- Median student debt
- $7,600
- 4-Year
Lexington Theological Seminary
Lexington, KY · 40503
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Lexington-Fayette, KY (ZIP 40511) sits in Fayette County within the Lexington-Fayette metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 13 schools serving the area, 13 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $13,502. IRS data shows average household income (AGI) of $77,819, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Per IRS migration filings (2022-2023), the area's primary county lost $137,367,000 in net taxable income to other counties. Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $76,863, fair market rent of $1,390 for a two-bedroom, and a typical home value of $310,875, up 1.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These readings invert. Education density is the headline; healthcare access numbers suggest provider choice and coverage are worth shopping carefully. The two domains don’t move together at the ZIP level — both deserve their own due diligence rather than a single judgment.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 40511
How many schools are in ZIP 40511?
13 schools serve this ZIP, including 13 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 40511 have charter schools?
No charter schools are listed in ZIP 40511 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 40511?
Yes, 3 high schools serve this ZIP: The Stables, Fayette County Juvenile Detention Center, Locust Trace Agriscience Center. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 40511?
34,873 people live in ZIP 40511, with a median age of 36.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 40511?
$76,863 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 40511 mostly renters or homeowners?
In ZIP 40511, 63.2% of occupied housing units are owner-occupied and 36.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 40511?
In ZIP 40511, 9.1% of workers work from home. Public transit is used by 0.9% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 40511?
12.2% of the population in ZIP 40511 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 40511 have broadband internet?
92.2% of households in ZIP 40511 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 40511?
The typical home value in ZIP 40511 is $310,875, up 1.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 40511?
Home values are up 1.6% over the past year and up 41.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 40511?
The average Adjusted Gross Income reported on tax returns from ZIP 40511 (Lexington-Fayette, KY) is $77,819 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 40511?
Tax returns from ZIP 40511 report an average of $258 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 40511 earn over $200,000?
3.1% of tax returns from ZIP 40511 (Lexington-Fayette, KY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 40511?
As of 2022, 1,027 business establishments operated in ZIP 40511 employing 28,603 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 40511?
The average annual pay across all local establishments in ZIP 40511 is $58,532, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 40511 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 40511 ranks in the 50th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 40511?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 40511, ranking in the 61th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 40511 experienced?
FEMA has recorded 27 federal disaster declarations affecting ZIP 40511 between 1974–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 40511?
Severe Storm is the most common federally declared disaster type affecting ZIP 40511, accounting for 11 of 27 declarations (41%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 40511?
The most recent FEMA disaster declaration affecting ZIP 40511 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 40511?
8 colleges and universities are listed near ZIP 40511 by the U.S. Department of Education College Scorecard, including University Of Kentucky, Bluegrass Community And Technical College, and Transylvania University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 40511?
Median in-state tuition across 8 nearby institutions is $13,502 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 40511?
Graduates of nearby colleges earn a median of $33,193 ten years after entry (College Scorecard, retrieved May 2, 2026).
What data is available for ZIP 40511?
This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (13 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (27 on record). Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record).
More Info topics
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Have a specific question about ZIP 40511?
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.