Population & age
- Total population
- 20,835
- Median age
- 37.2
Concow, CA (95965)
Butte County · Chico, CA · Population 20,835
Fresh.Data current as of Apr 24, 2026
Concow, CA (ZIP 95965) sits in Butte County within the Chico metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Annual Checkup comes in above the national average at 71.4%. NCES lists 13 schools serving the area, 13 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $1,411. 25% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 39 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. Annual precipitation averages 56.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $59,936 would pay roughly $4,783/year before deductions. New residents arriving here predominantly come from Sacramento County, CA (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $45,406, fair market rent of $1,360 for a two-bedroom, and a typical home value of $305,120, up 3.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 64.1%
- Black
- 4.0%
- Asian
- 14.6%
- Hispanic / Latino
- 17.4%
- Other / multi-racial
- 14.8%
Income & housing
- Median household income
- $45,406
- Median home value
- $258,500
Education
- Bachelor's degree or higher (age 25+)
- 14.0%
Employment
- Unemployment rate
- 7.9%
Housing
- Owner-occupied
- 4,267(57.8%)
- Renter-occupied
- 3,110(42.2%)
- Vacant units
- 779
- Built (median)
- 1975
Commute
- Public transit
- 122(1.8%)
- Work from home
- 457(6.7%)
- Avg commute
- 22.5 min
Economic wellbeing
- Below poverty line
- 4,889(24.4%)
- Uninsured
- 157(0.8%)
Digital access
- Broadband access
- 6,294(85.3%)
- No broadband
- 1,083(14.7%)
Language & nativity
- Foreign-born
- 2,133(10.2%)
- Non-English at home
- 4,503(23.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$970
/month
1 Bed
$1,060
/month
2 Bed
$1,360
/month
3 Bed
$1,890
/month
4 Bed
$2,280
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$305,120
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.0%
vs. March 2025
5-year change
+5.4%
vs. March 2021
Metro area
Chico, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
946
Across 697 permitted buildings. Total construction value: $156.0M.
Single-family
657
69% of total units
Multifamily (2+ unit)
289
31% of total units
Single-family value
$125.3M
construction value
Multifamily value
$30.7M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
7,720
Average AGI
$59,936
Avg property tax
$192
EITC participation
24.7%
Income distribution
- $1 – $25,00031.2% · 2,410
- $25,000 – $50,00031.9% · 2,460
- $50,000 – $75,00015.5% · 1,200
- $75,000 – $100,0008.4% · 650
- $100,000 – $200,00010.5% · 810
- $200,000 or more2.5% · 190
Avg mortgage interest
$421
Avg charitable contribution
$632
Avg capital gains
$2,079
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $462.7M across all reported brackets.
Business & employment
Business establishments
385
Total employment
5,126
Annual payroll
$235.1M
Average annual pay
$45,859
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$57,521
Average weekly wage
$1,106
Total employment
78,999
Total establishments
9,029
That is roughly 12% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.9%
That is 1.9 percentage points above the US national unemployment rate of about 4.0%.
