Miamitown, OH (45041)

Hamilton County · Cincinnati, OH-KY-IN · Population 136

Fresh.Data current as of Apr 24, 2026

Miamitown, OH (ZIP 45041) sits in Hamilton County within the Cincinnati metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.8%. NCES lists 1 schools serving the area, 1 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $7,491. Federal QCEW filings show 515,652 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 5th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1968. 31.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 4,513 residents (1,563 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,320 for a two-bedroom and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
136

Race & ethnicity

White
100.0%
Black
0.0%
Asian
0.0%
Hispanic / Latino
0.0%

Housing

Owner-occupied
136(100.0%)
Renter-occupied
0(0.0%)
Vacant units
0

Economic wellbeing

Below poverty line
0(0.0%)
Uninsured
0(0.0%)

Digital access

Broadband access
136(100.0%)

Language & nativity

Foreign-born
0(0.0%)
Non-English at home
0(0.0%)

Studio

$930

/month

1 Bed

$1,030

/month

2 Bed

$1,320

/month

3 Bed

$1,740

/month

4 Bed

$1,930

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

822

Across 586 permitted buildings. Total construction value: $367.9M.

Single-family

566

69% of total units

Multifamily (2+ unit)

256

31% of total units

Single-family value

$339.4M

construction value

Multifamily value

$28.4M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Business & employment

Business establishments

32

Total employment

431

Annual payroll

$20.2M

Average annual pay

$46,833

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$76,924

Average weekly wage

$1,479

Total employment

515,652

Total establishments

27,215

That is roughly 17% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.1%

That tracks the US national unemployment rate of about 4.0%.

Labor force

432,857

Employed

414,944

Unemployed

17,913

Based on Hamilton County, OH data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

2

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$164.5M

across all branches in this ZIP

Distinct institutions

2

different banks operating here

Top banks by deposits in this ZIP

  • 1.Miami Savings Bank$85.4M · 1 branch
  • 2.U.S. Bank National Association$79.2M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Public transit

FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.

Service status

Available

Cincinnati, OH--KY

Reporting agencies

6

Largest: Butler County Regional Transit Authority

Annual ridership

unlinked trips · 2024

Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.

See national economy & jobs trends →

Social Vulnerability Index

Overall SVI

5th percentile

Low Vulnerability

Based on 1 census tract, population 58

Vulnerability Themes

  • Socioeconomic Status2nd percentile
  • Household Characteristics10th percentile
  • Racial & Ethnic Minority Status5th percentile
  • Housing Type & Transportation34th percentile

Persons with Disability

5

Without HS Diploma

2

Without Health Insurance

1

Adults Age 65+

9

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

18

Date Range

1968–2020

Most Recent Declaration

COVID-19 PANDEMIC

Biological — declared March 31, 2020 (DR-4507)

Incident period: January 20, 2020 – May 11, 2023

Top Incident Types

  • Severe Storm7 (39%)
  • Flood4 (22%)
  • Biological2 (11%)
  • Snowstorm2 (11%)
  • Hurricane1 (6%)
  • Other2 (11%)

Individual Assistance

6

Direct help to disaster survivors

Households Program

1

Housing & temporary lodging support

Public Assistance

16

Repair of public facilities & roads

Hazard Mitigation

6

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

53.8°F

44.3°63.4°

Annual precipitation

48.2"

Annual snowfall

16"

Heating · cooling days

5,143.1 · 1,099.3

Annual base 65°F

Nearest station: CHEVIOT, OH US, 5.8 miles from the centroid of Miamitown, OH (ZIP 45041)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

52

Moderate
Good 164dModerate 191dUSG 11d

Peak AQI (2024)

140

Unhealthy for Sensitive Groups

Primary pollutant

PM2.5

234 days as main pollutant

Days measured

366

Based on Hamilton County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

9,669

That is roughly 1,469 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

20%

of adults self-report

Poor physical health days

4.4

avg per adult per month

Poor mental health days

6.2

avg per adult per month

Uninsured

6.2%

of residents under 65

Primary care MDs

110

per 100,000 residents

Preventable hospital stays

3,052

per 100K Medicare enrollees

Food environment (0-10)

7.8

10 = best access & security

Exercise access

98%

residents near a facility

Flu vaccinated

57%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Hamilton data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

31.1% of Hamilton County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.19

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.80

accepting food benefits

Fast-food restaurants

0.86

per 1,000 residents

Among low-income residents, 7.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Hamilton County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 197 reports

Property crime rate

per 100K residents · 1,687 reports

Homicide

6

Robbery

31

Burglary

136

Vehicle theft

123

County-level data for Hamilton (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

−4,513 people

−1,563 households−$384.1M net AGI flow

Moved in

22,448households

33,430 people • $1.5B AGI

Moved out

24,011households

37,943 people • $1.9B AGI

Where new residents came from

  1. Butler County, OH2,852 households
  2. Clermont County, OH1,649 households
  3. Warren County, OH1,292 households
  4. Kenton County, KY895 households
  5. Campbell County, KY566 households

Where departing residents went

  1. Butler County, OH3,171 households
  2. Clermont County, OH2,249 households
  3. Warren County, OH1,451 households
  4. Kenton County, KY1,039 households
  5. Franklin County, OH669 households

Incoming households reported an average AGI of $66,491 versus departing households' $78,161.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Ohio

State-level rules that apply to every resident of ZIP 45041. Numbers reflect the most recent published year per source.

