Population & age
- Total population
- 23,731
- Median age
- 45.6
Munster, IN (46321)
Lake County · Chicago-Naperville-Elgin, IL-IN · Population 23,731
Fresh.Data current as of Apr 24, 2026
Munster, IN (ZIP 46321) sits in Lake County within the Chicago-Naperville-Elgin metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $9,378. IRS data shows average household income (AGI) of $116,679, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. County Health Rankings reports 10,981 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Cook County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $101,851, fair market rent of $1,680 for a two-bedroom, and a typical home value of $347,652, up 3.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 77.1%
- Black
- 6.1%
- Asian
- 6.6%
- Hispanic / Latino
- 13.9%
- Other / multi-racial
- 9.4%
Income & housing
- Median household income
- $101,851
- Median home value
- $282,200
Education
- Bachelor's degree or higher (age 25+)
- 44.7%
Employment
- Unemployment rate
- 3.9%
Housing
- Owner-occupied
- 8,044(86.5%)
- Renter-occupied
- 1,252(13.5%)
- Vacant units
- 471
- Built (median)
- 1972
Commute
- Public transit
- 366(3.2%)
- Work from home
- 1,204(10.4%)
- Avg commute
- 26.0 min
Economic wellbeing
- Below poverty line
- 1,713(7.3%)
- Uninsured
- 202(0.9%)
Digital access
- Broadband access
- 8,322(89.5%)
- No broadband
- 974(10.5%)
Language & nativity
- Foreign-born
- 2,308(9.7%)
- Non-English at home
- 3,399(15.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,220
/month
1 Bed
$1,380
/month
2 Bed
$1,680
/month
3 Bed
$2,060
/month
4 Bed
$2,220
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$347,652
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.3%
vs. March 2025
5-year change
+25.9%
vs. March 2021
Metro area
Chicago-Naperville-Elgin, IL-IN-WI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,649
Across 1,627 permitted buildings. Total construction value: $491.9M.
Single-family
1,621
98% of total units
Multifamily (2+ unit)
28
2% of total units
Single-family value
$487.5M
construction value
Multifamily value
$4.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
11,670
Average AGI
$116,679
Avg property tax
$593
EITC participation
6.4%
Income distribution
- $1 – $25,00023.0% · 2,680
- $25,000 – $50,00015.2% · 1,770
- $50,000 – $75,00012.2% · 1,420
- $75,000 – $100,00011.4% · 1,330
- $100,000 – $200,00025.0% · 2,920
- $200,000 or more13.3% · 1,550
Avg mortgage interest
$763
Avg charitable contribution
$977
Avg capital gains
$5,193
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1361.6M across all reported brackets.
Business & employment
Business establishments
669
Total employment
15,056
Annual payroll
$926.0M
Average annual pay
$61,502
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,200
Average weekly wage
$1,177
Total employment
191,633
Total establishments
11,872
That is roughly 7% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.7%
That is 1.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
239,357
Employed
225,608
Unemployed
13,749
Based on Lake County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
12
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.7B
across all branches in this ZIP
Distinct institutions
11
different banks operating here
Top banks by deposits in this ZIP
- 1.JPMorgan Chase Bank, National Association$386.2M · 1 branch
- 2.First Merchants Bank$384.1M · 2 branches
- 3.Peoples Bank$236.8M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
10
Excellent health-center coverage
A high concentration of federally funded community health centers — typical of urban cores with dense low-income populations or established safety-net networks.
FQHC sites
0
federally qualified
Look-Alike sites
10
FQHC equivalents
Avg hours / week
36.6
across sites in this ZIP
Sites in this ZIP
- 1.219 Health Network - 1950 45th St
- 2.219 Health Network, Inc.
- 3.219 Health Network Inc.
