Melrose, NM (88124)

Curry County · Population 859

Fresh.Data current as of Apr 24, 2026

Melrose, NM (ZIP 88124) sits in Curry County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.2%. NCES lists 3 schools serving the area, 3 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $4,393. IRS data shows average household income (AGI) of $64,510, well above the ~$45K national average per return. Local establishments report average pay of $23,949 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $46,746 per worker, roughly 29% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 8 federal disaster declarations affecting this ZIP since 1977. County Health Rankings reports 12,340 years of potential life lost per 100,000 (2025) — well above the national county median. 32.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $64,510 would pay roughly $2,284/year before deductions. New residents arriving here predominantly come from Roosevelt County, NM (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $54,375, fair market rent of $970 for a two-bedroom, and a median home value of $124,500. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
859
Median age
51.5

Race & ethnicity

White
84.9%
Black
0.0%
Asian
0.0%
Hispanic / Latino
13.9%
Other / multi-racial
14.8%

Income & housing

Median household income
$54,375
Median home value
$124,500

Education

Bachelor's degree or higher (age 25+)
25.9%

Employment

Unemployment rate
6.6%

Housing

Owner-occupied
319(83.5%)
Renter-occupied
63(16.5%)
Vacant units
144
Built (median)
1970

Commute

Public transit
0(0.0%)
Work from home
11(3.6%)
Avg commute
26.3 min

Economic wellbeing

Below poverty line
138(16.1%)
Uninsured
4(0.5%)

Digital access

Broadband access
319(83.5%)
No broadband
63(16.5%)

Language & nativity

Foreign-born
37(4.3%)
Non-English at home
87(10.8%)

Studio

$670

/month

1 Bed

$790

/month

2 Bed

$970

/month

3 Bed

$1,270

/month

4 Bed

$1,640

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

200

Across 133 permitted buildings. Total construction value: $46.4M.

Single-family

72

36% of total units

Multifamily (2+ unit)

128

64% of total units

Single-family value

$22.4M

construction value

Multifamily value

$24.0M

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

410

Average AGI

$64,510

Avg property tax

EITC participation

14.6%

Income distribution

  • $1 – $25,00036.6% · 150
  • $25,000 – $50,00022.0% · 90
  • $50,000 – $75,00014.6% · 60
  • $75,000 – $100,0007.3% · 30
  • $100,000 – $200,00019.5% · 80
  • $200,000 or more0.0% · 0

Avg mortgage interest

Avg charitable contribution

Avg capital gains

$4,044

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $26.4M across all reported brackets.

Business & employment

Business establishments

12

Total employment

59

Annual payroll

$1.4M

Average annual pay

$23,949

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$46,746

Average weekly wage

$899

Total employment

18,303

Total establishments

1,362

That is roughly 29% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.3%

That is 0.7 percentage points below the US national unemployment rate of about 4.0%.

Labor force

21,420

Employed

20,704

Unemployed

716

Based on Curry County, NM data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

1

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$0.0

across all branches in this ZIP

Distinct institutions

1

different banks operating here

Top banks by deposits in this ZIP

  • 1.American Heritage Bank · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Social Vulnerability Index

Overall SVI

60th percentile

High Vulnerability

Based on 4 census tracts, population 1,740

Vulnerability Themes

  • Socioeconomic Status52nd percentile
  • Household Characteristics77th percentile
  • Racial & Ethnic Minority Status51st percentile
  • Housing Type & Transportation53rd percentile

Households Without Vehicle

14

Limited English Speakers

85

Persons with Disability

287

Without HS Diploma

182

Without Health Insurance

121

Adults Age 65+

338

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

8

Date Range

1977–2020

Most Recent Declaration

COVID-19 PANDEMIC

Biological — declared April 5, 2020 (DR-4529)

Incident period: January 20, 2020 – May 11, 2023

Top Incident Types

  • Biological2 (25%)
  • Fire2 (25%)
  • Severe Storm2 (25%)
  • Hurricane1 (13%)
  • Drought1 (13%)

Individual Assistance

1

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

7

Repair of public facilities & roads

Hazard Mitigation

2

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

59.1°F

43.9°74.4°

Annual precipitation

16.2"

Annual snowfall

11"

Heating · cooling days

3,621 · 1,501

Annual base 65°F

Nearest station: MELROSE, NM US, 7.6 miles from the centroid of Melrose, NM (ZIP 88124)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

12,340

That is roughly 4,140 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

20%

of adults self-report

Poor physical health days

4.8

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

11.1%

of residents under 65

Primary care MDs

42

per 100,000 residents

Preventable hospital stays

2,383

per 100K Medicare enrollees

Food environment (0-10)

6.8

10 = best access & security

Exercise access

72%

residents near a facility

Flu vaccinated

36%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.4% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Curry data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

32.4% of Curry County, NM residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.10

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.97

accepting food benefits

Fast-food restaurants

0.57

per 1,000 residents

Among low-income residents, 12.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Curry County, NM for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 20 reports

Property crime rate

per 100K residents · 91 reports

Homicide

0

Robbery

3

Burglary

29

Vehicle theft

25

County-level data for Curry (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

−418 people

+42 households−$19.0M net AGI flow

Moved in

3,041households

5,394 people • $144.1M AGI

Moved out

2,999households

5,812 people • $163.1M AGI

Where new residents came from

  1. Roosevelt County, NM136 households
  2. Okaloosa County, FL103 households
  3. Bernalillo County, NM54 households
  4. Santa Rosa County, FL50 households
  5. Lubbock County, TX43 households

Where departing residents went

  1. Roosevelt County, NM175 households
  2. Lubbock County, TX84 households
  3. Bernalillo County, NM73 households
  4. Okaloosa County, FL60 households
  5. Clark County, NV58 households

Incoming households reported an average AGI of $47,383 versus departing households' $54,374.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in New Mexico

State-level rules that apply to every resident of ZIP 88124. Numbers reflect the most recent published year per source.

