Population & age
- Total population
- 1,178
- Median age
- 56.0
Cobb, CA (95426)
Lake County · Population 1,178
Fresh.Data current as of Apr 24, 2026
Cobb, CA (ZIP 95426) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 5.4%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $1,423. BLS LAUS records a 7.0% county unemployment rate (2024) — about 3.0 points above the US average and a labor-market distress signal. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. County Health Rankings reports 12,237 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 4.2% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 379 residents (240 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $79,904, fair market rent of $2,010 for a two-bedroom, and a typical home value of $287,238, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 90.4%
- Black
- 0.2%
- Asian
- 0.0%
- Hispanic / Latino
- 3.2%
- Other / multi-racial
- 3.2%
Income & housing
- Median household income
- $79,904
- Median home value
- $313,900
Education
- Bachelor's degree or higher (age 25+)
- 26.4%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 492(87.2%)
- Renter-occupied
- 72(12.8%)
- Vacant units
- 450
- Built (median)
- 1963
Commute
- Public transit
- 0(0.0%)
- Work from home
- 75(16.9%)
- Avg commute
- 58.9 min
Economic wellbeing
- Below poverty line
- 48(4.2%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 538(95.4%)
- No broadband
- 26(4.6%)
Language & nativity
- Foreign-born
- 100(8.5%)
- Non-English at home
- 111(9.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,510
/month
1 Bed
$1,530
/month
2 Bed
$2,010
/month
3 Bed
$2,790
/month
4 Bed
$3,320
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$287,238
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.5%
vs. March 2025
5-year change
+1.2%
vs. March 2021
Metro area
Clearlake, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
114
Across 81 permitted buildings. Total construction value: $23.6M.
Single-family
72
63% of total units
Multifamily (2+ unit)
42
37% of total units
Single-family value
$18.4M
construction value
Multifamily value
$5.2M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
21
Total employment
114
Annual payroll
$4.4M
Average annual pay
$38,404
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$53,849
Average weekly wage
$1,036
Total employment
17,522
Total establishments
3,657
That is roughly 18% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
7.0%
That is 3.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
25,971
Employed
24,146
Unemployed
1,825
Based on Lake County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
35
Date Range
1964–2024
Most Recent Declaration
BOYLES FIRE
Fire — declared September 8, 2024 (DR-5536)
Incident period: September 8, 2024 – September 11, 2024
Top Incident Types
- Fire15 (43%)
- Severe Storm9 (26%)
- Flood6 (17%)
- Biological2 (6%)
- Hurricane1 (3%)
- Other2 (6%)
Individual Assistance
9
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
20
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56.9°F
42.4° – 71.4°
Annual precipitation
29.9"
Annual snowfall
0.4"
Heating · cooling days
3,707 · 788.2
Annual base 65°F
Nearest station: CLEARLAKE 4 SE, CA US, 10.9 miles from the centroid of Cobb, CA (ZIP 95426)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
32
GoodGood 361dModerate 2d
Peak AQI (2024)
67
Moderate
Primary pollutant
Ozone
357 days as main pollutant
Days measured
363
Based on Lake County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
12,237
That is roughly 4,037 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
5.0
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
7.5%
of residents under 65
Primary care MDs
42
per 100,000 residents
Preventable hospital stays
2,038
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
72%
residents near a facility
Flu vaccinated
30%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lake data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
4.2% of Lake County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.37
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.06
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Lake County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 291 reports
Property crime rate
—
per 100K residents · 365 reports
Homicide
2
Robbery
11
Burglary
21
Vehicle theft
23
County-level data for Lake (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−379 people
−240 households • +$4.7M net AGI flow
Moved in
1,615households
2,807 people • $102.8M AGI
Moved out
1,855households
3,186 people • $98.1M AGI
Where new residents came from
- Sonoma County, CA — 281 households
- Mendocino County, CA — 141 households
- Napa County, CA — 62 households
- Sacramento County, CA — 61 households
- Contra Costa County, CA — 39 households
Where departing residents went
- Sonoma County, CA — 178 households
- Mendocino County, CA — 122 households
- Sacramento County, CA — 66 households
- Solano County, CA — 40 households
- Napa County, CA — 35 households
Incoming households reported an average AGI of $63,671 versus departing households' $52,909.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in California
State-level rules that apply to every resident of ZIP 95426. Numbers reflect the most recent published year per source.
Tax rates
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 95426: Applied to this ZIP's typical home value of $287,238, that works out to roughly $2,165/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 95426
Nearby ZIPs by distance
95451 (Clearlake Riviera, 6.8 mi) · 95467 (Hidden Valley Lake, 10.1 mi) · 95461 (Hidden Valley Lake, 11.2 mi) · 95422 (Clearlake, 11.6 mi) · 95457 (Lower Lake, 11.8 mi) · 95435 (14 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
29.7%
3.3pp below the 33.0% national rate.
