Elizabethtown, KY (42701)

Hardin County · Elizabethtown, KY · Population 52,618

Fresh.Data current as of Apr 24, 2026

Elizabethtown, KY (ZIP 42701) sits in Hardin County within the Elizabethtown metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 17 schools serving the area, 17 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $27,808. IRS data shows average household income (AGI) of $75,160, well above the ~$45K national average per return. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. County Health Rankings reports 10,822 years of potential life lost per 100,000 (2025) — well above the national county median. 27.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Jefferson County, KY (IRS SOI Migration, 2022-2023). Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $65,070, fair market rent of $1,160 for a two-bedroom, and a typical home value of $269,217, down 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
52,618
Median age
39.5

Race & ethnicity

White
81.9%
Black
9.0%
Asian
2.2%
Hispanic / Latino
4.4%
Other / multi-racial
6.3%

Income & housing

Median household income
$65,070
Median home value
$214,500

Education

Bachelor's degree or higher (age 25+)
26.5%

Employment

Unemployment rate
6.2%

Housing

Owner-occupied
13,288(61.7%)
Renter-occupied
8,243(38.3%)
Vacant units
1,657
Built (median)
1991

Commute

Public transit
68(0.3%)
Work from home
1,841(7.6%)
Avg commute
19.8 min

Economic wellbeing

Below poverty line
5,509(10.7%)
Uninsured
568(1.1%)

Digital access

Broadband access
18,482(85.8%)
No broadband
3,049(14.2%)

Language & nativity

Foreign-born
2,020(3.8%)
Non-English at home
3,030(6.1%)

Studio

$920

/month

1 Bed

$930

/month

2 Bed

$1,160

/month

3 Bed

$1,610

/month

4 Bed

$1,950

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$269,217

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-0.6%

vs. March 2025

5-year change

+29.9%

vs. March 2021

Metro area

Elizabethtown-Fort Knox, KY

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

945

Across 451 permitted buildings. Total construction value: $162.9M.

Single-family

391

41% of total units

Multifamily (2+ unit)

554

59% of total units

Single-family value

$97.7M

construction value

Multifamily value

$65.2M

construction value

Apartment construction (5+ unit buildings) accounts for 49% of new units this year — the area is densifying, not just adding single-family stock.

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

24,310

Average AGI

$75,160

Avg property tax

$178

EITC participation

15.5%

Income distribution

  • $1 – $25,00027.8% · 6,750
  • $25,000 – $50,00025.0% · 6,070
  • $50,000 – $75,00015.5% · 3,770
  • $75,000 – $100,00010.3% · 2,510
  • $100,000 – $200,00016.7% · 4,070
  • $200,000 or more4.7% · 1,140

Avg mortgage interest

$429

Avg charitable contribution

$1,053

Avg capital gains

$4,630

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1827.1M across all reported brackets.

Business & employment

Business establishments

1,544

Total employment

27,883

Annual payroll

$1.2B

Average annual pay

$44,782

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$55,787

Average weekly wage

$1,073

Total employment

48,897

Total establishments

3,704

That is roughly 15% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

5.2%

That is 1.2 percentage points above the US national unemployment rate of about 4.0%.

Labor force

48,718

Employed

46,177

Unemployed

2,541

Based on Hardin County, KY data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

16

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$1.8B

across all branches in this ZIP

Distinct institutions

11

different banks operating here

Top banks by deposits in this ZIP

  • 1.WesBanco Bank, Inc.$343.3M · 3 branches
  • 2.West Point Bank$284.8M · 1 branch
  • 3.The Cecilian Bank$271.4M · 3 branches

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

18

Excellent health-center coverage

A high concentration of federally funded community health centers — typical of urban cores with dense low-income populations or established safety-net networks.

FQHC sites

18

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

39.9

across sites in this ZIP

Sites in this ZIP

  • 1.Panther Academy Healthy Kids Clinic
  • 2.Morningside Healthy Kids Clinic
  • 3.New Highland Healthy Kids Clinic

+ 15 more sites in this ZIP

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

13

Strong EV charging coverage

A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.

Level 2 ports

33

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • Blink Network
  • ChargePoint Network
  • Non-Networked
  • + 1 more network

Other

3

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

2

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

1

1 central

Avg hours / week

31.3

across outlets in this ZIP

Avg square feet

18,100

per outlet

Outlets in this ZIP

  • 1.Hardin County Public Library

+ 1 more outlet in this ZIP

Includes 1 bookmobile — service location varies; check the system's schedule.

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

46th percentile

Moderate Vulnerability

Based on 19 census tracts, population 51,926

Vulnerability Themes

  • Socioeconomic Status44th percentile
  • Household Characteristics53rd percentile
  • Racial & Ethnic Minority Status32nd percentile
  • Housing Type & Transportation49th percentile

Households Without Vehicle

1,789

Limited English Speakers

315

Persons with Disability

8,633

Without HS Diploma

2,457

Without Health Insurance

2,980

Adults Age 65+

8,394

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

26

Date Range

1970–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared January 24, 2026 (DR-3633)

Incident period: January 23, 2026 – January 27, 2026

Top Incident Types

  • Severe Storm12 (46%)
  • Flood4 (15%)
  • Biological2 (8%)
  • Severe Ice Storm2 (8%)
  • Snowstorm2 (8%)
  • Other4 (15%)

Individual Assistance

10

Direct help to disaster survivors

Households Program

7

Housing & temporary lodging support

Public Assistance

21

Repair of public facilities & roads

Hazard Mitigation

10

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

41

Good
Good 129dModerate 25d

Peak AQI (2024)

