Population & age
- Total population
- 40
- Median age
- 61.1
Arcola, IN (46704)
Allen County · Fort Wayne, IN · Population 40
Fresh.Data current as of Apr 24, 2026
Arcola, IN (ZIP 46704) sits in Allen County within the Fort Wayne metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 41.6%. NCES lists 1 schools serving the area, 1 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $31,870. Social vulnerability is low in this ZIP at the 2th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 37.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $130,237,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,410 for a two-bedroom, a 27.5% poverty rate (well above the ~12% US average), and a median home value of $74,100. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median home value
- $74,100
Education
- Bachelor's degree or higher (age 25+)
- 20.0%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 29(100.0%)
- Renter-occupied
- 0(0.0%)
- Vacant units
- 0
- Built (median)
- 1938
Commute
- Public transit
- 0(0.0%)
- Work from home
- 19(100.0%)
Economic wellbeing
- Below poverty line
- 11(27.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 19(65.5%)
- No broadband
- 10(34.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,130
/month
1 Bed
$1,160
/month
2 Bed
$1,410
/month
3 Bed
$1,750
/month
4 Bed
$1,920
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
1,861
Across 1,313 permitted buildings. Total construction value: $567.1M.
Single-family
1,285
69% of total units
Multifamily (2+ unit)
576
31% of total units
Single-family value
$451.9M
construction value
Multifamily value
$115.1M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
4
Total employment
71
Annual payroll
$2.9M
Average annual pay
$40,944
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$60,129
Average weekly wage
$1,156
Total employment
197,885
Total establishments
10,492
That is roughly 8% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
199,484
Employed
191,571
Unemployed
7,913
Based on Allen County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Fort Wayne, IN
Reporting agencies
1
Largest: Fort Wayne Public Transportation Corporation
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
17
Date Range
1978–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm7 (41%)
- Snowstorm3 (18%)
- Flood3 (18%)
- Biological2 (12%)
- Winter Storm1 (6%)
- Other1 (6%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
14
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50.9°F
41.4° – 60.3°
Annual precipitation
39.5"
Annual snowfall
33.6"
Heating · cooling days
5,967.7 · 849.1
Annual base 65°F
Nearest station: FT WAYNE INTL AP, IN US, 10.2 miles from the centroid of Arcola, IN (ZIP 46704)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
45
GoodGood 229dModerate 137d
Peak AQI (2024)
100
Moderate
Primary pollutant
Ozone
195 days as main pollutant
Days measured
366
Based on Allen County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,524
That is roughly 1,324 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.3
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
8.1%
of residents under 65
Primary care MDs
74
per 100,000 residents
Preventable hospital stays
3,127
per 100K Medicare enrollees
Food environment (0-10)
7.4
10 = best access & security
Exercise access
85%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Allen data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
37.8% of Allen County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.81
accepting food benefits
Fast-food restaurants
0.75
per 1,000 residents
Among low-income residents, 12.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Allen County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 104 reports
Property crime rate
—
per 100K residents · 634 reports
Homicide
4
Robbery
4
Burglary
84
Vehicle theft
41
County-level data for Allen (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+746 people
+361 households • −$130.2M net AGI flow
Moved in
10,318households
17,543 people • $602.2M AGI
Moved out
9,957households
16,797 people • $732.5M AGI
Where new residents came from
- DeKalb County, IN — 370 households
- Whitley County, IN — 345 households
- Marion County, IN — 274 households
- Huntington County, IN — 258 households
- Wells County, IN — 226 households
Where departing residents went
- DeKalb County, IN — 426 households
- Marion County, IN — 352 households
- Whitley County, IN — 344 households
- Huntington County, IN — 275 households
- Noble County, IN — 254 households
Incoming households reported an average AGI of $58,368 versus departing households' $73,564.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Indiana
State-level rules that apply to every resident of ZIP 46704. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
7.00%
State 7.00% · avg local 0.00%
Property tax (effective)
0.70%
Median $1,432/year
Tax burden rank
10 of 50
9.00% of personal income
For ZIP 46704: Applied to this ZIP's typical home value of $74,100, that works out to roughly $517/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 46704
Nearby ZIPs by distance
46818 (Fort Wayne, 3.2 mi) · 46814 (Fort Wayne, 3.9 mi) · 46804 (Fort Wayne, 4.4 mi) · 46808 (Fort Wayne, 6 mi) · 46802 (Fort Wayne, 7 mi) · 46809 (Fort Wayne, 8.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.0%
4.0pp above the 33.0% national rate.
