Population & age
- Total population
- 3,856
- Median age
- 31.2
Keyes, CA (95328)
Stanislaus County · Modesto, CA · Population 3,856
Fresh.Data current as of Apr 24, 2026
Keyes, CA (ZIP 95328) sits in Stanislaus County within the Modesto metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Annual Checkup comes in above the national average at 67.6%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $1,282. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS LAUS records a 6.9% county unemployment rate (2024) — about 2.9 points above the US average and a labor-market distress signal. CDC's Social Vulnerability Index places this ZIP in the 77th percentile nationally — a highly vulnerable community profile. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. Annual precipitation averages just 12.4" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $50,668 would pay roughly $4,043/year before deductions. IRS migration data (2022-2023) shows a net loss of 3,100 residents (2,004 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $51,519, fair market rent of $1,510 for a two-bedroom, and a typical home value of $432,142, up 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 47.9%
- Black
- 0.0%
- Asian
- 3.5%
- Hispanic / Latino
- 77.6%
- Other / multi-racial
- 43.0%
Income & housing
- Median household income
- $51,519
- Median home value
- $408,100
Education
- Bachelor's degree or higher (age 25+)
- 7.3%
Employment
- Unemployment rate
- 8.7%
Housing
- Owner-occupied
- 529(48.0%)
- Renter-occupied
- 574(52.0%)
- Vacant units
- 43
- Built (median)
- 1975
Commute
- Public transit
- 0(0.0%)
- Work from home
- 51(4.1%)
- Avg commute
- 27.3 min
Economic wellbeing
- Below poverty line
- 1,265(33.1%)
- Uninsured
- 143(3.7%)
Digital access
- Broadband access
- 868(78.7%)
- No broadband
- 235(21.3%)
Language & nativity
- Foreign-born
- 1,061(27.5%)
- Non-English at home
- 2,486(66.5%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,080
/month
1 Bed
$1,160
/month
2 Bed
$1,510
/month
3 Bed
$2,100
/month
4 Bed
$2,420
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$432,142
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.6%
vs. March 2025
5-year change
+24.1%
vs. March 2021
Metro area
Modesto, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
902
Across 844 permitted buildings. Total construction value: $176.6M.
Single-family
833
92% of total units
Multifamily (2+ unit)
69
8% of total units
Single-family value
$169.2M
construction value
Multifamily value
$7.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
1,920
Average AGI
$50,668
Avg property tax
$211
EITC participation
24.5%
Income distribution
- $1 – $25,00032.3% · 620
- $25,000 – $50,00030.7% · 590
- $50,000 – $75,00016.7% · 320
- $75,000 – $100,0008.3% · 160
- $100,000 – $200,00010.4% · 200
- $200,000 or more1.6% · 30
Avg mortgage interest
$551
Avg charitable contribution
$203
Avg capital gains
$72
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $97.3M across all reported brackets.
Business & employment
Business establishments
30
Total employment
209
Annual payroll
$13.8M
Average annual pay
$65,957
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$63,795
Average weekly wage
$1,227
Total employment
199,396
Total establishments
17,952
That is roughly 3% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.9%
That is 2.9 percentage points above the US national unemployment rate of about 4.0%.
