Castle Rock, CO (80109)

Douglas County · Denver-Aurora-Centennial, CO · Population 27,852

Fresh.Data current as of Apr 24, 2026

Castle Rock, CO (ZIP 80109) sits in Douglas County within the Denver-Aurora-Centennial metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in below the national average at 25.0%. NCES lists 6 schools serving the area, 6 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $4,434. IRS data shows average household income (AGI) of $133,757, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $84,978 per worker — about 30% above the US average and a clear high-wage signal. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 17th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1965. Premature-mortality burden is comparatively low at 4,121 years of potential life lost per 100,000 (County Health Rankings, 2025). 27.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,473 residents (2,613 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $144,034, fair market rent of $2,550 for a two-bedroom, and a typical home value of $662,958, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
27,852
Median age
35.1

Race & ethnicity

White
88.3%
Black
0.9%
Asian
2.7%
Hispanic / Latino
11.6%
Other / multi-racial
7.9%

Income & housing

Median household income
$144,034
Median home value
$615,200

Education

Bachelor's degree or higher (age 25+)
55.7%

Employment

Unemployment rate
5.6%

Housing

Owner-occupied
7,546(81.6%)
Renter-occupied
1,703(18.4%)
Vacant units
140
Built (median)
2006

Commute

Public transit
98(0.7%)
Work from home
3,219(23.4%)
Avg commute
23.3 min

Economic wellbeing

Below poverty line
699(2.6%)
Uninsured
332(1.2%)

Digital access

Broadband access
8,900(96.2%)
No broadband
349(3.8%)

Language & nativity

Foreign-born
1,841(6.6%)
Non-English at home
2,389(9.3%)

Studio

$2,010

/month

1 Bed

$2,140

/month

2 Bed

$2,550

/month

3 Bed

$3,340

/month

4 Bed

$3,720

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$662,958

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-2.5%

vs. March 2025

5-year change

+20.7%

vs. March 2021

Metro area

Denver-Aurora-Lakewood, CO

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

3,131

Across 2,157 permitted buildings. Total construction value: $961.5M.

Single-family

2,120

68% of total units

Multifamily (2+ unit)

1,011

32% of total units

Single-family value

$830.0M

construction value

Multifamily value

$131.5M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

13,010

Average AGI

$133,757

Avg property tax

$765

EITC participation

4.4%

Income distribution

  • $1 – $25,00020.6% · 2,680
  • $25,000 – $50,00012.3% · 1,600
  • $50,000 – $75,00010.8% · 1,410
  • $75,000 – $100,0009.5% · 1,240
  • $100,000 – $200,00028.6% · 3,720
  • $200,000 or more18.1% · 2,360

Avg mortgage interest

$2,636

Avg charitable contribution

$1,971

Avg capital gains

$9,539

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1740.2M across all reported brackets.

Business & employment

Business establishments

647

Total employment

4,948

Annual payroll

$277.7M

Average annual pay

$56,115

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$84,978

Average weekly wage

$1,634

Total employment

147,461

Total establishments

16,132

That is roughly 30% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.9%

That tracks the US national unemployment rate of about 4.0%.

Labor force

224,147

Employed

215,300

Unemployed

8,847

Based on Douglas County, CO data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

2

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$282.0M

across all branches in this ZIP

Distinct institutions

2

different banks operating here

Top banks by deposits in this ZIP

  • 1.Wells Fargo Bank, National Association$219.0M · 1 branch
  • 2.ANB Bank$63.0M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

8

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

16

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

17th percentile

Low Vulnerability

Based on 6 census tracts, population 24,903

Vulnerability Themes

  • Socioeconomic Status16th percentile
  • Household Characteristics17th percentile
  • Racial & Ethnic Minority Status31st percentile
  • Housing Type & Transportation38th percentile

Households Without Vehicle

254

Limited English Speakers

187

Persons with Disability

1,452

Without HS Diploma

228

Without Health Insurance

1,171

Adults Age 65+

2,522

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

13

Date Range

1965–2023

Most Recent Declaration

SEVERE STORMS, FLOODING, AND TORNADOES

Flood — declared August 25, 2023 (DR-4731)

Incident period: June 8, 2023 – June 23, 2023

Top Incident Types

  • Flood3 (23%)
  • Fire3 (23%)
  • Biological2 (15%)
  • Snowstorm2 (15%)
  • Coastal Storm1 (8%)
  • Other2 (15%)

Individual Assistance

4

Direct help to disaster survivors

Households Program

1

Housing & temporary lodging support

Public Assistance

12

Repair of public facilities & roads

Hazard Mitigation

3

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

48

Good
Good 208dModerate 130dUSG 21dUnhealthy 4d

Peak AQI (2024)

166

Unhealthy

Primary pollutant

Ozone

326 days as main pollutant

Days measured

363

Based on Douglas County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

4,121

That is roughly 4,079 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

10%

of adults self-report

Poor physical health days

2.9

avg per adult per month

Poor mental health days

4.5

avg per adult per month

Uninsured

4.0%

of residents under 65

Primary care MDs

70

per 100,000 residents

Preventable hospital stays

1,799

per 100K Medicare enrollees

Food environment (0-10)

