Cibolo, TX (78108)

Cibolo, TX (ZIP 78108) sits in Guadalupe County within the San Antonio-New Braunfels metro area. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: Obesity tracks close to the national average at 34.1%. NCES lists 7 schools serving the area, 7 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $14,206. IRS data shows average household income (AGI) of $80,853, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. The CDC SVI flags racial & ethnic minority (67th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 26th-percentile score. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 41.3% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 5,425 residents (2,198 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $111,863, fair market rent of $2,140 for a two-bedroom, and a typical home value of $330,370, down 1.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

Aggregated from 3 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1723.8M across all reported brackets.

Business & employment

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

That is roughly 10% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Based on Guadalupe County, TX data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Social Vulnerability Index

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Guadalupe data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Among low-income residents, 12.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Guadalupe County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Incoming households reported an average AGI of $72,466 versus departing households' $68,365.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

7 schools serve this ZIP, including 7 non-charter.

Showing top 5 by enrollment. 2 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Colleges & universities nearby

• Northeast Lakeview College

  Universal City, TX · 78145

  2-Year

  In-state tuition

  $3,412

  Out-of-state tuition

  $9,952

  Acceptance rate

  —

  Graduation rate

  33.0%

  Median earnings (10 yr)

  —

  Median student debt

  —

• Coastal Bend College

  Beeville, TX · 78102

  2-Year

  In-state tuition

  $2,916

  Out-of-state tuition

  $5,226

  Acceptance rate

  —

  Graduation rate

  14.1%

  Median earnings (10 yr)

  $35,086

  Median student debt

  —

• Texas Lutheran University

  Seguin, TX · 78155

  4-Year

  In-state tuition

  $36,230

  Out-of-state tuition

  $36,230

  Acceptance rate

  95.7%

  Graduation rate

  54.6%

  Median earnings (10 yr)

  $53,863

  Median student debt

  $25,000

• College of Biomedical Equipment Technology

  Schertz, TX · 78154

  2-Year

  In-state tuition

  $25,000

  Out-of-state tuition

  $25,000

  Acceptance rate

  —

  Graduation rate

  74.8%

  Median earnings (10 yr)

  —

  Median student debt

  —

• William Edge Institute

  New Braunfels, TX · 78130

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  94.8%

  Median earnings (10 yr)

  $23,040

  Median student debt

  —

• Seguin Beauty School-Seguin

  Seguin, TX · 78155

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  62.5%

  Median earnings (10 yr)

  $21,891

  Median student debt

  $9,995

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Frequently Asked Questions — ZIP 78108

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