Population & age
- Total population
- 3,033
- Median age
- 37.2
Sumas, WA (98295)
Whatcom County · Bellingham, WA · Population 3,033
Fresh.Data current as of Apr 24, 2026
Sumas, WA (ZIP 98295) sits in Whatcom County within the Bellingham metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 30.1%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $5,258. IRS data shows average household income (AGI) of $80,899, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. 27.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Washington has no state income tax, saving the local median household (AGI $80,899) approximately $3,721/year vs the US average effective state tax rate. New residents arriving here predominantly come from King County, WA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $91,060, fair market rent of $1,540 for a two-bedroom, and a typical home value of $457,673, up 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 89.2%
- Black
- 0.3%
- Asian
- 1.3%
- Hispanic / Latino
- 5.8%
- Other / multi-racial
- 7.6%
Income & housing
- Median household income
- $91,060
- Median home value
- $340,400
Education
- Bachelor's degree or higher (age 25+)
- 16.3%
Employment
- Unemployment rate
- 2.4%
Housing
- Owner-occupied
- 679(62.1%)
- Renter-occupied
- 415(37.9%)
- Vacant units
- 32
- Built (median)
- 1984
Commute
- Public transit
- 0(0.0%)
- Work from home
- 120(7.9%)
- Avg commute
- 24.8 min
Economic wellbeing
- Below poverty line
- 165(5.6%)
- Uninsured
- 9(0.3%)
Digital access
- Broadband access
- 994(90.9%)
- No broadband
- 100(9.1%)
Language & nativity
- Foreign-born
- 231(7.6%)
- Non-English at home
- 258(9.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,260
/month
1 Bed
$1,280
/month
2 Bed
$1,540
/month
3 Bed
$2,140
/month
4 Bed
$2,580
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$457,673
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.0%
vs. March 2025
5-year change
+20.9%
vs. March 2021
Metro area
Bellingham, WA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,190
Across 823 permitted buildings. Total construction value: $295.4M.
Single-family
773
65% of total units
Multifamily (2+ unit)
417
35% of total units
Single-family value
$233.4M
construction value
Multifamily value
$61.9M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
1,250
Average AGI
$80,899
Avg property tax
$245
EITC participation
13.6%
Income distribution
- $1 – $25,00020.8% · 260
- $25,000 – $50,00023.2% · 290
- $50,000 – $75,00019.2% · 240
- $75,000 – $100,00013.6% · 170
- $100,000 – $200,00019.2% · 240
- $200,000 or more4.0% · 50
Avg mortgage interest
$613
Avg charitable contribution
$650
Avg capital gains
$5,259
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $101.1M across all reported brackets.
Business & employment
Business establishments
84
Total employment
640
Annual payroll
$36.5M
Average annual pay
$57,084
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$65,174
Average weekly wage
$1,253
Total employment
93,430
Total establishments
7,358
Average annual pay tracks the US national average of about $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.5%
That is 0.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
113,797
Employed
108,641
Unemployed
5,156
Based on Whatcom County, WA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Bellingham, WA
Reporting agencies
1
Largest: Whatcom Transportation Authority
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
19.3
across outlets in this ZIP
Avg square feet
3,282
per outlet
Outlets in this ZIP
- 1.Sumas Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
27
Date Range
1971–2026
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Flood — declared April 7, 2026 (DR-4906)
Incident period: December 5, 2025 – December 19, 2025
Top Incident Types
- Flood13 (48%)
- Severe Storm6 (22%)
- Biological2 (7%)
- Fire2 (7%)
- Coastal Storm1 (4%)
- Other3 (11%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
25
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50.3°F
41° – 59.5°
Annual precipitation
49.9"
Annual snowfall
10.8"
Heating · cooling days
5,425.7 · 71.5
Annual base 65°F
Nearest station: CLEARBROOK, WA US, 6.2 miles from the centroid of Sumas, WA (ZIP 98295)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
33
GoodGood 335dModerate 26d
Peak AQI (2024)
82
Moderate
Primary pollutant
PM2.5
288 days as main pollutant
Days measured
361
Based on Whatcom County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,159
That is roughly 2,041 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
7.8%
of residents under 65
Primary care MDs
94
per 100,000 residents
Preventable hospital stays
2,021
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
83%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Whatcom data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
27.7% of Whatcom County, WA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.69
accepting food benefits
Fast-food restaurants
0.56
per 1,000 residents
Among low-income residents, 7.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Whatcom County, WA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 113 reports
Property crime rate
—
per 100K residents · 494 reports
Homicide
0
Robbery
2
Burglary
154
Vehicle theft
48
County-level data for Whatcom (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+737 people
+640 households • +$34.4M net AGI flow
Moved in
8,602households
12,807 people • $658.3M AGI
Moved out
7,962households
12,070 people • $623.9M AGI
Where new residents came from
- King County, WA — 1,004 households
- Snohomish County, WA — 514 households
- Skagit County, WA — 450 households
- Pierce County, WA — 178 households
- Island County, WA — 140 households
Where departing residents went
- King County, WA — 834 households
- Skagit County, WA — 498 households
- Snohomish County, WA — 470 households
- Pierce County, WA — 180 households
- Maricopa County, AZ — 141 households
Incoming households reported an average AGI of $76,532 versus departing households' $78,366.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Washington
State-level rules that apply to every resident of ZIP 98295. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.51%
State 6.50% · avg local 3.01%
Property tax (effective)
0.82%
Median $2,299/year
Tax burden rank
31 of 50
10.60% of personal income
For ZIP 98295: A household at this ZIP's median AGI of $80,899 keeps approximately $3,721 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $457,673, that works out to roughly $3,743/year in property tax.
