Population & age
- Total population
- 11,204
- Median age
- 48.4
Essexville, MI (48732)
Bay County · Bay City, MI · Population 11,204
Fresh.Data current as of Apr 24, 2026
Essexville, MI (ZIP 48732) sits in Bay County within the Bay City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.6%. NCES lists 7 schools serving the area, 7 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $8,875. IRS data shows average household income (AGI) of $64,845, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 14 federal disaster declarations affecting this ZIP since 1965. Only 5.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New residents arriving here predominantly come from Saginaw County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $52,104, fair market rent of $990 for a two-bedroom, and a typical home value of $201,639, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 93.6%
- Black
- 0.6%
- Asian
- 0.5%
- Hispanic / Latino
- 6.3%
- Other / multi-racial
- 5.2%
Income & housing
- Median household income
- $52,104
- Median home value
- $149,400
Education
- Bachelor's degree or higher (age 25+)
- 18.7%
Employment
- Unemployment rate
- 4.0%
Housing
- Owner-occupied
- 3,573(69.2%)
- Renter-occupied
- 1,589(30.8%)
- Vacant units
- 282
- Built (median)
- 1969
Commute
- Public transit
- 26(0.5%)
- Work from home
- 342(6.9%)
- Avg commute
- 21.3 min
Economic wellbeing
- Below poverty line
- 1,679(15.2%)
- Uninsured
- 29(0.3%)
Digital access
- Broadband access
- 4,598(89.1%)
- No broadband
- 564(10.9%)
Language & nativity
- Foreign-born
- 89(0.8%)
- Non-English at home
- 225(2.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$780
/month
1 Bed
$780
/month
2 Bed
$990
/month
3 Bed
$1,340
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$201,639
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.0%
vs. March 2025
5-year change
+34.2%
vs. March 2021
Metro area
Bay City, MI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
35
Across 35 permitted buildings. Total construction value: $12.0M.
Single-family
35
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$12.0M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,540
Average AGI
$64,845
Avg property tax
$104
EITC participation
12.1%
Income distribution
- $1 – $25,00033.2% · 1,840
- $25,000 – $50,00023.6% · 1,310
- $50,000 – $75,00014.8% · 820
- $75,000 – $100,0009.4% · 520
- $100,000 – $200,00015.2% · 840
- $200,000 or more3.8% · 210
Avg mortgage interest
$85
Avg charitable contribution
$243
Avg capital gains
$1,893
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $359.2M across all reported brackets.
Business & employment
Business establishments
139
Total employment
1,673
Annual payroll
$87.4M
Average annual pay
$52,266
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$54,617
Average weekly wage
$1,050
Total employment
34,112
Total establishments
2,117
That is roughly 17% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.6%
That is 1.6 percentage points above the US national unemployment rate of about 4.0%.
Labor force
50,555
Employed
47,748
Unemployed
2,807
Based on Bay County, MI data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$142.8M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
- 1.Independent Bank$73.9M · 1 branch
- 2.The Huntington National Bank$69.0M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Bay City, MI
Reporting agencies
4
Largest: Bay Metropolitan Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
14
Date Range
1965–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 27, 2020 (DR-4494)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm4 (29%)
- Flood4 (29%)
- Biological2 (14%)
- Snowstorm2 (14%)
- Hurricane1 (7%)
- Other1 (7%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
2
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48°F
39.1° – 56.9°
Annual precipitation
32.1"
Annual snowfall
49"
Heating · cooling days
6,781.4 · 631
Annual base 65°F
Nearest station: SAGINAW MBS INTL AP, MI US, 15.5 miles from the centroid of Essexville, MI (ZIP 48732)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 277dModerate 86d
Peak AQI (2024)
73
Moderate
Primary pollutant
PM2.5
363 days as main pollutant
Days measured
363
Based on Bay County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,515
That is roughly 1,315 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
5.7%
of residents under 65
Primary care MDs
45
per 100,000 residents
Preventable hospital stays
3,656
per 100K Medicare enrollees
Food environment (0-10)
7.4
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Bay data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
12.9% of Bay County, MI residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.23
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
1.15
accepting food benefits
Fast-food restaurants
0.71
per 1,000 residents
Among low-income residents, 5.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Bay County, MI for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 30 reports
Property crime rate
—
per 100K residents · 421 reports
Homicide
0
Robbery
0
Burglary
91
Vehicle theft
39
County-level data for Bay (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+226 people
+78 households • −$4.2M net AGI flow
Moved in
2,893households
4,485 people • $147.9M AGI
Moved out
2,815households
4,259 people • $152.1M AGI
Where new residents came from
- Saginaw County, MI — 502 households
- Midland County, MI — 336 households
- Arenac County, MI — 95 households
- Tuscola County, MI — 94 households
- Genesee County, MI — 84 households
Where departing residents went
- Saginaw County, MI — 480 households
- Midland County, MI — 311 households
- Oakland County, MI — 102 households
- Genesee County, MI — 97 households
- Arenac County, MI — 87 households
Incoming households reported an average AGI of $51,140 versus departing households' $54,040.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Michigan
State-level rules that apply to every resident of ZIP 48732. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.17%
Median $1,868/year
Tax burden rank
20 of 50
9.60% of personal income
For ZIP 48732: Applied to this ZIP's typical home value of $201,639, that works out to roughly $2,350/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 48732
Nearby ZIPs by distance
48708 (Bay City, 4.9 mi) · 48747 (6.6 mi) · 48706 (Bay City, 8.3 mi) · 48710 (10.6 mi) · 48733 (Fairgrove, 11.2 mi) · 48757 (Reese, 11.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.4%
4.4pp above the 33.0% national rate.