Labor force
253,633
Employed
236,156
Unemployed
17,477
Based on Stanislaus County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Modesto, CA
Reporting agencies
4
Largest: City of Escalon
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
28
across outlets in this ZIP
Avg square feet
2,000
per outlet
Outlets in this ZIP
- 1.Keyes Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
20
Date Range
1964–2023
Most Recent Declaration
SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Severe Storm — declared April 3, 2023 (DR-4699)
Incident period: February 21, 2023 – July 10, 2023
Top Incident Types
- Flood6 (30%)
- Severe Storm5 (25%)
- Fire2 (10%)
- Biological2 (10%)
- Freezing2 (10%)
- Other3 (15%)
Individual Assistance
8
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
18
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
64°F
53.7° – 74.3°
Annual precipitation
12.4"
Diurnal range
20.6°F
Day-night swing
Heating · cooling days
2,089.8 · 1,750.2
Annual base 65°F
Nearest station: TURLOCK #2, CA US, 5.2 miles from the centroid of Keyes, CA (ZIP 95328)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
53
ModerateGood 166dModerate 162dUSG 38d
Peak AQI (2024)
150
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
214 days as main pollutant
Days measured
366
Based on Stanislaus County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,309
That is roughly 1,109 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
7.1%
of residents under 65
Primary care MDs
65
per 100,000 residents
Preventable hospital stays
2,918
per 100K Medicare enrollees
Food environment (0-10)
8.2
10 = best access & security
Exercise access
94%
residents near a facility
Flu vaccinated
41%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Stanislaus data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
9.7% of Stanislaus County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.23
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.88
accepting food benefits
Fast-food restaurants
0.71
per 1,000 residents
Among low-income residents, 3.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Stanislaus County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 383 reports
Property crime rate
—
per 100K residents · 878 reports
Homicide
3
Robbery
86
Burglary
327
Vehicle theft
15
County-level data for Stanislaus (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−3,100 people
−2,004 households • −$151.4M net AGI flow
Moved in
10,183households
18,659 people • $613.5M AGI
Moved out
12,187households
21,759 people • $764.9M AGI
Where new residents came from
- San Joaquin County, CA — 1,879 households
- Merced County, CA — 1,110 households
- Santa Clara County, CA — 792 households
- Alameda County, CA — 767 households
- Sacramento County, CA — 303 households
Where departing residents went
- San Joaquin County, CA — 1,560 households
- Merced County, CA — 972 households
- Alameda County, CA — 495 households
- Santa Clara County, CA — 459 households
- Sacramento County, CA — 449 households
Incoming households reported an average AGI of $60,248 versus departing households' $62,766.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in California
State-level rules that apply to every resident of ZIP 95328. Numbers reflect the most recent published year per source.
Tax rates
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 95328: At this ZIP's median AGI of $50,668, the estimated state income tax (before deductions) runs about $4,043 per year. Applied to this ZIP's typical home value of $432,142, that works out to roughly $3,258/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 95328
Nearby ZIPs by distance
95307 (Ceres, 2.4 mi) · 95326 (Hughson, 3.7 mi) · 95382 (Turlock, 3.8 mi) · 95319 (Empire, 5.1 mi) · 95380 (Turlock, 6.1 mi) · 95354 (Modesto, 6.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
39.0%
6.0pp above the 33.0% national rate.
High Blood Pressure
30.1%
Tracks close to the 32.0% national rate.
Depression
21.0%
Tracks close to the 22.0% national rate.
Annual Checkup
67.6%
8.4pp below the 76.0% national rate.
Health Insurance
21.3%
8.3pp above the 13.0% national rate.
Diabetes
12.5%
Tracks close to the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Keyes Elementary | Public | 0–5 | 517 |
| Keyes to Learning Charter | Public | 0–12 | 344 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$1,282
Median earnings (10 yr)
$38,066
- 4-Year
Modesto Junior College
Modesto, CA · 95350
- In-state tuition
- $1,282
- Out-of-state tuition
- $9,264
- Acceptance rate
- —
- Graduation rate
- 27.8%
- Median earnings (10 yr)
- $42,368
- Median student debt
- —
- 2-Year
Merced College
Merced, CA · 95348
- In-state tuition
- $1,200
- Out-of-state tuition
- $8,520
- Acceptance rate
- —
- Graduation rate
- 32.3%
- Median earnings (10 yr)
- $37,815
- Median student debt
- —
- 4-Year
California State University-Stanislaus
Turlock, CA · 95382
- In-state tuition
- $8,246
- Out-of-state tuition
- $20,846
- Acceptance rate
- 98.1%
- Graduation rate
- 55.6%
- Median earnings (10 yr)
- $63,188
- Median student debt
- $13,540
- 4-Year
University of California-Merced
Merced, CA · 95343
- In-state tuition
- $15,623
- Out-of-state tuition
- $49,823
- Acceptance rate
- 90.5%
- Graduation rate
- 68.9%
- Median earnings (10 yr)
- $64,368
- Median student debt
- $16,144
- 2-Year
Columbia College
Sonora, CA · 95370
- In-state tuition
- $1,282
- Out-of-state tuition
- $9,264
- Acceptance rate
- —
- Graduation rate
- 28.5%
- Median earnings (10 yr)
- $39,035
- Median student debt
- —
- 2-Year
San Joaquin Valley College-Modesto
Salida, CA · 95368
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 69.5%
- Median earnings (10 yr)
- $38,317
- Median student debt
- $10,674
- Certificate
Milan Institute-Merced
Merced, CA · 95340
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 50.4%
- Median earnings (10 yr)
- $24,879
- Median student debt
- $6,333
- Certificate
Sierra College of Beauty
Merced, CA · 95340
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 84.4%
- Median earnings (10 yr)
- $18,519
- Median student debt
- —
- Certificate
Paul Mitchell the School-Modesto
Modesto, CA · 95350
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 70.0%
- Median earnings (10 yr)
- $28,691
- Median student debt
- $6,211
- Certificate
North Adrian's College of Beauty Inc
Modesto, CA · 95350
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.3%
- Median earnings (10 yr)
- $27,269
- Median student debt
- $11,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Keyes, CA (ZIP 95328) sits in Stanislaus County within the Modesto metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Annual Checkup comes in above the national average at 67.6%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $1,282. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS LAUS records a 6.9% county unemployment rate (2024) — about 2.9 points above the US average and a labor-market distress signal. CDC's Social Vulnerability Index places this ZIP in the 77th percentile nationally — a highly vulnerable community profile. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. Annual precipitation averages just 12.4" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $50,668 would pay roughly $4,043/year before deductions. IRS migration data (2022-2023) shows a net loss of 3,100 residents (2,004 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $51,519, fair market rent of $1,510 for a two-bedroom, and a typical home value of $432,142, up 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 95328
What is the obesity rate in ZIP 95328?
