Ripon, CA (95366)

San Joaquin County · Stockton-Lodi, CA · Population 18,500

Fresh.Data current as of Apr 24, 2026

Ripon, CA (ZIP 95366) sits in San Joaquin County within the Stockton-Lodi metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 7.7%. NCES lists 8 schools serving the area, 8 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $1,282. IRS data shows average household income (AGI) of $118,973, well above the ~$45K national average per return. Federal QCEW filings show 287,828 covered jobs in this ZIP's primary county — a major regional employment hub. BLS LAUS records a 6.5% county unemployment rate (2024) — about 2.5 points above the US average and a labor-market distress signal. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $118,973 would pay roughly $9,494/year before deductions. Per IRS migration filings (2022-2023), the area's primary county netted $174,518,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $104,041, fair market rent of $1,880 for a two-bedroom, and a typical home value of $682,704, down 1.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
18,500
Median age
39.9

Race & ethnicity

White
75.5%
Black
0.7%
Asian
4.7%
Hispanic / Latino
27.0%
Other / multi-racial
17.9%

Income & housing

Median household income
$104,041
Median home value
$627,000

Education

Bachelor's degree or higher (age 25+)
24.4%

Employment

Unemployment rate
3.2%

Housing

Owner-occupied
4,500(68.5%)
Renter-occupied
2,073(31.5%)
Vacant units
241
Built (median)
1991

Commute

Public transit
67(0.8%)
Work from home
618(7.3%)
Avg commute
27.3 min

Economic wellbeing

Below poverty line
1,722(9.4%)
Uninsured
234(1.3%)

Digital access

Broadband access
6,060(92.2%)
No broadband
513(7.8%)

Language & nativity

Foreign-born
1,647(8.9%)
Non-English at home
2,966(17.2%)

Studio

$1,390

/month

1 Bed

$1,510

/month

2 Bed

$1,880

/month

3 Bed

$2,610

/month

4 Bed

$3,150

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

Home values

Typical home value

$682,704

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-1.8%

vs. March 2025

5-year change

+22.1%

vs. March 2021

Metro area

Stockton, CA

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

3,779

Across 3,776 permitted buildings. Total construction value: $1.61B.

Single-family

3,773

100% of total units

Multifamily (2+ unit)

6

0% of total units

Single-family value

$1.61B

construction value

Multifamily value

$2.9M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

8,290

Average AGI

$118,973

Avg property tax

$1,050

EITC participation

8.0%

Income distribution

  • $1 – $25,00020.9% · 1,730
  • $25,000 – $50,00017.4% · 1,440
  • $50,000 – $75,00013.8% · 1,140
  • $75,000 – $100,00010.1% · 840
  • $100,000 – $200,00023.8% · 1,970
  • $200,000 or more14.1% · 1,170

Avg mortgage interest

$1,962

Avg charitable contribution

$2,648

Avg capital gains

$8,762

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $986.3M across all reported brackets.

Business & employment

Business establishments

390

Total employment

5,114

Annual payroll

$291.1M

Average annual pay

$56,924

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$63,300

Average weekly wage

$1,217

Total employment

287,828

Total establishments

22,110

That is roughly 3% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

6.5%

That is 2.5 percentage points above the US national unemployment rate of about 4.0%.

Labor force

368,494

Employed

344,703

Unemployed

23,791

Based on San Joaquin County, CA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

3

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$451.8M

across all branches in this ZIP

Distinct institutions

3

different banks operating here

Top banks by deposits in this ZIP

  • 1.Bank of Stockton$244.1M · 1 branch
  • 2.Oak Valley Community Bank$111.7M · 1 branch
  • 3.BMO Bank National Association$96.0M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Public transit

FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.

Service status

Available

Lodi, CA

Reporting agencies

6

Largest: Altamont Corridor Express

Annual ridership

unlinked trips · 2024

Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.

See national economy & jobs trends →

Alternative-fuel stations

Public EV charging stations

3

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

0

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network
  • Tesla

Other

5

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

41.6

across outlets in this ZIP

Avg square feet

11,000

per outlet

Outlets in this ZIP

  • 1.Ripon Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

47th percentile

Moderate Vulnerability

Based on 6 census tracts, population 17,199

Vulnerability Themes

  • Socioeconomic Status38th percentile
  • Household Characteristics69th percentile
  • Racial & Ethnic Minority Status54th percentile
  • Housing Type & Transportation38th percentile

Households Without Vehicle

101

Limited English Speakers

458

Persons with Disability

2,025

Without HS Diploma

1,113

Without Health Insurance

844

Adults Age 65+

2,818

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

25

Date Range

1964–2023

Most Recent Declaration

SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES

Severe Storm — declared April 3, 2023 (DR-4699)

Incident period: February 21, 2023 – July 10, 2023

Top Incident Types

  • Flood10 (40%)
  • Severe Storm6 (24%)
  • Biological2 (8%)
  • Coastal Storm2 (8%)
  • Hurricane1 (4%)
  • Other4 (16%)

