Population & age
- Total population
- 114
- Median age
- 55.6
ZIP 48440, MI (48440)
Lapeer County · Detroit-Warren-Dearborn, MI · Population 114
Fresh.Data current as of Apr 24, 2026
MI 48440 (ZIP 48440) sits in Lapeer County within the Detroit-Warren-Dearborn metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 5.1%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area. BLS QCEW reports average annual pay of $51,778 per worker, roughly 21% below the US average. Social vulnerability is low in this ZIP at the 7th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 11 federal disaster declarations affecting this ZIP since 1975. Only 5.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Oakland County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $103,947, fair market rent of $1,300 for a two-bedroom, and a typical home value of $235,687, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $103,947
- Median home value
- $357,900
Education
- Bachelor's degree or higher (age 25+)
- 40.8%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 40(69.0%)
- Renter-occupied
- 18(31.0%)
- Vacant units
- 0
- Built (median)
- 2003
Commute
- Public transit
- 2(2.4%)
- Work from home
- 9(11.0%)
Economic wellbeing
- Below poverty line
- 4(3.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 40(69.0%)
- No broadband
- 18(31.0%)
Language & nativity
- Foreign-born
- 1(0.9%)
- Non-English at home
- 1(0.9%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$930
/month
1 Bed
$1,030
/month
2 Bed
$1,300
/month
3 Bed
$1,590
/month
4 Bed
$1,720
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$235,687
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.4%
vs. March 2025
Metro area
Detroit-Warren-Dearborn, MI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
149
Across 149 permitted buildings. Total construction value: $51.1M.
Single-family
149
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$51.1M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
10
Total employment
23
Annual payroll
$961K
Average annual pay
$41,783
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$51,778
Average weekly wage
$996
Total employment
21,986
Total establishments
1,724
That is roughly 21% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.8%
That is 0.8 percentage points above the US national unemployment rate of about 4.0%.
Labor force
43,487
Employed
41,417
Unemployed
2,070
Based on Lapeer County, MI data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Detroit, MI
Reporting agencies
6
Largest: City of Detroit
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
35
across outlets in this ZIP
Avg square feet
1,372
per outlet
Outlets in this ZIP
- 1.Hadley Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
11
Date Range
1975–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 27, 2020 (DR-4494)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Flood3 (27%)
- Biological2 (18%)
- Snowstorm2 (18%)
- Severe Storm2 (18%)
- Hurricane1 (9%)
- Other1 (9%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
11
Repair of public facilities & roads
Hazard Mitigation
1
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
47.4°F
37.3° – 57.5°
Annual precipitation
31.9"
Annual snowfall
34.4"
Heating · cooling days
6,941.8 · 570.9
Annual base 65°F
Nearest station: LAPEER WWTP, MI US, 8.9 miles from the centroid of ZIP 48440 (ZIP 48440)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,510
That is roughly 310 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
5.7%
of residents under 65
Primary care MDs
36
per 100,000 residents
Preventable hospital stays
3,226
per 100K Medicare enrollees
Food environment (0-10)
8.3
10 = best access & security
Exercise access
74%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lapeer data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
7.5% of Lapeer County, MI residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.88
accepting food benefits
Fast-food restaurants
0.57
per 1,000 residents
Among low-income residents, 2.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Lapeer County, MI for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 51 reports
Property crime rate
—
per 100K residents · 181 reports
Homicide
1
Robbery
0
Burglary
40
Vehicle theft
21
County-level data for Lapeer (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+210 people
−49 households • +$16.5M net AGI flow
Moved in
2,666households
4,620 people • $164.9M AGI
Moved out
2,715households
4,410 people • $148.4M AGI
Where new residents came from
- Oakland County, MI — 481 households
- Genesee County, MI — 422 households
- Macomb County, MI — 413 households
- St. Clair County, MI — 103 households
- Tuscola County, MI — 100 households
Where departing residents went
- Genesee County, MI — 493 households
- Oakland County, MI — 354 households
- Macomb County, MI — 285 households
- St. Clair County, MI — 120 households
- Tuscola County, MI — 119 households
Incoming households reported an average AGI of $61,869 versus departing households' $54,671.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Michigan
State-level rules that apply to every resident of ZIP 48440. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.17%
Median $1,868/year
Tax burden rank
20 of 50
9.60% of personal income
For ZIP 48440: Applied to this ZIP's typical home value of $235,687, that works out to roughly $2,746/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 48440
Nearby ZIPs by distance
48438 (Goodrich, 4.8 mi) · 48455 (Metamora, 6 mi) · 48411 (6.3 mi) · 48462 (Ortonville, 7.4 mi) · 48446 (Lapeer, 7.6 mi) · 48423 (Davison, 7.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.3%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.6%
4.6pp above the 32.0% national rate.