Labor force
91,476
Employed
86,068
Unemployed
5,408
Based on Butte County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$146.5M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Tri Counties Bank$146.5M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Chico, CA
Reporting agencies
1
Largest: Butte County Association of Governments
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
5
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- EVCS
- Non-Networked
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
—
across outlets in this ZIP
Avg square feet
—
per outlet
Outlets in this ZIP
- 1.Butte County Public Law Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
39
Date Range
1964–2024
Most Recent Declaration
PARK FIRE
Fire — declared July 25, 2024 (DR-5519)
Incident period: July 24, 2024 – August 20, 2024
Top Incident Types
- Fire17 (44%)
- Severe Storm9 (23%)
- Flood6 (15%)
- Biological2 (5%)
- Dam/Levee Break1 (3%)
- Other4 (10%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
37
Repair of public facilities & roads
Hazard Mitigation
19
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.5°F
51.9° – 71°
Annual precipitation
56.3"
Annual snowfall
0.1"
Heating · cooling days
2,841.7 · 1,574.1
Annual base 65°F
Nearest station: PARADISE, CA US, 11.3 miles from the centroid of Concow, CA (ZIP 95965)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
46
GoodGood 231dModerate 133dUnhealthy 1dVery Unhealthy 1d
Peak AQI (2024)
213
Very Unhealthy
Primary pollutant
Ozone
243 days as main pollutant
Days measured
366
Based on Butte County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,316
That is roughly 1,116 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
7.6%
of residents under 65
Primary care MDs
59
per 100,000 residents
Preventable hospital stays
3,342
per 100K Medicare enrollees
Food environment (0-10)
7.6
10 = best access & security
Exercise access
82%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Butte data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
19.1% of Butte County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.19
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.93
accepting food benefits
Fast-food restaurants
0.74
per 1,000 residents
Among low-income residents, 6.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Butte County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 362 reports
Property crime rate
—
per 100K residents · 652 reports
Homicide
5
Robbery
21
Burglary
169
Vehicle theft
22
County-level data for Butte (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−110 people
−170 households • −$49.7M net AGI flow
Moved in
5,621households
9,140 people • $295.4M AGI
Moved out
5,791households
9,250 people • $345.1M AGI
Where new residents came from
- Sacramento County, CA — 429 households
- Sutter County, CA — 257 households
- Tehama County, CA — 201 households
- Glenn County, CA — 188 households
- Los Angeles County, CA — 176 households
Where departing residents went
- Sacramento County, CA — 345 households
- Glenn County, CA — 180 households
- Tehama County, CA — 173 households
- Shasta County, CA — 159 households
- Sutter County, CA — 150 households
Incoming households reported an average AGI of $52,550 versus departing households' $59,590.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in California
State-level rules that apply to every resident of ZIP 95965. Numbers reflect the most recent published year per source.
Tax rates
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 95965: At this ZIP's median AGI of $59,936, the estimated state income tax (before deductions) runs about $4,783 per year. Applied to this ZIP's typical home value of $305,120, that works out to roughly $2,300/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 95965
Nearby ZIPs by distance
95969 (Paradise, 9.3 mi) · 95968 (Palermo, 11.1 mi) · 95916 (Berry Creek, 11.3 mi) · 95938 (Durham, 11.4 mi) · 95974 (Richvale, 11.4 mi) · 95958 (Durham, 11.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.9%
Tracks close to the 33.0% national rate.
High Blood Pressure
35.8%
3.8pp above the 32.0% national rate.
Depression
26.2%
4.2pp above the 22.0% national rate.
Annual Checkup
71.4%
4.6pp below the 76.0% national rate.
Health Insurance
10.4%
2.6pp below the 13.0% national rate.
Diabetes
13.1%
2.1pp above the 11.0% national rate.
Schools in this ZIP
13 schools serve this ZIP, including 13 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Nelson Avenue Middle | Public | 6–8 | 444 |
| Sierra Avenue Elementary | Public | 0–5 | 407 |
| Poplar Avenue Elementary | Public | 0–5 | 330 |
| Plumas Avenue Elementary | Public | 0–5 | 316 |
| STREAM Charter | Public | 0–8 | 286 |
Showing top 5 by enrollment. 8 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
7
Median in-state tuition
$1,411
Median earnings (10 yr)
$39,552
- 2-Year
Butte College
Oroville, CA · 95965
- In-state tuition
- $1,356
- Out-of-state tuition
- $9,276
- Acceptance rate
- —
- Graduation rate
- 37.9%
- Median earnings (10 yr)
- $41,810
- Median student debt
- $10,500
- 4-Year
California State University-Chico
Chico, CA · 95929
- In-state tuition
- $8,472
- Out-of-state tuition
- $21,072
- Acceptance rate
- 92.7%
- Graduation rate
- 63.2%
- Median earnings (10 yr)
- $64,172
- Median student debt
- $16,552
- 2-Year
Yuba College
Marysville, CA · 95901
- In-state tuition
- $1,128
- Out-of-state tuition
- $8,208
- Acceptance rate
- —
- Graduation rate
- 36.0%
- Median earnings (10 yr)
- $39,552
- Median student debt
- —
- 4-Year
Feather River Community College District
Quincy, CA · 95971
- In-state tuition
- $1,465
- Out-of-state tuition
- $10,435
- Acceptance rate
- —
- Graduation rate
- 40.2%
- Median earnings (10 yr)
- $38,142
- Median student debt
- $10,750
- Certificate
Sutter County Career Training Center
Yuba City, CA · 95993
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 69.1%
- Median earnings (10 yr)
- $34,846
- Median student debt
- $9,500
- Certificate
Butte County Regional Occupational Program
Chico, CA · 95928
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 79.5%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Cal Northern School of Law
Chico, CA · 95973
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Concow, CA (ZIP 95965) sits in Butte County within the Chico metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Annual Checkup comes in above the national average at 71.4%. NCES lists 13 schools serving the area, 13 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $1,411. 25% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 39 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. Annual precipitation averages 56.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $59,936 would pay roughly $4,783/year before deductions. New residents arriving here predominantly come from Sacramento County, CA (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $45,406, fair market rent of $1,360 for a two-bedroom, and a typical home value of $305,120, up 3.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 95965
What is the obesity rate in ZIP 95965?