39.0%, which is 6.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 95328?
21.0%, which is 1.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 95328?
30.1%, which is 1.9 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 95328?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 95328 have charter schools?
No charter schools are listed in ZIP 95328 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 95328?
Yes, 1 high school serves this ZIP: Keyes To Learning Charter. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 95328?
3,856 people live in ZIP 95328, with a median age of 31.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 95328?
$51,519 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 95328 mostly renters or homeowners?
In ZIP 95328, 48.0% of occupied housing units are owner-occupied and 52.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 95328?
In ZIP 95328, 4.1% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 95328?
33.1% of the population in ZIP 95328 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 95328 have broadband internet?
78.7% of households in ZIP 95328 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 95328?
The typical home value in ZIP 95328 is $432,142, up 0.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 95328?
Home values are up 0.6% over the past year and up 24.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 95328?
The average Adjusted Gross Income reported on tax returns from ZIP 95328 (Keyes, CA) is $50,668 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 95328?
Tax returns from ZIP 95328 report an average of $211 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 95328 earn over $200,000?
1.6% of tax returns from ZIP 95328 (Keyes, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 95328?
As of 2022, 30 business establishments operated in ZIP 95328 employing 209 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 95328?
The average annual pay across all local establishments in ZIP 95328 is $65,957, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 95328 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 95328 ranks in the 77th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 95328?
Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 95328, ranking in the 84th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 95328 experienced?
FEMA has recorded 20 federal disaster declarations affecting ZIP 95328 between 1964–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 95328?
Flood is the most common federally declared disaster type affecting ZIP 95328, accounting for 6 of 20 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 95328?
The most recent FEMA disaster declaration affecting ZIP 95328 was "SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES" — a severe storm declared in 2023 (DR-4699) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 95328?
10 colleges and universities are listed near ZIP 95328 by the U.S. Department of Education College Scorecard, including Modesto Junior College, Merced College, and California State University-Stanislaus (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 95328?
Median in-state tuition across 10 nearby institutions is $1,282 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 95328?
Graduates of nearby colleges earn a median of $38,066 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 95328?
ZIP 95328 has an average annual temperature of 64.0°F and 12.4" of annual precipitation based on the TURLOCK #2, CA US weather station 5.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 95328 have public transit?
Yes — ZIP 95328 is part of the Modesto, CA urbanized area, primarily served by City of Escalon (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 95328?
California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $50,668 would pay roughly $4,043 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).
Does California have paid family leave?
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
What data is available for ZIP 95328?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (20 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (20 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 95328
Nearby ZIPs by distance
95307 (Ceres, 2.4 mi) · 95326 (Hughson, 3.7 mi) · 95382 (Turlock, 3.8 mi) · 95319 (Empire, 5.1 mi) · 95380 (Turlock, 6.1 mi) · 95354 (Modesto, 6.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
77th percentile
Very High Vulnerability
Based on 1 census tract, population 740
Vulnerability Themes
Households Without Vehicle
7
Limited English Speakers
89
Persons with Disability
80
Without HS Diploma
156
Without Health Insurance
53
Adults Age 65+
90
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.