Population & age
- Total population
- 4,866
- Median age
- 60.0
Morgan County · Population 4,866
Laurie, MO (ZIP 65037) sits in Morgan County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 48.5%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $8,208. IRS data shows average household income (AGI) of $73,866, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $38,671 per worker, roughly 41% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 11,279 years of potential life lost per 100,000 (2025) — well above the national county median. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $73,866 would pay roughly $2,083/year before deductions. IRS migration data (2022-2023) shows a net gain of 533 residents (226 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $63,027, fair market rent of $960 for a two-bedroom, and a typical home value of $341,212, down 4.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$710
/month
1 Bed
$790
/month
2 Bed
$960
/month
3 Bed
$1,280
/month
4 Bed
$1,300
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$341,212
Zillow Home Value Index (ZHVI) · as of March 2026
-4.1%
vs. March 2025
+9.0%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
294
Across 276 permitted buildings. Total construction value: $106.2M.
Single-family
262
89% of total units
Multifamily (2+ unit)
32
11% of total units
Single-family value
$97.8M
construction value
Multifamily value
$8.4M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
2,330
Average AGI
$73,866
Avg property tax
$135
EITC participation
15.5%
Income distribution
Avg mortgage interest
$394
Avg charitable contribution
$283
Avg capital gains
$6,217
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $172.1M across all reported brackets.
Business establishments
136
Total employment
634
Annual payroll
$22.5M
Average annual pay
$35,437
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$38,671
Average weekly wage
$744
Total employment
4,784
Total establishments
632
That is roughly 41% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.5%
That is 0.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
8,820
Employed
8,423
Unemployed
397
Based on Morgan County, MO data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$97.2M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
40
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
34
Date Range
1973–2025
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES
Severe Storm — declared May 21, 2025 (DR-4867)
Incident period: March 14, 2025 – March 15, 2025
Top Incident Types
Individual Assistance
9
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
19
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
58°F
47.9° – 68.2°
Annual precipitation
42.6"
Annual snowfall
4.3"
Heating · cooling days
4,065 · 1,564.7
Annual base 65°F
Nearest station: LAKESIDE, MO US, 12.6 miles from the centroid of Laurie, MO (ZIP 65037)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
11,279
That is roughly 3,079 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
5.2
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
21.4%
of residents under 65
Primary care MDs
28
per 100,000 residents
Preventable hospital stays
2,114
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
47%
residents near a facility
Flu vaccinated
38%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Morgan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Good food access — most residents near a store
3.2% of Morgan County, MO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.24
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.32
accepting food benefits
Fast-food restaurants
0.43
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Morgan County, MO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 76 reports
Property crime rate
—
per 100K residents · 165 reports
Homicide
0
Robbery
0
Burglary
29
Vehicle theft
28
County-level data for Camden (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+533 people
+226 households • +$22.9M net AGI flow
Moved in
925households
1,751 people • $63.3M AGI
Moved out
699households
1,218 people • $40.5M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $68,467 versus departing households' $57,900.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 65037. Numbers reflect the most recent published year per source.
Income tax
4.70%
graduated · 6 brackets
Sales tax (combined)
8.44%
State 4.22% · avg local 4.22%
Property tax (effective)
1.05%
Median $1,935/year
Tax burden rank
11 of 50
9.00% of personal income
For ZIP 65037: At this ZIP's median AGI of $73,866, the estimated state income tax (before deductions) runs about $2,083 per year. Applied to this ZIP's typical home value of $341,212, that works out to roughly $3,567/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
65072 (6.7 mi) · 65079 (Sunrise Beach, 8 mi) · 65049 (Lake Ozark, 9.9 mi) · 65065 (Osage Beach, 12.4 mi) · 65787 (12.4 mi) · 65011 (Barnett, 13.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.9%
3.9pp above the 33.0% national rate.
48.5%
16.5pp above the 32.0% national rate.
23.4%
Tracks close to the 22.0% national rate.
83.0%
7.0pp above the 76.0% national rate.
8.4%
4.6pp below the 13.0% national rate.
17.6%
6.6pp above the 11.0% national rate.
Colleges in this area
2
Median in-state tuition
$8,208
Median earnings (10 yr)
$50,640
Linn, MO · 65051
Osage Beach, MO · 65065
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Laurie, MO (ZIP 65037) sits in Morgan County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 48.5%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $8,208. IRS data shows average household income (AGI) of $73,866, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $38,671 per worker, roughly 41% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 11,279 years of potential life lost per 100,000 (2025) — well above the national county median. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $73,866 would pay roughly $2,083/year before deductions. IRS migration data (2022-2023) shows a net gain of 533 residents (226 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $63,027, fair market rent of $960 for a two-bedroom, and a typical home value of $341,212, down 4.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.9%, which is 3.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.4%, which is 1.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
48.5%, which is 16.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
4,866 people live in ZIP 65037, with a median age of 60.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$63,027 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 65037, 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 65037, 15.6% of workers work from home. Public transit is used by 1.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
14.1% of the population in ZIP 65037 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
77.8% of households in ZIP 65037 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 65037 is $341,212, down 4.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 4.1% over the past year and up 9.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 65037 (Laurie, MO) is $73,866 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 65037 report an average of $135 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
4.7% of tax returns from ZIP 65037 (Laurie, MO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 136 business establishments operated in ZIP 65037 employing 634 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 65037 is $35,437, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 65037 ranks in the 49th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 65037, ranking in the 61th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 34 federal disaster declarations affecting ZIP 65037 between 1973–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 65037, accounting for 19 of 34 declarations (56%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 65037 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES" — a severe storm declared in 2025 (DR-4867) (FEMA OpenFEMA, retrieved May 3, 2026).
2 colleges and universities are listed near ZIP 65037 by the U.S. Department of Education College Scorecard, including State Technical College Of Missouri and Columbia College - Lake Ozark (retrieved May 2, 2026).
Median in-state tuition across 2 nearby institutions is $8,208 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $50,640 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 65037 has an average annual temperature of 58.0°F and 42.6" of annual precipitation based on the LAKESIDE, MO US weather station 12.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Missouri has a graduated income tax with a top rate of 4.70%. Households at the local median AGI of $73,866 would pay roughly $2,083 in state income tax annually (estimated, before deductions). Combined sales tax: 8.44% (Tax Foundation 2025).
Missouri has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (34 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (34 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
65072 (6.7 mi) · 65079 (Sunrise Beach, 8 mi) · 65049 (Lake Ozark, 9.9 mi) · 65065 (Osage Beach, 12.4 mi) · 65787 (12.4 mi) · 65011 (Barnett, 13.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 65037?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
49th percentile
Moderate Vulnerability
Based on 5 census tracts, population 4,219
Vulnerability Themes
Households Without Vehicle
139
Limited English Speakers
9
Persons with Disability
939
Without HS Diploma
343
Without Health Insurance
506
Adults Age 65+
1,699
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.