Population & age
- Total population
- 10,408
- Median age
- 32.0
Cincinnati, OH (45209)
Hamilton County · Cincinnati, OH-KY-IN · Population 10,408
Fresh.Data current as of Apr 24, 2026
Cincinnati, OH (ZIP 45209) sits in Hamilton County within the Cincinnati metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 22.3%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $15,117. IRS data shows average household income (AGI) of $101,613, well above the ~$45K national average per return. Federal QCEW filings show 515,652 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 14th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1968. 31.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $101,613 would pay roughly $2,134/year before deductions. IRS migration data (2022-2023) shows a net loss of 4,513 residents (1,563 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $84,057, fair market rent of $1,770 for a two-bedroom, and a typical home value of $400,133, up 1.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 83.9%
- Black
- 7.3%
- Asian
- 2.7%
- Hispanic / Latino
- 4.4%
- Other / multi-racial
- 6.0%
Income & housing
- Median household income
- $84,057
- Median home value
- $355,100
Education
- Bachelor's degree or higher (age 25+)
- 65.8%
Employment
- Unemployment rate
- 3.0%
Housing
- Owner-occupied
- 2,406(39.4%)
- Renter-occupied
- 3,705(60.6%)
- Vacant units
- 485
- Built (median)
- 1946
Commute
- Public transit
- 75(1.0%)
- Work from home
- 1,204(16.5%)
- Avg commute
- 16.6 min
Economic wellbeing
- Below poverty line
- 714(7.0%)
- Uninsured
- 28(0.3%)
Digital access
- Broadband access
- 5,638(92.3%)
- No broadband
- 473(7.7%)
Language & nativity
- Foreign-born
- 450(4.3%)
- Non-English at home
- 593(6.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,250
/month
1 Bed
$1,380
/month
2 Bed
$1,770
/month
3 Bed
$2,340
/month
4 Bed
$2,590
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$400,133
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.6%
vs. March 2025
5-year change
+29.0%
vs. March 2021
Metro area
Cincinnati, OH-KY-IN
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
822
Across 586 permitted buildings. Total construction value: $367.9M.
Single-family
566
69% of total units
Multifamily (2+ unit)
256
31% of total units
Single-family value
$339.4M
construction value
Multifamily value
$28.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,930
Average AGI
$101,613
Avg property tax
$653
EITC participation
5.4%
Income distribution
- $1 – $25,00014.2% · 840
- $25,000 – $50,00021.9% · 1,300
- $50,000 – $75,00021.9% · 1,300
- $75,000 – $100,00013.0% · 770
- $100,000 – $200,00019.9% · 1,180
- $200,000 or more9.1% · 540
Avg mortgage interest
$752
Avg charitable contribution
$733
Avg capital gains
$2,279
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $602.6M across all reported brackets.
Business & employment
Business establishments
517
Total employment
13,900
Annual payroll
$1.0B
Average annual pay
$74,273
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$76,924
Average weekly wage
$1,479
Total employment
515,652
Total establishments
27,215
That is roughly 17% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
432,857
Employed
414,944
Unemployed
17,913
Based on Hamilton County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
7
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$622.9M
across all branches in this ZIP
Distinct institutions
7
different banks operating here
Top banks by deposits in this ZIP
- 1.PNC Bank, National Association$277.2M · 1 branch
- 2.Republic Bank & Trust Company$114.8M · 1 branch
- 3.The Park National Bank$79.8M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Cincinnati, OH--KY
Reporting agencies
6
Largest: Butler County Regional Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
6
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
12
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- Electrify America
- FLO
- + 2 more networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
2 branch
Avg hours / week
52
across outlets in this ZIP
Avg square feet
8,030
per outlet
Outlets in this ZIP
- 1.Hyde Park
- 2.Oakley
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1968–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 31, 2020 (DR-4507)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm7 (39%)
- Flood4 (22%)
- Biological2 (11%)
- Snowstorm2 (11%)
- Hurricane1 (6%)
- Other2 (11%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
16
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.8°F
44.3° – 63.4°
Annual precipitation
48.2"
Annual snowfall
16"
Heating · cooling days
5,143.1 · 1,099.3
Annual base 65°F
Nearest station: CHEVIOT, OH US, 10.5 miles from the centroid of Cincinnati, OH (ZIP 45209)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
52
ModerateGood 164dModerate 191dUSG 11d
Peak AQI (2024)
140
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
234 days as main pollutant
Days measured
366
Based on Hamilton County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,669
That is roughly 1,469 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
6.2%
of residents under 65
Primary care MDs
110
per 100,000 residents
Preventable hospital stays
