West Fargo, ND (58078)

Cass County · Fargo, ND-MN · Population 39,243

Fresh.Data current as of Apr 24, 2026

West Fargo, ND (ZIP 58078) sits in Cass County within the Fargo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.5%. NCES lists 16 schools serving the area, 16 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $7,244. IRS data shows average household income (AGI) of $107,542, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.2% (2024), well below the ~4.0% US average and consistent with a tight local labor market. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Clay County, MN (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $97,231, fair market rent of $1,240 for a two-bedroom, and a typical home value of $349,042, up 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
39,243
Median age
32.5

Race & ethnicity

White
88.8%
Black
2.8%
Asian
2.0%
Hispanic / Latino
2.6%
Other / multi-racial
5.4%

Income & housing

Median household income
$97,231
Median home value
$283,200

Education

Bachelor's degree or higher (age 25+)
42.4%

Employment

Unemployment rate
0.8%

Housing

Owner-occupied
10,085(66.0%)
Renter-occupied
5,198(34.0%)
Vacant units
765
Built (median)
2003

Commute

Public transit
106(0.5%)
Work from home
1,715(7.4%)
Avg commute
17.1 min

Economic wellbeing

Below poverty line
2,602(6.7%)
Uninsured
708(1.8%)

Digital access

Broadband access
14,333(93.8%)
No broadband
950(6.2%)

Language & nativity

Foreign-born
1,805(4.6%)
Non-English at home
2,291(6.3%)

Studio

$860

/month

1 Bed

$1,020

/month

2 Bed

$1,240

/month

3 Bed

$1,720

/month

4 Bed

$2,080

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$349,042

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+2.5%

vs. March 2025

5-year change

+25.4%

vs. March 2021

Metro area

Fargo, ND-MN

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

1,223

Across 762 permitted buildings. Total construction value: $351.3M.

Single-family

728

60% of total units

Multifamily (2+ unit)

495

40% of total units

Single-family value

$265.3M

construction value

Multifamily value

$86.0M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

20,300

Average AGI

$107,542

Avg property tax

$594

EITC participation

8.4%

Income distribution

  • $1 – $25,00019.4% · 3,930
  • $25,000 – $50,00021.8% · 4,430
  • $50,000 – $75,00017.0% · 3,450
  • $75,000 – $100,00010.7% · 2,180
  • $100,000 – $200,00021.7% · 4,400
  • $200,000 or more9.4% · 1,910

Avg mortgage interest

$660

Avg charitable contribution

$855

Avg capital gains

$5,718

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2183.1M across all reported brackets.

Business & employment

Business establishments

1,001

Total employment

14,145

Annual payroll

$866.2M

Average annual pay

$61,235

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$66,805

Average weekly wage

$1,285

Total employment

128,033

Total establishments

9,494

That is roughly 2% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

2.2%

That is 1.8 percentage points below the US national unemployment rate of about 4.0%.

Labor force

117,992

Employed

115,357

Unemployed

2,635

Based on Cass County, ND data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

11

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$1.5B

across all branches in this ZIP

Distinct institutions

9

different banks operating here

Top banks by deposits in this ZIP

  • 1.Bell Bank$398.4M · 1 branch
  • 2.Western State Bank$370.6M · 1 branch
  • 3.First International Bank & Trust$285.6M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

8

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

16

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network
  • Electrify America
  • Non-Networked

Other

4

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

2

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

1

1 central

Avg hours / week

34.5

across outlets in this ZIP

Avg square feet

24,000

per outlet

Outlets in this ZIP

  • 1.West Fargo Public Library
  • 2.West Fargo Public Library Bookmobile

Includes 1 bookmobile — service location varies; check the system's schedule.

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

18th percentile

Low Vulnerability

Based on 10 census tracts, population 39,296

Vulnerability Themes

  • Socioeconomic Status14th percentile
  • Household Characteristics19th percentile
  • Racial & Ethnic Minority Status19th percentile
  • Housing Type & Transportation44th percentile

Households Without Vehicle

612

Limited English Speakers

105

Persons with Disability

3,211

Without HS Diploma

701

Without Health Insurance

1,939

Adults Age 65+

4,201

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

35

Date Range

1965–2025

Most Recent Declaration

SEVERE STORM, TORNADOES, AND STRAIGHT-LINE WINDS

Severe Storm — declared September 11, 2025 (DR-4888)

Incident period: June 20, 2025 – June 21, 2025

Top Incident Types

  • Flood22 (63%)
  • Severe Storm9 (26%)
  • Biological2 (6%)
  • Winter Storm1 (3%)
  • Coastal Storm1 (3%)

Individual Assistance

14

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

35

Repair of public facilities & roads

Hazard Mitigation

15

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

38

Good
Good 288dModerate 76dUSG 1dUnhealthy 1d

Peak AQI (2024)

