Population & age
- Total population
- 19,889
- Median age
- 37.9
Toledo, OH (43609)
Lucas County · Toledo, OH · Population 19,889
Fresh.Data current as of Apr 24, 2026
Toledo, OH (ZIP 43609) sits in Lucas County within the Toledo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 42.3%. NCES lists 6 schools serving the area, 6 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $16,800. 36% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS LAUS records a 6.0% county unemployment rate (2024) — about 2.0 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 16 federal disaster declarations affecting this ZIP since 1965. County Health Rankings reports 11,817 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $34,431 would pay roughly $723/year before deductions. IRS migration data (2022-2023) shows a net loss of 2,024 residents (1,150 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,236, fair market rent of $1,100 for a two-bedroom, and a typical home value of $69,826, up 7.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 56.8%
- Black
- 27.9%
- Asian
- 0.6%
- Hispanic / Latino
- 14.3%
- Other / multi-racial
- 13.9%
Income & housing
- Median household income
- $45,236
- Median home value
- $56,600
Education
- Bachelor's degree or higher (age 25+)
- 10.8%
Employment
- Unemployment rate
- 9.9%
Housing
- Owner-occupied
- 4,012(46.0%)
- Renter-occupied
- 4,710(54.0%)
- Vacant units
- 1,353
- Built (median)
- 1938
Commute
- Public transit
- 122(1.4%)
- Work from home
- 190(2.1%)
- Avg commute
- 20.1 min
Economic wellbeing
- Below poverty line
- 5,415(27.3%)
- Uninsured
- 353(1.8%)
Digital access
- Broadband access
- 7,203(82.6%)
- No broadband
- 1,519(17.4%)
Language & nativity
- Foreign-born
- 634(3.2%)
- Non-English at home
- 1,503(8.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$790
/month
1 Bed
$840
/month
2 Bed
$1,100
/month
3 Bed
$1,410
/month
4 Bed
$1,490
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$69,826
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.8%
vs. March 2025
5-year change
+35.9%
vs. March 2021
Metro area
Toledo, OH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
413
Across 294 permitted buildings. Total construction value: $134.3M.
Single-family
287
69% of total units
Multifamily (2+ unit)
126
31% of total units
Single-family value
$103.3M
construction value
Multifamily value
$31.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
8,150
Average AGI
$34,431
Avg property tax
$10
EITC participation
36.4%
Income distribution
- $1 – $25,00045.9% · 3,740
- $25,000 – $50,00034.0% · 2,770
- $50,000 – $75,00012.0% · 980
- $75,000 – $100,0004.7% · 380
- $100,000 – $200,0003.4% · 280
- $200,000 or more0.0% · 0
Avg mortgage interest
$14
Avg charitable contribution
$55
Avg capital gains
$134
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $280.6M across all reported brackets.
Business & employment
Business establishments
218
Total employment
2,730
Annual payroll
$106.9M
Average annual pay
$39,168
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$62,231
Average weekly wage
$1,197
Total employment
194,869
Total establishments
10,950
That is roughly 5% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.0%
That is 2.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
206,662
Employed
194,329
Unemployed
12,333
Based on Lucas County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$21.4M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.KeyBank National Association$21.4M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
3
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
2
federally qualified
Look-Alike sites
1
FQHC equivalents
Avg hours / week
40
across sites in this ZIP
Sites in this ZIP
- 1.NHA Senior Care Clinic
- 2.SOUTH SIDE COMMUNITY HEALTH CTR
- 3.Compassion Health Toledo - Broadway
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Toledo, OH--MI
Reporting agencies
1
Largest: Toledo Area Regional Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
2 branch
Avg hours / week
48.5
across outlets in this ZIP
Avg square feet
9,232
per outlet
Outlets in this ZIP
- 1.South Branch
- 2.Toledo Heights Branch
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
16
Date Range
1965–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 31, 2020 (DR-4507)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm5 (31%)
- Flood3 (19%)
- Biological2 (13%)
- Snowstorm2 (13%)
- Tornado2 (13%)
- Other2 (13%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
4
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
52.2°F
42.6° – 61.9°
Annual precipitation
35"
Annual snowfall
37.4"
Heating · cooling days
5,640.7 · 1,018.8
Annual base 65°F
Nearest station: TOLEDO EXPRESS AP, OH US, 11.8 miles from the centroid of Toledo, OH (ZIP 43609)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
52
ModerateGood 155dModerate 207dUSG 4d
Peak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
233 days as main pollutant
Days measured
366
Based on Lucas County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
11,817
That is roughly 3,617 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
4.7
avg per adult per month
Poor mental health days
6.5
avg per adult per month
Uninsured
6.9%
of residents under 65
Primary care MDs
86
per 100,000 residents
Preventable hospital stays
3,519
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
94%
residents near a facility
