Population & age
- Total population
- 8,026
- Median age
- 45.3
St. Louis County · Duluth, MN-WI · Population 8,026
Hermantown, MN (ZIP 55810) sits in St. Louis County within the Duluth metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.9%. NCES lists 7 schools serving the area, 7 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $14,610. IRS data shows average household income (AGI) of $73,045, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 22th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Flood accounts for 56% of the 18 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 40.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 27.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Minnesota levies a graduated state income tax (top rate 9.85%); a household at the local median AGI of $73,045 would pay roughly $4,317/year before deductions. New residents arriving here predominantly come from Hennepin County, MN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $78,573, fair market rent of $1,360 for a two-bedroom, and a typical home value of $289,910, up 9.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$940
/month
1 Bed
$1,080
/month
2 Bed
$1,360
/month
3 Bed
$1,860
/month
4 Bed
$2,280
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$289,910
Zillow Home Value Index (ZHVI) · as of March 2026
+9.8%
vs. March 2025
+37.2%
vs. March 2021
Duluth, MN-WI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
763
Across 404 permitted buildings. Total construction value: $200.5M.
Single-family
389
51% of total units
Multifamily (2+ unit)
374
49% of total units
Single-family value
$111.0M
construction value
Multifamily value
$89.5M
construction value
Apartment construction (5+ unit buildings) accounts for 47% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
4,560
Average AGI
$73,045
Avg property tax
$200
EITC participation
8.1%
Income distribution
Avg mortgage interest
$351
Avg charitable contribution
$227
Avg capital gains
$1,969
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $333.1M across all reported brackets.
Business establishments
153
Total employment
1,402
Annual payroll
$74.1M
Average annual pay
$52,879
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$60,452
Average weekly wage
$1,163
Total employment
95,504
Total establishments
5,646
That is roughly 8% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
99,694
Employed
96,318
Unemployed
3,376
Based on St. Louis County, MN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$28.2M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Duluth, MN--WI
Reporting agencies
1
Largest: Duluth Transit Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Other
2
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
18
Date Range
1970–2025
Most Recent Declaration
MUNGER SHAW FIRE
Fire — declared May 14, 2025 (DR-5583)
Incident period: May 12, 2025 – May 20, 2025
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
18
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
40.6°F
31.1° – 50°
Annual precipitation
31.2"
Annual snowfall
90.2"
Heating · cooling days
— · 254.9
Annual base 65°F
Nearest station: DULUTH, MN US, 6.2 miles from the centroid of Hermantown, MN (ZIP 55810)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
39
GoodPeak AQI (2024)
114
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
225 days as main pollutant
Days measured
366
Based on St. Louis County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
8,681
That is roughly 481 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
5.8%
of residents under 65
Primary care MDs
124
per 100,000 residents
Preventable hospital stays
3,832
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
81%
residents near a facility
Flu vaccinated
46%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on St. Louis data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
27.3% of St. Louis County, MN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.82
accepting food benefits
Fast-food restaurants
0.68
per 1,000 residents
Among low-income residents, 9.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in St. Louis County, MN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 25 reports
Property crime rate
—
per 100K residents · 91 reports
Homicide
0
Robbery
0
Burglary
23
Vehicle theft
5
County-level data for Carlton (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+93 people
+91 households • +$9.1M net AGI flow
Moved in
5,889households
8,981 people • $364.3M AGI
Moved out
5,798households
8,888 people • $355.2M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $61,860 versus departing households' $61,258.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 55810. Numbers reflect the most recent published year per source.
Income tax
9.85%
graduated · 3 brackets
Sales tax (combined)
8.14%
State 6.88% · avg local 1.26%
Property tax (effective)
1.04%
Median $1,545/year
Tax burden rank
47 of 50
12.30% of personal income
For ZIP 55810: At this ZIP's median AGI of $73,045, the estimated state income tax (before deductions) runs about $4,317 per year. Applied to this ZIP's typical home value of $289,910, that works out to roughly $3,022/year in property tax.
Program
Minnesota Paid Leave
Mandatory (state-run insurance)
Max weeks/year
20
Parental
12wk
Max weekly benefit
$1,423
Replacement: 90% to 0.5x SAWW + 66% to 1.0x SAWW + 55% above · job protection
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Hermantown
Nearby ZIPs by distance
55807 (Duluth, 5 mi) · 55733 (Esko, 5.2 mi) · 55808 (Duluth, 5.6 mi) · 55811 (Hermantown, 6.1 mi) · 55814 (Hermantown, 6.4 mi) · 55806 (Duluth, 6.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
34.9%
Tracks close to the 33.0% national rate.
