Population & age
- Total population
- 23,363
- Median age
- 40.7
Peru, IN (46970)
Miami County · Population 23,363
Fresh.Data current as of Apr 24, 2026
Peru, IN (ZIP 46970) sits in Miami County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 44.3%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,316. IRS data shows average household income (AGI) of $53,049 per tax return. BLS QCEW reports average annual pay of $49,711 per worker, roughly 24% below the US average. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. County Health Rankings reports 10,509 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Howard County, IN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $55,291, fair market rent of $990 for a two-bedroom, and a typical home value of $148,156, up 12.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 87.4%
- Black
- 4.3%
- Asian
- 0.2%
- Hispanic / Latino
- 4.6%
- Other / multi-racial
- 7.8%
Income & housing
- Median household income
- $55,291
- Median home value
- $103,400
Education
- Bachelor's degree or higher (age 25+)
- 14.8%
Employment
- Unemployment rate
- 5.2%
Housing
- Owner-occupied
- 6,181(71.6%)
- Renter-occupied
- 2,455(28.4%)
- Vacant units
- 1,317
- Built (median)
- 1959
Commute
- Public transit
- 9(0.1%)
- Work from home
- 440(4.5%)
- Avg commute
- 22.3 min
Economic wellbeing
- Below poverty line
- 3,977(18.1%)
- Uninsured
- 120(0.5%)
Digital access
- Broadband access
- 7,277(84.3%)
- No broadband
- 1,359(15.7%)
Language & nativity
- Foreign-born
- 186(0.8%)
- Non-English at home
- 893(4.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$710
/month
1 Bed
$800
/month
2 Bed
$990
/month
3 Bed
$1,190
/month
4 Bed
$1,410
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$148,156
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+12.3%
vs. March 2025
5-year change
+46.1%
vs. March 2021
Metro area
Peru, IN
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
119
Across 119 permitted buildings. Total construction value: $33.6M.
Single-family
119
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$33.6M
construction value
Multifamily value
$0
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
10,710
Average AGI
$53,049
Avg property tax
$37
EITC participation
19.3%
Income distribution
- $1 – $25,00034.9% · 3,740
- $25,000 – $50,00026.4% · 2,830
- $50,000 – $75,00015.1% · 1,620
- $75,000 – $100,00010.2% · 1,090
- $100,000 – $200,00011.5% · 1,230
- $200,000 or more1.9% · 200
Avg mortgage interest
$80
Avg charitable contribution
$294
Avg capital gains
$1,379
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $568.2M across all reported brackets.
Business & employment
Business establishments
438
Total employment
5,116
Annual payroll
$217.3M
Average annual pay
$42,483
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$49,711
Average weekly wage
$956
Total employment
9,077
Total establishments
637
That is roughly 24% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.0%
That is 1.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
16,017
Employed
15,211
Unemployed
806
Based on Miami County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
8
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$397.3M
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
- 1.First Farmers Bank & Trust Co.$127.5M · 3 branches
- 2.First Bank of Berne$103.5M · 1 branch
- 3.PNC Bank, National Association$58.6M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
4
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
4
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
48.3
across sites in this ZIP
Sites in this ZIP
- 1.Meridian Health Services Corp
- 2.IHC Peru
+ 2 more sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 46970 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
DUKES MEMORIAL HOSPITAL
★★★★★3.0
Critical Access Hospitals
Proprietary
Emergency services
275 W 12TH ST, PERU, IN, 46970
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Kokomo, IN
Reporting agencies
1
Largest: City of Kokomo
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Other
6
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
49
across outlets in this ZIP
Avg square feet
10,750
per outlet
Outlets in this ZIP
- 1.Peru Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
21
Date Range
1965–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm8 (38%)
- Snowstorm4 (19%)
- Biological2 (10%)
- Flood2 (10%)
- Tornado2 (10%)
- Other3 (14%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
18
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.4°F
41.4° – 61.5°
Annual precipitation
40.3"
Annual snowfall
19.5"
Heating · cooling days
5,840.6 · 938
Annual base 65°F
Nearest station: WABASH, IN US, 12.5 miles from the centroid of Peru, IN (ZIP 46970)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,509
That is roughly 2,309 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
8.7%
of residents under 65
Primary care MDs
22
per 100,000 residents
Preventable hospital stays
3,036
per 100K Medicare enrollees
Food environment (0-10)
7.0
10 = best access & security
Exercise access
60%
residents near a facility
Flu vaccinated
36%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Miami data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
19.0% of Miami County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.00
accepting food benefits
