Population & age
- Total population
- 23,441
- Median age
- 40.6
Winnebago County · Rockford, IL · Population 23,441
Rockford, IL (ZIP 61103) sits in Winnebago County within the Rockford metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 46.0%. NCES lists 8 schools serving the area, 8 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $16,699. 26% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. The most recent FEMA disaster declaration here was flood-related (SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG, 2024). County Health Rankings reports 11,176 years of potential life lost per 100,000 (2025) — well above the national county median. 26.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $147,880,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $49,192, fair market rent of $1,110 for a two-bedroom, and a typical home value of $147,365, up 7.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$770
/month
1 Bed
$850
/month
2 Bed
$1,110
/month
3 Bed
$1,470
/month
4 Bed
$1,510
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$147,365
Zillow Home Value Index (ZHVI) · as of March 2026
+7.7%
vs. March 2025
+66.6%
vs. March 2021
Rockford, IL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
284
Across 261 permitted buildings. Total construction value: $75.1M.
Single-family
248
87% of total units
Multifamily (2+ unit)
36
13% of total units
Single-family value
$68.1M
construction value
Multifamily value
$7.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
10,270
Average AGI
$52,947
Avg property tax
$172
EITC participation
26.0%
Income distribution
Avg mortgage interest
$122
Avg charitable contribution
$323
Avg capital gains
$867
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $543.8M across all reported brackets.
Business establishments
335
Total employment
6,143
Annual payroll
$374.2M
Average annual pay
$60,908
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$59,400
Average weekly wage
$1,142
Total employment
126,415
Total establishments
5,870
That is roughly 9% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
5.6%
That is 1.6 percentage points above the US national unemployment rate of about 4.0%.
Labor force
133,768
Employed
126,324
Unemployed
7,444
Based on Winnebago County, IL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
6
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$638.6M
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
4
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Facilities located inside ZIP 61103 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
JAVON BEA HOSPITAL
2400 NORTH ROCKTON AVENUE, ROCKFORD, IL, 61103
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Beloit, WI--IL
Reporting agencies
4
Largest: Boone County Council on Aging
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federally Declared Disasters
19
Date Range
1967–2024
Most Recent Declaration
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG
Flood — declared September 20, 2024 (DR-4819)
Incident period: July 13, 2024 – July 16, 2024
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
14
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
49.4°F
40° – 58.8°
Annual precipitation
37.2"
Annual snowfall
37.1"
Heating · cooling days
6,496.7 · 838.4
Annual base 65°F
Nearest station: ROCKFORD GTR ROCKFORD AP, IL US, 10.2 miles from the centroid of Rockford, IL (ZIP 61103)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
43
GoodPeak AQI (2024)
119
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
204 days as main pollutant
Days measured
361
Based on Winnebago County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
11,176
That is roughly 2,976 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
7.1%
of residents under 65
Primary care MDs
70
per 100,000 residents
Preventable hospital stays
3,082
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
90%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Winnebago data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
26.4% of Winnebago County, IL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.20
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.99
accepting food benefits
Fast-food restaurants
0.78
per 1,000 residents
Among low-income residents, 7.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Winnebago County, IL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 131 reports
Property crime rate
—
per 100K residents · 269 reports
Homicide
1
Robbery
7
Burglary
92
Vehicle theft
23
County-level data for Winnebago (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−1,227 people
−900 households • −$147.9M net AGI flow
Moved in
7,031households
12,367 people • $366.6M AGI
Moved out
7,931households
13,594 people • $514.5M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $52,145 versus departing households' $64,874.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 61103. Numbers reflect the most recent published year per source.
Income tax
Yes
graduated
Sales tax (combined)
8.96%
State 6.25% · avg local 2.71%
Property tax (effective)
2.18%
Median $4,224/year
Tax burden rank
38 of 50
11.20% of personal income
For ZIP 61103: Applied to this ZIP's typical home value of $147,365, that works out to roughly $3,212/year in property tax.
Program
No program
No program
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Rockford
Nearby ZIPs by distance
61101 (Rockford, 3.1 mi) · 61115 (Machesney Park, 3.5 mi) · 61111 (Loves Park, 4.3 mi) · 61114 (Rockford, 5.4 mi) · 61107 (Rockford, 5.8 mi) · 61104 (Rockford, 6.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
46.0%
13.0pp above the 33.0% national rate.
