Oklahoma City, OK (73012)

Oklahoma City, OK (ZIP 73012) sits in Oklahoma County within the Oklahoma City metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.8%. NCES lists 7 schools serving the area, 7 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $8,909. IRS data shows average household income (AGI) of $118,836, well above the ~$45K national average per return. Federal QCEW filings show 495,002 covered jobs in this ZIP's primary county — a major regional employment hub. JPMorgan Chase Bank, National Association holds 78% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. Social vulnerability is low in this ZIP at the 15th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 51 federal disaster declarations affecting this ZIP since 1974 — a high-frequency exposure profile. County Health Rankings reports 10,807 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 8-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Per IRS migration filings (2022-2023), the area's primary county lost $121,907,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $116,313, fair market rent of $1,870 for a two-bedroom, and a typical home value of $329,449, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2265.0M across all reported brackets.

Business & employment

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay tracks the US national average of about $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Based on Oklahoma County, OK data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Based on Oklahoma County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Low birth weight (under 2,500 g) accounts for 9.2% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Oklahoma data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Among low-income residents, 6.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Oklahoma County, OK for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Incoming households reported an average AGI of $56,962 versus departing households' $63,088.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

7 schools serve this ZIP, including 7 non-charter.

Showing top 5 by enrollment. 2 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Colleges & universities nearby

• University of Oklahoma-Norman Campus

  Norman, OK · 73019

  4-Year

  In-state tuition

  $9,797

  Out-of-state tuition

  $27,377

  Acceptance rate

  76.6%

  Graduation rate

  75.3%

  Median earnings (10 yr)

  $63,126

  Median student debt

  $20,654

• University of Central Oklahoma

  Edmond, OK · 73034

  4-Year

  In-state tuition

  $8,818

  Out-of-state tuition

  $19,704

  Acceptance rate

  78.1%

  Graduation rate

  37.1%

  Median earnings (10 yr)

  $48,351

  Median student debt

  $21,000

• Southwestern Oklahoma State University

  Weatherford, OK · 73096

  4-Year

  In-state tuition

  $8,469

  Out-of-state tuition

  $8,499

  Acceptance rate

  —

  Graduation rate

  37.2%

  Median earnings (10 yr)

  $45,744

  Median student debt

  $15,954

• Oklahoma Christian University

  Edmond, OK · 73013

  4-Year

  In-state tuition

  $27,180

  Out-of-state tuition

  $27,180

  Acceptance rate

  96.5%

  Graduation rate

  55.3%

  Median earnings (10 yr)

  $49,203

  Median student debt

  $26,000

• Langston University

  Langston, OK · 73050

  4-Year

  In-state tuition

  $6,863

  Out-of-state tuition

  $14,616

  Acceptance rate

  —

  Graduation rate

  17.2%

  Median earnings (10 yr)

  $33,261

  Median student debt

  $26,000

• Southern Nazarene University

  Bethany, OK · 73008

  4-Year

  In-state tuition

  $31,190

  Out-of-state tuition

  $31,190

  Acceptance rate

  —

  Graduation rate

  49.7%

  Median earnings (10 yr)

  $54,951

  Median student debt

  $21,900

• Redlands Community College

  El Reno, OK · 73036

  2-Year

  In-state tuition

  $5,385

  Out-of-state tuition

  $7,951

  Acceptance rate

  —

  Graduation rate

  34.3%

  Median earnings (10 yr)

  $37,224

  Median student debt

  $6,750

• University of Science and Arts of Oklahoma

  Chickasha, OK · 73018

  4-Year

  In-state tuition

  $9,000

  Out-of-state tuition

  $20,190

  Acceptance rate

  65.8%

  Graduation rate

  40.5%

  Median earnings (10 yr)

  $41,913

  Median student debt

  $21,750

• Canadian Valley Technology Center

  El Reno, OK · 73036

  2-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  65.3%

  Median earnings (10 yr)

  $31,355

  Median student debt

  —

• Moore Norman Technology Center

  Norman, OK · 73069

  2-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  85.9%

  Median earnings (10 yr)

  $34,000

  Median student debt

  —

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Frequently Asked Questions — ZIP 73012

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