Fast-food restaurants
0.48
per 1,000 residents
Among low-income residents, 9.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Miami County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−22 people
−85 households • −$6.6M net AGI flow
Moved in
1,052households
1,992 people • $43.1M AGI
Moved out
1,137households
2,014 people • $49.7M AGI
Where new residents came from
- Howard County, IN — 188 households
- Cass County, IN — 113 households
- Wabash County, IN — 63 households
- Grant County, IN — 47 households
- Fulton County, IN — 45 households
Where departing residents went
- Howard County, IN — 207 households
- Cass County, IN — 111 households
- Wabash County, IN — 72 households
- Grant County, IN — 64 households
- Fulton County, IN — 36 households
Incoming households reported an average AGI of $41,014 versus departing households' $43,728.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Indiana
State-level rules that apply to every resident of ZIP 46970. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
7.00%
State 7.00% · avg local 0.00%
Property tax (effective)
0.70%
Median $1,432/year
Tax burden rank
10 of 50
9.00% of personal income
For ZIP 46970: Applied to this ZIP's typical home value of $148,156, that works out to roughly $1,034/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 46970
Nearby ZIPs by distance
46958 (Mexico, 5.2 mi) · 46961 (6.9 mi) · 46967 (Onward, 8.2 mi) · 46971 (Grissom Afb, 8.5 mi) · 46926 (Denver, 9 mi) · 46914 (Grissom Afb, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
44.3%
11.3pp above the 33.0% national rate.
High Blood Pressure
40.7%
8.7pp above the 32.0% national rate.
Depression
27.4%
5.4pp above the 22.0% national rate.
Annual Checkup
80.2%
4.2pp above the 76.0% national rate.
Health Insurance
9.3%
3.7pp below the 13.0% national rate.
Diabetes
15.1%
4.1pp above the 11.0% national rate.
Schools in this ZIP
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Peru High School | Public | 8–12 | 662 |
| Blair Pointe Upper Elementary | Public | 2–6 | 553 |
| Elmwood Primary Learning Center | Public | -1–2 | 434 |
| Pipe Creek Elementary School | Public | -1–1 | 367 |
| Peru Junior High School | Public | 7–8 | 303 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$8,316
Median earnings (10 yr)
$50,711
- 4-Year
Indiana Wesleyan University-National & Global
Marion, IN · 46953
- In-state tuition
- $8,208
- Out-of-state tuition
- $8,208
- Acceptance rate
- —
- Graduation rate
- 36.1%
- Median earnings (10 yr)
- $59,986
- Median student debt
- $24,250
- 4-Year
Indiana University-Kokomo
Kokomo, IN · 46902
- In-state tuition
- $8,424
- Out-of-state tuition
- $22,811
- Acceptance rate
- 86.5%
- Graduation rate
- 45.2%
- Median earnings (10 yr)
- $49,917
- Median student debt
- $16,961
- 4-Year
Taylor University
Upland, IN · 46989
- In-state tuition
- $40,490
- Out-of-state tuition
- $40,490
- Acceptance rate
- 73.5%
- Graduation rate
- 75.1%
- Median earnings (10 yr)
- $52,198
- Median student debt
- $20,500
- 4-Year
Indiana Wesleyan University-Marion
Marion, IN · 46953
- In-state tuition
- $32,352
- Out-of-state tuition
- $32,352
- Acceptance rate
- 88.9%
- Graduation rate
- 66.5%
- Median earnings (10 yr)
- $59,986
- Median student debt
- $24,250
- 4-Year
Manchester University
North Manchester, IN · 46962
- In-state tuition
- $37,135
- Out-of-state tuition
- $37,135
- Acceptance rate
- 71.1%
- Graduation rate
- 45.5%
- Median earnings (10 yr)
- $51,504
- Median student debt
- $26,854
- Certificate
Summit Salon Academy-Kokomo
Kokomo, IN · 46901
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 63.8%
- Median earnings (10 yr)
- $23,226
- Median student debt
- $8,973
- Certificate
Ross Medical Education Center-Kokomo
Kokomo, IN · 46902
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 55.2%
- Median earnings (10 yr)
- $33,079
- Median student debt
- $9,500
- 2-Year
Ivy Tech Community College-Kokomo
Kokomo, IN · 46901
- In-state tuition
- $5,154
- Out-of-state tuition
- $9,935
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $37,186
- Median student debt
- $10,727
- 2-Year
Ivy Tech Community College-Marion
Marion, IN · 46953
- In-state tuition
- $5,154
- Out-of-state tuition
- $9,935
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $37,186
- Median student debt
- $10,727
- 4-Year
Purdue University - Purdue Polytechnic Kokomo
Kokomo, IN · 46902
- In-state tuition
- $6,518
- Out-of-state tuition
- $15,579
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $72,424
- Median student debt
- $19,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Peru, IN (ZIP 46970) sits in Miami County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 44.3%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,316. IRS data shows average household income (AGI) of $53,049 per tax return. BLS QCEW reports average annual pay of $49,711 per worker, roughly 24% below the US average. FEMA has issued 21 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. County Health Rankings reports 10,509 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Howard County, IN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $55,291, fair market rent of $990 for a two-bedroom, and a typical home value of $148,156, up 12.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 46970
What is the obesity rate in ZIP 46970?
