Population & age
- Total population
- 1,588
- Median age
- 20.0
Stearns County · St. Cloud, MN · Population 1,588
St. John'S University, MN (ZIP 56321) sits in Stearns County within the St. Cloud metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 10.7%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $10,868. Local establishments report average pay of $32,854 per worker (Census ZBP) — below the US average. Social vulnerability is low in this ZIP at the 9th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1965. Annual average temperature is just 43.5°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 25.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Benton County, MN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,220 for a two-bedroom and a 40.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$890
/month
1 Bed
$930
/month
2 Bed
$1,220
/month
3 Bed
$1,630
/month
4 Bed
$1,900
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing units permitted
572
Across 361 permitted buildings. Total construction value: $170.4M.
Single-family
356
62% of total units
Multifamily (2+ unit)
216
38% of total units
Single-family value
$141.9M
construction value
Multifamily value
$28.5M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business establishments
7
Total employment
1,064
Annual payroll
$35.0M
Average annual pay
$32,854
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$62,313
Average weekly wage
$1,198
Total employment
87,252
Total establishments
4,733
That is roughly 5% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.0%
That is 1.0 percentage points below the US national unemployment rate of about 4.0%.
Labor force
87,921
Employed
85,267
Unemployed
2,654
Based on Stearns County, MN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
St. Cloud, MN
Reporting agencies
1
Largest: St. Cloud Metropolitan Transit Commission
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federally Declared Disasters
13
Date Range
1965–2022
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Severe Storm — declared July 8, 2022 (DR-4658)
Incident period: May 8, 2022 – May 13, 2022
Top Incident Types
Individual Assistance
5
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
4
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
43.5°F
34.2° – 52.8°
Annual precipitation
31"
Annual snowfall
57.4"
Heating · cooling days
8,304.6 · 505.7
Annual base 65°F
Nearest station: COLLEGEVILLE ST JOHN'S, MN US, 0 miles from the centroid of St. John'S University, MN (ZIP 56321)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
39
GoodPeak AQI (2024)
97
Moderate
Primary pollutant
PM2.5
212 days as main pollutant
Days measured
366
Based on Stearns County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
6,211
That is roughly 1,989 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
3.7
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
5.2%
of residents under 65
Primary care MDs
98
per 100,000 residents
Preventable hospital stays
1,772
per 100K Medicare enrollees
Food environment (0-10)
8.5
10 = best access & security
Exercise access
78%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Stearns data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
25.3% of Stearns County, MN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.22
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.74
accepting food benefits
Fast-food restaurants
0.70
per 1,000 residents
Among low-income residents, 7.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Stearns County, MN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 35 reports
Property crime rate
—
per 100K residents · 96 reports
Homicide
0
Robbery
0
Burglary
23
Vehicle theft
6
County-level data for Stearns (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−460 people
−454 households • −$76.3M net AGI flow
Moved in
5,387households
9,006 people • $290.5M AGI
Moved out
5,841households
9,466 people • $366.8M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $53,929 versus departing households' $62,804.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 56321. Numbers reflect the most recent published year per source.
Income tax
9.85%
graduated · 3 brackets
Sales tax (combined)
8.14%
State 6.88% · avg local 1.26%
Property tax (effective)
1.04%
Median $1,545/year
Tax burden rank
47 of 50
12.30% of personal income
Program
Minnesota Paid Leave
Mandatory (state-run insurance)
Max weeks/year
20
Parental
12wk
Max weekly benefit
$1,423
Replacement: 90% to 0.5x SAWW + 66% to 1.0x SAWW + 55% above · job protection
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
56374 (St. Joseph, 3.8 mi) · 56310 (Avon, 4.7 mi) · 56320 (Rockville, 7.8 mi) · 56369 (Rockville, 8.1 mi) · 56387 (Waite Park, 8.3 mi) · 56303 (St. Cloud, 8.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
21.8%
11.2pp below the 33.0% national rate.
10.7%
21.3pp below the 32.0% national rate.
21.0%
Tracks close to the 22.0% national rate.
60.4%
15.6pp below the 76.0% national rate.
7.0%
6.0pp below the 13.0% national rate.
2.1%
8.9pp below the 11.0% national rate.
Colleges in this area
7
Median in-state tuition
$10,868
Median earnings (10 yr)
$49,393
Collegeville, MN · 56321
St. Cloud, MN · 56301
Saint Cloud, MN · 56301
Saint Cloud, MN · 56303
Alexandria, MN · 56308
Saint Joseph, MN · 56374
Saint Cloud, MN · 56301
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
St. John'S University, MN (ZIP 56321) sits in Stearns County within the St. Cloud metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 10.7%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $10,868. Local establishments report average pay of $32,854 per worker (Census ZBP) — below the US average. Social vulnerability is low in this ZIP at the 9th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1965. Annual average temperature is just 43.5°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 25.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Benton County, MN (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,220 for a two-bedroom and a 40.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
21.8%, which is 11.2 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
21.0%, which is 1.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
10.7%, which is 21.3 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
1,588 people live in ZIP 56321, with a median age of 20.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 56321, 12.0% of workers work from home. Public transit is used by 16.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
40.8% of the population in ZIP 56321 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
As of 2022, 7 business establishments operated in ZIP 56321 employing 1,064 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 56321 is $32,854, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 56321 ranks in the 9th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 56321, ranking in the 28th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 13 federal disaster declarations affecting ZIP 56321 between 1965–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Flood is the most common federally declared disaster type affecting ZIP 56321, accounting for 5 of 13 declarations (38%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 56321 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a severe storm declared in 2022 (DR-4658) (FEMA OpenFEMA, retrieved May 3, 2026).
7 colleges and universities are listed near ZIP 56321 by the U.S. Department of Education College Scorecard, including Saint Johns University, Rasmussen University-Minnesota, and Saint Cloud State University (retrieved May 2, 2026).
Median in-state tuition across 7 nearby institutions is $10,868 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $49,393 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 56321 has an average annual temperature of 43.5°F and 31.0" of annual precipitation based on the COLLEGEVILLE ST JOHN'S, MN US weather station 0.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 56321 is part of the St. Cloud, MN urbanized area, primarily served by St. Cloud Metropolitan Transit Commission (National Transit Database 2024, retrieved May 4, 2026).
Minnesota has a graduated income tax with a top rate of 9.85%. Combined sales tax: 8.14% (Tax Foundation 2025).
Minnesota runs an active paid family leave program (Minnesota Paid Leave) offering up to 20 weeks of paid leave per year, with a maximum weekly benefit of $1,423 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (7 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (13 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (13 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
56374 (St. Joseph, 3.8 mi) · 56310 (Avon, 4.7 mi) · 56320 (Rockville, 7.8 mi) · 56369 (Rockville, 8.1 mi) · 56387 (Waite Park, 8.3 mi) · 56303 (St. Cloud, 8.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 56321?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
9th percentile
Low Vulnerability
Based on 2 census tracts, population 54
Vulnerability Themes
Persons with Disability
5
Without HS Diploma
1
Without Health Insurance
1
Adults Age 65+
9
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.