Population & age
- Total population
- 19,057
- Median age
- 40.3
Yellowstone County · Billings, MT · Population 19,057
Billings, MT (ZIP 59106) sits in Yellowstone County within the Billings metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 5 schools serving the area, 5 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $10,960. IRS data shows average household income (AGI) of $142,452, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 23th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Fire accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Annual precipitation averages just 14.8" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Montana levies a flat state income tax (top rate 5.90%); a household at the local median AGI of $142,452 would pay roughly $5,043/year before deductions. New residents arriving here predominantly come from Gallatin County, MT (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $114,911, fair market rent of $1,730 for a two-bedroom, and a typical home value of $536,043, down 1.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,240
/month
1 Bed
$1,350
/month
2 Bed
$1,730
/month
3 Bed
$2,380
/month
4 Bed
$2,710
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$536,043
Zillow Home Value Index (ZHVI) · as of March 2026
-1.2%
vs. March 2025
+29.1%
vs. March 2021
Billings, MT
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
1,473
Across 967 permitted buildings. Total construction value: $367.9M.
Single-family
850
58% of total units
Multifamily (2+ unit)
623
42% of total units
Single-family value
$244.2M
construction value
Multifamily value
$123.7M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
10,950
Average AGI
$142,452
Avg property tax
$913
EITC participation
5.3%
Income distribution
Avg mortgage interest
$1,660
Avg charitable contribution
$2,936
Avg capital gains
$14,608
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1559.8M across all reported brackets.
Business establishments
592
Total employment
4,009
Annual payroll
$180.8M
Average annual pay
$45,095
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$62,688
Average weekly wage
$1,206
Total employment
87,348
Total establishments
7,794
That is roughly 4% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
2.8%
That is 1.2 percentage points below the US national unemployment rate of about 4.0%.
Labor force
88,924
Employed
86,431
Unemployed
2,493
Based on Yellowstone County, MT data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
4
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$369.5M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Billings, MT
Reporting agencies
1
Largest: City of Billings
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
14
Date Range
1978–2022
Most Recent Declaration
SEVERE STORM AND FLOODING
Flood — declared June 16, 2022 (DR-4655)
Incident period: June 10, 2022 – July 5, 2022
Top Incident Types
Individual Assistance
2
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
13
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48°F
34.9° – 61.1°
Annual precipitation
14.8"
Annual snowfall
48.2"
Heating · cooling days
6,766 · 605.8
Annual base 65°F
Nearest station: BILLINGS WFO, MT US, 8.1 miles from the centroid of Billings, MT (ZIP 59106)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
39
GoodPeak AQI (2024)
105
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
213 days as main pollutant
Days measured
357
Based on Yellowstone County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
9,698
That is roughly 1,498 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.7
avg per adult per month
Uninsured
9.2%
of residents under 65
Primary care MDs
108
per 100,000 residents
Preventable hospital stays
2,165
per 100K Medicare enrollees
Food environment (0-10)
8.5
10 = best access & security
Exercise access
81%
residents near a facility
Flu vaccinated
53%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Yellowstone data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
21.3% of Yellowstone County, MT residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.64
accepting food benefits
Fast-food restaurants
0.77
per 1,000 residents
Among low-income residents, 6.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Yellowstone County, MT for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 223 reports
Property crime rate
—
per 100K residents · 579 reports
Homicide
3
Robbery
3
Burglary
103
Vehicle theft
102
County-level data for Yellowstone (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+508 people
+343 households • +$19.3M net AGI flow
Moved in
6,038households
10,317 people • $399.1M AGI
Moved out
5,695households
9,809 people • $379.8M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $66,091 versus departing households' $66,689.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 59106. Numbers reflect the most recent published year per source.
Income tax
5.90%
flat · 1 brackets
Sales tax (combined)
0.00%
State 0.00% · avg local 0.00%
Property tax (effective)
0.84%
Median $2,669/year
Tax burden rank
27 of 50
10.20% of personal income
For ZIP 59106: At this ZIP's median AGI of $142,452, the estimated state income tax (before deductions) runs about $5,043 per year. Applied to this ZIP's typical home value of $536,043, that works out to roughly $4,505/year in property tax.