+ 7 more sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 46321 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (2)
COMMUNITY HOSPITAL
★★★★★3.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
901 MACARTHUR BLVD, MUNSTER, IN, 46321
FRANCISCAN HEALTH MUNSTER
★★★★★3.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
701 SUPERIOR AVE, MUNSTER, IN, 46321
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Chicago, IL--IN
Reporting agencies
49
Largest: Bloom Township
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
3
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- AMPUP
- Tesla
- Tesla Destination
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
58
across outlets in this ZIP
Avg square feet
16,900
per outlet
Outlets in this ZIP
- 1.Munster Branch
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
22
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm11 (50%)
- Snowstorm4 (18%)
- Flood3 (14%)
- Biological2 (9%)
- Winter Storm1 (5%)
- Other1 (5%)
Individual Assistance
9
Direct help to disaster survivors
Households Program
11
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
49.8°F
40.3° – 59.4°
Annual precipitation
42.1"
Annual snowfall
28.2"
Heating · cooling days
6,349.6 · 858.8
Annual base 65°F
Nearest station: PARK FOREST, IL US, 9.9 miles from the centroid of Munster, IN (ZIP 46321)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
52
ModerateGood 162dModerate 199dUSG 4dUnhealthy 1d
Peak AQI (2024)
166
Unhealthy
Primary pollutant
PM2.5
241 days as main pollutant
Days measured
366
Based on Lake County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
10,981
That is roughly 2,781 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
7.7%
of residents under 65
Primary care MDs
51
per 100,000 residents
Preventable hospital stays
4,096
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
93%
residents near a facility
Flu vaccinated
46%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lake data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
34.4% of Lake County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.90
accepting food benefits
Fast-food restaurants
0.93
per 1,000 residents
Among low-income residents, 10.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Lake County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 47 reports
Property crime rate
—
per 100K residents · 175 reports
Homicide
2
Robbery
4
Burglary
19
Vehicle theft
30
County-level data for Lake (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−178 people
−490 households • −$48.7M net AGI flow
Moved in
12,330households
22,054 people • $702.6M AGI
Moved out
12,820households
22,232 people • $751.3M AGI
Where new residents came from
- Cook County, IL — 4,226 households
- Porter County, IN — 1,268 households
- Will County, IL — 489 households
- Marion County, IN — 323 households
- LaPorte County, IN — 192 households
Where departing residents went
- Cook County, IL — 2,665 households
- Porter County, IN — 1,691 households
- Marion County, IN — 468 households
- Will County, IL — 281 households
- LaPorte County, IN — 226 households
Incoming households reported an average AGI of $56,982 versus departing households' $58,606.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Indiana
State-level rules that apply to every resident of ZIP 46321. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
7.00%
State 7.00% · avg local 0.00%
Property tax (effective)
0.70%
Median $1,432/year
Tax burden rank
10 of 50
9.00% of personal income
For ZIP 46321: Applied to this ZIP's typical home value of $347,652, that works out to roughly $2,426/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 46321
Nearby ZIPs by distance
46322 (Highland, 2.4 mi) · 46324 (Hammond, 2.5 mi) · 60438 (Lansing, 2.8 mi) · 46323 (Hammond, 3.9 mi) · 46320 (Hammond, 4.3 mi) · 46319 (Griffith, 4.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
33.1%
Tracks close to the 33.0% national rate.
High Blood Pressure
35.9%
3.9pp above the 32.0% national rate.
Depression
19.2%
2.8pp below the 22.0% national rate.
Annual Checkup
81.0%
5.0pp above the 76.0% national rate.
Health Insurance
6.5%
6.5pp below the 13.0% national rate.
Diabetes
12.2%
Tracks close to the 11.0% national rate.
Schools in this ZIP
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Munster High School | Public | 9–12 | 1,588 |
| Wilbur Wright Middle School | Public | 6–8 | 903 |
| Frank H Hammond Elementary School | Public | -1–5 | 662 |
| James B Eads Elementary School | Public | 0–5 | 513 |
| Ernest R Elliott Elementary School | Public | 0–5 | 453 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$9,378
Median earnings (10 yr)
$37,186
- 4-Year
Purdue University Northwest
Hammond, IN · 46323
- In-state tuition
- $8,675
- Out-of-state tuition
- $16,094
- Acceptance rate
- 72.4%
- Graduation rate
- 43.5%
- Median earnings (10 yr)
- $48,318
- Median student debt
- $21,229
- 4-Year
Valparaiso University
Valparaiso, IN · 46383
- In-state tuition
- $48,450
- Out-of-state tuition
- $48,450
- Acceptance rate
- 89.4%
- Graduation rate
- 68.7%
- Median earnings (10 yr)
- $63,191
- Median student debt
- $26,942
- 4-Year
Calumet College of Saint Joseph
Whiting, IN · 46394
- In-state tuition
- $23,850
- Out-of-state tuition
- $23,850
- Acceptance rate
- —
- Graduation rate
- 26.2%
- Median earnings (10 yr)
- $46,945
- Median student debt
- $21,534
- Certificate
Tricoci University of Beauty Culture-Highland
Highland, IN · 46322
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 72.9%
- Median earnings (10 yr)
- $22,374
- Median student debt
- $7,307
- 2-Year
College of Court Reporting Inc
Valparaiso, IN · 46385
- In-state tuition
- $10,080
- Out-of-state tuition
- $10,080
- Acceptance rate
- —
- Graduation rate
- 7.7%
- Median earnings (10 yr)
- $43,927
- Median student debt
- —
- 2-Year
Stellar Career College-Crown Point
Crown Point, IN · 46307
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $30,337
- Median student debt
- $4,834
- Certificate
Lil Lou's Beauty and Barber College-Hammond
Hammond, IN · 46320
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- $14,302
- Certificate