Individual Assistance

9

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

24

Repair of public facilities & roads

Hazard Mitigation

8

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

63.9°F

50°77.7°

Annual precipitation

17.3"

Diurnal range

27.7°F

Day-night swing

Heating · cooling days

2,048.9 · 1,650.4

Annual base 65°F

Nearest station: STOCKTON FIRE STN 4, CA US, 19.4 miles from the centroid of Ripon, CA (ZIP 95366)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

51

Moderate
Good 178dModerate 177dUSG 11d

Peak AQI (2024)

140

Unhealthy for Sensitive Groups

Primary pollutant

PM2.5

215 days as main pollutant

Days measured

366

Based on San Joaquin County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

8,730

That is roughly 530 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

20%

of adults self-report

Poor physical health days

4.8

avg per adult per month

Poor mental health days

5.3

avg per adult per month

Uninsured

7.6%

of residents under 65

Primary care MDs

59

per 100,000 residents

Preventable hospital stays

2,481

per 100K Medicare enrollees

Food environment (0-10)

8.2

10 = best access & security

Exercise access

91%

residents near a facility

Flu vaccinated

42%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.7% of live births in this county — an early-life health input that downstream outcomes track against.

Based on San Joaquin data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

14.4% of San Joaquin County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.24

per 1,000 residents

Supercenters & clubs

0.02

per 1,000 residents

SNAP-authorized stores

0.76

accepting food benefits

Fast-food restaurants

0.66

per 1,000 residents

Among low-income residents, 4.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in San Joaquin County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 776 reports

Property crime rate

per 100K residents · 1,849 reports

Homicide

5

Robbery

151

Burglary

452

Vehicle theft

145

County-level data for San Joaquin (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+295 people

−1,006 households+$174.5M net AGI flow

Moved in

17,026households

32,454 people • $1.4B AGI

Moved out

18,032households

32,159 people • $1.2B AGI

Where new residents came from

  1. Alameda County, CA3,092 households
  2. Santa Clara County, CA2,060 households
  3. Stanislaus County, CA1,560 households
  4. Sacramento County, CA1,268 households
  5. Contra Costa County, CA977 households

Where departing residents went

  1. Stanislaus County, CA1,879 households
  2. Sacramento County, CA1,637 households
  3. Alameda County, CA1,528 households
  4. Santa Clara County, CA861 households
  5. Contra Costa County, CA747 households

Incoming households reported an average AGI of $82,521 versus departing households' $68,239.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in California

State-level rules that apply to every resident of ZIP 95366. Numbers reflect the most recent published year per source.

Tax rates

Income tax

13.30%

graduated · 9 brackets

Sales tax (combined)

8.99%

State 7.25% · avg local 1.74%

Property tax (effective)

0.75%

Median $2,865/year

Tax burden rank

46 of 50

12.20% of personal income

For ZIP 95366: At this ZIP's median AGI of $118,973, the estimated state income tax (before deductions) runs about $9,494 per year. Applied to this ZIP's typical home value of $682,704, that works out to roughly $5,147/year in property tax.

Paid family leave

Program

Paid Family Leave

Mandatory (state-run insurance)

Max weeks/year

52

Parental

8wk

Max weekly benefit

$1,765

Replacement: 90% AWW $723-16280; 70% >$20931

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 95366

Nearby ZIPs by distance

95368 (Salida, 4.1 mi) · 95356 (Modesto, 5.9 mi) · 95336 (Manteca, 6.2 mi) · 95337 (Manteca, 6.3 mi) · 95320 (Escalon, 7.5 mi) · 95350 (Modesto, 9 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

8 schools serve this ZIP, including 8 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
California Connections Academy @ RiponPublic0–121,421
Ripon HighPublic9–121,042
Weston ElementaryPublic0–8458
Colony Oak ElementaryPublic0–8453
Park View ElementaryPublic0–8452

Showing top 5 by enrollment. 3 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

10

Median in-state tuition

$1,282

Median earnings (10 yr)

$38,066

  • Modesto Junior College

    Modesto, CA · 95350

    4-Year
    In-state tuition
    $1,282
    Out-of-state tuition
    $9,264
    Acceptance rate
    Graduation rate
    27.8%
    Median earnings (10 yr)
    $42,368
    Median student debt
  • Merced College

    Merced, CA · 95348

    2-Year
    In-state tuition
    $1,200
    Out-of-state tuition
    $8,520
    Acceptance rate
    Graduation rate
    32.3%
    Median earnings (10 yr)
    $37,815
    Median student debt
  • 4-Year
    In-state tuition
    $8,246
    Out-of-state tuition
    $20,846
    Acceptance rate
    98.1%
    Graduation rate
    55.6%
    Median earnings (10 yr)
    $63,188
    Median student debt
    $13,540
  • 4-Year
    In-state tuition
    $15,623
    Out-of-state tuition
    $49,823
    Acceptance rate
    90.5%
    Graduation rate
    68.9%
    Median earnings (10 yr)
    $64,368
    Median student debt
    $16,144
  • Columbia College

