Population & age
- Total population
- 34,296
- Median age
- 42.1
San Diego, CA (92103)
San Diego County · San Diego-Chula Vista-Carlsbad, CA · Population 34,296
Fresh.Data current as of Apr 24, 2026
San Diego, CA (ZIP 92103) sits in San Diego County within the San Diego-Chula Vista-Carlsbad metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 24.0%. NCES lists 6 schools serving the area, 6 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $11,960. IRS data shows average household income (AGI) of $138,582, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $82,854 per worker — about 27% above the US average and a clear high-wage signal. FEMA has issued 51 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages just 9.3" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $138,582 would pay roughly $11,059/year before deductions. IRS migration data (2022-2023) shows a net loss of 21,612 residents (6,416 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $94,210, fair market rent of $3,390 for a two-bedroom, and a typical home value of $1,075,509, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 75.3%
- Black
- 2.5%
- Asian
- 6.8%
- Hispanic / Latino
- 19.6%
- Other / multi-racial
- 14.8%
Income & housing
- Median household income
- $94,210
- Median home value
- $912,900
Education
- Bachelor's degree or higher (age 25+)
- 56.9%
Employment
- Unemployment rate
- 4.1%
Housing
- Owner-occupied
- 6,797(36.1%)
- Renter-occupied
- 12,037(63.9%)
- Vacant units
- 1,757
- Built (median)
- 1973
Commute
- Public transit
- 630(3.0%)
- Work from home
- 4,291(20.5%)
- Avg commute
- 17.7 min
Economic wellbeing
- Below poverty line
- 2,682(7.9%)
- Uninsured
- 59(0.2%)
Digital access
- Broadband access
- 17,440(92.6%)
- No broadband
- 1,394(7.4%)
Language & nativity
- Foreign-born
- 5,184(15.1%)
- Non-English at home
- 7,663(23.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$2,580
/month
1 Bed
$2,780
/month
2 Bed
$3,390
/month
3 Bed
$4,520
/month
4 Bed
$5,470
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$1,075,509
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.5%
vs. March 2025
5-year change
+25.4%
vs. March 2021
Metro area
San Diego-Chula Vista-Carlsbad, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
11,572
Across 4,099 permitted buildings. Total construction value: $2.67B.
Single-family
3,377
29% of total units
Multifamily (2+ unit)
8,195
71% of total units
Single-family value
$1.03B
construction value
Multifamily value
$1.64B
construction value
Apartment construction (5+ unit buildings) accounts for 63% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
19,960
Average AGI
$138,582
Avg property tax
$1,624
EITC participation
5.5%
Income distribution
- $1 – $25,00015.8% · 3,150
- $25,000 – $50,00016.3% · 3,250
- $50,000 – $75,00017.0% · 3,400
- $75,000 – $100,00012.7% · 2,540
- $100,000 – $200,00022.3% · 4,450
- $200,000 or more15.9% · 3,170
Avg mortgage interest
$2,210
Avg charitable contribution
$2,008
Avg capital gains
$13,120
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $2766.1M across all reported brackets.
Business & employment
Business establishments
1,843
Total employment
26,322
Annual payroll
$2.0B
Average annual pay
$76,086
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$82,854
Average weekly wage
$1,593
Total employment
1,536,541
Total establishments
133,031
That is roughly 27% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.3%
That is 0.3 percentage points above the US national unemployment rate of about 4.0%.
Labor force
1,648,486
Employed
1,577,316
Unemployed
71,170
Based on San Diego County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
8
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$1.6B
across all branches in this ZIP
Distinct institutions
5
different banks operating here
Top banks by deposits in this ZIP
- 1.JPMorgan Chase Bank, National Association$594.0M · 2 branches
- 2.Wells Fargo Bank, National Association$443.3M · 2 branches
- 3.Bank of America, National Association$258.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
10
Excellent health-center coverage
A high concentration of federally funded community health centers — typical of urban cores with dense low-income populations or established safety-net networks.