3,052
per 100K Medicare enrollees
Food environment (0-10)
7.8
10 = best access & security
Exercise access
98%
residents near a facility
Flu vaccinated
57%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hamilton data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
31.1% of Hamilton County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.80
accepting food benefits
Fast-food restaurants
0.86
per 1,000 residents
Among low-income residents, 7.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hamilton County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 197 reports
Property crime rate
—
per 100K residents · 1,687 reports
Homicide
6
Robbery
31
Burglary
136
Vehicle theft
123
County-level data for Hamilton (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−4,513 people
−1,563 households • −$384.1M net AGI flow
Moved in
22,448households
33,430 people • $1.5B AGI
Moved out
24,011households
37,943 people • $1.9B AGI
Where new residents came from
- Butler County, OH — 2,852 households
- Clermont County, OH — 1,649 households
- Warren County, OH — 1,292 households
- Kenton County, KY — 895 households
- Campbell County, KY — 566 households
Where departing residents went
- Butler County, OH — 3,171 households
- Clermont County, OH — 2,249 households
- Warren County, OH — 1,451 households
- Kenton County, KY — 1,039 households
- Franklin County, OH — 669 households
Incoming households reported an average AGI of $66,491 versus departing households' $78,161.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Ohio
State-level rules that apply to every resident of ZIP 45209. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45209: At this ZIP's median AGI of $101,613, the estimated state income tax (before deductions) runs about $2,134 per year. Applied to this ZIP's typical home value of $400,133, that works out to roughly $3,555/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 45209
Other ZIPs in Cincinnati
Nearby ZIPs by distance
45208 (Cincinnati, 1.3 mi) · 45212 (Norwood, 1.5 mi) · 45213 (Cincinnati, 2 mi) · 45227 (Cincinnati, 2.2 mi) · 45207 (Cincinnati, 2.5 mi) · 45226 (Cincinnati, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
27.8%
5.2pp below the 33.0% national rate.
High Blood Pressure
22.3%
9.7pp below the 32.0% national rate.
Depression
26.7%
4.7pp above the 22.0% national rate.
Annual Checkup
74.9%
Tracks close to the 76.0% national rate.
Health Insurance
5.2%
7.8pp below the 13.0% national rate.
Diabetes
6.3%
4.7pp below the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$15,117
Median earnings (10 yr)
$54,810
- 4-Year
University of Cincinnati-Main Campus
Cincinnati, OH · 45221
- In-state tuition
- $13,976
- Out-of-state tuition
- $29,310
- Acceptance rate
- 85.3%
- Graduation rate
- 73.3%
- Median earnings (10 yr)
- $54,810
- Median student debt
- $21,250
- 4-Year
Cincinnati State Technical and Community College
Cincinnati, OH · 45223
- In-state tuition
- $5,517
- Out-of-state tuition
- $10,044
- Acceptance rate
- —
- Graduation rate
- 18.3%
- Median earnings (10 yr)
- $40,137
- Median student debt
- $14,715
- 4-Year
University of Cincinnati-Blue Ash College
Blue Ash, OH · 45236
- In-state tuition
- $7,200
- Out-of-state tuition
- $15,998
- Acceptance rate
- —
- Graduation rate
- 15.5%
- Median earnings (10 yr)
- $54,810
- Median student debt
- $21,250
- 4-Year
Xavier University
Cincinnati, OH · 45207
- In-state tuition
- $50,640
- Out-of-state tuition
- $50,640
- Acceptance rate
- 86.4%
- Graduation rate
- 69.5%
- Median earnings (10 yr)
- $64,873
- Median student debt
- $23,250
- 4-Year
Mount St. Joseph University
Cincinnati, OH · 45233
- In-state tuition
- $38,150
- Out-of-state tuition
- $38,150
- Acceptance rate
- 59.1%
- Graduation rate
- 55.6%
- Median earnings (10 yr)
- $51,509
- Median student debt
- $26,827
- 4-Year
The Christ College of Nursing and Health Sciences
Cincinnati, OH · 45219
- In-state tuition
- $16,836
- Out-of-state tuition
- $16,836
- Acceptance rate
- 58.9%
- Graduation rate
- 57.9%
- Median earnings (10 yr)
- $68,303
- Median student debt
- $24,250
- 4-Year
Good Samaritan College of Nursing and Health Science
Cincinnati, OH · 45220
- In-state tuition
- $15,470
- Out-of-state tuition
- $15,470
- Acceptance rate
- 45.7%
- Graduation rate
- 63.6%
- Median earnings (10 yr)
- $66,111
- Median student debt
- $20,625
- 4-Year
Galen College of Nursing-Cincinnati
Cincinnati, OH · 45241
- In-state tuition
- $18,048
- Out-of-state tuition
- $18,048
- Acceptance rate
- —
- Graduation rate
- 55.5%
- Median earnings (10 yr)
- $61,480
- Median student debt
- $24,166
- 2-Year
Fortis College-Cincinnati
Cincinnati, OH · 45246
- In-state tuition
- $14,763
- Out-of-state tuition
- $14,763
- Acceptance rate
- —
- Graduation rate
- 44.0%
- Median earnings (10 yr)
- $36,368
- Median student debt
- $12,547
- 4-Year
Gods Bible School and College
Cincinnati, OH · 45202
- In-state tuition
- $7,710
- Out-of-state tuition
- $7,710
- Acceptance rate
- 75.3%
- Graduation rate
- 45.2%
- Median earnings (10 yr)
- $37,722
- Median student debt
- $4,522
