Mont Belvieu, TX (77523)

Chambers County · Houston-Pasadena-The Woodlands, TX · Population 27,489

Fresh.Data current as of Apr 24, 2026

Mont Belvieu, TX (ZIP 77523) sits in Chambers County within the Houston-Pasadena-The Woodlands metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 72.0%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $2,505. IRS data shows average household income (AGI) of $106,364, well above the ~$45K national average per return. FEMA has issued 43 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,476 residents (666 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $131,444, fair market rent of $1,590 for a two-bedroom, and a typical home value of $375,894, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
27,489
Median age
33.4

Race & ethnicity

White
76.6%
Black
7.5%
Asian
1.0%
Hispanic / Latino
25.0%
Other / multi-racial
14.8%

Income & housing

Median household income
$131,444
Median home value
$330,600

Education

Bachelor's degree or higher (age 25+)
26.8%

Employment

Unemployment rate
7.1%

Housing

Owner-occupied
7,698(83.0%)
Renter-occupied
1,579(17.0%)
Vacant units
600
Built (median)
2005

Commute

Public transit
2(0.0%)
Work from home
589(4.4%)
Avg commute
30.0 min

Economic wellbeing

Below poverty line
2,926(10.7%)
Uninsured
279(1.0%)

Digital access

Broadband access
8,780(94.6%)
No broadband
497(5.4%)

Language & nativity

Foreign-born
1,778(6.5%)
Non-English at home
4,909(19.1%)

Studio

$1,290

/month

1 Bed

$1,340

/month

2 Bed

$1,590

/month

3 Bed

$2,140

/month

4 Bed

$2,670

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$375,894

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+1.7%

vs. March 2025

5-year change

+19.6%

vs. March 2021

Metro area

Houston-The Woodlands-Sugar Land, TX

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

30,582

Across 21,561 permitted buildings. Total construction value: $7.95B.

Single-family

20,729

68% of total units

Multifamily (2+ unit)

9,853

32% of total units

Single-family value

$6.60B

construction value

Multifamily value

$1.34B

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

14,050

Average AGI

$106,364

Avg property tax

$567

EITC participation

12.1%

Income distribution

  • $1 – $25,00021.2% · 2,980
  • $25,000 – $50,00015.7% · 2,200
  • $50,000 – $75,00012.8% · 1,800
  • $75,000 – $100,00010.8% · 1,520
  • $100,000 – $200,00027.7% · 3,890
  • $200,000 or more11.8% · 1,660

Avg mortgage interest

$1,060

Avg charitable contribution

$1,536

Avg capital gains

$2,664

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1494.4M across all reported brackets.

Business & employment

Business establishments

434

Total employment

9,890

Annual payroll

$652.4M

Average annual pay

$65,968

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$76,934

Average weekly wage

$1,480

Total employment

22,140

Total establishments

930

That is roughly 18% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.6%

That is 0.6 percentage points above the US national unemployment rate of about 4.0%.

Labor force

26,794

Employed

25,551

Unemployed

1,243

Based on Chambers County, TX data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

6

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$214.3M

across all branches in this ZIP

Distinct institutions

5

different banks operating here

Top banks by deposits in this ZIP

  • 1.Wells Fargo Bank, National Association$79.5M · 1 branch
  • 2.Anahuac National Bank$57.2M · 2 branches
  • 3.Prosperity Bank$57.0M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

1

Single health-center site

One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.

FQHC sites

1

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

72

across sites in this ZIP

Sites in this ZIP

  • 1.West Chambers Medical Center

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

0

No public EV charging in this ZIP

EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.

CNG

1

Compressed natural gas

Other

1

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

50.2

across outlets in this ZIP

Avg square feet

12,900

per outlet

Outlets in this ZIP

  • 1.Sam And Carmena Goss Memorial Branch Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

42nd percentile

Moderate Vulnerability

Based on 4 census tracts, population 28,916

Vulnerability Themes

  • Socioeconomic Status52nd percentile
  • Household Characteristics38th percentile
  • Racial & Ethnic Minority Status54th percentile
  • Housing Type & Transportation32nd percentile

Households Without Vehicle

268

Limited English Speakers

612

Persons with Disability

2,585

Without HS Diploma

1,589

Without Health Insurance

4,332

Adults Age 65+

2,941

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

43

Date Range

1973–2024

Most Recent Declaration

HURRICANE BERYL

Hurricane — declared July 9, 2024 (DR-4798)

Incident period: July 5, 2024 – July 9, 2024

Top Incident Types

  • Flood13 (30%)
  • Hurricane12 (28%)
  • Severe Storm8 (19%)
  • Fire3 (7%)
  • Severe Ice Storm2 (5%)
  • Other5 (12%)

Individual Assistance

19

Direct help to disaster survivors

Households Program

14

Housing & temporary lodging support

Public Assistance

30

Repair of public facilities & roads

Hazard Mitigation

18

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

8,173

That tracks the national county median of about 8,200 years per 100,000.

