Population & age
- Total population
- 40,191
- Median age
- 40.5
Jefferson City, MO (65109)
Cole County · Jefferson City, MO · Population 40,191
Fresh.Data current as of Apr 24, 2026
Jefferson City, MO (ZIP 65109) sits in Cole County within the Jefferson City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.1%. NCES lists 9 schools serving the area, 9 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $9,026. IRS data shows average household income (AGI) of $75,103, well above the ~$45K national average per return. The Central Trust Bank holds 68% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 31.2% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $75,103 would pay roughly $2,118/year before deductions. New residents arriving here predominantly come from Callaway County, MO (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $71,844, fair market rent of $950 for a two-bedroom, and a typical home value of $279,616, up 7.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 85.3%
- Black
- 6.9%
- Asian
- 2.7%
- Hispanic / Latino
- 3.5%
- Other / multi-racial
- 5.0%
Income & housing
- Median household income
- $71,844
- Median home value
- $190,600
Education
- Bachelor's degree or higher (age 25+)
- 39.4%
Employment
- Unemployment rate
- 3.5%
Housing
- Owner-occupied
- 10,828(64.7%)
- Renter-occupied
- 5,900(35.3%)
- Vacant units
- 1,384
- Built (median)
- 1983
Commute
- Public transit
- 42(0.2%)
- Work from home
- 1,290(6.4%)
- Avg commute
- 16.2 min
Economic wellbeing
- Below poverty line
- 3,644(9.2%)
- Uninsured
- 354(0.9%)
Digital access
- Broadband access
- 14,101(84.3%)
- No broadband
- 2,627(15.7%)
Language & nativity
- Foreign-born
- 1,275(3.2%)
- Non-English at home
- 1,879(4.9%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$720
/month
1 Bed
$720
/month
2 Bed
$950
/month
3 Bed
$1,320
/month
4 Bed
$1,440
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$279,616
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.5%
vs. March 2025
5-year change
+49.0%
vs. March 2021
Metro area
Jefferson City, MO
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
171
Across 162 permitted buildings. Total construction value: $51.9M.
Single-family
157
92% of total units
Multifamily (2+ unit)
14
8% of total units
Single-family value
$50.8M
construction value
Multifamily value
$1.1M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
19,770
Average AGI
$75,103
Avg property tax
$158
EITC participation
13.2%
Income distribution
- $1 – $25,00024.5% · 4,840
- $25,000 – $50,00026.4% · 5,220
- $50,000 – $75,00016.1% · 3,190
- $75,000 – $100,00011.2% · 2,210
- $100,000 – $200,00017.2% · 3,400
- $200,000 or more4.6% · 910
Avg mortgage interest
$260
Avg charitable contribution
$768
Avg capital gains
$2,901
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1484.8M across all reported brackets.
Business & employment
Business establishments
1,140
Total employment
18,920
Annual payroll
$910.1M
Average annual pay
$48,104
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$55,952
Average weekly wage
$1,076
Total employment
54,302
Total establishments
2,500
That is roughly 15% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.0%
That is 1.0 percentage points below the US national unemployment rate of about 4.0%.