Tax rates

Income tax

3.50%

flat · 1 brackets

Sales tax (combined)

7.29%

State 5.75% · avg local 1.54%

Property tax (effective)

0.89%

Median $1,417/year

Tax burden rank

25 of 50

10.10% of personal income

Paid family leave

Program

No program

No program

Safety net

SNAP eligibility

130% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 45041

Nearby ZIPs by distance

45247 (Taylor Creek, 2.3 mi) · 45002 (Blue Jay, 3.4 mi) · 45248 (Mack, 3.9 mi) · 45033 (Hooven, 4 mi) · 45030 (Harrison, 4.6 mi) · 45001 (Addyston, 5.1 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

1 school serves this ZIP, including 1 non-charter.

All 1 schools serving this ZIP
SchoolTypeGradesEnrollment
Miamitown Elementary SchoolPublic0–5342

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

8

Median in-state tuition

$7,491

Median earnings (10 yr)

$55,076

  • Miami University-Oxford

    Oxford, OH · 45056

    4-Year
    In-state tuition
    $18,161
    Out-of-state tuition
    $41,221
    Acceptance rate
    75.4%
    Graduation rate
    80.8%
    Median earnings (10 yr)
    $55,076
    Median student debt
    $23,000
  • Miami University-Hamilton

    Hamilton, OH · 45011

    4-Year
    In-state tuition
    $7,491
    Out-of-state tuition
    $19,407
    Acceptance rate
    Graduation rate
    23.2%
    Median earnings (10 yr)
    $55,076
    Median student debt
    $23,000
  • Miami University-Middletown

    Middletown, OH · 45042

    4-Year
    In-state tuition
    $7,491
    Out-of-state tuition
    $19,407
    Acceptance rate
    Graduation rate
    28.0%
    Median earnings (10 yr)
    $55,076
    Median student debt
    $23,000
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    81.3%
    Median earnings (10 yr)
    $56,645
    Median student debt
    $6,396
  • Aveda Fredric's Institute-Cincinnati

    West Chester, OH · 45069

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    75.8%
    Median earnings (10 yr)
    $30,468
    Median student debt
    $7,917
  • Warren County Career Center

    Lebanon, OH · 45036

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    79.9%
    Median earnings (10 yr)
    $49,016
    Median student debt
    $5,500
  • Moler-Pickens Beauty Academy

    Fairfield, OH · 45014

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    95.8%
    Median earnings (10 yr)
    $22,137
    Median student debt
    $6,312
  • Dental Assistant Pro-Lebanon

    Lebanon, OH · 45036

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Miamitown, OH (ZIP 45041) sits in Hamilton County within the Cincinnati metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.8%. NCES lists 1 schools serving the area, 1 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $7,491. Federal QCEW filings show 515,652 covered jobs in this ZIP's primary county — a major regional employment hub. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 5th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1968. 31.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 4,513 residents (1,563 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,320 for a two-bedroom and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 45041

What is the obesity rate in ZIP 45041?

32.6%, which is 0.4 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 45041?

26.9%, which is 4.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 45041?

32.3%, which is 0.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 45041?

1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 45041 have charter schools?

No charter schools are listed in ZIP 45041 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 45041?

No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).

What is the population of ZIP 45041?

136 people live in ZIP 45041 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 45041 mostly renters or homeowners?

In ZIP 45041, 100.0% of occupied housing units are owner-occupied and 0.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 45041?

0.0% of the population in ZIP 45041 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 45041 have broadband internet?

100.0% of households in ZIP 45041 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How many businesses are in ZIP 45041?

As of 2022, 32 business establishments operated in ZIP 45041 employing 431 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 45041?

The average annual pay across all local establishments in ZIP 45041 is $46,833, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 45041 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 45041 ranks in the 5th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 45041?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45041, ranking in the 34th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 45041 experienced?

FEMA has recorded 18 federal disaster declarations affecting ZIP 45041 between 1968–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 45041?

Severe Storm is the most common federally declared disaster type affecting ZIP 45041, accounting for 7 of 18 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 45041?

The most recent FEMA disaster declaration affecting ZIP 45041 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 45041?

8 colleges and universities are listed near ZIP 45041 by the U.S. Department of Education College Scorecard, including Miami University-Oxford, Miami University-Hamilton, and Miami University-Middletown (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 45041?

Median in-state tuition across 8 nearby institutions is $7,491 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 45041?

Graduates of nearby colleges earn a median of $55,076 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 45041?

ZIP 45041 has an average annual temperature of 53.8°F and 48.2" of annual precipitation based on the CHEVIOT, OH US weather station 5.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

Does ZIP 45041 have public transit?

Yes — ZIP 45041 is part of the Cincinnati, OH--KY urbanized area, primarily served by Butler County Regional Transit Authority (National Transit Database 2024, retrieved May 4, 2026).

What taxes apply in ZIP 45041?

Ohio has a flat income tax with a top rate of 3.50%. Combined sales tax: 7.29% (Tax Foundation 2025).

Does Ohio have paid family leave?

Ohio has no state paid family leave program (Bipartisan Policy Center 2026).

What data is available for ZIP 45041?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (8 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 45041

Nearby ZIPs by distance

45247 (Taylor Creek, 2.3 mi) · 45002 (Blue Jay, 3.4 mi) · 45248 (Mack, 3.9 mi) · 45033 (Hooven, 4 mi) · 45030 (Harrison, 4.6 mi) · 45001 (Addyston, 5.1 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 45041?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.