44.3%, which is 11.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 46970?
27.4%, which is 5.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 46970?
40.7%, which is 8.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 46970?
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 46970 have charter schools?
No charter schools are listed in ZIP 46970 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 46970?
Yes, 1 high school serves this ZIP: Peru High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 46970?
23,363 people live in ZIP 46970, with a median age of 40.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 46970?
$55,291 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 46970 mostly renters or homeowners?
In ZIP 46970, 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 46970?
In ZIP 46970, 4.5% of workers work from home. Public transit is used by 0.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 46970?
18.1% of the population in ZIP 46970 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 46970 have broadband internet?
84.3% of households in ZIP 46970 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 46970?
The typical home value in ZIP 46970 is $148,156, up 12.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 46970?
Home values are up 12.3% over the past year and up 46.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 46970?
The average Adjusted Gross Income reported on tax returns from ZIP 46970 (Peru, IN) is $53,049 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 46970?
Tax returns from ZIP 46970 report an average of $37 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 46970 earn over $200,000?
1.9% of tax returns from ZIP 46970 (Peru, IN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 46970?
As of 2022, 438 business establishments operated in ZIP 46970 employing 5,116 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 46970?
The average annual pay across all local establishments in ZIP 46970 is $42,483, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 46970 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 46970 ranks in the 49th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 46970?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 46970, ranking in the 55th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 46970 experienced?
FEMA has recorded 21 federal disaster declarations affecting ZIP 46970 between 1965–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 46970?
Severe Storm is the most common federally declared disaster type affecting ZIP 46970, accounting for 8 of 21 declarations (38%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 46970?
The most recent FEMA disaster declaration affecting ZIP 46970 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 46970?
10 colleges and universities are listed near ZIP 46970 by the U.S. Department of Education College Scorecard, including Indiana Wesleyan University-National & Global, Indiana University-Kokomo, and Taylor University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 46970?
Median in-state tuition across 10 nearby institutions is $8,316 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 46970?
Graduates of nearby colleges earn a median of $50,711 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 46970?
ZIP 46970 has an average annual temperature of 51.4°F and 40.3" of annual precipitation based on the WABASH, IN US weather station 12.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 46970 have public transit?
Yes — ZIP 46970 is part of the Kokomo, IN urbanized area, primarily served by City of Kokomo (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 46970?
1 hospital is located in ZIP 46970 1 is rated by CMS, with an average overall rating of 3.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 46970?
Indiana has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.00% (Tax Foundation 2025).
Does Indiana have paid family leave?
Indiana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 46970?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (21 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (21 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 46970
Nearby ZIPs by distance
46958 (Mexico, 5.2 mi) · 46961 (6.9 mi) · 46967 (Onward, 8.2 mi) · 46971 (Grissom Afb, 8.5 mi) · 46926 (Denver, 9 mi) · 46914 (Grissom Afb, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
49th percentile
Moderate Vulnerability
Based on 13 census tracts, population 25,700
Vulnerability Themes
Households Without Vehicle
644
Limited English Speakers
111
Persons with Disability
3,865
Without HS Diploma
2,393
Without Health Insurance
2,020
Adults Age 65+
4,581
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.