Population & age
- Total population
- 6,442
- Median age
- 40.9
Jackson County · Population 6,442
Oak Hill, OH (ZIP 45656) sits in Jackson County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 43.3%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,494. IRS data shows average household income (AGI) of $54,160 per tax return. Local establishments report average pay of $30,129 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,877 per worker, roughly 30% below the US average. WesBanco Bank, Inc. holds 79% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 13,453 years of potential life lost per 100,000 (2025) — well above the national county median. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $54,160 would pay roughly $1,137/year before deductions. New residents arriving here predominantly come from Gallia County, OH (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $48,733, fair market rent of $970 for a two-bedroom, and a typical home value of $118,486, down 10.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$760
/month
1 Bed
$770
/month
2 Bed
$970
/month
3 Bed
$1,260
/month
4 Bed
$1,360
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$118,486
Zillow Home Value Index (ZHVI) · as of March 2026
-10.3%
vs. March 2025
-11.6%
vs. March 2021
Jackson, OH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
66
Across 62 permitted buildings. Total construction value: $17.0M.
Single-family
60
91% of total units
Multifamily (2+ unit)
6
9% of total units
Single-family value
$16.6M
construction value
Multifamily value
$390,000
construction value
Aggregated from 4 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
2,580
Average AGI
$54,160
Avg property tax
$29
EITC participation
19.8%
Income distribution
Avg mortgage interest
$48
Avg charitable contribution
$77
Avg capital gains
$1,594
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $139.7M across all reported brackets.
Business establishments
72
Total employment
621
Annual payroll
$18.7M
Average annual pay
$30,129
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$45,877
Average weekly wage
$882
Total employment
10,126
Total establishments
755
That is roughly 30% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
5.2%
That is 1.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
14,221
Employed
13,480
Unemployed
741
Based on Jackson County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$53.1M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Huntington, WV--KY--OH
Reporting agencies
3
Largest: City of Ashland
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
44
across outlets in this ZIP
Avg square feet
9,800
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
21
Date Range
1968–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 31, 2020 (DR-4507)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
Individual Assistance
10
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
52.8°F
40.3° – 65.3°
Annual precipitation
45.7"
Annual snowfall
13.6"
Heating · cooling days
5,275.3 · 872.6
Annual base 65°F
Nearest station: WATERLOO, OH US, 13.7 miles from the centroid of Oak Hill, OH (ZIP 45656)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
13,453
That is roughly 5,253 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
5.3
avg per adult per month
Poor mental health days
6.6
avg per adult per month
Uninsured
8.5%
of residents under 65
Primary care MDs
43
per 100,000 residents
Preventable hospital stays
2,750
per 100K Medicare enrollees
Food environment (0-10)
7.2
10 = best access & security
Exercise access
46%
residents near a facility
Flu vaccinated
43%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Jackson data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
5.7% of Jackson County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.25
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.51
accepting food benefits
Fast-food restaurants
0.86
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Jackson County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 37 reports
Property crime rate
—
per 100K residents · 72 reports
Homicide
0
Robbery
1
Burglary
27
Vehicle theft
2
County-level data for Gallia (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+39 people
−6 households • +$3.2M net AGI flow
Moved in
659households
1,219 people • $33.0M AGI
Moved out
665households
1,180 people • $29.8M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $50,147 versus departing households' $44,886.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 45656. Numbers reflect the most recent published year per source.
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45656: At this ZIP's median AGI of $54,160, the estimated state income tax (before deductions) runs about $1,137 per year. Applied to this ZIP's typical home value of $118,486, that works out to roughly $1,053/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
45682 (South Webster, 7.4 mi) · 45685 (Centerville (thurman), 8.2 mi) · 45688 (10.4 mi) · 45677 (10.5 mi) · 45640 (Jackson, 10.5 mi) · 45674 (Rio Grande, 11.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
43.3%
10.3pp above the 33.0% national rate.
41.8%
9.8pp above the 32.0% national rate.
28.6%
6.6pp above the 22.0% national rate.
79.1%
3.1pp above the 76.0% national rate.
8.8%
4.2pp below the 13.0% national rate.
14.4%
3.4pp above the 11.0% national rate.
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Oak Hill Middle/High School | Public | 6–12 | 597 |
| Oak Hill Elementary | Public | -1–5 | 544 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$8,494
Median earnings (10 yr)
$43,084
Portsmouth, OH · 45662
Rio Grande, OH · 45674
Chillicothe, OH · 45601
Chesapeake, OH · 45619
Ironton, OH · 45638
Lucasville, OH · 45648
Chillicothe, OH · 45601
Rio Grande, OH · 45674
Portsmouth, OH · 45662
Piketon, OH · 45661
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Oak Hill, OH (ZIP 45656) sits in Jackson County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 43.3%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,494. IRS data shows average household income (AGI) of $54,160 per tax return. Local establishments report average pay of $30,129 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,877 per worker, roughly 30% below the US average. WesBanco Bank, Inc. holds 79% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 13,453 years of potential life lost per 100,000 (2025) — well above the national county median. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $54,160 would pay roughly $1,137/year before deductions. New residents arriving here predominantly come from Gallia County, OH (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $48,733, fair market rent of $970 for a two-bedroom, and a typical home value of $118,486, down 10.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 28.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
43.3%, which is 10.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
28.6%, which is 6.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
41.8%, which is 9.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 45656 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Oak Hill Middle/High School. (NCES CCD, retrieved Apr 27, 2026).
6,442 people live in ZIP 45656, with a median age of 40.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$48,733 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45656, 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45656, 10.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
23.2% of the population in ZIP 45656 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
74.4% of households in ZIP 45656 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 45656 is $118,486, down 10.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 10.3% over the past year and down 11.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 45656 (Oak Hill, OH) is $54,160 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 45656 report an average of $29 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
1.6% of tax returns from ZIP 45656 (Oak Hill, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 72 business establishments operated in ZIP 45656 employing 621 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 45656 is $30,129, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 45656 ranks in the 59th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45656, ranking in the 79th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 21 federal disaster declarations affecting ZIP 45656 between 1968–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 45656, accounting for 11 of 21 declarations (52%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 45656 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 45656 by the U.S. Department of Education College Scorecard, including Shawnee State University, University Of Rio Grande, and Ohio University-Chillicothe Campus (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $8,494 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $43,084 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 45656 has an average annual temperature of 52.8°F and 45.7" of annual precipitation based on the WATERLOO, OH US weather station 13.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 45656 is part of the Huntington, WV--KY--OH urbanized area, primarily served by City of Ashland (National Transit Database 2024, retrieved May 4, 2026).
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $54,160 would pay roughly $1,137 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
45682 (South Webster, 7.4 mi) · 45685 (Centerville (thurman), 8.2 mi) · 45688 (10.4 mi) · 45677 (10.5 mi) · 45640 (Jackson, 10.5 mi) · 45674 (Rio Grande, 11.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 45656?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
59th percentile
High Vulnerability
Based on 7 census tracts, population 6,290
Vulnerability Themes
Households Without Vehicle
165
Limited English Speakers
5
Persons with Disability
1,381
Without HS Diploma
654
Without Health Insurance
593
Adults Age 65+
1,137
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.