Flu vaccinated
53%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 10.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lucas data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
18.3% of Lucas County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
1.01
accepting food benefits
Fast-food restaurants
0.92
per 1,000 residents
Among low-income residents, 6.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Lucas County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 40 reports
Property crime rate
—
per 100K residents · 501 reports
Homicide
0
Robbery
2
Burglary
37
Vehicle theft
55
County-level data for Lucas (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−2,024 people
−1,150 households • −$137.0M net AGI flow
Moved in
9,615households
15,496 people • $536.6M AGI
Moved out
10,765households
17,520 people • $673.5M AGI
Where new residents came from
- Wood County, OH — 1,367 households
- Monroe County, MI — 662 households
- Wayne County, MI — 328 households
- Fulton County, OH — 326 households
- Franklin County, OH — 214 households
Where departing residents went
- Wood County, OH — 1,553 households
- Monroe County, MI — 618 households
- Franklin County, OH — 381 households
- Fulton County, OH — 331 households
- Wayne County, MI — 264 households
Incoming households reported an average AGI of $55,805 versus departing households' $62,565.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Ohio
State-level rules that apply to every resident of ZIP 43609. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 43609: At this ZIP's median AGI of $34,431, the estimated state income tax (before deductions) runs about $723 per year. Applied to this ZIP's typical home value of $69,826, that works out to roughly $620/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 43609
Other ZIPs in Toledo
Nearby ZIPs by distance
43460 (Rossford, 1.9 mi) · 43607 (Toledo, 1.9 mi) · 43604 (Toledo, 2.6 mi) · 43620 (Toledo, 2.8 mi) · 43614 (Toledo, 3 mi) · 43606 (Toledo, 3.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
42.3%
9.3pp above the 33.0% national rate.
High Blood Pressure
38.9%
6.9pp above the 32.0% national rate.
Depression
28.4%
6.4pp above the 22.0% national rate.
Annual Checkup
78.8%
2.8pp above the 76.0% national rate.
Health Insurance
15.0%
2.0pp above the 13.0% national rate.
Diabetes
16.7%
5.7pp above the 11.0% national rate.
Schools in this ZIP
6 schools serve this ZIP, including 6 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Burroughs Elementary School | Public | 0–8 | 351 |
| Marshall STEMM Academy | Public | -1–8 | 351 |
| Arlington Elementary School | Public | 0–8 | 323 |
| Walbridge Elementary School | Public | 0–8 | 302 |
| Escuela SMART Academy | Public | -1–6 | 280 |
Showing top 5 by enrollment. 1 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
7
Median in-state tuition
$16,800
Median earnings (10 yr)
$51,162
- 4-Year
University of Toledo
Toledo, OH · 43606
- In-state tuition
- $12,744
- Out-of-state tuition
- $22,104
- Acceptance rate
- 92.0%
- Graduation rate
- 56.3%
- Median earnings (10 yr)
- $50,632
- Median student debt
- $22,250
- 4-Year
Mercy College of Ohio
Toledo, OH · 43604
- In-state tuition
- $19,470
- Out-of-state tuition
- $19,470
- Acceptance rate
- 93.2%
- Graduation rate
- 49.5%
- Median earnings (10 yr)
- $65,409
- Median student debt
- $20,834
- 2-Year
Athena Career Academy
Toledo, OH · 43615
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 78.0%
- Graduation rate
- 56.6%
- Median earnings (10 yr)
- —
- Median student debt
- $14,120
- 4-Year
Davis College
Toledo, OH · 43604
- In-state tuition
- $14,130
- Out-of-state tuition
- $14,130
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $31,588
- Median student debt
- $21,277
- 2-Year
Salon Institute-Toledo Campus
Toledo, OH · 43615
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 60.0%
- Median earnings (10 yr)
- —
- Median student debt
- $12,000
- 2-Year
Global Tech College
Toledo, OH · 43615
- In-state tuition
- $22,184
- Out-of-state tuition
- $22,184
- Acceptance rate
- —
- Graduation rate
- 2.8%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 2-Year
Toledo Public Schools Adult and Continuing Education
Toledo, OH · 43620
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 64.1%
- Median earnings (10 yr)
- $51,691
- Median student debt
- $8,848
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Toledo, OH (ZIP 43609) sits in Lucas County within the Toledo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 42.3%. NCES lists 6 schools serving the area, 6 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $16,800. 36% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS LAUS records a 6.0% county unemployment rate (2024) — about 2.0 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 16 federal disaster declarations affecting this ZIP since 1965. County Health Rankings reports 11,817 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $34,431 would pay roughly $723/year before deductions. IRS migration data (2022-2023) shows a net loss of 2,024 residents (1,150 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $45,236, fair market rent of $1,100 for a two-bedroom, and a typical home value of $69,826, up 7.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 28.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 43609
What is the obesity rate in ZIP 43609?