158

Unhealthy

Primary pollutant

PM2.5

189 days as main pollutant

Days measured

366

Based on Cass County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

6,730

That is roughly 1,470 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

14%

of adults self-report

Poor physical health days

3.4

avg per adult per month

Poor mental health days

4.5

avg per adult per month

Uninsured

7.2%

of residents under 65

Primary care MDs

99

per 100,000 residents

Preventable hospital stays

3,142

per 100K Medicare enrollees

Food environment (0-10)

9.5

10 = best access & security

Exercise access

89%

residents near a facility

Flu vaccinated

58%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Cass data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

21.0% of Cass County, ND residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.19

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.59

accepting food benefits

Fast-food restaurants

0.79

per 1,000 residents

Among low-income residents, 3.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Cass County, ND for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+179 people

+445 households−$59.2M net AGI flow

Moved in

8,206households

12,615 people • $449.7M AGI

Moved out

7,761households

12,436 people • $508.9M AGI

Where new residents came from

  1. Clay County, MN873 households
  2. Grand Forks County, ND308 households
  3. Burleigh County, ND214 households
  4. Otter Tail County, MN191 households
  5. Hennepin County, MN162 households

Where departing residents went

  1. Clay County, MN890 households
  2. Hennepin County, MN321 households
  3. Grand Forks County, ND202 households
  4. Burleigh County, ND141 households
  5. Maricopa County, AZ138 households

Incoming households reported an average AGI of $54,797 versus departing households' $65,570.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

16 schools serve this ZIP, including 16 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
WEST FARGO SHEYENNE HIGH SCHOOLPublic9–121,561
WEST FARGO HIGH SCHOOLPublic9–121,437
LIBERTY MIDDLE SCHOOLPublic6–81,150
CHENEY MIDDLE SCHOOLPublic6–81,092
FREEDOM ELEMENTARY SCHOOLPublic0–5584

Showing top 5 by enrollment. 11 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$7,244

Median earnings (10 yr)

$51,619

  • 2-Year
    In-state tuition
    $5,974
    Out-of-state tuition
    $6,973
    Acceptance rate
    Graduation rate
    52.3%
    Median earnings (10 yr)
    $50,513
    Median student debt
    $12,000
  • Valley City State University

    Valley City, ND · 58072

    4-Year
    In-state tuition
    $8,514
    Out-of-state tuition
    $13,544
    Acceptance rate
    99.1%
    Graduation rate
    50.6%
    Median earnings (10 yr)
    $52,725
    Median student debt
    $20,369

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

West Fargo, ND (ZIP 58078) sits in Cass County within the Fargo metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.5%. NCES lists 16 schools serving the area, 16 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $7,244. IRS data shows average household income (AGI) of $107,542, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.2% (2024), well below the ~4.0% US average and consistent with a tight local labor market. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Clay County, MN (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $97,231, fair market rent of $1,240 for a two-bedroom, and a typical home value of $349,042, up 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 58078

What is the obesity rate in ZIP 58078?

34.0%, which is 1.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 58078?

23.9%, which is 1.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 58078?

26.6%, which is 5.4 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 58078?

16 schools serve this ZIP, including 16 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 58078 have charter schools?

No charter schools are listed in ZIP 58078 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 58078?

Yes, 2 high schools serve this ZIP: West Fargo Sheyenne High School, West Fargo High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 58078?

39,243 people live in ZIP 58078, with a median age of 32.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 58078?

$97,231 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 58078 mostly renters or homeowners?

In ZIP 58078, 66.0% of occupied housing units are owner-occupied and 34.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 58078?

In ZIP 58078, 7.4% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 58078?

6.7% of the population in ZIP 58078 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 58078 have broadband internet?

93.8% of households in ZIP 58078 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 58078?

The typical home value in ZIP 58078 is $349,042, up 2.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 58078?

Home values are up 2.5% over the past year and up 25.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 58078?

The average Adjusted Gross Income reported on tax returns from ZIP 58078 (West Fargo, ND) is $107,542 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 58078?

Tax returns from ZIP 58078 report an average of $594 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 58078 earn over $200,000?

9.4% of tax returns from ZIP 58078 (West Fargo, ND) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 58078?

As of 2022, 1,001 business establishments operated in ZIP 58078 employing 14,145 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 58078?

The average annual pay across all local establishments in ZIP 58078 is $61,235, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 58078 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 58078 ranks in the 18th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 58078?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 58078, ranking in the 44th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 58078 experienced?

FEMA has recorded 35 federal disaster declarations affecting ZIP 58078 between 1965–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 58078?

Flood is the most common federally declared disaster type affecting ZIP 58078, accounting for 22 of 35 declarations (63%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 58078?

The most recent FEMA disaster declaration affecting ZIP 58078 was "SEVERE STORM, TORNADOES, AND STRAIGHT-LINE WINDS" — a severe storm declared in 2025 (DR-4888) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 58078?

2 colleges and universities are listed near ZIP 58078 by the U.S. Department of Education College Scorecard, including North Dakota State College Of Science and Valley City State University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 58078?

Median in-state tuition across 2 nearby institutions is $7,244 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 58078?

Graduates of nearby colleges earn a median of $51,619 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 58078?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (16 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (35 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 58078?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.