Don Roberts School of Hair Design
Schererville, IN · 46375
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 77.8%
- Median earnings (10 yr)
- $19,976
- Median student debt
- $8,025
- 2-Year
Ivy Tech Community College-Lake County
East Chicago, IN · 46312
- In-state tuition
- $5,154
- Out-of-state tuition
- $9,935
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $37,186
- Median student debt
- $10,727
- 2-Year
Ivy Tech Community College-Valparaiso
Valparaiso, IN · 46383
- In-state tuition
- $5,154
- Out-of-state tuition
- $9,935
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $37,186
- Median student debt
- $10,727
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Munster, IN (ZIP 46321) sits in Lake County within the Chicago-Naperville-Elgin metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.5%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $9,378. IRS data shows average household income (AGI) of $116,679, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. County Health Rankings reports 10,981 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Cook County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $101,851, fair market rent of $1,680 for a two-bedroom, and a typical home value of $347,652, up 3.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 46321
What is the obesity rate in ZIP 46321?
33.1%, which is 0.1 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 46321?
19.2%, which is 2.8 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 46321?
35.9%, which is 3.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 46321?
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 46321 have charter schools?
No charter schools are listed in ZIP 46321 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 46321?
Yes, 1 high school serves this ZIP: Munster High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 46321?
23,731 people live in ZIP 46321, with a median age of 45.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 46321?
$101,851 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 46321 mostly renters or homeowners?
In ZIP 46321, 86.5% of occupied housing units are owner-occupied and 13.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 46321?
In ZIP 46321, 10.4% of workers work from home. Public transit is used by 3.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 46321?
7.3% of the population in ZIP 46321 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 46321 have broadband internet?
89.5% of households in ZIP 46321 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 46321?
The typical home value in ZIP 46321 is $347,652, up 3.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 46321?
Home values are up 3.3% over the past year and up 25.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 46321?
The average Adjusted Gross Income reported on tax returns from ZIP 46321 (Munster, IN) is $116,679 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 46321?
Tax returns from ZIP 46321 report an average of $593 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 46321 earn over $200,000?
13.3% of tax returns from ZIP 46321 (Munster, IN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 46321?
As of 2022, 669 business establishments operated in ZIP 46321 employing 15,056 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 46321?
The average annual pay across all local establishments in ZIP 46321 is $61,502, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 46321 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 46321 ranks in the 20th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 46321?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 46321, ranking in the 45th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 46321 experienced?
FEMA has recorded 22 federal disaster declarations affecting ZIP 46321 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 46321?
Severe Storm is the most common federally declared disaster type affecting ZIP 46321, accounting for 11 of 22 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 46321?
The most recent FEMA disaster declaration affecting ZIP 46321 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 46321?
10 colleges and universities are listed near ZIP 46321 by the U.S. Department of Education College Scorecard, including Purdue University Northwest, Valparaiso University, and Calumet College Of Saint Joseph (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 46321?
Median in-state tuition across 10 nearby institutions is $9,378 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 46321?
Graduates of nearby colleges earn a median of $37,186 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 46321?
ZIP 46321 has an average annual temperature of 49.8°F and 42.1" of annual precipitation based on the PARK FOREST, IL US weather station 9.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 46321 have public transit?
Yes — ZIP 46321 is part of the Chicago, IL--IN urbanized area, primarily served by Bloom Township (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 46321?
2 hospitals are located in ZIP 46321 2 are rated by CMS, with an average overall rating of 3.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 46321?
Indiana has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.00% (Tax Foundation 2025).
Does Indiana have paid family leave?
Indiana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 46321?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (22 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (22 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 46321
Nearby ZIPs by distance
46322 (Highland, 2.4 mi) · 46324 (Hammond, 2.5 mi) · 60438 (Lansing, 2.8 mi) · 46323 (Hammond, 3.9 mi) · 46320 (Hammond, 4.3 mi) · 46319 (Griffith, 4.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
20th percentile
Low Vulnerability
Based on 6 census tracts, population 24,072
Vulnerability Themes
Households Without Vehicle
440
Limited English Speakers
347
Persons with Disability
2,982
Without HS Diploma
643
Without Health Insurance
823
Adults Age 65+
4,770
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.