Population & age
- Total population
- 11,051
- Median age
- 37.0
San Juan County · Farmington, NM · Population 11,051
Shiprock, NM (ZIP 87420) sits in San Juan County within the Farmington metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Diabetes comes in above the national average at 18.6%. NCES lists 7 schools serving the area, 7 non-charter. 1 college or university serves the area, with median in-state tuition of $1,928. 31% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 90th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was fire-related (SOUTH FORK FIRE, SALT FIRE, AND FLOODING, 2024). Annual precipitation averages just 7.3" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 18,277 years of potential life lost per 100,000 (2025) — well above the national county median. 39.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $40,623 would pay roughly $1,438/year before deductions. New residents arriving here predominantly come from Bernalillo County, NM (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $37,643, fair market rent of $970 for a two-bedroom, and a 27.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$790
/month
1 Bed
$790
/month
2 Bed
$970
/month
3 Bed
$1,350
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing units permitted
78
Across 71 permitted buildings. Total construction value: $18.2M.
Single-family
70
90% of total units
Multifamily (2+ unit)
8
10% of total units
Single-family value
$17.7M
construction value
Multifamily value
$500,000
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
4,440
Average AGI
$40,623
Avg property tax
—
EITC participation
30.6%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
$61
Avg capital gains
$2
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $180.4M across all reported brackets.
Business establishments
44
Total employment
1,723
Annual payroll
$128.1M
Average annual pay
$74,320
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$56,008
Average weekly wage
$1,077
Total employment
46,650
Total establishments
3,087
That is roughly 14% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.7%
That is 0.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
49,939
Employed
47,612
Unemployed
2,327
Based on San Juan County, NM data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$25.9M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Facilities located inside ZIP 87420 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
NORTHERN NAVAJO MEDICAL CENTER
US HWY 491 NORTH, SHIPROCK, NM, 87420
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Farmington, NM
Reporting agencies
1
Largest: City of Farmington
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federally Declared Disasters
11
Date Range
1977–2024
Most Recent Declaration
SOUTH FORK FIRE, SALT FIRE, AND FLOODING
Fire — declared June 20, 2024 (DR-4795)
Incident period: June 17, 2024 – August 20, 2024
Top Incident Types
Individual Assistance
1
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
10
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.4°F
34.4° – 68.4°
Annual precipitation
7.3"
Annual snowfall
7.8"
Heating · cooling days
5,671.2 · 749.8
Annual base 65°F
Nearest station: FRUITLAND, NM US, 33.6 miles from the centroid of Shiprock, NM (ZIP 87420)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
48
GoodPeak AQI (2024)
115
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
364 days as main pollutant
Days measured
366
Based on San Juan County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
18,277
That is roughly 10,077 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
25%
of adults self-report
Poor physical health days
5.4
avg per adult per month
Poor mental health days
6.3
avg per adult per month
Uninsured
12.8%
of residents under 65
Primary care MDs
53
per 100,000 residents
Preventable hospital stays
2,798
per 100K Medicare enrollees
Food environment (0-10)
5.7
10 = best access & security
Exercise access
51%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on San Juan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
39.1% of San Juan County, NM residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.99
accepting food benefits
Fast-food restaurants
0.88
per 1,000 residents
Among low-income residents, 19.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in San Juan County, NM for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 271 reports
Property crime rate
—
per 100K residents · 457 reports
Homicide
4
Robbery
7
Burglary
80
Vehicle theft
84
County-level data for San Juan (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−177 people
−197 households • −$5.9M net AGI flow
Moved in
2,814households
5,146 people • $156.4M AGI
Moved out
3,011households
5,323 people • $162.2M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $55,564 versus departing households' $53,885.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 87420. Numbers reflect the most recent published year per source.
Income tax
5.90%
graduated · 5 brackets
Sales tax (combined)
7.67%
State 4.88% · avg local 2.79%
Property tax (effective)
0.66%
Median $1,365/year
Tax burden rank
30 of 50
10.50% of personal income
For ZIP 87420: At this ZIP's median AGI of $40,623, the estimated state income tax (before deductions) runs about $1,438 per year. Applied to this ZIP's typical home value of $86,100, that works out to roughly $568/year in property tax.
Program
No program
No program
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
86514 (Teec Nos Pos, 21.8 mi) · 87421 (Waterflow, 23.4 mi) · 86544 (Red Rock, 24.8 mi) · 81334 (Towaoc, 26.5 mi) · 87461 (Sanostee, 28.4 mi) · 84534 (Montezuma Creek, 30.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
39.3%
6.3pp above the 33.0% national rate.