    Sonora, CA · 95370

    2-Year
    In-state tuition
    $1,282
    Out-of-state tuition
    $9,264
    Acceptance rate
    Graduation rate
    28.5%
    Median earnings (10 yr)
    $39,035
    Median student debt
  • 2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    69.5%
    Median earnings (10 yr)
    $38,317
    Median student debt
    $10,674
  • Milan Institute-Merced

    Merced, CA · 95340

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    50.4%
    Median earnings (10 yr)
    $24,879
    Median student debt
    $6,333
  • Sierra College of Beauty

    Merced, CA · 95340

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    84.4%
    Median earnings (10 yr)
    $18,519
    Median student debt
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    70.0%
    Median earnings (10 yr)
    $28,691
    Median student debt
    $6,211
  • Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    66.3%
    Median earnings (10 yr)
    $27,269
    Median student debt
    $11,000

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Ripon, CA (ZIP 95366) sits in San Joaquin County within the Stockton-Lodi metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 7.7%. NCES lists 8 schools serving the area, 8 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $1,282. IRS data shows average household income (AGI) of $118,973, well above the ~$45K national average per return. Federal QCEW filings show 287,828 covered jobs in this ZIP's primary county — a major regional employment hub. BLS LAUS records a 6.5% county unemployment rate (2024) — about 2.5 points above the US average and a labor-market distress signal. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $118,973 would pay roughly $9,494/year before deductions. Per IRS migration filings (2022-2023), the area's primary county netted $174,518,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $104,041, fair market rent of $1,880 for a two-bedroom, and a typical home value of $682,704, down 1.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 95366

What is the obesity rate in ZIP 95366?

29.9%, which is 3.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 95366?

22.5%, which is 0.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 95366?

30.6%, which is 1.4 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 95366?

8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 95366 have charter schools?

No charter schools are listed in ZIP 95366 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 95366?

Yes, 3 high schools serve this ZIP: California Connections Academy @ Ripon, Ripon High, Harvest High. (NCES CCD, retrieved Apr 26, 2026).

What is the population of ZIP 95366?

18,500 people live in ZIP 95366, with a median age of 39.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 95366?

$104,041 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 95366 mostly renters or homeowners?

In ZIP 95366, 68.5% of occupied housing units are owner-occupied and 31.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 95366?

In ZIP 95366, 7.3% of workers work from home. Public transit is used by 0.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 95366?

9.4% of the population in ZIP 95366 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 95366 have broadband internet?

92.2% of households in ZIP 95366 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 95366?

The typical home value in ZIP 95366 is $682,704, down 1.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 95366?

Home values are down 1.8% over the past year and up 22.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 95366?

The average Adjusted Gross Income reported on tax returns from ZIP 95366 (Ripon, CA) is $118,973 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 95366?

Tax returns from ZIP 95366 report an average of $1,050 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 95366 earn over $200,000?

14.1% of tax returns from ZIP 95366 (Ripon, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 95366?

As of 2022, 390 business establishments operated in ZIP 95366 employing 5,114 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 95366?

The average annual pay across all local establishments in ZIP 95366 is $56,924, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 95366 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 95366 ranks in the 47th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 95366?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 95366, ranking in the 69th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 95366 experienced?

FEMA has recorded 25 federal disaster declarations affecting ZIP 95366 between 1964–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 95366?

Flood is the most common federally declared disaster type affecting ZIP 95366, accounting for 10 of 25 declarations (40%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 95366?

The most recent FEMA disaster declaration affecting ZIP 95366 was "SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES" — a severe storm declared in 2023 (DR-4699) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 95366?

10 colleges and universities are listed near ZIP 95366 by the U.S. Department of Education College Scorecard, including Modesto Junior College, Merced College, and California State University-Stanislaus (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 95366?

Median in-state tuition across 10 nearby institutions is $1,282 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 95366?

Graduates of nearby colleges earn a median of $38,066 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 95366?

ZIP 95366 has an average annual temperature of 63.9°F and 17.3" of annual precipitation based on the STOCKTON FIRE STN 4, CA US weather station 19.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

Does ZIP 95366 have public transit?

Yes — ZIP 95366 is part of the Lodi, CA urbanized area, primarily served by Altamont Corridor Express (National Transit Database 2024, retrieved May 4, 2026).

What taxes apply in ZIP 95366?

California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $118,973 would pay roughly $9,494 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).

Does California have paid family leave?

California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).

What data is available for ZIP 95366?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 95366

Nearby ZIPs by distance

95368 (Salida, 4.1 mi) · 95356 (Modesto, 5.9 mi) · 95336 (Manteca, 6.2 mi) · 95337 (Manteca, 6.3 mi) · 95320 (Escalon, 7.5 mi) · 95350 (Modesto, 9 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.