Population & age
- Total population
- 15,553
- Median age
- 35.9
Harris County · Houston-Pasadena-The Woodlands, TX · Population 15,553
Houston, TX (ZIP 77098) sits in Harris County within the Houston-Pasadena-The Woodlands metro area. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 23.6%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $14,777. IRS data shows average household income (AGI) of $301,235, well above the ~$45K national average per return. Average annual pay across local establishments runs $95,427 per worker (Census ZBP) — a high-wage local economy. BLS QCEW puts average annual pay at $88,554 per worker — about 35% above the US average and a clear high-wage signal. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 54.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 22.2% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Texas has no state income tax, saving the local median household (AGI $301,235) approximately $13,857/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net loss of 22,230 residents (7,547 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $108,799, fair market rent of $2,360 for a two-bedroom, and a typical home value of $700,715, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,920
/month
1 Bed
$1,980
/month
2 Bed
$2,360
/month
3 Bed
$3,170
/month
4 Bed
$3,960
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$700,715
Zillow Home Value Index (ZHVI) · as of March 2026
+1.7%
vs. March 2025
+15.8%
vs. March 2021
Houston-The Woodlands-Sugar Land, TX
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
29,936
Across 20,917 permitted buildings. Total construction value: $7.77B.
Single-family
20,087
67% of total units
Multifamily (2+ unit)
9,849
33% of total units
Single-family value
$6.43B
construction value
Multifamily value
$1.34B
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
8,440
Average AGI
$301,235
Avg property tax
$2,718
EITC participation
5.3%
Income distribution
Avg mortgage interest
$1,821
Avg charitable contribution
$9,699
Avg capital gains
$59,139
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2542.4M across all reported brackets.
Business establishments
1,394
Total employment
20,256
Annual payroll
$1.9B
Average annual pay
$95,427
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$88,554
Average weekly wage
$1,703
Total employment
2,445,972
Total establishments
124,542
That is roughly 35% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
2,497,420
Employed
2,386,885
Unemployed
110,535
Based on Harris County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
15
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$3.6B
across all branches in this ZIP
Distinct institutions
12
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Houston, TX
Reporting agencies
9
Largest: City of Conroe
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public EV charging stations
6
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
16
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federally Declared Disasters
41
Date Range
1973–2024
Most Recent Declaration
HURRICANE BERYL
Hurricane — declared July 9, 2024 (DR-4798)
Incident period: July 5, 2024 – July 9, 2024
Top Incident Types
Individual Assistance
18
Direct help to disaster survivors
Households Program
14
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
18
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
70.6°F
61.5° – 79.6°
Annual precipitation
54.1"
Diurnal range
18.1°F
Day-night swing
Heating · cooling days
1,222.2 · 3,279.8
Annual base 65°F
Nearest station: HOUSTON-PORT, TX US, 8.2 miles from the centroid of Houston, TX (ZIP 77098)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
61
ModeratePeak AQI (2024)
201
Very Unhealthy
Primary pollutant
PM2.5
235 days as main pollutant
Days measured
366
Based on Harris County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
8,157
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
25%
of adults self-report
Poor physical health days
4.3
avg per adult per month
Poor mental health days
5.7
avg per adult per month
Uninsured
22.2%
of residents under 65
Primary care MDs
58
per 100,000 residents
Preventable hospital stays
3,104
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
91%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Harris data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
18.9% of Harris County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.75
accepting food benefits
Fast-food restaurants
0.79
per 1,000 residents
Among low-income residents, 5.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Harris County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 7,666 reports
Property crime rate
—
per 100K residents · 33,050 reports
Homicide
114
Robbery
1,377
Burglary
4,947
Vehicle theft
6,217
County-level data for Harris (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−22,230 people
−7,547 households • −$1.5B net AGI flow
Moved in
101,199households
176,070 people • $7.6B AGI
Moved out
108,746households
198,300 people • $9.0B AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $74,691 versus departing households' $82,935.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 77098. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
For ZIP 77098: A household at this ZIP's median AGI of $301,235 keeps approximately $13,857 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $700,715, that works out to roughly $9,974/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Houston
Nearby ZIPs by distance
77046 (Houston, 1 mi) · 77005 (West University Place, 1.2 mi) · 77019 (Houston, 1.3 mi) · 77006 (Houston, 1.5 mi) · 77027 (Houston, 1.8 mi) · 77030 (Houston, 2.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
27.9%
5.1pp below the 33.0% national rate.
