Population & age
- Total population
- 4,141
- Median age
- 39.3
Williamson County · Austin-Round Rock-San Marcos, TX · Population 4,141
Florence, TX (ZIP 76527) sits in Williamson County within the Austin-Round Rock-San Marcos metro area. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 15.9%. NCES lists 4 schools serving the area, 4 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $5,557. IRS data shows average household income (AGI) of $83,720, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 5,175 years of potential life lost per 100,000 (County Health Rankings, 2025). Per USDA's Food Environment Atlas, 47.8% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax, saving the local median household (AGI $83,720) approximately $3,851/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 15,220 residents (7,690 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $71,366, fair market rent of $1,760 for a two-bedroom, and a typical home value of $535,145, down 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,400
/month
1 Bed
$1,490
/month
2 Bed
$1,760
/month
3 Bed
$2,240
/month
4 Bed
$2,600
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$535,145
Zillow Home Value Index (ZHVI) · as of March 2026
-0.1%
vs. March 2025
+23.3%
vs. March 2021
Austin-Round Rock-Georgetown, TX
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
11,514
Across 9,667 permitted buildings. Total construction value: $3.03B.
Single-family
9,421
82% of total units
Multifamily (2+ unit)
2,093
18% of total units
Single-family value
$2.72B
construction value
Multifamily value
$317.5M
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
2,370
Average AGI
$83,720
Avg property tax
$573
EITC participation
15.6%
Income distribution
Avg mortgage interest
$927
Avg charitable contribution
$871
Avg capital gains
$4,141
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $198.4M across all reported brackets.
Business establishments
111
Total employment
1,433
Annual payroll
$77.9M
Average annual pay
$54,375
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$80,330
Average weekly wage
$1,545
Total employment
232,299
Total establishments
15,692
That is roughly 23% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.6%
That is 0.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
412,343
Employed
397,489
Unemployed
14,854
Based on Williamson County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$102.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Austin, TX
Reporting agencies
3
Largest: Capital Metropolitan Transportation Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
35
across outlets in this ZIP
Avg square feet
2,376
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
38
Date Range
1973–2025
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Flood — declared July 6, 2025 (DR-4879)
Incident period: July 2, 2025 – July 18, 2025
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
67.1°F
55.2° – 79°
Annual precipitation
37.1"
Diurnal range
23.8°F
Day-night swing
Heating · cooling days
1,949 · 2,747.7
Annual base 65°F
Nearest station: GEORGETOWN LAKE, TX US, 11.9 miles from the centroid of Florence, TX (ZIP 76527)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
5,175
That is roughly 3,025 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.5
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
10.4%
of residents under 65
Primary care MDs
68
per 100,000 residents
Preventable hospital stays
2,173
per 100K Medicare enrollees
Food environment (0-10)
7.8
10 = best access & security
Exercise access
92%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Williamson data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Limited food access for many residents
47.8% of Williamson County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.07
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.50
accepting food benefits
Fast-food restaurants
0.66
per 1,000 residents
Among low-income residents, 8.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Williamson County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 65 reports
Property crime rate
—
per 100K residents · 519 reports
Homicide
0
Robbery
1
Burglary
122
Vehicle theft
64
County-level data for Bell (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+15,220 people
+7,690 households • +$1.0B net AGI flow
Moved in
36,725households
65,671 people • $3.6B AGI
Moved out
29,035households
50,451 people • $2.5B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $96,726 versus departing households' $87,757.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 76527. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
For ZIP 76527: A household at this ZIP's median AGI of $83,720 keeps approximately $3,851 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $535,145, that works out to roughly $7,617/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
78633 (Georgetown, 7.4 mi) · 78608 (Briggs, 10.6 mi) · 76537 (Jarrell, 11.5 mi) · 78628 (Georgetown, 11.9 mi) · 76542 (Killeen, 11.9 mi) · 76549 (Killeen, 12.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
35.9%
2.9pp above the 33.0% national rate.
33.1%
Tracks close to the 32.0% national rate.