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

19%

of adults self-report

Poor physical health days

4.1

avg per adult per month

Poor mental health days

5.6

avg per adult per month

Uninsured

14.0%

of residents under 65

Primary care MDs

14

per 100,000 residents

Preventable hospital stays

5,407

per 100K Medicare enrollees

Food environment (0-10)

7.6

10 = best access & security

Exercise access

79%

residents near a facility

Flu vaccinated

32%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.5% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Chambers data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

10.7% of Chambers County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.11

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.72

accepting food benefits

Fast-food restaurants

0.72

per 1,000 residents

Among low-income residents, 4.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Chambers County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+1,476 people

+666 households+$49.3M net AGI flow

Moved in

2,462households

5,020 people • $183.3M AGI

Moved out

1,796households

3,544 people • $134.1M AGI

Where new residents came from

  1. Harris County, TX1,137 households
  2. Jefferson County, TX133 households
  3. Liberty County, TX128 households
  4. Galveston County, TX60 households
  5. Montgomery County, TX53 households

Where departing residents went

  1. Harris County, TX695 households
  2. Liberty County, TX158 households
  3. Jefferson County, TX116 households
  4. Galveston County, TX66 households
  5. Montgomery County, TX35 households

Incoming households reported an average AGI of $74,459 versus departing households' $74,645.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

10

Median in-state tuition

$2,505

Median earnings (10 yr)

$40,909

  • San Jacinto Community College

    Pasadena, TX · 77505

    4-Year
    In-state tuition
    $2,490
    Out-of-state tuition
    $6,690
    Acceptance rate
    Graduation rate
    32.2%
    Median earnings (10 yr)
    $43,062
    Median student debt
    $9,500
  • Lee College

    Baytown, TX · 77520

    2-Year
    In-state tuition
    $2,520
    Out-of-state tuition
    $5,190
    Acceptance rate
    Graduation rate
    31.5%
    Median earnings (10 yr)
    $42,178
    Median student debt
    $7,500
  • College of the Mainland

    Texas City, TX · 77591

    4-Year
    In-state tuition
    $2,310
    Out-of-state tuition
    $4,140
    Acceptance rate
    Graduation rate
    29.8%
    Median earnings (10 yr)
    $39,639
    Median student debt
    $5,960
  • Alvin Community College

    Alvin, TX · 77511

    4-Year
    In-state tuition
    $1,906
    Out-of-state tuition
    $4,402
    Acceptance rate
    Graduation rate
    24.0%
    Median earnings (10 yr)
    $45,762
    Median student debt
    $4,519
  • Brazosport College

    Lake Jackson, TX · 77566

    4-Year
    In-state tuition
    $2,388
    Out-of-state tuition
    $4,711
    Acceptance rate
    Graduation rate
    46.8%
    Median earnings (10 yr)
    $45,910
    Median student debt
    $5,641
  • Galveston College

    Galveston, TX · 77550

    4-Year
    In-state tuition
    $2,726
    Out-of-state tuition
    $6,176
    Acceptance rate
    Graduation rate
    32.5%
    Median earnings (10 yr)
    $37,233
    Median student debt
    $10,311
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    $92,961
    Median student debt
    $13,396
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    83.0%
    Median earnings (10 yr)
    $27,384
    Median student debt
    $11,336
  • 2-Year
    In-state tuition
    $16,926
    Out-of-state tuition
    $16,926
    Acceptance rate
    Graduation rate
    58.9%
    Median earnings (10 yr)
    $31,349
    Median student debt
    $13,271
  • 2-Year
    In-state tuition
    $10,970
    Out-of-state tuition
    $10,970
    Acceptance rate
    Graduation rate
    34.8%
    Median earnings (10 yr)
    $27,182
    Median student debt
    $5,353

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Mont Belvieu, TX (ZIP 77523) sits in Chambers County within the Houston-Pasadena-The Woodlands metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 72.0%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $2,505. IRS data shows average household income (AGI) of $106,364, well above the ~$45K national average per return. FEMA has issued 43 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 1,476 residents (666 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $131,444, fair market rent of $1,590 for a two-bedroom, and a typical home value of $375,894, up 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 77523

What is the obesity rate in ZIP 77523?

34.0%, which is 1.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 77523?

24.1%, which is 2.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 77523?

30.5%, which is 1.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 77523?

27,489 people live in ZIP 77523, with a median age of 33.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 77523?

$131,444 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 77523 mostly renters or homeowners?

In ZIP 77523, 83.0% of occupied housing units are owner-occupied and 17.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 77523?

In ZIP 77523, 4.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 77523?

10.7% of the population in ZIP 77523 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 77523 have broadband internet?

94.6% of households in ZIP 77523 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 77523?

The typical home value in ZIP 77523 is $375,894, up 1.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 77523?

Home values are up 1.7% over the past year and up 19.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 77523?

The average Adjusted Gross Income reported on tax returns from ZIP 77523 (Mont Belvieu, TX) is $106,364 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 77523?

Tax returns from ZIP 77523 report an average of $567 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 77523 earn over $200,000?

11.8% of tax returns from ZIP 77523 (Mont Belvieu, TX) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 77523?

As of 2022, 434 business establishments operated in ZIP 77523 employing 9,890 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 77523?

The average annual pay across all local establishments in ZIP 77523 is $65,968, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 77523 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 77523 ranks in the 42th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 77523?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 77523, ranking in the 54th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 77523 experienced?

FEMA has recorded 43 federal disaster declarations affecting ZIP 77523 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 77523?

Flood is the most common federally declared disaster type affecting ZIP 77523, accounting for 13 of 43 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 77523?

The most recent FEMA disaster declaration affecting ZIP 77523 was "HURRICANE BERYL" — a hurricane declared in 2024 (DR-4798) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 77523?

10 colleges and universities are listed near ZIP 77523 by the U.S. Department of Education College Scorecard, including San Jacinto Community College, Lee College, and College Of The Mainland (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 77523?

Median in-state tuition across 10 nearby institutions is $2,505 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 77523?

Graduates of nearby colleges earn a median of $40,909 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 77523?

This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (43 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (43 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 77523?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.