Population & age
- Total population
- 25,787
- Median age
- 41.8
St. Louis city · St. Louis, MO-IL · Population 25,787
St. Louis, MO (ZIP 63109) sits in St. Louis city within the St. Louis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.2%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $31,750. IRS data shows average household income (AGI) of $80,878, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 15,768 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 6.0% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 4,504 residents (1,055 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,756, fair market rent of $1,240 for a two-bedroom, and a typical home value of $266,669, up 0.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$970
/month
1 Bed
$1,010
/month
2 Bed
$1,240
/month
3 Bed
$1,600
/month
4 Bed
$1,840
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$266,669
Zillow Home Value Index (ZHVI) · as of March 2026
+0.9%
vs. March 2025
+20.5%
vs. March 2021
St. Louis, MO-IL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
294
Across 65 permitted buildings. Total construction value: $55.7M.
Single-family
56
19% of total units
Multifamily (2+ unit)
238
81% of total units
Single-family value
$12.1M
construction value
Multifamily value
$43.7M
construction value
Apartment construction (5+ unit buildings) accounts for 77% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
14,460
Average AGI
$80,878
Avg property tax
$310
EITC participation
7.5%
Income distribution
Avg mortgage interest
$469
Avg charitable contribution
$520
Avg capital gains
$2,294
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1169.5M across all reported brackets.
Business establishments
565
Total employment
4,430
Annual payroll
$170.7M
Average annual pay
$38,542
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$79,002
Average weekly wage
$1,519
Total employment
221,464
Total establishments
15,318
That is roughly 21% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
157,135
Employed
150,656
Unemployed
6,479
Based on St. Louis city, MO data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
10
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.4B
across all branches in this ZIP
Distinct institutions
10
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
64
across outlets in this ZIP
Avg square feet
40,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
18th percentile
Low Vulnerability
Based on 10 census tracts, population 25,196
Vulnerability Themes
Households Without Vehicle
894
Limited English Speakers
348
Persons with Disability
2,764
Without HS Diploma
842
Without Health Insurance
1,436
Adults Age 65+
4,778
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
25
Date Range
1973–2025
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Severe Storm — declared June 9, 2025 (DR-4877)
Incident period: May 16, 2025 – May 16, 2025
Top Incident Types
Individual Assistance
6
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Years of potential life lost (per 100K)
15,768
That is roughly 7,568 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
9.6%
of residents under 65
Primary care MDs
97
per 100,000 residents
Preventable hospital stays
3,982
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
98%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 12.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on St. Louis City data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
6.0% of St. Louis County, MO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.31
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.94
accepting food benefits
Fast-food restaurants
1.04
per 1,000 residents
Per-1,000 figures show how many of each store type exist in St. Louis County, MO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−4,504 people
−1,055 households • −$298.8M net AGI flow
Moved in
14,973households
21,038 people • $810.2M AGI
Moved out
16,028households
25,542 people • $1.1B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $54,114 versus departing households' $69,195.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
30.8%
2.2pp below the 33.0% national rate.
30.1%
Tracks close to the 32.0% national rate.
25.7%
3.7pp above the 22.0% national rate.
79.0%
3.0pp above the 76.0% national rate.
6.2%
6.8pp below the 13.0% national rate.
8.8%
2.2pp below the 11.0% national rate.
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BUSCH MS CHARACTER ATHLETICS | Public | 6–8 | 419 |
| BUDER ELEM. | Public | -1–5 | 393 |
| COMMUNITY ACCESS JOB TRAINING | Public | 8–12 | 109 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$31,750
Median earnings (10 yr)
$59,030
St. Louis, MO · 63130
Saint Louis, MO · 63103
Saint Louis, MO · 63141
Saint Louis, MO · 63121
Saint Louis, MO · 63119
Saint Louis, MO · 63113
Saint Louis, MO · 63141
Saint Louis, MO · 63103
Saint Louis, MO · 63110
Saint Louis, MO · 63110
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
St. Louis, MO (ZIP 63109) sits in St. Louis city within the St. Louis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.2%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $31,750. IRS data shows average household income (AGI) of $80,878, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 15,768 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 6.0% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 4,504 residents (1,055 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,756, fair market rent of $1,240 for a two-bedroom, and a typical home value of $266,669, up 0.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
30.8%, which is 2.2 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.7%, which is 3.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
30.1%, which is 1.9 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 63109 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Community Access Job Training. (NCES CCD, retrieved Apr 27, 2026).
25,787 people live in ZIP 63109, with a median age of 41.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$68,756 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 63109, 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 63109, 15.6% of workers work from home. Public transit is used by 1.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
8.2% of the population in ZIP 63109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
88.5% of households in ZIP 63109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 63109 is $266,669, up 0.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 0.9% over the past year and up 20.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 63109 (St. Louis, MO) is $80,878 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 63109 report an average of $310 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
6.2% of tax returns from ZIP 63109 (St. Louis, MO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 565 business establishments operated in ZIP 63109 employing 4,430 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 63109 is $38,542, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 63109 ranks in the 18th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 63109, ranking in the 26th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 25 federal disaster declarations affecting ZIP 63109 between 1973–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 63109, accounting for 13 of 25 declarations (52%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 63109 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a severe storm declared in 2025 (DR-4877) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 63109 by the U.S. Department of Education College Scorecard, including Washington University In St Louis, Saint Louis University, and Maryville University Of Saint Louis (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $31,750 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $59,030 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (25 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
Have a specific question about ZIP 63109?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.