High Blood Pressure
37.0%
5.0pp above the 32.0% national rate.
Depression
27.2%
5.2pp above the 22.0% national rate.
Annual Checkup
80.0%
4.0pp above the 76.0% national rate.
Health Insurance
6.6%
6.4pp below the 13.0% national rate.
Diabetes
12.3%
Tracks close to the 11.0% national rate.
Schools in this ZIP
7 schools serve this ZIP, including 7 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Garber High School | Public | 9–12 | 554 |
| Cramer Junior High School | Public | 5–8 | 499 |
| Verellen Elementary School | Public | 2–4 | 312 |
| WR Bush Elementary School | Public | -1–1 | 224 |
| BayArenac Community High School | Alternative | 9–12 | 129 |
Showing top 5 by enrollment. 2 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$8,875
Median earnings (10 yr)
$37,781
- 2-Year
Delta College
University Center, MI · 48710
- In-state tuition
- $4,820
- Out-of-state tuition
- $7,880
- Acceptance rate
- —
- Graduation rate
- 20.8%
- Median earnings (10 yr)
- $37,781
- Median student debt
- $10,978
- 4-Year
Saginaw Valley State University
University Center, MI · 48710
- In-state tuition
- $12,930
- Out-of-state tuition
- $30,450
- Acceptance rate
- 72.1%
- Graduation rate
- 50.7%
- Median earnings (10 yr)
- $51,955
- Median student debt
- $25,000
- Certificate
Bayshire Academy of Beauty Craft Inc
Bay City, MI · 48708
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 76.1%
- Median earnings (10 yr)
- $24,471
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Essexville, MI (ZIP 48732) sits in Bay County within the Bay City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.6%. NCES lists 7 schools serving the area, 7 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $8,875. IRS data shows average household income (AGI) of $64,845, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 14 federal disaster declarations affecting this ZIP since 1965. Only 5.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New residents arriving here predominantly come from Saginaw County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $52,104, fair market rent of $990 for a two-bedroom, and a typical home value of $201,639, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 48732
What is the obesity rate in ZIP 48732?
37.4%, which is 4.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 48732?
27.2%, which is 5.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 48732?
37.0%, which is 5.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 48732?
7 schools serve this ZIP, including 7 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 48732 have charter schools?
No charter schools are listed in ZIP 48732 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 48732?
Yes, 4 high schools serve this ZIP: Garber High School, Bayarenac Community High School, Llcbay Campus, and 1 more. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 48732?
11,204 people live in ZIP 48732, with a median age of 48.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 48732?
$52,104 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 48732 mostly renters or homeowners?
In ZIP 48732, 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 48732?
In ZIP 48732, 6.9% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 48732?
15.2% of the population in ZIP 48732 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 48732 have broadband internet?
89.1% of households in ZIP 48732 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 48732?
The typical home value in ZIP 48732 is $201,639, up 7.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 48732?
Home values are up 7.0% over the past year and up 34.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 48732?
The average Adjusted Gross Income reported on tax returns from ZIP 48732 (Essexville, MI) is $64,845 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 48732?
Tax returns from ZIP 48732 report an average of $104 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 48732 earn over $200,000?
3.8% of tax returns from ZIP 48732 (Essexville, MI) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 48732?
As of 2022, 139 business establishments operated in ZIP 48732 employing 1,673 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 48732?
The average annual pay across all local establishments in ZIP 48732 is $52,266, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 48732 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 48732 ranks in the 47th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 48732?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 48732, ranking in the 58th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 48732 experienced?
FEMA has recorded 14 federal disaster declarations affecting ZIP 48732 between 1965–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 48732?
Severe Storm is the most common federally declared disaster type affecting ZIP 48732, accounting for 4 of 14 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 48732?
The most recent FEMA disaster declaration affecting ZIP 48732 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4494) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 48732?
3 colleges and universities are listed near ZIP 48732 by the U.S. Department of Education College Scorecard, including Delta College, Saginaw Valley State University, and Bayshire Academy Of Beauty Craft Inc (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 48732?
Median in-state tuition across 3 nearby institutions is $8,875 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 48732?
Graduates of nearby colleges earn a median of $37,781 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 48732?
ZIP 48732 has an average annual temperature of 48.0°F and 32.1" of annual precipitation based on the SAGINAW MBS INTL AP, MI US weather station 15.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 48732 have public transit?
Yes — ZIP 48732 is part of the Bay City, MI urbanized area, primarily served by Bay Metropolitan Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 48732?
Michigan has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Michigan have paid family leave?
Michigan has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 48732?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (7 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 48732
Nearby ZIPs by distance
48708 (Bay City, 4.9 mi) · 48747 (6.6 mi) · 48706 (Bay City, 8.3 mi) · 48710 (10.6 mi) · 48733 (Fairgrove, 11.2 mi) · 48757 (Reese, 11.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 48732?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
47th percentile
Moderate Vulnerability
Based on 3 census tracts, population 11,466
Vulnerability Themes
Households Without Vehicle
334
Limited English Speakers
9
Persons with Disability
1,997
Without HS Diploma
654
Without Health Insurance
577
Adults Age 65+
2,888
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.