Population & age
- Total population
- 4,984
- Median age
- 55.5
Canadian Lakes, MI (49346)
Mecosta County · Population 4,984
Fresh.Data current as of Apr 24, 2026
Canadian Lakes, MI (ZIP 49346) sits in Mecosta County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $14,778. IRS data shows average household income (AGI) of $76,672, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $45,193 per worker, roughly 31% below the US average. BLS LAUS records a 6.1% county unemployment rate (2024) — about 2.1 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 14 federal disaster declarations affecting this ZIP since 1975. New residents arriving here predominantly come from Kent County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,948, fair market rent of $970 for a two-bedroom, and a typical home value of $304,670, up 4.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 96.3%
- Black
- 0.3%
- Asian
- 0.0%
- Hispanic / Latino
- 1.6%
- Other / multi-racial
- 3.3%
Income & housing
- Median household income
- $67,948
- Median home value
- $209,300
Education
- Bachelor's degree or higher (age 25+)
- 27.4%
Employment
- Unemployment rate
- 2.7%
Housing
- Owner-occupied
- 1,962(91.3%)
- Renter-occupied
- 187(8.7%)
- Vacant units
- 1,015
- Built (median)
- 1990
Commute
- Public transit
- 5(0.3%)
- Work from home
- 107(6.8%)
- Avg commute
- 28.2 min
Economic wellbeing
- Below poverty line
- 596(12.0%)
- Uninsured
- 200(4.0%)
Digital access
- Broadband access
- 1,828(85.1%)
- No broadband
- 321(14.9%)
Language & nativity
- Foreign-born
- 51(1.0%)
- Non-English at home
- 304(6.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$690
/month
1 Bed
$770
/month
2 Bed
$970
/month
3 Bed
$1,240
/month
4 Bed
$1,380
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$304,670
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.3%
vs. March 2025
5-year change
+38.1%
vs. March 2021
Metro area
Big Rapids, MI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
268
Across 265 permitted buildings. Total construction value: $65.8M.
Single-family
262
98% of total units
Multifamily (2+ unit)
6
2% of total units
Single-family value
$65.1M
construction value
Multifamily value
$691,600
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
2,990
Average AGI
$76,672
Avg property tax
$173
EITC participation
9.7%
Income distribution
- $1 – $25,00027.1% · 810
- $25,000 – $50,00020.4% · 610
- $50,000 – $75,00015.4% · 460
- $75,000 – $100,00012.4% · 370
- $100,000 – $200,00019.4% · 580
- $200,000 or more5.4% · 160
Avg mortgage interest
$254
Avg charitable contribution
$295
Avg capital gains
$4,477
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $229.2M across all reported brackets.
Business & employment
Business establishments
76
Total employment
721
Annual payroll
$35.1M
Average annual pay
$48,635
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$45,193
Average weekly wage
$869
Total employment
12,746
Total establishments
696
That is roughly 31% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.1%
That is 2.1 percentage points above the US national unemployment rate of about 4.0%.
Labor force
18,130
Employed
17,027
Unemployed
1,103
Based on Mecosta County, MI data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$89.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Isabella Bank$89.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Alternative-fuel stations
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
4
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
14
Date Range
1975–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 27, 2020 (DR-4494)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Flood4 (29%)
- Severe Storm3 (21%)
- Snowstorm3 (21%)
- Biological2 (14%)
- Hurricane1 (7%)
- Other1 (7%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
3
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.1°F
34.5° – 55.7°
Annual precipitation
37.9"
Annual snowfall
61.3"
Heating · cooling days
7,620.5 · 404.3
Annual base 65°F
Nearest station: BIG RAPIDS WTP, MI US, 8.3 miles from the centroid of Canadian Lakes, MI (ZIP 49346)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,230
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
6.8%
of residents under 65
Primary care MDs
47
per 100,000 residents
Preventable hospital stays
1,651
per 100K Medicare enrollees
Food environment (0-10)
6.3
10 = best access & security
Exercise access
58%
residents near a facility
Flu vaccinated
38%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.2% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Mecosta data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
22.9% of Mecosta County, MI residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.27
accepting food benefits
Fast-food restaurants
0.50
per 1,000 residents
Among low-income residents, 15.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Mecosta County, MI for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 100 reports
Property crime rate
—
per 100K residents · 248 reports
Homicide
1
Robbery
1
Burglary
37
Vehicle theft
11
County-level data for Mecosta (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+235 people
+75 households • +$9.9M net AGI flow
Moved in
1,614households
2,790 people • $82.8M AGI
Moved out
1,539households
2,555 people • $72.9M AGI
Where new residents came from
- Kent County, MI — 196 households
- Montcalm County, MI — 116 households
- Newaygo County, MI — 106 households
- Osceola County, MI — 105 households
- Isabella County, MI — 86 households
Where departing residents went
- Kent County, MI — 181 households
- Osceola County, MI — 129 households
- Newaygo County, MI — 90 households
- Isabella County, MI — 86 households
- Montcalm County, MI — 86 households
Incoming households reported an average AGI of $51,310 versus departing households' $47,392.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Michigan
State-level rules that apply to every resident of ZIP 49346. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.17%
Median $1,868/year
Tax burden rank
20 of 50
9.60% of personal income
For ZIP 49346: Applied to this ZIP's typical home value of $304,670, that works out to roughly $3,550/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 49346
Nearby ZIPs by distance
49336 (Morley, 6 mi) · 49307 (Big Rapids, 7.7 mi) · 49342 (8.5 mi) · 49332 (Mecosta, 9.2 mi) · 49320 (12.9 mi) · 49329 (Howard City, 13.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.9%
3.9pp above the 33.0% national rate.