37.2%
5.2pp above the 32.0% national rate.
24.7%
2.7pp above the 22.0% national rate.
70.0%
6.0pp below the 76.0% national rate.
11.7%
Tracks close to the 13.0% national rate.
18.6%
7.6pp above the 11.0% national rate.
7 schools serve this ZIP, including 7 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| SHIPROCK HIGH | Public | 9–12 | 606 |
| TSE'BIT'AI MIDDLE | Public | 6–8 | 413 |
| NIZHONI ELEMENTARY | Public | -1–5 | 292 |
| MESA ELEMENTARY | Public | -1–5 | 271 |
| EVA B STOKELY ELEMENTARY | Public | 0–5 | 230 |
Showing top 5 by enrollment. 2 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
1
Median in-state tuition
$1,928
Median earnings (10 yr)
$36,513
Farmington, NM · 87402
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Shiprock, NM (ZIP 87420) sits in San Juan County within the Farmington metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Diabetes comes in above the national average at 18.6%. NCES lists 7 schools serving the area, 7 non-charter. 1 college or university serves the area, with median in-state tuition of $1,928. 31% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 90th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was fire-related (SOUTH FORK FIRE, SALT FIRE, AND FLOODING, 2024). Annual precipitation averages just 7.3" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 18,277 years of potential life lost per 100,000 (2025) — well above the national county median. 39.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $40,623 would pay roughly $1,438/year before deductions. New residents arriving here predominantly come from Bernalillo County, NM (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $37,643, fair market rent of $970 for a two-bedroom, and a 27.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
39.3%, which is 6.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
24.7%, which is 2.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
37.2%, which is 5.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
7 schools serve this ZIP, including 7 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 87420 by NCES CCD (retrieved Apr 27, 2026).
Yes, 2 high schools serve this ZIP: Shiprock High, Career Prep Alternative. (NCES CCD, retrieved Apr 27, 2026).
11,051 people live in ZIP 87420, with a median age of 37.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$37,643 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 87420, 61.0% of occupied housing units are owner-occupied and 39.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 87420, 2.8% of workers work from home. Public transit is used by 0.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
27.8% of the population in ZIP 87420 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
52.3% of households in ZIP 87420 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 87420 (Shiprock, NM) is $40,623 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 87420 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.9% of tax returns from ZIP 87420 (Shiprock, NM) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 44 business establishments operated in ZIP 87420 employing 1,723 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 87420 is $74,320, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 87420 ranks in the 90th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 87420, ranking in the 98th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 11 federal disaster declarations affecting ZIP 87420 between 1977–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Fire is the most common federally declared disaster type affecting ZIP 87420, accounting for 4 of 11 declarations (36%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 87420 was "SOUTH FORK FIRE, SALT FIRE, AND FLOODING" — a fire declared in 2024 (DR-4795) (FEMA OpenFEMA, retrieved May 3, 2026).
1 college or university is listed near ZIP 87420 by the U.S. Department of Education College Scorecard, including San Juan College (retrieved May 2, 2026).
Median in-state tuition across 1 nearby institution is $1,928 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $36,513 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 87420 has an average annual temperature of 51.4°F and 7.3" of annual precipitation based on the FRUITLAND, NM US weather station 33.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 87420 is part of the Farmington, NM urbanized area, primarily served by City of Farmington (National Transit Database 2024, retrieved May 4, 2026).
1 hospital is located in ZIP 87420 (CMS Hospital Compare, 2024).
New Mexico has a graduated income tax with a top rate of 5.90%. Households at the local median AGI of $40,623 would pay roughly $1,438 in state income tax annually (estimated, before deductions). Combined sales tax: 7.67% (Tax Foundation 2025).
New Mexico has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (7 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (11 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (11 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
86514 (Teec Nos Pos, 21.8 mi) · 87421 (Waterflow, 23.4 mi) · 86544 (Red Rock, 24.8 mi) · 81334 (Towaoc, 26.5 mi) · 87461 (Sanostee, 28.4 mi) · 84534 (Montezuma Creek, 30.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 87420?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
90th percentile
Very High Vulnerability
Based on 4 census tracts, population 11,989
Vulnerability Themes
Households Without Vehicle
238
Limited English Speakers
481
Persons with Disability
2,626
Without HS Diploma
1,207
Without Health Insurance
1,911
Adults Age 65+
1,595
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.