FQHC sites
10
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
41.7
across sites in this ZIP
Sites in this ZIP
- 1.4080 Centre Administration
- 2.San Diego Community Health Center
- 3.Mobile Screening Unit II
+ 7 more sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 92103 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (2)
UC SAN DIEGO HEALTH HILLCREST - HILLCREST MED CTR
★★★★★5.0
Acute Care Hospitals
Voluntary non-profit - Other
Emergency services
200 WEST ARBOR DRIVE, SAN DIEGO, CA, 92103
SCRIPPS MERCY HOSPITAL
★★★★★3.0
Acute Care Hospitals
Voluntary non-profit - Private
Emergency services
4077 5TH AVE, SAN DIEGO, CA, 92103
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Mission Viejo--Lake Forest--Laguna Niguel, CA
Reporting agencies
5
Largest: City of Laguna Beach
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
32
Excellent EV charging coverage
Among the densest EV-charging ZIPs in the country — typical of urban cores, dense retail corridors, or designated EV transit hubs.
Level 2 ports
104
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Blink Network
- ChargePoint Network
- DIRT_ROAD
- + 3 more networks
CNG
1
Compressed natural gas
Other
4
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
2 branch
Avg hours / week
49.4
across outlets in this ZIP
Avg square feet
10,043
per outlet
Outlets in this ZIP
- 1.Mission Hills Branch Library
- 2.University Heights Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
51
Date Range
1965–2024
Most Recent Declaration
SEVERE STORM AND FLOODING
Flood — declared February 19, 2024 (DR-4758)
Incident period: January 21, 2024 – January 23, 2024
Top Incident Types
- Fire28 (55%)
- Flood12 (24%)
- Severe Storm5 (10%)
- Biological2 (4%)
- Freezing2 (4%)
- Other2 (4%)
Individual Assistance
19
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
47
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
63.9°F
57.3° – 70.5°
Annual precipitation
9.3"
Diurnal range
13.2°F
Day-night swing
Heating · cooling days
1,143.9 · 759.7
Annual base 65°F
Nearest station: NORTH ISLAND NAS, CA US, 3.8 miles from the centroid of San Diego, CA (ZIP 92103)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
71
ModerateGood 47dModerate 267dUSG 48dUnhealthy 4d
Peak AQI (2024)
161
Unhealthy
Primary pollutant
Ozone
202 days as main pollutant
Days measured
366
Based on San Diego County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
5,727
That is roughly 2,473 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
7.3%
of residents under 65
Primary care MDs
84
per 100,000 residents
Preventable hospital stays
2,105
per 100K Medicare enrollees
Food environment (0-10)
8.8
10 = best access & security
Exercise access
98%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on San Diego data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
14.9% of San Diego County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.54
accepting food benefits
Fast-food restaurants
0.85
per 1,000 residents
Among low-income residents, 2.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in San Diego County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 1,265 reports
Property crime rate
—
per 100K residents · 2,453 reports
Homicide
9
Robbery
128
Burglary
448
Vehicle theft
768
County-level data for San Diego (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−21,612 people
−6,416 households • −$364.2M net AGI flow
Moved in
76,460households
119,988 people • $6.7B AGI
Moved out
82,876households
141,600 people • $7.1B AGI
Where new residents came from
- Los Angeles County, CA — 6,449 households
- Riverside County, CA — 5,038 households
- Orange County, CA — 4,006 households
- San Bernardino County, CA — 1,719 households
- Maricopa County, AZ — 1,706 households
Where departing residents went
- Riverside County, CA — 6,563 households
- Los Angeles County, CA — 4,999 households
- Orange County, CA — 3,258 households
- Maricopa County, AZ — 2,410 households
- Clark County, NV — 1,808 households
Incoming households reported an average AGI of $87,799 versus departing households' $85,397.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in California
State-level rules that apply to every resident of ZIP 92103. Numbers reflect the most recent published year per source.
Tax rates
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 92103: At this ZIP's median AGI of $138,582, the estimated state income tax (before deductions) runs about $11,059 per year. Applied to this ZIP's typical home value of $1,075,509, that works out to roughly $8,108/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 92103
Other ZIPs in San Diego
Nearby ZIPs by distance
92140 (San Diego, 1.8 mi) · 92134 (San Diego, 2 mi) · 92101 (San Diego, 2.1 mi) · 92110 (San Diego, 2.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
24.0%
9.0pp below the 33.0% national rate.