Labor force
40,211
Employed
38,985
Unemployed
1,226
Based on Cole County, MO data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
11
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$1.2B
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
- 1.The Central Trust Bank$800.3M · 5 branches
- 2.Hawthorn Bank$113.7M · 1 branch
- 3.Mid America Bank$93.5M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
2
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
2
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
40
across sites in this ZIP
Sites in this ZIP
- 1.Compass Health Center Administrative Office Jefferson City
- 2.CHCCMO- Administration
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 65109 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
SSM HEALTH ST. MARY'S HOSPITAL - JEFFERSON CITY
★★★★★3.0
Acute Care Hospitals
Proprietary
Emergency services
2505 MISSION DRIVE, JEFFERSON CITY, MO, 65109
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Jefferson City, MO
Reporting agencies
1
Largest: City of Jefferson
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
5
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
12
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Non-Networked
- NOODOE
- SYNERGEV
- + 2 more networks
Other
3
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
26
Date Range
1973–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 26, 2020 (DR-4490)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm11 (42%)
- Flood7 (27%)
- Severe Ice Storm4 (15%)
- Biological2 (8%)
- Hurricane1 (4%)
- Other1 (4%)
Individual Assistance
8
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
55.4°F
45.1° – 65.7°
Annual precipitation
43.6"
Annual snowfall
8.9"
Heating · cooling days
4,847.4 · 1,394.1
Annual base 65°F
Nearest station: JEFFERSON CITY WTP, MO US, 5.2 miles from the centroid of Jefferson City, MO (ZIP 65109)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,216
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.1
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
9.1%
of residents under 65
Primary care MDs
70
per 100,000 residents
Preventable hospital stays
2,451
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
63%
residents near a facility
Flu vaccinated
57%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Cole data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
31.2% of Cole County, MO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.12
per 1,000 residents
Supercenters & clubs
0.05
per 1,000 residents
SNAP-authorized stores
0.86
accepting food benefits
Fast-food restaurants
0.87
per 1,000 residents
Among low-income residents, 8.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Cole County, MO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 31 reports
Property crime rate
—
per 100K residents · 75 reports
Homicide
2
Robbery
0
Burglary
11
Vehicle theft
6
County-level data for Cole (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+226 people
−22 households • −$10.0M net AGI flow
Moved in
2,580households
4,527 people • $133.2M AGI
Moved out
2,602households
4,301 people • $143.2M AGI
Where new residents came from
- Callaway County, MO — 249 households
- Boone County, MO — 248 households
- Moniteau County, MO — 87 households
- Miller County, MO — 83 households
- Osage County, MO — 82 households
Where departing residents went
- Callaway County, MO — 296 households
- Boone County, MO — 240 households
- Moniteau County, MO — 90 households
- St. Louis County, MO — 82 households
- Jackson County, MO — 72 households
Incoming households reported an average AGI of $51,631 versus departing households' $55,053.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Missouri
State-level rules that apply to every resident of ZIP 65109. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.70%
graduated · 6 brackets
Sales tax (combined)
8.44%
State 4.22% · avg local 4.22%
Property tax (effective)
1.05%
Median $1,935/year
Tax burden rank
11 of 50
9.00% of personal income
For ZIP 65109: At this ZIP's median AGI of $75,103, the estimated state income tax (before deductions) runs about $2,118 per year. Applied to this ZIP's typical home value of $279,616, that works out to roughly $2,923/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 65109
Other ZIPs in Jefferson City
Nearby ZIPs by distance
65053 (Lohman, 5.5 mi) · 65023 (Centertown, 8.5 mi) · 65101 (Jefferson City, 9.4 mi) · 65039 (Hartsburg, 9.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Settling into Jefferson City?
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Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.0%
3.0pp above the 33.0% national rate.
High Blood Pressure
37.1%
5.1pp above the 32.0% national rate.
Depression
23.4%
Tracks close to the 22.0% national rate.
Annual Checkup
80.0%
4.0pp above the 76.0% national rate.
Health Insurance
7.1%
5.9pp below the 13.0% national rate.
Diabetes
11.1%
Tracks close to the 11.0% national rate.
Schools in this ZIP
9 schools serve this ZIP, including 9 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| THOMAS JEFFERSON MIDDLE | Public | 6–8 | 1,105 |
| CAPITAL CITY HIGH SCHOOL | Public | 9–11 | 1,081 |
| PIONEER TRAIL ELEMENTARY | Public | 0–5 | 485 |
| CLARENCE LAWSON ELEM. | Public | 0–5 | 448 |
| BELAIR ELEM. | Public | 0–5 | 435 |
Showing top 5 by enrollment. 4 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$9,026
Median earnings (10 yr)
$39,463
- Certificate
Missouri College of Cosmetology and Esthetics
Jefferson City, MO · 65109
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 78.5%
- Median earnings (10 yr)
- $26,738
- Median student debt
- $7,671
- 4-Year
Columbia College - Jefferson City
Jefferson City, MO · 65109
- In-state tuition
- $8,256
- Out-of-state tuition
- $8,256
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $45,378
- Median student debt
- $23,879
- 4-Year
Lincoln University
Jefferson City, MO · 65101
- In-state tuition
- $9,796
- Out-of-state tuition
- $17,692
- Acceptance rate
- —
- Graduation rate
- 21.5%
- Median earnings (10 yr)
- $39,463
- Median student debt
- $28,875
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Jefferson City, MO (ZIP 65109) sits in Cole County within the Jefferson City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.1%. NCES lists 9 schools serving the area, 9 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $9,026. IRS data shows average household income (AGI) of $75,103, well above the ~$45K national average per return. The Central Trust Bank holds 68% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 31.2% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $75,103 would pay roughly $2,118/year before deductions. New residents arriving here predominantly come from Callaway County, MO (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $71,844, fair market rent of $950 for a two-bedroom, and a typical home value of $279,616, up 7.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 65109
What is the obesity rate in ZIP 65109?