31.5%
Tracks close to the 32.0% national rate.
24.5%
2.5pp above the 22.0% national rate.
75.3%
Tracks close to the 76.0% national rate.
5.9%
7.1pp below the 13.0% national rate.
10.6%
Tracks close to the 11.0% national rate.
7 schools serve this ZIP, including 7 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BAY VIEW ELEMENTARY | Public | -1–5 | 580 |
| PROCTOR SENIOR HIGH | Public | 9–12 | 568 |
| A.I. JEDLICKA MIDDLE SCHOOL | Public | 6–8 | 459 |
| PIKE LAKE ELEMENTARY | Public | 0–5 | 205 |
| Early Childhood Center | Special Ed | -1–-1 | 20 |
Showing top 5 by enrollment. 2 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
3
Median in-state tuition
$14,610
Median earnings (10 yr)
$62,616
Duluth, MN · 55812
Duluth, MN · 55811
Duluth, MN · 55811
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Hermantown, MN (ZIP 55810) sits in St. Louis County within the Duluth metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.9%. NCES lists 7 schools serving the area, 7 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $14,610. IRS data shows average household income (AGI) of $73,045, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 22th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Flood accounts for 56% of the 18 FEMA disaster declarations on record for this ZIP. Annual average temperature is just 40.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 27.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Minnesota levies a graduated state income tax (top rate 9.85%); a household at the local median AGI of $73,045 would pay roughly $4,317/year before deductions. New residents arriving here predominantly come from Hennepin County, MN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $78,573, fair market rent of $1,360 for a two-bedroom, and a typical home value of $289,910, up 9.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
34.9%, which is 1.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
24.5%, which is 2.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
31.5%, which is 0.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
7 schools serve this ZIP, including 7 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 55810 by NCES CCD (retrieved Apr 27, 2026).
Yes, 3 high schools serve this ZIP: Proctor Senior High, Proctor Life, Rails Academy. (NCES CCD, retrieved Apr 27, 2026).
8,026 people live in ZIP 55810, with a median age of 45.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$78,573 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 55810, 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 55810, 6.8% of workers work from home. Public transit is used by 0.9% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
5.0% of the population in ZIP 55810 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
85.1% of households in ZIP 55810 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 55810 is $289,910, up 9.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 9.8% over the past year and up 37.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 55810 (Hermantown, MN) is $73,045 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 55810 report an average of $200 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
3.9% of tax returns from ZIP 55810 (Hermantown, MN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 153 business establishments operated in ZIP 55810 employing 1,402 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 55810 is $52,879, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 55810 ranks in the 22th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 55810, ranking in the 47th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 18 federal disaster declarations affecting ZIP 55810 between 1970–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Flood is the most common federally declared disaster type affecting ZIP 55810, accounting for 10 of 18 declarations (56%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 55810 was "MUNGER SHAW FIRE" — a fire declared in 2025 (DR-5583) (FEMA OpenFEMA, retrieved May 3, 2026).
3 colleges and universities are listed near ZIP 55810 by the U.S. Department of Education College Scorecard, including University Of Minnesota-Duluth, Lake Superior College, and The College Of Saint Scholastica (retrieved May 2, 2026).
Median in-state tuition across 3 nearby institutions is $14,610 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $62,616 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 55810 has an average annual temperature of 40.6°F and 31.2" of annual precipitation based on the DULUTH, MN US weather station 6.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 55810 is part of the Duluth, MN--WI urbanized area, primarily served by Duluth Transit Authority (National Transit Database 2024, retrieved May 4, 2026).
Minnesota has a graduated income tax with a top rate of 9.85%. Households at the local median AGI of $73,045 would pay roughly $4,317 in state income tax annually (estimated, before deductions). Combined sales tax: 8.14% (Tax Foundation 2025).
Minnesota runs an active paid family leave program (Minnesota Paid Leave) offering up to 20 weeks of paid leave per year, with a maximum weekly benefit of $1,423 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (7 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Hermantown
Nearby ZIPs by distance
55807 (Duluth, 5 mi) · 55733 (Esko, 5.2 mi) · 55808 (Duluth, 5.6 mi) · 55811 (Hermantown, 6.1 mi) · 55814 (Hermantown, 6.4 mi) · 55806 (Duluth, 6.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 55810?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
22nd percentile
Low Vulnerability
Based on 8 census tracts, population 9,545
Vulnerability Themes
Households Without Vehicle
194
Limited English Speakers
46
Persons with Disability
1,303
Without HS Diploma
389
Without Health Insurance
181
Adults Age 65+
1,791
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.