22.6%
Tracks close to the 22.0% national rate.
75.1%
Tracks close to the 76.0% national rate.
15.9%
2.9pp above the 13.0% national rate.
11.9%
Tracks close to the 11.0% national rate.
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| FLORENCE EL | Public | -1–5 | 461 |
| FLORENCE H S | Public | 9–12 | 350 |
| FLORENCE MIDDLE | Public | 6–8 | 264 |
| BELL COUNTY JJAEP | Alternative | — | — |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 23, 2026Colleges in this area
6
Median in-state tuition
$5,557
Median earnings (10 yr)
$39,837
Killeen, TX · 76549
Temple, TX · 76504
Belton, TX · 76513
Killeen, TX · 76549
Temple, TX · 76504
Killeen, TX · 76543
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Florence, TX (ZIP 76527) sits in Williamson County within the Austin-Round Rock-San Marcos metro area. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: Health Insurance comes in above the national average at 15.9%. NCES lists 4 schools serving the area, 4 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $5,557. IRS data shows average household income (AGI) of $83,720, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 38 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Premature-mortality burden is comparatively low at 5,175 years of potential life lost per 100,000 (County Health Rankings, 2025). Per USDA's Food Environment Atlas, 47.8% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Texas has no state income tax, saving the local median household (AGI $83,720) approximately $3,851/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 15,220 residents (7,690 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $71,366, fair market rent of $1,760 for a two-bedroom, and a typical home value of $535,145, down 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
35.9%, which is 2.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
22.6%, which is 0.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
33.1%, which is 1.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 23, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 76527 by NCES CCD (retrieved Apr 23, 2026).
Yes, 1 high school serves this ZIP: Florence H S. (NCES CCD, retrieved Apr 23, 2026).
4,141 people live in ZIP 76527, with a median age of 39.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$71,366 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 76527, 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 76527, 22.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
4.6% of the population in ZIP 76527 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
93.3% of households in ZIP 76527 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 76527 is $535,145, down 0.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 0.1% over the past year and up 23.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 76527 (Florence, TX) is $83,720 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 76527 report an average of $573 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
6.8% of tax returns from ZIP 76527 (Florence, TX) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 111 business establishments operated in ZIP 76527 employing 1,433 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 76527 is $54,375, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 76527 ranks in the 35th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 76527, ranking in the 41th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 38 federal disaster declarations affecting ZIP 76527 between 1973–2025 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 76527, accounting for 15 of 38 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 76527 was "SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING" — a flood declared in 2025 (DR-4879) (FEMA OpenFEMA, retrieved May 3, 2026).
6 colleges and universities are listed near ZIP 76527 by the U.S. Department of Education College Scorecard, including Central Texas College, Temple College, and University Of Mary Hardin-Baylor (retrieved May 2, 2026).
Median in-state tuition across 6 nearby institutions is $5,557 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $39,837 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 76527 has an average annual temperature of 67.1°F and 37.1" of annual precipitation based on the GEORGETOWN LAKE, TX US weather station 11.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 76527 is part of the Austin, TX urbanized area, primarily served by Capital Metropolitan Transportation Authority (National Transit Database 2024, retrieved May 4, 2026).
Texas has no state income tax. For a household earning the local median AGI of $83,720, this saves approximately $3,851 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (38 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 23, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (38 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
78633 (Georgetown, 7.4 mi) · 78608 (Briggs, 10.6 mi) · 76537 (Jarrell, 11.5 mi) · 78628 (Georgetown, 11.9 mi) · 76542 (Killeen, 11.9 mi) · 76549 (Killeen, 12.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 76527?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 23, 2026.
Social Vulnerability Index
Overall SVI
35th percentile
Moderate Vulnerability
Based on 9 census tracts, population 5,029
Vulnerability Themes
Households Without Vehicle
50
Limited English Speakers
89
Persons with Disability
611
Without HS Diploma
256
Without Health Insurance
924
Adults Age 65+
916
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.