36.0%, which is 3.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 65109?
23.4%, which is 1.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 65109?
37.1%, which is 5.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 65109?
9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 65109 have charter schools?
No charter schools are listed in ZIP 65109 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 65109?
Yes, 1 high school serves this ZIP: Capital City High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 65109?
40,191 people live in ZIP 65109, with a median age of 40.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 65109?
$71,844 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 65109 mostly renters or homeowners?
In ZIP 65109, 64.7% of occupied housing units are owner-occupied and 35.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 65109?
In ZIP 65109, 6.4% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 65109?
9.2% of the population in ZIP 65109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 65109 have broadband internet?
84.3% of households in ZIP 65109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 65109?
The typical home value in ZIP 65109 is $279,616, up 7.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 65109?
Home values are up 7.5% over the past year and up 49.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 65109?
The average Adjusted Gross Income reported on tax returns from ZIP 65109 (Jefferson City, MO) is $75,103 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 65109?
Tax returns from ZIP 65109 report an average of $158 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 65109 earn over $200,000?
4.6% of tax returns from ZIP 65109 (Jefferson City, MO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 65109?
As of 2022, 1,140 business establishments operated in ZIP 65109 employing 18,920 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 65109?
The average annual pay across all local establishments in ZIP 65109 is $48,104, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 65109 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 65109 ranks in the 41th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 65109?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 65109, ranking in the 56th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 65109 experienced?
FEMA has recorded 26 federal disaster declarations affecting ZIP 65109 between 1973–2020 (FEMA OpenFEMA Disaster Declarations, retrieved Jul 1, 2026).
What kinds of disasters most often hit ZIP 65109?
Severe Storm is the most common federally declared disaster type affecting ZIP 65109, accounting for 11 of 26 declarations (42%, FEMA OpenFEMA, retrieved Jul 1, 2026).
What was the most recent disaster declared for ZIP 65109?
The most recent FEMA disaster declaration affecting ZIP 65109 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4490) (FEMA OpenFEMA, retrieved Jul 1, 2026).
What colleges are near ZIP 65109?
3 colleges and universities are listed near ZIP 65109 by the U.S. Department of Education College Scorecard, including Missouri College Of Cosmetology And Esthetics, Columbia College - Jefferson City, and Lincoln University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 65109?
Median in-state tuition across 3 nearby institutions is $9,026 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 65109?
Graduates of nearby colleges earn a median of $39,463 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 65109?
ZIP 65109 has an average annual temperature of 55.4°F and 43.6" of annual precipitation based on the JEFFERSON CITY WTP, MO US weather station 5.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 65109 have public transit?
Yes — ZIP 65109 is part of the Jefferson City, MO urbanized area, primarily served by City of Jefferson (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 65109?
1 hospital is located in ZIP 65109 1 is rated by CMS, with an average overall rating of 3.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 65109?
Missouri has a graduated income tax with a top rate of 4.70%. Households at the local median AGI of $75,103 would pay roughly $2,118 in state income tax annually (estimated, before deductions). Combined sales tax: 8.44% (Tax Foundation 2025).
Does Missouri have paid family leave?
Missouri has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 65109?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (26 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved Jul 1, 2026 from FEMA OpenFEMA (26 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 65109
Other ZIPs in Jefferson City
Nearby ZIPs by distance
65053 (Lohman, 5.5 mi) · 65023 (Centertown, 8.5 mi) · 65101 (Jefferson City, 9.4 mi) · 65039 (Hartsburg, 9.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
41st percentile
Moderate Vulnerability
Based on 11 census tracts, population 36,156
Vulnerability Themes
Households Without Vehicle
809
Limited English Speakers
244
Persons with Disability
4,246
Without HS Diploma
1,387
Without Health Insurance
2,360
Adults Age 65+
7,127
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.