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Cincinnati, OH (ZIP 45209) sits in Hamilton County within the Cincinnati metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 22.3%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $15,117. IRS data shows average household income (AGI) of $101,613, well above the ~$45K national average per return. Federal QCEW filings show 515,652 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 14th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 18 federal disaster declarations affecting this ZIP since 1968. 31.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $101,613 would pay roughly $2,134/year before deductions. IRS migration data (2022-2023) shows a net loss of 4,513 residents (1,563 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $84,057, fair market rent of $1,770 for a two-bedroom, and a typical home value of $400,133, up 1.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 45209
What is the obesity rate in ZIP 45209?
27.8%, which is 5.2 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 45209?
26.7%, which is 4.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 45209?
22.3%, which is 9.7 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 45209?
10,408 people live in ZIP 45209, with a median age of 32.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 45209?
$84,057 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 45209 mostly renters or homeowners?
In ZIP 45209, 39.4% of occupied housing units are owner-occupied and 60.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 45209?
In ZIP 45209, 16.5% of workers work from home. Public transit is used by 1.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 45209?
7.0% of the population in ZIP 45209 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 45209 have broadband internet?
92.3% of households in ZIP 45209 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 45209?
The typical home value in ZIP 45209 is $400,133, up 1.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 45209?
Home values are up 1.6% over the past year and up 29.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 45209?
The average Adjusted Gross Income reported on tax returns from ZIP 45209 (Cincinnati, OH) is $101,613 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 45209?
Tax returns from ZIP 45209 report an average of $653 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 45209 earn over $200,000?
9.1% of tax returns from ZIP 45209 (Cincinnati, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 45209?
As of 2022, 517 business establishments operated in ZIP 45209 employing 13,900 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 45209?
The average annual pay across all local establishments in ZIP 45209 is $74,273, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 45209 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 45209 ranks in the 14th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 45209?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45209, ranking in the 40th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 45209 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 45209 between 1968–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 45209?
Severe Storm is the most common federally declared disaster type affecting ZIP 45209, accounting for 7 of 18 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 45209?
The most recent FEMA disaster declaration affecting ZIP 45209 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 45209?
10 colleges and universities are listed near ZIP 45209 by the U.S. Department of Education College Scorecard, including University Of Cincinnati-Main Campus, Cincinnati State Technical And Community College, and University Of Cincinnati-Blue Ash College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 45209?
Median in-state tuition across 10 nearby institutions is $15,117 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 45209?
Graduates of nearby colleges earn a median of $54,810 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 45209?
ZIP 45209 has an average annual temperature of 53.8°F and 48.2" of annual precipitation based on the CHEVIOT, OH US weather station 10.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 45209 have public transit?
Yes — ZIP 45209 is part of the Cincinnati, OH--KY urbanized area, primarily served by Butler County Regional Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 45209?
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $101,613 would pay roughly $2,134 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Does Ohio have paid family leave?
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 45209?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 45209
Other ZIPs in Cincinnati
Nearby ZIPs by distance
45208 (Cincinnati, 1.3 mi) · 45212 (Norwood, 1.5 mi) · 45213 (Cincinnati, 2 mi) · 45227 (Cincinnati, 2.2 mi) · 45207 (Cincinnati, 2.5 mi) · 45226 (Cincinnati, 2.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
14th percentile
Low Vulnerability
Based on 5 census tracts, population 10,810
Vulnerability Themes
Households Without Vehicle
405
Limited English Speakers
70
Persons with Disability
1,287
Without HS Diploma
394
Without Health Insurance
356
Adults Age 65+
1,355
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.