Tax rates

Income tax

5.90%

graduated · 5 brackets

Sales tax (combined)

7.67%

State 4.88% · avg local 2.79%

Property tax (effective)

0.66%

Median $1,365/year

Tax burden rank

30 of 50

10.50% of personal income

For ZIP 88124: At this ZIP's median AGI of $64,510, the estimated state income tax (before deductions) runs about $2,284 per year. Applied to this ZIP's typical home value of $124,500, that works out to roughly $822/year in property tax.

Paid family leave

Program

No program

No program

Safety net

SNAP eligibility

165% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 88124

Nearby ZIPs by distance

88427 (18.1 mi) · 88121 (House, 21 mi) · 88118 (Floyd, 21.2 mi) · 88103 (Cannon Afb, 21.8 mi) · 88101 (Clovis, 22.6 mi) · 88134 (23.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

3 schools serve this ZIP, including 3 non-charter.

All 3 schools serving this ZIP
SchoolTypeGradesEnrollment
MELROSE ELEMENTARYPublic-1–6168
MELROSE HIGHPublic9–1271
MELROSE JUNIORPublic7–853

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$4,393

Median earnings (10 yr)

$36,285

  • In-state tuition
    $7,194
    Out-of-state tuition
    $9,174
    Acceptance rate
    91.7%
    Graduation rate
    42.3%
    Median earnings (10 yr)
    $38,550
    Median student debt
    $16,500
  • Clovis Community College

    Clovis, NM · 88101

    2-Year
    In-state tuition
    $1,592
    Out-of-state tuition
    $3,344
    Acceptance rate
    Graduation rate
    38.0%
    Median earnings (10 yr)
    $34,020
    Median student debt
    $7,250

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Melrose, NM (ZIP 88124) sits in Curry County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.2%. NCES lists 3 schools serving the area, 3 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $4,393. IRS data shows average household income (AGI) of $64,510, well above the ~$45K national average per return. Local establishments report average pay of $23,949 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $46,746 per worker, roughly 29% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 8 federal disaster declarations affecting this ZIP since 1977. County Health Rankings reports 12,340 years of potential life lost per 100,000 (2025) — well above the national county median. 32.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New Mexico levies a graduated state income tax (top rate 5.90%); a household at the local median AGI of $64,510 would pay roughly $2,284/year before deductions. New residents arriving here predominantly come from Roosevelt County, NM (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $54,375, fair market rent of $970 for a two-bedroom, and a median home value of $124,500. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 88124

What is the obesity rate in ZIP 88124?

40.2%, which is 7.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 88124?

26.8%, which is 4.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 88124?

40.2%, which is 8.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 88124?

3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 88124 have charter schools?

No charter schools are listed in ZIP 88124 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 88124?

Yes, 1 high school serves this ZIP: Melrose High. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 88124?

859 people live in ZIP 88124, with a median age of 51.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 88124?

$54,375 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 88124 mostly renters or homeowners?

In ZIP 88124, 83.5% of occupied housing units are owner-occupied and 16.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 88124?

In ZIP 88124, 3.6% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 88124?

16.1% of the population in ZIP 88124 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 88124 have broadband internet?

83.5% of households in ZIP 88124 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the average household income in ZIP 88124?

The average Adjusted Gross Income reported on tax returns from ZIP 88124 (Melrose, NM) is $64,510 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 88124?

Tax returns from ZIP 88124 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 88124 earn over $200,000?

0.0% of tax returns from ZIP 88124 (Melrose, NM) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 88124?

As of 2022, 12 business establishments operated in ZIP 88124 employing 59 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 88124?

The average annual pay across all local establishments in ZIP 88124 is $23,949, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 88124 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 88124 ranks in the 60th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 88124?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 88124, ranking in the 77th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 88124 experienced?

FEMA has recorded 8 federal disaster declarations affecting ZIP 88124 between 1977–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 88124?

Biological is the most common federally declared disaster type affecting ZIP 88124, accounting for 2 of 8 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 88124?

The most recent FEMA disaster declaration affecting ZIP 88124 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4529) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 88124?

2 colleges and universities are listed near ZIP 88124 by the U.S. Department of Education College Scorecard, including Eastern New Mexico University-Main Campus and Clovis Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 88124?

Median in-state tuition across 2 nearby institutions is $4,393 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 88124?

Graduates of nearby colleges earn a median of $36,285 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 88124?

ZIP 88124 has an average annual temperature of 59.1°F and 16.2" of annual precipitation based on the MELROSE, NM US weather station 7.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 88124?

New Mexico has a graduated income tax with a top rate of 5.90%. Households at the local median AGI of $64,510 would pay roughly $2,284 in state income tax annually (estimated, before deductions). Combined sales tax: 7.67% (Tax Foundation 2025).

Does New Mexico have paid family leave?

New Mexico has no state paid family leave program (Bipartisan Policy Center 2026).

What data is available for ZIP 88124?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (8 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (8 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 88124

Nearby ZIPs by distance

88427 (18.1 mi) · 88121 (House, 21 mi) · 88118 (Floyd, 21.2 mi) · 88103 (Cannon Afb, 21.8 mi) · 88101 (Clovis, 22.6 mi) · 88134 (23.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 88124?

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.