Population & age
- Total population
- 375
- Median age
- 32.3
Amo, IN (46103)
Hendricks County · Indianapolis-Carmel-Greenwood, IN · Population 375
Fresh.Data current as of Apr 24, 2026
Amo, IN (ZIP 46103) sits in Hendricks County within the Indianapolis-Carmel-Greenwood metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.3%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $48,890. Social vulnerability is low in this ZIP at the 12th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 5.9% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per USDA's Food Environment Atlas, 51.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 1,855 residents (448 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,045, fair market rent of $1,430 for a two-bedroom, and a typical home value of $192,111, down 3.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 98.1%
- Black
- 0.5%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 0.8%
Income & housing
- Median household income
- $72,045
- Median home value
- $141,300
Education
- Bachelor's degree or higher (age 25+)
- 14.8%
Employment
- Unemployment rate
- 2.7%
Housing
- Owner-occupied
- 99(81.1%)
- Renter-occupied
- 23(18.9%)
- Vacant units
- 5
- Built (median)
- 1951
Commute
- Public transit
- 0(0.0%)
- Work from home
- 5(2.7%)
- Avg commute
- 37.3 min
Economic wellbeing
- Below poverty line
- 20(5.3%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 108(88.5%)
- No broadband
- 14(11.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 2(0.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,090
/month
1 Bed
$1,230
/month
2 Bed
$1,430
/month
3 Bed
$1,850
/month
4 Bed
$2,270
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$192,111
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-3.9%
vs. March 2025
5-year change
+29.7%
vs. March 2021
Metro area
Indianapolis-Carmel-Anderson, IN
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,295
Across 1,248 permitted buildings. Total construction value: $503.0M.
Single-family
1,217
94% of total units
Multifamily (2+ unit)
78
6% of total units
Single-family value
$490.6M
construction value
Multifamily value
$12.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$53,449
Average weekly wage
$1,028
Total employment
81,164
Total establishments
4,317
That is roughly 18% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
102,783
Employed
99,277
Unemployed
3,506
Based on Hendricks County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Indianapolis, IN
Reporting agencies
8
Largest: Access Johnson County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
13
Date Range
1996–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm6 (46%)
- Biological2 (15%)
- Snowstorm2 (15%)
- Winter Storm1 (8%)
- Hurricane1 (8%)
- Other1 (8%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
9
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50.5°F
39.7° – 61.4°
Annual precipitation
46.1"
Annual snowfall
22.1"
Heating · cooling days
5,972.9 · 733.2
Annual base 65°F
Nearest station: GREENCASTLE 1 W, IN US, 14.3 miles from the centroid of Amo, IN (ZIP 46103)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
35
GoodGood 331dModerate 22d
Peak AQI (2024)
80
Moderate
Primary pollutant
Ozone
353 days as main pollutant
Days measured
353
Based on Hendricks County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,172
That is roughly 2,028 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.5
avg per adult per month
Poor mental health days
5.0
avg per adult per month
Uninsured
5.9%
of residents under 65
Primary care MDs
49
per 100,000 residents
Preventable hospital stays
2,459
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
57%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hendricks data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
51.5% of Hendricks County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.06
per 1,000 residents
Supercenters & clubs
0.06
per 1,000 residents
SNAP-authorized stores
0.49
accepting food benefits
Fast-food restaurants
0.78
per 1,000 residents
Among low-income residents, 7.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hendricks County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 33 reports
Property crime rate
—
per 100K residents · 410 reports
Homicide
2
Robbery
5
Burglary
48
Vehicle theft
65
County-level data for Hendricks (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+1,855 people
+448 households • −$2.5M net AGI flow
Moved in
8,304households
15,219 people • $517.0M AGI
Moved out
7,856households
13,364 people • $519.5M AGI
Where new residents came from
- Marion County, IN — 2,890 households
- Morgan County, IN — 297 households
- Hamilton County, IN — 258 households
- Boone County, IN — 213 households
- Johnson County, IN — 179 households
Where departing residents went
- Marion County, IN — 2,161 households
- Morgan County, IN — 397 households
- Hamilton County, IN — 376 households
- Boone County, IN — 329 households
- Putnam County, IN — 254 households
Incoming households reported an average AGI of $62,258 versus departing households' $66,128.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Indiana
State-level rules that apply to every resident of ZIP 46103. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
7.00%
State 7.00% · avg local 0.00%
Property tax (effective)
0.70%
Median $1,432/year
Tax burden rank
10 of 50
9.00% of personal income
For ZIP 46103: Applied to this ZIP's typical home value of $192,111, that works out to roughly $1,341/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 46103
Nearby ZIPs by distance
46121 (Heritage Lake, 3.5 mi) · 46118 (Clayton, 4.9 mi) · 46122 (Danville, 6.7 mi) · 46180 (Stilesville, 6.7 mi) · 46128 (Fillmore, 7.2 mi) · 46157 (Monrovia, 10.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.9%
4.9pp above the 33.0% national rate.
