Okay, OK (74446)

Wagoner County · Tulsa, OK · Population 478

Fresh.Data current as of Apr 24, 2026

Okay, OK (ZIP 74446) sits in Wagoner County within the Tulsa metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.2%. NCES lists 2 schools serving the area, 2 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $6,187. Local establishments report average pay of $29,524 per worker (Census ZBP) — below the US average. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 40.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 2,031 residents (818 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $38,333, fair market rent of $990 for a two-bedroom, and a median home value of $77,600. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
478
Median age
43.7

Race & ethnicity

White
49.8%
Black
3.1%
Asian
0.0%
Hispanic / Latino
4.8%
Other / multi-racial
24.7%

Income & housing

Median household income
$38,333
Median home value
$77,600

Education

Bachelor's degree or higher (age 25+)
7.2%

Employment

Unemployment rate
11.2%

Housing

Owner-occupied
144(79.1%)
Renter-occupied
38(20.9%)
Vacant units
44
Built (median)
1987

Commute

Public transit
0(0.0%)
Work from home
4(2.3%)
Avg commute
24.7 min

Economic wellbeing

Below poverty line
93(19.6%)
Uninsured
21(4.4%)

Digital access

Broadband access
141(77.5%)
No broadband
41(22.5%)

Language & nativity

Foreign-born
7(1.5%)
Non-English at home
11(2.5%)

Studio

$760

/month

1 Bed

$800

/month

2 Bed

$990

/month

3 Bed

$1,300

/month

4 Bed

$1,510

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

581

Across 577 permitted buildings. Total construction value: $140.6M.

Single-family

575

99% of total units

Multifamily (2+ unit)

6

1% of total units

Single-family value

$139.8M

construction value

Multifamily value

$875,000

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Business & employment

Business establishments

7

Total employment

21

Annual payroll

$620K

Average annual pay

$29,524

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$55,030

Average weekly wage

$1,058

Total employment

11,273

Total establishments

1,140

That is roughly 16% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.1%

That is 0.9 percentage points below the US national unemployment rate of about 4.0%.

Labor force

45,283

Employed

43,881

Unemployed

1,402

Based on Wagoner County, OK data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Public transit

FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.

Service status

Available

Tulsa, OK

Reporting agencies

1

Largest: Metropolitan Tulsa Transit Authority

Annual ridership

unlinked trips · 2024

Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.

See national economy & jobs trends →

Social Vulnerability Index

Overall SVI

74th percentile

High Vulnerability

Based on 1 census tract, population 86

Vulnerability Themes

  • Socioeconomic Status76th percentile
  • Household Characteristics61st percentile
  • Racial & Ethnic Minority Status57th percentile
  • Housing Type & Transportation68th percentile

Households Without Vehicle

1

Persons with Disability

24

Without HS Diploma

6

Without Health Insurance

16

Adults Age 65+

21

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

34

Date Range

1971–2024

Most Recent Declaration

SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING

Tornado — declared April 30, 2024 (DR-4776)

Incident period: April 25, 2024 – May 9, 2024

Top Incident Types

  • Severe Storm10 (29%)
  • Severe Ice Storm8 (24%)
  • Flood8 (24%)
  • Tornado3 (9%)
  • Biological2 (6%)
  • Other3 (9%)

Individual Assistance

11

Direct help to disaster survivors

Households Program

5

Housing & temporary lodging support

Public Assistance

32

Repair of public facilities & roads

Hazard Mitigation

15

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

60.5°F

49°71.9°

Annual precipitation

43.2"

Annual snowfall

2.6"

Heating · cooling days

3,597.6 · 1,978.6

Annual base 65°F

Nearest station: MUSKOGEE, OK US, 5.1 miles from the centroid of Okay, OK (ZIP 74446)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

8,869

That is roughly 669 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

18%

of adults self-report

Poor physical health days

4.5

avg per adult per month

Poor mental health days

5.7

avg per adult per month

Uninsured

12.1%

of residents under 65

Primary care MDs

27

per 100,000 residents

Preventable hospital stays

4,090

per 100K Medicare enrollees

Food environment (0-10)

7.4

10 = best access & security

Exercise access

34%

residents near a facility

Flu vaccinated

43%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.7% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Wagoner data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Limited food access for many residents

40.4% of Wagoner County, OK residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

per 1,000 residents

Supercenters & clubs

0.04

per 1,000 residents

SNAP-authorized stores

0.64

accepting food benefits

Fast-food restaurants

0.35

per 1,000 residents

Among low-income residents, 10.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Wagoner County, OK for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 80 reports

Property crime rate

per 100K residents · 238 reports

Homicide

1

Robbery

0

Burglary

89

Vehicle theft

29

County-level data for Wagoner (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+2,031 people

+818 households+$91.6M net AGI flow

Moved in

4,196households

8,326 people • $280.4M AGI

Moved out

3,378households

6,295 people • $188.7M AGI

Where new residents came from

  1. Tulsa County, OK1,721 households
  2. Muskogee County, OK177 households
  3. Rogers County, OK169 households
  4. Cherokee County, OK50 households
  5. Oklahoma County, OK47 households

Where departing residents went

  1. Tulsa County, OK1,391 households
  2. Rogers County, OK172 households
  3. Muskogee County, OK168 households
  4. Creek County, OK75 households
  5. Cherokee County, OK64 households

Incoming households reported an average AGI of $66,821 versus departing households' $55,874.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Oklahoma

State-level rules that apply to every resident of ZIP 74446. Numbers reflect the most recent published year per source.