High Blood Pressure
27.9%
4.1pp below the 32.0% national rate.
Depression
22.1%
Tracks close to the 22.0% national rate.
Annual Checkup
73.7%
2.3pp below the 76.0% national rate.
Health Insurance
5.1%
7.9pp below the 13.0% national rate.
Diabetes
8.1%
2.9pp below the 11.0% national rate.
Schools in this ZIP
6 schools serve this ZIP, including 6 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Roosevelt International Middle | Public | 6–8 | 825 |
| Grant K-8 | Public | 0–8 | 721 |
| Birney Elementary | Public | 0–5 | 538 |
| Florence Elementary | Public | 0–5 | 228 |
| Museum | Public | 0–8 | 222 |
Showing top 5 by enrollment. 1 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$11,960
Median earnings (10 yr)
$56,111
- 4-Year
San Diego State University
San Diego, CA · 92182
- In-state tuition
- $8,728
- Out-of-state tuition
- $21,328
- Acceptance rate
- 36.2%
- Graduation rate
- 77.3%
- Median earnings (10 yr)
- $64,909
- Median student debt
- $15,000
- 4-Year
Ashford University
San Diego, CA · 92123
- In-state tuition
- $11,960
- Out-of-state tuition
- $11,960
- Acceptance rate
- —
- Graduation rate
- 9.7%
- Median earnings (10 yr)
- $35,404
- Median student debt
- $31,250
- 4-Year
San Diego Mesa College
San Diego, CA · 92111
- In-state tuition
- $1,146
- Out-of-state tuition
- $10,002
- Acceptance rate
- —
- Graduation rate
- 34.3%
- Median earnings (10 yr)
- $45,120
- Median student debt
- $4,725
- 2-Year
San Diego Miramar College
San Diego, CA · 92126
- In-state tuition
- $1,146
- Out-of-state tuition
- $10,002
- Acceptance rate
- —
- Graduation rate
- 48.3%
- Median earnings (10 yr)
- $48,224
- Median student debt
- $6,750
- 4-Year
National University
San Diego, CA · 92123
- In-state tuition
- $13,284
- Out-of-state tuition
- $13,284
- Acceptance rate
- —
- Graduation rate
- 42.3%
- Median earnings (10 yr)
- $67,548
- Median student debt
- $25,000
- 2-Year
San Diego City College
San Diego, CA · 92101
- In-state tuition
- $1,146
- Out-of-state tuition
- $10,002
- Acceptance rate
- —
- Graduation rate
- 27.5%
- Median earnings (10 yr)
- $38,503
- Median student debt
- $7,689
- 4-Year
University of San Diego
San Diego, CA · 92110
- In-state tuition
- $59,486
- Out-of-state tuition
- $59,486
- Acceptance rate
- 52.4%
- Graduation rate
- 82.7%
- Median earnings (10 yr)
- $86,522
- Median student debt
- $22,940
- 4-Year
Point Loma Nazarene University
San Diego, CA · 92106
- In-state tuition
- $46,250
- Out-of-state tuition
- $46,250
- Acceptance rate
- 83.7%
- Graduation rate
- 75.5%
- Median earnings (10 yr)
- $63,998
- Median student debt
- $22,990
- 4-Year
North-West College-San Diego
San Diego, CA · 92115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $41,472
- Median student debt
- $9,500
- 4-Year
Alliant International University-San Diego
San Diego, CA · 92131
- In-state tuition
- $14,304
- Out-of-state tuition
- $14,304
- Acceptance rate
- 0.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $66,666
- Median student debt
- $12,878
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
San Diego, CA (ZIP 92103) sits in San Diego County within the San Diego-Chula Vista-Carlsbad metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 24.0%. NCES lists 6 schools serving the area, 6 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $11,960. IRS data shows average household income (AGI) of $138,582, well above the ~$45K national average per return. BLS QCEW puts average annual pay at $82,854 per worker — about 27% above the US average and a clear high-wage signal. FEMA has issued 51 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Annual precipitation averages just 9.3" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $138,582 would pay roughly $11,059/year before deductions. IRS migration data (2022-2023) shows a net loss of 21,612 residents (6,416 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $94,210, fair market rent of $3,390 for a two-bedroom, and a typical home value of $1,075,509, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- Fair market rent for a two-bedroom ($3,390/month, HUD SAFMR) represents 43% of median household income ($94,210, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- As a predominantly renter community (64% of occupied units, Census ACS), the 6 schools mapped here by NCES are especially relevant for families weighing the neighborhood.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 92103
What is the obesity rate in ZIP 92103?