9.6

10 = best access & security

Exercise access

91%

residents near a facility

Flu vaccinated

54%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Douglas data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

27.3% of Douglas County, CO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.08

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.33

accepting food benefits

Fast-food restaurants

0.62

per 1,000 residents

Among low-income residents, 1.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Douglas County, CO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+5,473 people

+2,613 households+$285.0M net AGI flow

Moved in

21,491households

36,949 people • $2.4B AGI

Moved out

18,878households

31,476 people • $2.1B AGI

Where new residents came from

  1. Arapahoe County, CO4,025 households
  2. Denver County, CO2,307 households
  3. Jefferson County, CO1,540 households
  4. El Paso County, CO765 households
  5. Adams County, CO551 households

Where departing residents went

  1. Arapahoe County, CO2,753 households
  2. Denver County, CO1,586 households
  3. Jefferson County, CO1,050 households
  4. El Paso County, CO729 households
  5. Adams County, CO469 households

Incoming households reported an average AGI of $110,954 versus departing households' $111,216.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

6 schools serve this ZIP, including 6 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Castle View High SchoolPublic9–122,203
Aspen View AcademyPublic-1–8893
Castle Rock Middle SchoolPublic7–8774
Clear Sky ElementaryPublic-1–6650
Soaring Hawk Elementary SchoolPublic-1–6497

Showing top 5 by enrollment. 1 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$4,434

Median earnings (10 yr)

$36,182

  • Arapahoe Community College

    Littleton, CO · 80160

    4-Year
    In-state tuition
    $4,434
    Out-of-state tuition
    $17,034
    Acceptance rate
    Graduation rate
    27.9%
    Median earnings (10 yr)
    $48,341
    Median student debt
    $11,884
  • Stacey James Institute

    Parker, CO · 80134

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    80.9%
    Median earnings (10 yr)
    Median student debt
    $6,333
  • Empire Beauty School-Littleton

    Littleton, CO · 80123

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    67.9%
    Median earnings (10 yr)
    $24,022
    Median student debt
    $10,667
  • Denver Seminary

    Littleton, CO · 80120

    4-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt
  • Rocky Vista University

    Parker, CO · 80112

    4-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Castle Rock, CO (ZIP 80109) sits in Douglas County within the Denver-Aurora-Centennial metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in below the national average at 25.0%. NCES lists 6 schools serving the area, 6 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $4,434. IRS data shows average household income (AGI) of $133,757, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $84,978 per worker — about 30% above the US average and a clear high-wage signal. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 17th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1965. Premature-mortality burden is comparatively low at 4,121 years of potential life lost per 100,000 (County Health Rankings, 2025). 27.3% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,473 residents (2,613 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $144,034, fair market rent of $2,550 for a two-bedroom, and a typical home value of $662,958, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 80109

What is the obesity rate in ZIP 80109?

27.0%, which is 6.0 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 80109?

22.6%, which is 0.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 80109?

25.0%, which is 7.0 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 80109?

6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 80109 have charter schools?

No charter schools are listed in ZIP 80109 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 80109?

Yes, 1 high school serves this ZIP: Castle View High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 80109?

27,852 people live in ZIP 80109, with a median age of 35.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 80109?

$144,034 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 80109 mostly renters or homeowners?

In ZIP 80109, 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 80109?

In ZIP 80109, 23.4% of workers work from home. Public transit is used by 0.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 80109?

2.6% of the population in ZIP 80109 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 80109 have broadband internet?

96.2% of households in ZIP 80109 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 80109?

The typical home value in ZIP 80109 is $662,958, down 2.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 80109?

Home values are down 2.5% over the past year and up 20.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 80109?

The average Adjusted Gross Income reported on tax returns from ZIP 80109 (Castle Rock, CO) is $133,757 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 80109?

Tax returns from ZIP 80109 report an average of $765 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 80109 earn over $200,000?

18.1% of tax returns from ZIP 80109 (Castle Rock, CO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 80109?

As of 2022, 647 business establishments operated in ZIP 80109 employing 4,948 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 80109?

The average annual pay across all local establishments in ZIP 80109 is $56,115, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 80109 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 80109 ranks in the 17th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 80109?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 80109, ranking in the 38th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 80109 experienced?

FEMA has recorded 13 federal disaster declarations affecting ZIP 80109 between 1965–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 80109?

Flood is the most common federally declared disaster type affecting ZIP 80109, accounting for 3 of 13 declarations (23%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 80109?

The most recent FEMA disaster declaration affecting ZIP 80109 was "SEVERE STORMS, FLOODING, AND TORNADOES" — a flood declared in 2023 (DR-4731) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 80109?

5 colleges and universities are listed near ZIP 80109 by the U.S. Department of Education College Scorecard, including Arapahoe Community College, Stacey James Institute, and Empire Beauty School-Littleton (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 80109?

Median in-state tuition across 5 nearby institutions is $4,434 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 80109?

Graduates of nearby colleges earn a median of $36,182 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 80109?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (13 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (13 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 80109?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.