High Blood Pressure
41.6%
9.6pp above the 32.0% national rate.
Depression
22.0%
Tracks close to the 22.0% national rate.
Annual Checkup
80.5%
4.5pp above the 76.0% national rate.
Health Insurance
5.7%
7.3pp below the 13.0% national rate.
Diabetes
13.4%
2.4pp above the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Arcola School | Public | 0–5 | 199 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$31,870
Median earnings (10 yr)
$57,165
- 4-Year
Trine University
Angola, IN · 46703
- In-state tuition
- $36,560
- Out-of-state tuition
- $36,560
- Acceptance rate
- 85.5%
- Graduation rate
- 65.9%
- Median earnings (10 yr)
- $57,165
- Median student debt
- $25,000
- 4-Year
Huntington University
Huntington, IN · 46750
- In-state tuition
- $31,870
- Out-of-state tuition
- $31,870
- Acceptance rate
- 75.6%
- Graduation rate
- 65.8%
- Median earnings (10 yr)
- $46,672
- Median student debt
- $25,576
- 4-Year
Trine University-Regional/Non-Traditional Campuses
Angola, IN · 46703
- In-state tuition
- $7,176
- Out-of-state tuition
- $7,176
- Acceptance rate
- 39.9%
- Graduation rate
- —
- Median earnings (10 yr)
- $57,165
- Median student debt
- $25,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Arcola, IN (ZIP 46704) sits in Allen County within the Fort Wayne metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 41.6%. NCES lists 1 schools serving the area, 1 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $31,870. Social vulnerability is low in this ZIP at the 2th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 37.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $130,237,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,410 for a two-bedroom, a 27.5% poverty rate (well above the ~12% US average), and a median home value of $74,100. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 46704
What is the obesity rate in ZIP 46704?
37.0%, which is 4.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 46704?
22.0%, which is 0.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 46704?
41.6%, which is 9.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 46704?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 46704 have charter schools?
No charter schools are listed in ZIP 46704 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 46704?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 46704?
40 people live in ZIP 46704, with a median age of 61.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 46704 mostly renters or homeowners?
In ZIP 46704, 100.0% of occupied housing units are owner-occupied and 0.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 46704?
In ZIP 46704, 100.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 46704?
27.5% of the population in ZIP 46704 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 46704 have broadband internet?
65.5% of households in ZIP 46704 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 46704?
As of 2022, 4 business establishments operated in ZIP 46704 employing 71 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 46704?
The average annual pay across all local establishments in ZIP 46704 is $40,944, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 46704 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 46704 ranks in the 2th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 46704?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 46704, ranking in the 17th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 46704 experienced?
FEMA has recorded 17 federal disaster declarations affecting ZIP 46704 between 1978–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 46704?
Severe Storm is the most common federally declared disaster type affecting ZIP 46704, accounting for 7 of 17 declarations (41%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 46704?
The most recent FEMA disaster declaration affecting ZIP 46704 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 46704?
3 colleges and universities are listed near ZIP 46704 by the U.S. Department of Education College Scorecard, including Trine University, Huntington University, and Trine University-Regional/Non-Traditional Campuses (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 46704?
Median in-state tuition across 3 nearby institutions is $31,870 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 46704?
Graduates of nearby colleges earn a median of $57,165 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 46704?
ZIP 46704 has an average annual temperature of 50.9°F and 39.5" of annual precipitation based on the FT WAYNE INTL AP, IN US weather station 10.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 46704 have public transit?
Yes — ZIP 46704 is part of the Fort Wayne, IN urbanized area, primarily served by Fort Wayne Public Transportation Corporation (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 46704?
Indiana has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.00% (Tax Foundation 2025).
Does Indiana have paid family leave?
Indiana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 46704?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (3 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (17 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (17 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 46704
Nearby ZIPs by distance
46818 (Fort Wayne, 3.2 mi) · 46814 (Fort Wayne, 3.9 mi) · 46804 (Fort Wayne, 4.4 mi) · 46808 (Fort Wayne, 6 mi) · 46802 (Fort Wayne, 7 mi) · 46809 (Fort Wayne, 8.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 46704?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
2nd percentile
Low Vulnerability
Based on 1 census tract, population 5
Vulnerability Themes
Adults Age 65+
1
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.