24.0%, which is 9.0 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 92103?
22.1%, which is 0.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 92103?
27.9%, which is 4.1 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 92103?
6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 92103 have charter schools?
No charter schools are listed in ZIP 92103 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 92103?
Yes, 1 high school serves this ZIP: Home & Hosp/Transition Support. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 92103?
34,296 people live in ZIP 92103, with a median age of 42.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 92103?
$94,210 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 92103 mostly renters or homeowners?
In ZIP 92103, 36.1% of occupied housing units are owner-occupied and 63.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 92103?
In ZIP 92103, 20.5% of workers work from home. Public transit is used by 3.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 92103?
7.9% of the population in ZIP 92103 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 92103 have broadband internet?
92.6% of households in ZIP 92103 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 92103?
The typical home value in ZIP 92103 is $1,075,509, down 2.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 92103?
Home values are down 2.5% over the past year and up 25.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 92103?
The average Adjusted Gross Income reported on tax returns from ZIP 92103 (San Diego, CA) is $138,582 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 92103?
Tax returns from ZIP 92103 report an average of $1,624 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 92103 earn over $200,000?
15.9% of tax returns from ZIP 92103 (San Diego, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 92103?
As of 2022, 1,843 business establishments operated in ZIP 92103 employing 26,322 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 92103?
The average annual pay across all local establishments in ZIP 92103 is $76,086, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 92103 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 92103 ranks in the 34th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 92103?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 92103, ranking in the 60th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 92103 experienced?
FEMA has recorded 51 federal disaster declarations affecting ZIP 92103 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved Jul 1, 2026).
What kinds of disasters most often hit ZIP 92103?
Fire is the most common federally declared disaster type affecting ZIP 92103, accounting for 28 of 51 declarations (55%, FEMA OpenFEMA, retrieved Jul 1, 2026).
What was the most recent disaster declared for ZIP 92103?
The most recent FEMA disaster declaration affecting ZIP 92103 was "SEVERE STORM AND FLOODING" — a flood declared in 2024 (DR-4758) (FEMA OpenFEMA, retrieved Jul 1, 2026).
What colleges are near ZIP 92103?
10 colleges and universities are listed near ZIP 92103 by the U.S. Department of Education College Scorecard, including San Diego State University, Ashford University, and San Diego Mesa College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 92103?
Median in-state tuition across 10 nearby institutions is $11,960 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 92103?
Graduates of nearby colleges earn a median of $56,111 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 92103?
ZIP 92103 has an average annual temperature of 63.9°F and 9.3" of annual precipitation based on the NORTH ISLAND NAS, CA US weather station 3.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 92103 have public transit?
Yes — ZIP 92103 is part of the Mission Viejo--Lake Forest--Laguna Niguel, CA urbanized area, primarily served by City of Laguna Beach (National Transit Database 2024, retrieved May 4, 2026).
What hospitals are in ZIP 92103?
2 hospitals are located in ZIP 92103 2 are rated by CMS, with an average overall rating of 4.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 92103?
California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $138,582 would pay roughly $11,059 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).
Does California have paid family leave?
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
What data is available for ZIP 92103?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (51 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved Jul 1, 2026 from FEMA OpenFEMA (51 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 92103
Other ZIPs in San Diego
Nearby ZIPs by distance
92140 (San Diego, 1.8 mi) · 92134 (San Diego, 2 mi) · 92101 (San Diego, 2.1 mi) · 92110 (San Diego, 2.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
34th percentile
Moderate Vulnerability
Based on 16 census tracts, population 33,723
Vulnerability Themes
Households Without Vehicle
1,437
Limited English Speakers
940
Persons with Disability
3,565
Without HS Diploma
845
Without Health Insurance
1,112
Adults Age 65+
6,844
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.