Population & age
- Total population
- 36,807
- Median age
- 39.6
Howard County · Kokomo, IN · Population 36,807
Kokomo, IN (ZIP 46902) sits in Howard County within the Kokomo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.4%. NCES lists 8 schools serving the area, 8 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,316. IRS data shows average household income (AGI) of $62,262, well above the ~$45K national average per return. BLS LAUS records a 6.9% county unemployment rate (2024) — about 2.9 points above the US average and a labor-market distress signal. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). County Health Rankings reports 12,109 years of potential life lost per 100,000 (2025) — well above the national county median. 27.0% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Miami County, IN (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $58,888, fair market rent of $1,140 for a two-bedroom, and a typical home value of $198,891, up 5.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$900
/month
1 Bed
$900
/month
2 Bed
$1,140
/month
3 Bed
$1,410
/month
4 Bed
$1,590
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$198,891
Zillow Home Value Index (ZHVI) · as of March 2026
+5.6%
vs. March 2025
+46.7%
vs. March 2021
Kokomo, IN
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
226
Across 218 permitted buildings. Total construction value: $62.2M.
Single-family
214
95% of total units
Multifamily (2+ unit)
12
5% of total units
Single-family value
$60.6M
construction value
Multifamily value
$1.6M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
18,180
Average AGI
$62,262
Avg property tax
$84
EITC participation
15.6%
Income distribution
Avg mortgage interest
$155
Avg charitable contribution
$484
Avg capital gains
$1,724
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1131.9M across all reported brackets.
Business establishments
780
Total employment
15,569
Annual payroll
$739.2M
Average annual pay
$47,476
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$62,420
Average weekly wage
$1,200
Total employment
35,758
Total establishments
1,913
That is roughly 5% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
6.9%
That is 2.9 percentage points above the US national unemployment rate of about 4.0%.
Labor force
36,783
Employed
34,251
Unemployed
2,532
Based on Howard County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
9
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$826.7M
across all branches in this ZIP
Distinct institutions
7
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
5
Strong health-center coverage
Several federally funded community health centers operate here, giving residents real choice in primary-care providers.
FQHC sites
4
federally qualified
Look-Alike sites
1
FQHC equivalents
Avg hours / week
46.1
across sites in this ZIP
Sites in this ZIP
+ 2 more sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
5
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
64.5
across outlets in this ZIP
Avg square feet
17,500
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
44th percentile
Moderate Vulnerability
Based on 14 census tracts, population 34,722
Vulnerability Themes
Households Without Vehicle
1,206
Limited English Speakers
93
Persons with Disability
5,958
Without HS Diploma
1,879
Without Health Insurance
1,832
Adults Age 65+
6,938
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
19
Date Range
1965–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
16
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Median daily AQI
44
GoodPeak AQI (2024)
93
Moderate
Primary pollutant
Ozone
196 days as main pollutant
Days measured
366
Based on Howard County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
12,109
That is roughly 3,909 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
7.0%
of residents under 65
Primary care MDs
55
per 100,000 residents
Preventable hospital stays
2,986
per 100K Medicare enrollees
Food environment (0-10)
7.1
10 = best access & security
Exercise access
73%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Howard data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
27.0% of Howard County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.15
per 1,000 residents
Supercenters & clubs
0.05
per 1,000 residents
SNAP-authorized stores
1.03
accepting food benefits
Fast-food restaurants
0.98
per 1,000 residents
Among low-income residents, 10.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Howard County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+407 people
+106 households • −$4.2M net AGI flow
Moved in
2,698households
4,801 people • $133.9M AGI
Moved out
2,592households
4,394 people • $138.1M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $49,622 versus departing households' $53,280.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.5%
3.5pp above the 33.0% national rate.
40.4%
8.4pp above the 32.0% national rate.
25.5%
3.5pp above the 22.0% national rate.
80.2%
4.2pp above the 76.0% national rate.
8.5%
4.5pp below the 13.0% national rate.
14.7%
3.7pp above the 11.0% national rate.
8 schools serve this ZIP, including 8 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Kokomo High School | Public | 9–12 | 1,775 |
| Western High School | Public | 8–12 | 826 |
| Taylor Elementary School | Public | -1–4 | 524 |
| Boulevard Elementary School | Public | -1–5 | 412 |
| Maple Crest Middle School | Public | 6–8 | 406 |
Showing top 5 by enrollment. 3 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$8,316
Median earnings (10 yr)
$50,711
Kokomo, IN · 46902
Kokomo, IN · 46902
Kokomo, IN · 46902
Marion, IN · 46953
Upland, IN · 46989
Marion, IN · 46953
North Manchester, IN · 46962
Kokomo, IN · 46901
Kokomo, IN · 46901
Marion, IN · 46953
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Kokomo, IN (ZIP 46902) sits in Howard County within the Kokomo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.4%. NCES lists 8 schools serving the area, 8 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,316. IRS data shows average household income (AGI) of $62,262, well above the ~$45K national average per return. BLS LAUS records a 6.9% county unemployment rate (2024) — about 2.9 points above the US average and a labor-market distress signal. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). County Health Rankings reports 12,109 years of potential life lost per 100,000 (2025) — well above the national county median. 27.0% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Miami County, IN (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $58,888, fair market rent of $1,140 for a two-bedroom, and a typical home value of $198,891, up 5.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.5%, which is 3.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.5%, which is 3.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
40.4%, which is 8.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 46902 by NCES CCD (retrieved Apr 27, 2026).
Yes, 4 high schools serve this ZIP: Kokomo High School, Western High School, Taylor High School, and 1 more. (NCES CCD, retrieved Apr 27, 2026).
36,807 people live in ZIP 46902, with a median age of 39.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$58,888 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 46902, 66.2% of occupied housing units are owner-occupied and 33.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 46902, 4.8% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
12.5% of the population in ZIP 46902 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
87.5% of households in ZIP 46902 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 46902 is $198,891, up 5.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 5.6% over the past year and up 46.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 46902 (Kokomo, IN) is $62,262 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 46902 report an average of $84 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
2.9% of tax returns from ZIP 46902 (Kokomo, IN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 780 business establishments operated in ZIP 46902 employing 15,569 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 46902 is $47,476, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 46902 ranks in the 44th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 46902, ranking in the 67th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 19 federal disaster declarations affecting ZIP 46902 between 1965–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 46902, accounting for 7 of 19 declarations (37%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 46902 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 46902 by the U.S. Department of Education College Scorecard, including Indiana University-Kokomo, Ross Medical Education Center-Kokomo, and Purdue University - Purdue Polytechnic Kokomo (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $8,316 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $50,711 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (19 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 46902?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.