67

Moderate

Primary pollutant

PM2.5

83 days as main pollutant

Days measured

154

Based on Hardin County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

10,822

That is roughly 2,622 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

21%

of adults self-report

Poor physical health days

4.8

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

5.9%

of residents under 65

Primary care MDs

60

per 100,000 residents

Preventable hospital stays

2,987

per 100K Medicare enrollees

Food environment (0-10)

7.5

10 = best access & security

Exercise access

68%

residents near a facility

Flu vaccinated

45%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.2% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Hardin data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

27.7% of Hardin County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.14

per 1,000 residents

Supercenters & clubs

0.04

per 1,000 residents

SNAP-authorized stores

0.91

accepting food benefits

Fast-food restaurants

0.71

per 1,000 residents

Among low-income residents, 8.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Hardin County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−48 people

−99 households−$17.1M net AGI flow

Moved in

5,073households

10,172 people • $287.1M AGI

Moved out

5,172households

10,220 people • $304.2M AGI

Where new residents came from

  1. Jefferson County, KY468 households
  2. Meade County, KY237 households
  3. Bullitt County, KY138 households
  4. Larue County, KY132 households
  5. Grayson County, KY84 households

Where departing residents went

  1. Jefferson County, KY468 households
  2. Meade County, KY255 households
  3. Larue County, KY177 households
  4. Bullitt County, KY118 households
  5. Grayson County, KY104 households

Incoming households reported an average AGI of $56,595 versus departing households' $58,813.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

17 schools serve this ZIP, including 17 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Elizabethtown High SchoolPublic9–12794
John Hardin High SchoolPublic9–12772
G C Burkhead Elementary SchoolPublic-1–5762
Bluegrass Middle SchoolPublic6–8632
Heartland Elementary SchoolPublic-1–5612

Showing top 5 by enrollment. 12 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

4

Median in-state tuition

$27,808

Median earnings (10 yr)

$38,636

  • 2-Year
    In-state tuition
    $4,728
    Out-of-state tuition
    $6,432
    Acceptance rate
    Graduation rate
    54.0%
    Median earnings (10 yr)
    $36,143
    Median student debt
    $9,055
  • Empire Beauty School-Elizabethtown

    Elizabethtown, KY · 42701

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    49.0%
    Median earnings (10 yr)
    $24,022
    Median student debt
    $10,667
  • Campbellsville University

    Campbellsville, KY · 42718

    4-Year
    In-state tuition
    $27,998
    Out-of-state tuition
    $27,998
    Acceptance rate
    79.7%
    Graduation rate
    44.3%
    Median earnings (10 yr)
    $41,583
    Median student debt
    $17,156
  • Lindsey Wilson College

    Columbia, KY · 42728

    4-Year
    In-state tuition
    $27,808
    Out-of-state tuition
    $27,808
    Acceptance rate
    Graduation rate
    41.1%
    Median earnings (10 yr)
    $41,129
    Median student debt
    $16,784

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Elizabethtown, KY (ZIP 42701) sits in Hardin County within the Elizabethtown metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 17 schools serving the area, 17 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $27,808. IRS data shows average household income (AGI) of $75,160, well above the ~$45K national average per return. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. County Health Rankings reports 10,822 years of potential life lost per 100,000 (2025) — well above the national county median. 27.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Jefferson County, KY (IRS SOI Migration, 2022-2023). Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $65,070, fair market rent of $1,160 for a two-bedroom, and a typical home value of $269,217, down 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These readings invert. Education density is the headline; healthcare access numbers suggest provider choice and coverage are worth shopping carefully. The two domains don’t move together at the ZIP level — both deserve their own due diligence rather than a single judgment.

Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 42701

How many schools are in ZIP 42701?

17 schools serve this ZIP, including 17 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 42701 have charter schools?

No charter schools are listed in ZIP 42701 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 42701?

Yes, 8 high schools serve this ZIP: Elizabethtown High School, John Hardin High School, College View Campus, and 5 more. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 42701?

52,618 people live in ZIP 42701, with a median age of 39.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 42701?

$65,070 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 42701 mostly renters or homeowners?

In ZIP 42701, 61.7% of occupied housing units are owner-occupied and 38.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 42701?

In ZIP 42701, 7.6% of workers work from home. Public transit is used by 0.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 42701?

10.7% of the population in ZIP 42701 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 42701 have broadband internet?

85.8% of households in ZIP 42701 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 42701?

The typical home value in ZIP 42701 is $269,217, down 0.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 42701?

Home values are down 0.6% over the past year and up 29.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 42701?

The average Adjusted Gross Income reported on tax returns from ZIP 42701 (Elizabethtown, KY) is $75,160 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 42701?

Tax returns from ZIP 42701 report an average of $178 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 42701 earn over $200,000?

4.7% of tax returns from ZIP 42701 (Elizabethtown, KY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 42701?

As of 2022, 1,544 business establishments operated in ZIP 42701 employing 27,883 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 42701?

The average annual pay across all local establishments in ZIP 42701 is $44,782, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 42701 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 42701 ranks in the 46th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 42701?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 42701, ranking in the 53th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 42701 experienced?

FEMA has recorded 26 federal disaster declarations affecting ZIP 42701 between 1970–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 42701?

Severe Storm is the most common federally declared disaster type affecting ZIP 42701, accounting for 12 of 26 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 42701?

The most recent FEMA disaster declaration affecting ZIP 42701 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 42701?

4 colleges and universities are listed near ZIP 42701 by the U.S. Department of Education College Scorecard, including Elizabethtown Community And Technical College, Empire Beauty School-Elizabethtown, and Campbellsville University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 42701?

Median in-state tuition across 4 nearby institutions is $27,808 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 42701?

Graduates of nearby colleges earn a median of $38,636 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 42701?

This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (17 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (26 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (26 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 42701?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.