High Blood Pressure
34.1%
2.1pp above the 32.0% national rate.
Depression
24.2%
2.2pp above the 22.0% national rate.
Annual Checkup
77.0%
Tracks close to the 76.0% national rate.
Health Insurance
7.3%
5.7pp below the 13.0% national rate.
Diabetes
10.8%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Mill Creek West Elementary | Public | 0–5 | 266 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
5
Median in-state tuition
$48,890
Median earnings (10 yr)
$22,402
- 4-Year
DePauw University
Greencastle, IN · 46135
- In-state tuition
- $59,070
- Out-of-state tuition
- $59,070
- Acceptance rate
- 57.2%
- Graduation rate
- 77.4%
- Median earnings (10 yr)
- $70,527
- Median student debt
- $27,000
- 4-Year
Franklin College
Franklin, IN · 46131
- In-state tuition
- $38,710
- Out-of-state tuition
- $38,710
- Acceptance rate
- 69.8%
- Graduation rate
- 61.8%
- Median earnings (10 yr)
- $55,376
- Median student debt
- $27,000
- Certificate
PJ's College of Cosmetology- Brownsburg
Brownsburg, IN · 46112
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $22,402
- Median student debt
- $8,289
- Certificate
PJ's College of Cosmetology- Greenfield
Greenfield, IN · 46140
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $20,392
- Median student debt
- $7,917
- Certificate
PJ's College of Cosmetology- Plainfield
Plainfield, IN · 46168
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $20,392
- Median student debt
- $7,917
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Amo, IN (ZIP 46103) sits in Hendricks County within the Indianapolis-Carmel-Greenwood metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.3%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $48,890. Social vulnerability is low in this ZIP at the 12th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 5.9% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Per USDA's Food Environment Atlas, 51.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 1,855 residents (448 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $72,045, fair market rent of $1,430 for a two-bedroom, and a typical home value of $192,111, down 3.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 46103
What is the obesity rate in ZIP 46103?
37.9%, which is 4.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 46103?
24.2%, which is 2.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 46103?
34.1%, which is 2.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 46103?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 46103 have charter schools?
No charter schools are listed in ZIP 46103 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 46103?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 46103?
375 people live in ZIP 46103, with a median age of 32.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 46103?
$72,045 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 46103 mostly renters or homeowners?
In ZIP 46103, 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 46103?
In ZIP 46103, 2.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 46103?
5.3% of the population in ZIP 46103 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 46103 have broadband internet?
88.5% of households in ZIP 46103 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 46103?
The typical home value in ZIP 46103 is $192,111, down 3.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 46103?
Home values are down 3.9% over the past year and up 29.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How vulnerable is ZIP 46103 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 46103 ranks in the 12th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 46103?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 46103, ranking in the 26th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 46103 experienced?
FEMA has recorded 13 federal disaster declarations affecting ZIP 46103 between 1996–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 46103?
Severe Storm is the most common federally declared disaster type affecting ZIP 46103, accounting for 6 of 13 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 46103?
The most recent FEMA disaster declaration affecting ZIP 46103 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 46103?
5 colleges and universities are listed near ZIP 46103 by the U.S. Department of Education College Scorecard, including Depauw University, Franklin College, and Pj'S College Of Cosmetology- Brownsburg (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 46103?
Median in-state tuition across 5 nearby institutions is $48,890 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 46103?
Graduates of nearby colleges earn a median of $22,402 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 46103?
ZIP 46103 has an average annual temperature of 50.5°F and 46.1" of annual precipitation based on the GREENCASTLE 1 W, IN US weather station 14.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 46103 have public transit?
Yes — ZIP 46103 is part of the Indianapolis, IN urbanized area, primarily served by Access Johnson County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 46103?
Indiana has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.00% (Tax Foundation 2025).
Does Indiana have paid family leave?
Indiana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 46103?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (13 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (13 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 46103
Nearby ZIPs by distance
46121 (Heritage Lake, 3.5 mi) · 46118 (Clayton, 4.9 mi) · 46122 (Danville, 6.7 mi) · 46180 (Stilesville, 6.7 mi) · 46128 (Fillmore, 7.2 mi) · 46157 (Monrovia, 10.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 46103?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
12th percentile
Low Vulnerability
Based on 1 census tract, population 30
Vulnerability Themes
Persons with Disability
3
Without HS Diploma
2
Without Health Insurance
2
Adults Age 65+
4
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.