23.6%
8.4pp below the 32.0% national rate.
20.5%
Tracks close to the 22.0% national rate.
72.6%
3.4pp below the 76.0% national rate.
8.3%
4.7pp below the 13.0% national rate.
6.8%
4.2pp below the 11.0% national rate.
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| LAMAR H S | Public | 9–12 | 2,849 |
| LANIER MIDDLE | Public | 6–8 | 1,411 |
| POE EL | Public | -1–5 | 776 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 23, 2026Colleges in this area
10
Median in-state tuition
$14,777
Median earnings (10 yr)
$54,742
Houston, TX · 77002
Houston, TX · 77002
Houston, TX · 77004
Houston, TX · 77058
Houston, TX · 77005
Houston, TX · 77092
Houston, TX · 77006
Houston, TX · 77074
Houston, TX · 77073
Houston, TX · 77041
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Houston, TX (ZIP 77098) sits in Harris County within the Houston-Pasadena-The Woodlands metro area. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 23.6%. NCES lists 3 schools serving the area, 3 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $14,777. IRS data shows average household income (AGI) of $301,235, well above the ~$45K national average per return. Average annual pay across local establishments runs $95,427 per worker (Census ZBP) — a high-wage local economy. BLS QCEW puts average annual pay at $88,554 per worker — about 35% above the US average and a clear high-wage signal. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 54.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. 22.2% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Texas has no state income tax, saving the local median household (AGI $301,235) approximately $13,857/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net loss of 22,230 residents (7,547 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $108,799, fair market rent of $2,360 for a two-bedroom, and a typical home value of $700,715, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
27.9%, which is 5.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
20.5%, which is 1.5 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
23.6%, which is 8.4 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 23, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 77098 by NCES CCD (retrieved Apr 23, 2026).
Yes, 1 high school serves this ZIP: Lamar H S. (NCES CCD, retrieved Apr 23, 2026).
15,553 people live in ZIP 77098, with a median age of 35.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$108,799 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 77098, 32.2% of occupied housing units are owner-occupied and 67.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 77098, 19.0% of workers work from home. Public transit is used by 0.9% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
6.5% of the population in ZIP 77098 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
95.6% of households in ZIP 77098 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 77098 is $700,715, up 1.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 1.7% over the past year and up 15.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 77098 (Houston, TX) is $301,235 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 77098 report an average of $2,718 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
22.5% of tax returns from ZIP 77098 (Houston, TX) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 1,394 business establishments operated in ZIP 77098 employing 20,256 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 77098 is $95,427, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 77098 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 77098, ranking in the 50th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 41 federal disaster declarations affecting ZIP 77098 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 77098, accounting for 12 of 41 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 77098 was "HURRICANE BERYL" — a hurricane declared in 2024 (DR-4798) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 77098 by the U.S. Department of Education College Scorecard, including Houston Community College, University Of Houston-Downtown, and Texas Southern University (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $14,777 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $54,742 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 77098 has an average annual temperature of 70.6°F and 54.1" of annual precipitation based on the HOUSTON-PORT, TX US weather station 8.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 77098 is part of the Houston, TX urbanized area, primarily served by City of Conroe (National Transit Database 2024, retrieved May 4, 2026).
Texas has no state income tax. For a household earning the local median AGI of $301,235, this saves approximately $13,857 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (41 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 23, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (41 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Houston
Nearby ZIPs by distance
77046 (Houston, 1 mi) · 77005 (West University Place, 1.2 mi) · 77019 (Houston, 1.3 mi) · 77006 (Houston, 1.5 mi) · 77027 (Houston, 1.8 mi) · 77030 (Houston, 2.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 77098?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 23, 2026.
Social Vulnerability Index
Overall SVI
21st percentile
Low Vulnerability
Based on 12 census tracts, population 15,700
Vulnerability Themes
Households Without Vehicle
609
Limited English Speakers
333
Persons with Disability
1,446
Without HS Diploma
178
Without Health Insurance
1,011
Adults Age 65+
2,391
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.