High Blood Pressure
37.5%
5.5pp above the 32.0% national rate.
Depression
23.9%
Tracks close to the 22.0% national rate.
Annual Checkup
75.4%
Tracks close to the 76.0% national rate.
Health Insurance
5.4%
7.6pp below the 13.0% national rate.
Diabetes
11.7%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Cobb Mountain Elementary | Public | 0–6 | 132 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
5
Median in-state tuition
$1,423
Median earnings (10 yr)
$40,243
- 2-Year
Santa Rosa Junior College
Santa Rosa, CA · 95401
- In-state tuition
- $1,318
- Out-of-state tuition
- $11,308
- Acceptance rate
- —
- Graduation rate
- 35.5%
- Median earnings (10 yr)
- $47,224
- Median student debt
- $9,500
- 2-Year
Mendocino College
Ukiah, CA · 95482
- In-state tuition
- $1,423
- Out-of-state tuition
- $10,003
- Acceptance rate
- —
- Graduation rate
- 28.5%
- Median earnings (10 yr)
- $40,243
- Median student debt
- $10,836
- Certificate
Lytles Redwood Empire Beauty College
Santa Rosa, CA · 95403
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 81.8%
- Median earnings (10 yr)
- $20,358
- Median student debt
- $8,682
- Certificate
Ukiah Adult School
Ukiah, CA · 95482
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 18.2%
- Graduation rate
- 100.0%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
DHARMA REALM BUDDHIST UNIVERSITY
Ukiah, CA · 95482
- In-state tuition
- $21,000
- Out-of-state tuition
- $21,000
- Acceptance rate
- 41.4%
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Cobb, CA (ZIP 95426) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 5.4%. NCES lists 1 schools serving the area, 1 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $1,423. BLS LAUS records a 7.0% county unemployment rate (2024) — about 3.0 points above the US average and a labor-market distress signal. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. County Health Rankings reports 12,237 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 4.2% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 379 residents (240 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $79,904, fair market rent of $2,010 for a two-bedroom, and a typical home value of $287,238, down 2.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 95426
What is the obesity rate in ZIP 95426?
29.7%, which is 3.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 95426?
23.9%, which is 1.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 95426?
37.5%, which is 5.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 95426?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 95426 have charter schools?
No charter schools are listed in ZIP 95426 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 95426?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
What is the population of ZIP 95426?
1,178 people live in ZIP 95426, with a median age of 56.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 95426?
$79,904 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 95426 mostly renters or homeowners?
In ZIP 95426, 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 95426?
In ZIP 95426, 16.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 95426?
4.2% of the population in ZIP 95426 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 95426 have broadband internet?
95.4% of households in ZIP 95426 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 95426?
The typical home value in ZIP 95426 is $287,238, down 2.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 95426?
Home values are down 2.5% over the past year and up 1.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 95426?
As of 2022, 21 business establishments operated in ZIP 95426 employing 114 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 95426?
The average annual pay across all local establishments in ZIP 95426 is $38,404, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 95426 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 95426 ranks in the 36th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 95426?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 95426, ranking in the 49th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 95426 experienced?
FEMA has recorded 35 federal disaster declarations affecting ZIP 95426 between 1964–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 95426?
Fire is the most common federally declared disaster type affecting ZIP 95426, accounting for 15 of 35 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 95426?
The most recent FEMA disaster declaration affecting ZIP 95426 was "BOYLES FIRE" — a fire declared in 2024 (DR-5536) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 95426?
5 colleges and universities are listed near ZIP 95426 by the U.S. Department of Education College Scorecard, including Santa Rosa Junior College, Mendocino College, and Lytles Redwood Empire Beauty College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 95426?
Median in-state tuition across 5 nearby institutions is $1,423 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 95426?
Graduates of nearby colleges earn a median of $40,243 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 95426?
ZIP 95426 has an average annual temperature of 56.9°F and 29.9" of annual precipitation based on the CLEARLAKE 4 SE, CA US weather station 10.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 95426?
California has a graduated income tax with a top rate of 13.30%. Combined sales tax: 8.99% (Tax Foundation 2025).
Does California have paid family leave?
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
What data is available for ZIP 95426?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 95426
Nearby ZIPs by distance
95451 (Clearlake Riviera, 6.8 mi) · 95467 (Hidden Valley Lake, 10.1 mi) · 95461 (Hidden Valley Lake, 11.2 mi) · 95422 (Clearlake, 11.6 mi) · 95457 (Lower Lake, 11.8 mi) · 95435 (14 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 95426?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
36th percentile
Moderate Vulnerability
Based on 3 census tracts, population 1,412
Vulnerability Themes
Households Without Vehicle
1
Limited English Speakers
6
Persons with Disability
287
Without HS Diploma
82
Without Health Insurance
66
Adults Age 65+
413
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.