Population & age
- Total population
- 619
- Median age
- 30.6
Maxwell, NM (87728)
Colfax County · Population 619
Fresh.Data current as of Apr 24, 2026
Maxwell, NM (ZIP 87728) sits in Colfax County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 71.2%. NCES lists 3 schools serving the area, 3 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $4,445. IRS data shows average household income (AGI) of $40,318 per tax return. BLS QCEW reports average annual pay of $44,087 per worker, roughly 33% below the US average. CDC's Social Vulnerability Index places this ZIP in the 79th percentile nationally — a highly vulnerable community profile. Fire accounts for 50% of the 18 FEMA disaster declarations on record for this ZIP. Annual precipitation averages just 14.1" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 13,075 years of potential life lost per 100,000 (2025) — well above the national county median. 28.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $40,318 would pay roughly $1,427/year before deductions. New residents arriving here predominantly come from Bernalillo County, NM (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $40,833, fair market rent of $970 for a two-bedroom, and a median home value of $85,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 83.8%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 68.5%
- Other / multi-racial
- 14.4%
Income & housing
- Median household income
- $40,833
- Median home value
- $85,200
Education
- Bachelor's degree or higher (age 25+)
- 12.1%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 141(69.1%)
- Renter-occupied
- 63(30.9%)
- Vacant units
- 45
- Built (median)
- 1971
Commute
- Public transit
- 0(0.0%)
- Work from home
- 27(14.0%)
- Avg commute
- 27.3 min
Economic wellbeing
- Below poverty line
- 45(7.3%)
- Uninsured
- 57(9.2%)
Digital access
- Broadband access
- 151(74.0%)
- No broadband
- 53(26.0%)
Language & nativity
- Foreign-born
- 9(1.5%)
- Non-English at home
- 107(18.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$730
/month
1 Bed
$890
/month
2 Bed
$970
/month
3 Bed
$1,300
/month
4 Bed
$1,570
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Income & tax statistics
Tax returns filed
170
Average AGI
$40,318
Avg property tax
—
EITC participation
17.6%
Income distribution
- $1 – $25,00041.2% · 70
- $25,000 – $50,00029.4% · 50
- $50,000 – $75,00029.4% · 50
- $75,000 – $100,0000.0% · 0
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $6.9M across all reported brackets.
Business & employment
Business establishments
7
Total employment
16
Annual payroll
$721K
Average annual pay
$45,063
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$44,087
Average weekly wage
$848
Total employment
4,287
Total establishments
550
That is roughly 33% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.2%
That is 0.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
5,021
Employed
4,811
Unemployed
210
Based on Colfax County, NM data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1965–2022
Most Recent Declaration
WILDFIRES, STRAIGHT-LINE WINDS, FLOODING, MUDFLOWS, AND DEBRIS FLOWS
Fire — declared May 4, 2022 (DR-4652)
Incident period: April 5, 2022 – July 23, 2022
Top Incident Types
- Fire9 (50%)
- Flood3 (17%)
- Biological2 (11%)
- Severe Storm2 (11%)
- Hurricane1 (6%)
- Other1 (6%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
18
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48.7°F
31.1° – 66.4°
Annual precipitation
14.1"
Annual snowfall
21.4"
Heating · cooling days
6,233.4 · 327.7
Annual base 65°F
Nearest station: MAXWELL 3 NW, NM US, 2.4 miles from the centroid of Maxwell, NM (ZIP 87728)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
13,075
That is roughly 4,875 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
10.2%
of residents under 65
Primary care MDs
40
per 100,000 residents
Preventable hospital stays
1,793
per 100K Medicare enrollees
Food environment (0-10)
6.4
10 = best access & security
Exercise access
80%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 15.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Colfax data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
28.5% of Colfax County, NM residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.34
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.54
accepting food benefits
Fast-food restaurants
0.59
per 1,000 residents
Among low-income residents, 14.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Colfax County, NM for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−60 people
−68 households • −$7.4M net AGI flow
Moved in
477households
831 people • $27.9M AGI
Moved out
545households
891 people • $35.2M AGI
Where new residents came from
- Bernalillo County, NM — 34 households
Where departing residents went
- Bernalillo County, NM — 29 households
Incoming households reported an average AGI of $58,405 versus departing households' $64,644.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New Mexico
State-level rules that apply to every resident of ZIP 87728. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.90%
graduated · 5 brackets
Sales tax (combined)
7.67%
State 4.88% · avg local 2.79%
Property tax (effective)
0.66%
Median $1,365/year
Tax burden rank
30 of 50
10.50% of personal income
For ZIP 87728: At this ZIP's median AGI of $40,318, the estimated state income tax (before deductions) runs about $1,427 per year. Applied to this ZIP's typical home value of $85,200, that works out to roughly $562/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 87728
Nearby ZIPs by distance
87740 (Raton, 17.1 mi) · 87747 (Springer, 19.3 mi) · 87729 (24.2 mi) · 87714 (Cimarron, 27.5 mi) · 87749 (Ute Park, 29.6 mi) · 88414 (Capulin, 33.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.6%
Tracks close to the 33.0% national rate.