42.3%, which is 9.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 43609?
28.4%, which is 6.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 43609?
38.9%, which is 6.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 43609?
6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 43609 have charter schools?
No charter schools are listed in ZIP 43609 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 43609?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 43609?
19,889 people live in ZIP 43609, with a median age of 37.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 43609?
$45,236 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 43609 mostly renters or homeowners?
In ZIP 43609, 46.0% of occupied housing units are owner-occupied and 54.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 43609?
In ZIP 43609, 2.1% of workers work from home. Public transit is used by 1.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 43609?
27.3% of the population in ZIP 43609 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 43609 have broadband internet?
82.6% of households in ZIP 43609 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 43609?
The typical home value in ZIP 43609 is $69,826, up 7.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 43609?
Home values are up 7.8% over the past year and up 35.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 43609?
The average Adjusted Gross Income reported on tax returns from ZIP 43609 (Toledo, OH) is $34,431 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 43609?
Tax returns from ZIP 43609 report an average of $10 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 43609 earn over $200,000?
0.0% of tax returns from ZIP 43609 (Toledo, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 43609?
As of 2022, 218 business establishments operated in ZIP 43609 employing 2,730 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 43609?
The average annual pay across all local establishments in ZIP 43609 is $39,168, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 43609 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 43609 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 43609?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 43609, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 43609 experienced?
FEMA has recorded 16 federal disaster declarations affecting ZIP 43609 between 1965–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 43609?
Severe Storm is the most common federally declared disaster type affecting ZIP 43609, accounting for 5 of 16 declarations (31%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 43609?
The most recent FEMA disaster declaration affecting ZIP 43609 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 43609?
7 colleges and universities are listed near ZIP 43609 by the U.S. Department of Education College Scorecard, including University Of Toledo, Mercy College Of Ohio, and Athena Career Academy (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 43609?
Median in-state tuition across 7 nearby institutions is $16,800 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 43609?
Graduates of nearby colleges earn a median of $51,162 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 43609?
ZIP 43609 has an average annual temperature of 52.2°F and 35.0" of annual precipitation based on the TOLEDO EXPRESS AP, OH US weather station 11.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 43609 have public transit?
Yes — ZIP 43609 is part of the Toledo, OH--MI urbanized area, primarily served by Toledo Area Regional Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 43609?
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $34,431 would pay roughly $723 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Does Ohio have paid family leave?
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 43609?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (16 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (16 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 43609
Other ZIPs in Toledo
Nearby ZIPs by distance
43460 (Rossford, 1.9 mi) · 43607 (Toledo, 1.9 mi) · 43604 (Toledo, 2.6 mi) · 43620 (Toledo, 2.8 mi) · 43614 (Toledo, 3 mi) · 43606 (Toledo, 3.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 14 census tracts, population 19,199
Vulnerability Themes
Households Without Vehicle
1,029
Limited English Speakers
74
Persons with Disability
3,794
Without HS Diploma
2,450
Without Health Insurance
1,990
Adults Age 65+
2,699
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.