31.9%, which is 1.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 95965?
26.2%, which is 4.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 95965?
35.8%, which is 3.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 95965?
13 schools serve this ZIP, including 13 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 95965 have charter schools?
No charter schools are listed in ZIP 95965 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 95965?
Yes, 5 high schools serve this ZIP: Hearthstone, Prospect High (continuation), Butte County Special Education, and 2 more. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 95965?
20,835 people live in ZIP 95965, with a median age of 37.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 95965?
$45,406 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 95965 mostly renters or homeowners?
In ZIP 95965, 57.8% of occupied housing units are owner-occupied and 42.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 95965?
In ZIP 95965, 6.7% of workers work from home. Public transit is used by 1.8% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 95965?
24.4% of the population in ZIP 95965 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 95965 have broadband internet?
85.3% of households in ZIP 95965 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 95965?
The typical home value in ZIP 95965 is $305,120, up 3.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 95965?
Home values are up 3.0% over the past year and up 5.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 95965?
The average Adjusted Gross Income reported on tax returns from ZIP 95965 (Concow, CA) is $59,936 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 95965?
Tax returns from ZIP 95965 report an average of $192 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 95965 earn over $200,000?
2.5% of tax returns from ZIP 95965 (Concow, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 95965?
As of 2022, 385 business establishments operated in ZIP 95965 employing 5,126 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 95965?
The average annual pay across all local establishments in ZIP 95965 is $45,859, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 95965 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 95965 ranks in the 84th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 95965?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 95965, ranking in the 85th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 95965 experienced?
FEMA has recorded 39 federal disaster declarations affecting ZIP 95965 between 1964–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 95965?
Fire is the most common federally declared disaster type affecting ZIP 95965, accounting for 17 of 39 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 95965?
The most recent FEMA disaster declaration affecting ZIP 95965 was "PARK FIRE" — a fire declared in 2024 (DR-5519) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 95965?
7 colleges and universities are listed near ZIP 95965 by the U.S. Department of Education College Scorecard, including Butte College, California State University-Chico, and Yuba College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 95965?
Median in-state tuition across 7 nearby institutions is $1,411 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 95965?
Graduates of nearby colleges earn a median of $39,552 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 95965?
ZIP 95965 has an average annual temperature of 61.5°F and 56.3" of annual precipitation based on the PARADISE, CA US weather station 11.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 95965 have public transit?
Yes — ZIP 95965 is part of the Chico, CA urbanized area, primarily served by Butte County Association of Governments (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 95965?
California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $59,936 would pay roughly $4,783 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).
Does California have paid family leave?
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
What data is available for ZIP 95965?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (13 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (39 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (39 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 95965
Nearby ZIPs by distance
95969 (Paradise, 9.3 mi) · 95968 (Palermo, 11.1 mi) · 95916 (Berry Creek, 11.3 mi) · 95938 (Durham, 11.4 mi) · 95974 (Richvale, 11.4 mi) · 95958 (Durham, 11.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
84th percentile
Very High Vulnerability
Based on 12 census tracts, population 24,997
Vulnerability Themes
Households Without Vehicle
779
Limited English Speakers
899
Persons with Disability
4,941
Without HS Diploma
2,841
Without Health Insurance
1,726
Adults Age 65+
4,192
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.