41.5%
9.5pp above the 32.0% national rate.
23.2%
Tracks close to the 22.0% national rate.
79.4%
3.4pp above the 76.0% national rate.
12.5%
Tracks close to the 13.0% national rate.
16.1%
5.1pp above the 11.0% national rate.
8 schools serve this ZIP, including 8 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| West Middle School | Public | 6–8 | 998 |
| West View Elem School | Public | 0–5 | 495 |
| Thurgood Marshall School | Public | 5–8 | 492 |
| R K Welsh Elem School | Public | 0–5 | 439 |
| Thurgood Marshall Elementary | Public | 1–4 | 400 |
Showing top 5 by enrollment. 3 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
7
Median in-state tuition
$16,699
Median earnings (10 yr)
$39,080
Rockford, IL · 61114
Rockford, IL · 61108
Rockford, IL · 61108
Rockford, IL · 61108
Rockford, IL · 61114
Rockford, IL · 61108
Rockford, IL · 61108
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Rockford, IL (ZIP 61103) sits in Winnebago County within the Rockford metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 46.0%. NCES lists 8 schools serving the area, 8 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $16,699. 26% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. The most recent FEMA disaster declaration here was flood-related (SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG, 2024). County Health Rankings reports 11,176 years of potential life lost per 100,000 (2025) — well above the national county median. 26.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $147,880,000 in net taxable income to other counties. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $49,192, fair market rent of $1,110 for a two-bedroom, and a typical home value of $147,365, up 7.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
46.0%, which is 13.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.2%, which is 1.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
41.5%, which is 9.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 61103 by NCES CCD (retrieved Apr 27, 2026).
Yes, 2 high schools serve this ZIP: Roosevelt Center, Winnebago Co Detention Center. (NCES CCD, retrieved Apr 27, 2026).
23,441 people live in ZIP 61103, with a median age of 40.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$49,192 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 61103, 53.2% of occupied housing units are owner-occupied and 46.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 61103, 5.5% of workers work from home. Public transit is used by 1.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
23.7% of the population in ZIP 61103 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
82.6% of households in ZIP 61103 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 61103 is $147,365, up 7.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 7.7% over the past year and up 66.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 61103 (Rockford, IL) is $52,947 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 61103 report an average of $172 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
2.3% of tax returns from ZIP 61103 (Rockford, IL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 335 business establishments operated in ZIP 61103 employing 6,143 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 61103 is $60,908, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 61103 ranks in the 62th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 61103, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 19 federal disaster declarations affecting ZIP 61103 between 1967–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Snowstorm is the most common federally declared disaster type affecting ZIP 61103, accounting for 6 of 19 declarations (32%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 61103 was "SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG" — a flood declared in 2024 (DR-4819) (FEMA OpenFEMA, retrieved May 3, 2026).
7 colleges and universities are listed near ZIP 61103 by the U.S. Department of Education College Scorecard, including Rock Valley College, Rasmussen University-Illinois, and Rockford University (retrieved May 2, 2026).
Median in-state tuition across 7 nearby institutions is $16,699 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $39,080 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 61103 has an average annual temperature of 49.4°F and 37.2" of annual precipitation based on the ROCKFORD GTR ROCKFORD AP, IL US weather station 10.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 61103 is part of the Beloit, WI--IL urbanized area, primarily served by Boone County Council on Aging (National Transit Database 2024, retrieved May 4, 2026).
1 hospital is located in ZIP 61103 1 is rated by CMS, with an average overall rating of 2.0 out of 5 stars (CMS Hospital Compare, 2024).
Illinois has a graduated income tax with a top rate of unspecified. Combined sales tax: 8.96% (Tax Foundation 2025).
Illinois has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Rockford
Nearby ZIPs by distance
61101 (Rockford, 3.1 mi) · 61115 (Machesney Park, 3.5 mi) · 61111 (Loves Park, 4.3 mi) · 61114 (Rockford, 5.4 mi) · 61107 (Rockford, 5.8 mi) · 61104 (Rockford, 6.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 61103?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
62nd percentile
High Vulnerability
Based on 11 census tracts, population 22,413
Vulnerability Themes
Households Without Vehicle
1,305
Limited English Speakers
280
Persons with Disability
3,610
Without HS Diploma
1,983
Without Health Insurance
1,164
Adults Age 65+
4,280
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.