Program
No program
No program
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Billings
Nearby ZIPs by distance
59102 (Billings, 6.8 mi) · 59105 (Billings, 11.6 mi) · 59044 (Laurel, 11.8 mi) · 59057 (12.1 mi) · 59002 (Acton, 14.6 mi) · 59063 (Park City, 16.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
31.1%
Tracks close to the 33.0% national rate.
29.5%
2.5pp below the 32.0% national rate.
25.9%
3.9pp above the 22.0% national rate.
76.0%
Tracks close to the 76.0% national rate.
6.3%
6.7pp below the 13.0% national rate.
8.1%
2.9pp below the 11.0% national rate.
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Ben Steele Middle School | Public | 6–8 | 805 |
| Elder Grove School | Public | -1–5 | 390 |
| Elder Grove 7-8 | Public | 6–8 | 226 |
| Yellowstone Academy 7-8 | Public | 7–8 | 28 |
| Yellowstone Academy Elem | Public | -1–6 | 21 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
5
Median in-state tuition
$10,960
Median earnings (10 yr)
$44,296
Billings, MT · 59106
Billings, MT · 59101
Billings, MT · 59102
Billings, MT · 59102
Billings, MT · 59102
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Billings, MT (ZIP 59106) sits in Yellowstone County within the Billings metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.3%. NCES lists 5 schools serving the area, 5 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $10,960. IRS data shows average household income (AGI) of $142,452, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 23th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Fire accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Annual precipitation averages just 14.8" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Montana levies a flat state income tax (top rate 5.90%); a household at the local median AGI of $142,452 would pay roughly $5,043/year before deductions. New residents arriving here predominantly come from Gallatin County, MT (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $114,911, fair market rent of $1,730 for a two-bedroom, and a typical home value of $536,043, down 1.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
31.1%, which is 1.9 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.9%, which is 3.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
29.5%, which is 2.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 59106 by NCES CCD (retrieved Apr 27, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
19,057 people live in ZIP 59106, with a median age of 40.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$114,911 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 59106, 78.3% of occupied housing units are owner-occupied and 21.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 59106, 9.2% of workers work from home. Public transit is used by 0.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
4.0% of the population in ZIP 59106 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
91.9% of households in ZIP 59106 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 59106 is $536,043, down 1.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 1.2% over the past year and up 29.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 59106 (Billings, MT) is $142,452 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 59106 report an average of $913 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
16.1% of tax returns from ZIP 59106 (Billings, MT) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 592 business establishments operated in ZIP 59106 employing 4,009 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 59106 is $45,095, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 59106 ranks in the 23th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 59106, ranking in the 48th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 14 federal disaster declarations affecting ZIP 59106 between 1978–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 59106, accounting for 7 of 14 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 59106 was "SEVERE STORM AND FLOODING" — a flood declared in 2022 (DR-4655) (FEMA OpenFEMA, retrieved May 3, 2026).
5 colleges and universities are listed near ZIP 59106 by the U.S. Department of Education College Scorecard, including Montana Bible College, Montana State University Billings, and Rocky Mountain College (retrieved May 2, 2026).
Median in-state tuition across 5 nearby institutions is $10,960 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $44,296 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 59106 has an average annual temperature of 48.0°F and 14.8" of annual precipitation based on the BILLINGS WFO, MT US weather station 8.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 59106 is part of the Billings, MT urbanized area, primarily served by City of Billings (National Transit Database 2024, retrieved May 4, 2026).
Montana has a flat income tax with a top rate of 5.90%. Households at the local median AGI of $142,452 would pay roughly $5,043 in state income tax annually (estimated, before deductions). Combined sales tax: 0.00% (Tax Foundation 2025).
Montana has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Billings
Nearby ZIPs by distance
59102 (Billings, 6.8 mi) · 59105 (Billings, 11.6 mi) · 59044 (Laurel, 11.8 mi) · 59057 (12.1 mi) · 59002 (Acton, 14.6 mi) · 59063 (Park City, 16.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 59106?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
23rd percentile
Low Vulnerability
Based on 6 census tracts, population 16,877
Vulnerability Themes
Households Without Vehicle
318
Limited English Speakers
32
Persons with Disability
2,075
Without HS Diploma
239
Without Health Insurance
651
Adults Age 65+
2,923
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.