Depression
24.3%
2.3pp above the 22.0% national rate.
Annual Checkup
79.8%
3.8pp above the 76.0% national rate.
Health Insurance
5.1%
7.9pp below the 13.0% national rate.
Diabetes
11.4%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
—
Median earnings (10 yr)
$23,082
- Certificate
Ross Medical Education Center-Davison
Davison, MI · 48423
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 67.9%
- Median earnings (10 yr)
- $29,898
- Median student debt
- $9,500
- Certificate
Sharp's Academy of Hairstyling
Grand Blanc, MI · 48439
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $16,266
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
MI 48440 (ZIP 48440) sits in Lapeer County within the Detroit-Warren-Dearborn metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 5.1%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area. BLS QCEW reports average annual pay of $51,778 per worker, roughly 21% below the US average. Social vulnerability is low in this ZIP at the 7th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 11 federal disaster declarations affecting this ZIP since 1975. Only 5.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Oakland County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $103,947, fair market rent of $1,300 for a two-bedroom, and a typical home value of $235,687, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 48440
What is the obesity rate in ZIP 48440?
34.3%, which is 1.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 48440?
24.3%, which is 2.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 48440?
36.6%, which is 4.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 48440?
114 people live in ZIP 48440, with a median age of 55.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 48440?
$103,947 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 48440 mostly renters or homeowners?
In ZIP 48440, 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 48440?
In ZIP 48440, 11.0% of workers work from home. Public transit is used by 2.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 48440?
3.5% of the population in ZIP 48440 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 48440 have broadband internet?
69.0% of households in ZIP 48440 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 48440?
The typical home value in ZIP 48440 is $235,687, up 4.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 48440?
Home values are up 4.4% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 48440?
As of 2022, 10 business establishments operated in ZIP 48440 employing 23 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 48440?
The average annual pay across all local establishments in ZIP 48440 is $41,783, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 48440 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 48440 ranks in the 7th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 48440?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 48440, ranking in the 24th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 48440 experienced?
FEMA has recorded 11 federal disaster declarations affecting ZIP 48440 between 1975–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 48440?
Flood is the most common federally declared disaster type affecting ZIP 48440, accounting for 3 of 11 declarations (27%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 48440?
The most recent FEMA disaster declaration affecting ZIP 48440 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4494) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 48440?
2 colleges and universities are listed near ZIP 48440 by the U.S. Department of Education College Scorecard, including Ross Medical Education Center-Davison and Sharp'S Academy Of Hairstyling (retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 48440?
Graduates of nearby colleges earn a median of $23,082 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 48440?
ZIP 48440 has an average annual temperature of 47.4°F and 31.9" of annual precipitation based on the LAPEER WWTP, MI US weather station 8.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 48440 have public transit?
Yes — ZIP 48440 is part of the Detroit, MI urbanized area, primarily served by City of Detroit (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 48440?
Michigan has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Michigan have paid family leave?
Michigan has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 48440?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (11 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (11 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 48440
Nearby ZIPs by distance
48438 (Goodrich, 4.8 mi) · 48455 (Metamora, 6 mi) · 48411 (6.3 mi) · 48462 (Ortonville, 7.4 mi) · 48446 (Lapeer, 7.6 mi) · 48423 (Davison, 7.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 48440?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
7th percentile
Low Vulnerability
Based on 1 census tract, population 34
Vulnerability Themes
Persons with Disability
4
Without HS Diploma
1
Without Health Insurance
1
Adults Age 65+
8
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.