High Blood Pressure
36.1%
4.1pp above the 32.0% national rate.
Depression
22.3%
Tracks close to the 22.0% national rate.
Annual Checkup
71.2%
4.8pp below the 76.0% national rate.
Health Insurance
13.6%
Tracks close to the 13.0% national rate.
Diabetes
13.7%
2.7pp above the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| MAXWELL ELEMENTARY | Public | 0–6 | 49 |
| MAXWELL HIGH | Public | 9–12 | 49 |
| MAXWELL MIDDLE | Public | 7–8 | 23 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$4,445
Median earnings (10 yr)
$39,199
- 4-Year
New Mexico Highlands University
Las Vegas, NM · 87701
- In-state tuition
- $7,416
- Out-of-state tuition
- $12,336
- Acceptance rate
- —
- Graduation rate
- 25.9%
- Median earnings (10 yr)
- $45,937
- Median student debt
- $11,399
- 2-Year
Luna Community College
Las Vegas, NM · 87701
- In-state tuition
- $1,474
- Out-of-state tuition
- $3,418
- Acceptance rate
- —
- Graduation rate
- 33.2%
- Median earnings (10 yr)
- $32,461
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Maxwell, NM (ZIP 87728) sits in Colfax County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 71.2%. NCES lists 3 schools serving the area, 3 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $4,445. IRS data shows average household income (AGI) of $40,318 per tax return. BLS QCEW reports average annual pay of $44,087 per worker, roughly 33% below the US average. CDC's Social Vulnerability Index places this ZIP in the 79th percentile nationally — a highly vulnerable community profile. Fire accounts for 50% of the 18 FEMA disaster declarations on record for this ZIP. Annual precipitation averages just 14.1" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 13,075 years of potential life lost per 100,000 (2025) — well above the national county median. 28.5% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $40,318 would pay roughly $1,427/year before deductions. New residents arriving here predominantly come from Bernalillo County, NM (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $40,833, fair market rent of $970 for a two-bedroom, and a median home value of $85,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 87728
What is the obesity rate in ZIP 87728?
31.6%, which is 1.4 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 87728?
22.3%, which is 0.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 87728?
36.1%, which is 4.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 87728?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 87728 have charter schools?
No charter schools are listed in ZIP 87728 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 87728?
Yes, 1 high school serves this ZIP: Maxwell High. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 87728?
619 people live in ZIP 87728, with a median age of 30.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 87728?
$40,833 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 87728 mostly renters or homeowners?
In ZIP 87728, 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 87728?
In ZIP 87728, 14.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 87728?
7.3% of the population in ZIP 87728 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 87728 have broadband internet?
74.0% of households in ZIP 87728 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 87728?
The average Adjusted Gross Income reported on tax returns from ZIP 87728 (Maxwell, NM) is $40,318 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 87728?
Tax returns from ZIP 87728 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 87728 earn over $200,000?
0.0% of tax returns from ZIP 87728 (Maxwell, NM) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 87728?
As of 2022, 7 business establishments operated in ZIP 87728 employing 16 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 87728?
The average annual pay across all local establishments in ZIP 87728 is $45,063, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 87728 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 87728 ranks in the 79th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 87728?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 87728, ranking in the 88th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 87728 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 87728 between 1965–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 87728?
Fire is the most common federally declared disaster type affecting ZIP 87728, accounting for 9 of 18 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 87728?
The most recent FEMA disaster declaration affecting ZIP 87728 was "WILDFIRES, STRAIGHT-LINE WINDS, FLOODING, MUDFLOWS, AND DEBRIS FLOWS" — a fire declared in 2022 (DR-4652) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 87728?
2 colleges and universities are listed near ZIP 87728 by the U.S. Department of Education College Scorecard, including New Mexico Highlands University and Luna Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 87728?
Median in-state tuition across 2 nearby institutions is $4,445 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 87728?
Graduates of nearby colleges earn a median of $39,199 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 87728?
ZIP 87728 has an average annual temperature of 48.7°F and 14.1" of annual precipitation based on the MAXWELL 3 NW, NM US weather station 2.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 87728?
New Mexico has a graduated income tax with a top rate of 5.90%. Households at the local median AGI of $40,318 would pay roughly $1,427 in state income tax annually (estimated, before deductions). Combined sales tax: 7.67% (Tax Foundation 2025).
Does New Mexico have paid family leave?
New Mexico has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 87728?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 87728
Nearby ZIPs by distance
87740 (Raton, 17.1 mi) · 87747 (Springer, 19.3 mi) · 87729 (24.2 mi) · 87714 (Cimarron, 27.5 mi) · 87749 (Ute Park, 29.6 mi) · 88414 (Capulin, 33.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 87728?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
79th percentile
Very High Vulnerability
Based on 2 census tracts, population 366
Vulnerability Themes
Households Without Vehicle
6
Limited English Speakers
4
Persons with Disability
85
Without HS Diploma
25
Without Health Insurance
33
Adults Age 65+
108
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.