High Blood Pressure
42.8%
10.8pp above the 32.0% national rate.
Depression
27.3%
5.3pp above the 22.0% national rate.
Annual Checkup
82.8%
6.8pp above the 76.0% national rate.
Health Insurance
6.9%
6.1pp below the 13.0% national rate.
Diabetes
14.3%
3.3pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
$14,778
Median earnings (10 yr)
$54,735
- 4-Year
Ferris State University
Big Rapids, MI · 49307
- In-state tuition
- $14,778
- Out-of-state tuition
- $14,778
- Acceptance rate
- 91.4%
- Graduation rate
- 47.4%
- Median earnings (10 yr)
- $54,735
- Median student debt
- $21,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Canadian Lakes, MI (ZIP 49346) sits in Mecosta County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.8%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $14,778. IRS data shows average household income (AGI) of $76,672, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $45,193 per worker, roughly 31% below the US average. BLS LAUS records a 6.1% county unemployment rate (2024) — about 2.1 points above the US average and a labor-market distress signal. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 14 federal disaster declarations affecting this ZIP since 1975. New residents arriving here predominantly come from Kent County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $67,948, fair market rent of $970 for a two-bedroom, and a typical home value of $304,670, up 4.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 49346
What is the obesity rate in ZIP 49346?
36.9%, which is 3.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 49346?
27.3%, which is 5.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 49346?
42.8%, which is 10.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 49346?
4,984 people live in ZIP 49346, with a median age of 55.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 49346?
$67,948 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 49346 mostly renters or homeowners?
In ZIP 49346, 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 49346?
In ZIP 49346, 6.8% of workers work from home. Public transit is used by 0.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 49346?
12.0% of the population in ZIP 49346 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 49346 have broadband internet?
85.1% of households in ZIP 49346 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 49346?
The typical home value in ZIP 49346 is $304,670, up 4.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 49346?
Home values are up 4.3% over the past year and up 38.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 49346?
The average Adjusted Gross Income reported on tax returns from ZIP 49346 (Canadian Lakes, MI) is $76,672 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 49346?
Tax returns from ZIP 49346 report an average of $173 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 49346 earn over $200,000?
5.4% of tax returns from ZIP 49346 (Canadian Lakes, MI) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 49346?
As of 2022, 76 business establishments operated in ZIP 49346 employing 721 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 49346?
The average annual pay across all local establishments in ZIP 49346 is $48,635, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 49346 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 49346 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 49346?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 49346, ranking in the 61th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 49346 experienced?
FEMA has recorded 14 federal disaster declarations affecting ZIP 49346 between 1975–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 49346?
Flood is the most common federally declared disaster type affecting ZIP 49346, accounting for 4 of 14 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 49346?
The most recent FEMA disaster declaration affecting ZIP 49346 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4494) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 49346?
1 college or university is listed near ZIP 49346 by the U.S. Department of Education College Scorecard, including Ferris State University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 49346?
Median in-state tuition across 1 nearby institution is $14,778 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 49346?
Graduates of nearby colleges earn a median of $54,735 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 49346?
ZIP 49346 has an average annual temperature of 45.1°F and 37.9" of annual precipitation based on the BIG RAPIDS WTP, MI US weather station 8.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 49346?
Michigan has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Michigan have paid family leave?
Michigan has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 49346?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 49346
Nearby ZIPs by distance
49336 (Morley, 6 mi) · 49307 (Big Rapids, 7.7 mi) · 49342 (8.5 mi) · 49332 (Mecosta, 9.2 mi) · 49320 (12.9 mi) · 49329 (Howard City, 13.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 49346?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 5 census tracts, population 4,342
Vulnerability Themes
Households Without Vehicle
97
Limited English Speakers
8
Persons with Disability
839
Without HS Diploma
287
Without Health Insurance
399
Adults Age 65+
1,080
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.