Tax rates

Income tax

4.75%

graduated · 6 brackets

Sales tax (combined)

9.06%

State 4.50% · avg local 4.56%

Property tax (effective)

0.62%

Median $1,105/year

Tax burden rank

6 of 50

8.80% of personal income

For ZIP 74446: Applied to this ZIP's typical home value of $77,600, that works out to roughly $482/year in property tax.

Paid family leave

Program

No program

No program

Safety net

SNAP eligibility

130% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 74446

Nearby ZIPs by distance

74434 (Norwood, 8.6 mi) · 74467 (Wagoner, 9 mi) · 74454 (Porter, 10.5 mi) · 74477 (Whitehorn Cove, 11 mi) · 74401 (Muskogee, 11.6 mi) · 74403 (Muskogee, 11.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

2 schools serve this ZIP, including 2 non-charter.

All 2 schools serving this ZIP
SchoolTypeGradesEnrollment
OKAY ESPublic-1–8240
OKAY HSPublic9–12100

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

9

Median in-state tuition

$6,187

Median earnings (10 yr)

$38,469

  • Northeastern State University

    Tahlequah, OK · 74464

    4-Year
    In-state tuition
    $7,810
    Out-of-state tuition
    $17,290
    Acceptance rate
    99.6%
    Graduation rate
    36.3%
    Median earnings (10 yr)
    $45,379
    Median student debt
    $17,367
  • Connors State College

    Warner, OK · 74469

    2-Year
    In-state tuition
    $3,792
    Out-of-state tuition
    $7,530
    Acceptance rate
    Graduation rate
    32.0%
    Median earnings (10 yr)
    $38,469
    Median student debt
    $11,500
  • In-state tuition
    $5,774
    Out-of-state tuition
    $11,384
    Acceptance rate
    Graduation rate
    42.3%
    Median earnings (10 yr)
    $45,634
    Median student debt
    $11,334
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    98.2%
    Median earnings (10 yr)
    $33,208
    Median student debt
  • College of the Muscogee Nation

    Okmulgee, OK · 74447

    2-Year
    In-state tuition
    $6,600
    Out-of-state tuition
    $6,600
    Acceptance rate
    Graduation rate
    23.5%
    Median earnings (10 yr)
    Median student debt
  • Green Country Technology Center

    Okmulgee, OK · 74447

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    75.6%
    Median earnings (10 yr)
    $51,375
    Median student debt
  • Elite Beauty College

    Muskogee, OK · 74401

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $33,208
    Median student debt
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $33,208
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Okay, OK (ZIP 74446) sits in Wagoner County within the Tulsa metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.2%. NCES lists 2 schools serving the area, 2 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $6,187. Local establishments report average pay of $29,524 per worker (Census ZBP) — below the US average. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 40.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 2,031 residents (818 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $38,333, fair market rent of $990 for a two-bedroom, and a median home value of $77,600. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

  • Fair market rent for a two-bedroom ($990/month, HUD SAFMR) represents 31% of median household income ($38,333, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
  • Lower median household income ($38,333, Census ACS) sits alongside an above-average 40.9% obesity rate (CDC PLACES) — a pattern that correlates with reduced healthcare access in lower-income areas.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 74446

What is the obesity rate in ZIP 74446?

40.9%, which is 7.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 74446?

27.5%, which is 5.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 74446?

44.2%, which is 12.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 74446?

2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 74446 have charter schools?

No charter schools are listed in ZIP 74446 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 74446?

Yes, 1 high school serves this ZIP: Okay Hs. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 74446?

478 people live in ZIP 74446, with a median age of 43.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 74446?

$38,333 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 74446 mostly renters or homeowners?

In ZIP 74446, 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 74446?

In ZIP 74446, 2.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 74446?

19.6% of the population in ZIP 74446 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 74446 have broadband internet?

77.5% of households in ZIP 74446 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How many businesses are in ZIP 74446?

As of 2022, 7 business establishments operated in ZIP 74446 employing 21 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 74446?

The average annual pay across all local establishments in ZIP 74446 is $29,524, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 74446 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 74446 ranks in the 74th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 74446?

Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 74446, ranking in the 76th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 74446 experienced?

FEMA has recorded 34 federal disaster declarations affecting ZIP 74446 between 1971–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 74446?

Severe Storm is the most common federally declared disaster type affecting ZIP 74446, accounting for 10 of 34 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 74446?

The most recent FEMA disaster declaration affecting ZIP 74446 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a tornado declared in 2024 (DR-4776) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 74446?

9 colleges and universities are listed near ZIP 74446 by the U.S. Department of Education College Scorecard, including Northeastern State University, Connors State College, and Oklahoma State University Institute Of Technology (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 74446?

Median in-state tuition across 9 nearby institutions is $6,187 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 74446?

Graduates of nearby colleges earn a median of $38,469 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 74446?

ZIP 74446 has an average annual temperature of 60.5°F and 43.1" of annual precipitation based on the MUSKOGEE, OK US weather station 5.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

Does ZIP 74446 have public transit?

Yes — ZIP 74446 is part of the Tulsa, OK urbanized area, primarily served by Metropolitan Tulsa Transit Authority (National Transit Database 2024, retrieved May 4, 2026).

What taxes apply in ZIP 74446?

Oklahoma has a graduated income tax with a top rate of 4.75%. Combined sales tax: 9.06% (Tax Foundation 2025).

Does Oklahoma have paid family leave?

Oklahoma has no state paid family leave program (Bipartisan Policy Center 2026).

What data is available for ZIP 74446?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (9 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (34 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (34 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 74446

Nearby ZIPs by distance

74434 (Norwood, 8.6 mi) · 74467 (Wagoner, 9 mi) · 74454 (Porter, 10.5 mi) · 74477 (Whitehorn Cove, 11 mi) · 74401 (Muskogee, 11.6 mi) · 74403 (Muskogee, 11.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 74446?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.