Paid family leave
Program
Paid Family & Medical Leave
Mandatory (state-run insurance)
Max weeks/year
18
Parental
12wk
Max weekly benefit
$1,647
Replacement: 90% AWW up to 0.5x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 98295
Nearby ZIPs by distance
98276 (Nooksack, 6.9 mi) · 98266 (Peaceful Valley, 7.3 mi) · 98247 (Deming, 8 mi) · 98264 (Lynden, 12 mi) · 98226 (Bellingham, 16.8 mi) · 98240 (Custer, 19.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
27.5%
5.5pp below the 33.0% national rate.
High Blood Pressure
27.5%
4.5pp below the 32.0% national rate.
Depression
30.1%
8.1pp above the 22.0% national rate.
Annual Checkup
68.9%
7.1pp below the 76.0% national rate.
Health Insurance
9.1%
3.9pp below the 13.0% national rate.
Diabetes
8.4%
2.6pp below the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Sumas Elementary | Public | -1–5 | 284 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$5,258
Median earnings (10 yr)
$45,378
- 4-Year
Western Washington University
Bellingham, WA · 98225
- In-state tuition
- $9,582
- Out-of-state tuition
- $28,707
- Acceptance rate
- 93.3%
- Graduation rate
- 65.1%
- Median earnings (10 yr)
- $62,569
- Median student debt
- $18,500
- 4-Year
Everett Community College
Everett, WA · 98201
- In-state tuition
- $5,032
- Out-of-state tuition
- $11,171
- Acceptance rate
- —
- Graduation rate
- 37.5%
- Median earnings (10 yr)
- $45,434
- Median student debt
- $10,417
- 4-Year
Skagit Valley College
Mount Vernon, WA · 98273
- In-state tuition
- $5,400
- Out-of-state tuition
- $7,500
- Acceptance rate
- —
- Graduation rate
- 34.7%
- Median earnings (10 yr)
- $43,505
- Median student debt
- $13,805
- 4-Year
Whatcom Community College
Bellingham, WA · 98226
- In-state tuition
- $5,115
- Out-of-state tuition
- $11,037
- Acceptance rate
- —
- Graduation rate
- 36.4%
- Median earnings (10 yr)
- $44,092
- Median student debt
- $10,643
- 4-Year
Bellingham Technical College
Bellingham, WA · 98225
- In-state tuition
- $4,431
- Out-of-state tuition
- $5,809
- Acceptance rate
- —
- Graduation rate
- 44.4%
- Median earnings (10 yr)
- $49,748
- Median student debt
- $17,459
- Certificate
Evergreen Beauty and Barber College-Everett
Everett, WA · 98208
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 82.1%
- Median earnings (10 yr)
- $26,872
- Median student debt
- $7,917
- 4-Year
Northwest Indian College
Bellingham, WA · 98226
- In-state tuition
- $4,365
- Out-of-state tuition
- $4,365
- Acceptance rate
- —
- Graduation rate
- 21.8%
- Median earnings (10 yr)
- $35,447
- Median student debt
- —
- Certificate
Zorganics Institute of Beauty and Wellness
Bellingham, WA · 98226
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Columbia College - Naval Station Everett/Marysville
Marysville, WA · 98271
- In-state tuition
- $8,256
- Out-of-state tuition
- $8,256
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $45,378
- Median student debt
- $23,879
- 4-Year
Columbia College - Whidbey Island
Oak Harbor, WA · 98278
- In-state tuition
- $8,256
- Out-of-state tuition
- $8,256
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $45,378
- Median student debt
- $23,879
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Sumas, WA (ZIP 98295) sits in Whatcom County within the Bellingham metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 30.1%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $5,258. IRS data shows average household income (AGI) of $80,899, well above the ~$45K national average per return. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. 27.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Washington has no state income tax, saving the local median household (AGI $80,899) approximately $3,721/year vs the US average effective state tax rate. New residents arriving here predominantly come from King County, WA (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $91,060, fair market rent of $1,540 for a two-bedroom, and a typical home value of $457,673, up 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 30.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 98295
What is the obesity rate in ZIP 98295?
27.5%, which is 5.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 98295?
30.1%, which is 8.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 98295?
27.5%, which is 4.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 98295?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 98295 have charter schools?
No charter schools are listed in ZIP 98295 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 98295?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 98295?
3,033 people live in ZIP 98295, with a median age of 37.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 98295?
$91,060 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 98295 mostly renters or homeowners?
In ZIP 98295, 62.1% of occupied housing units are owner-occupied and 37.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 98295?
In ZIP 98295, 7.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 98295?
5.6% of the population in ZIP 98295 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 98295 have broadband internet?
90.9% of households in ZIP 98295 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 98295?
The typical home value in ZIP 98295 is $457,673, up 4.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 98295?
Home values are up 4.0% over the past year and up 20.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 98295?
The average Adjusted Gross Income reported on tax returns from ZIP 98295 (Sumas, WA) is $80,899 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 98295?
Tax returns from ZIP 98295 report an average of $245 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 98295 earn over $200,000?
4.0% of tax returns from ZIP 98295 (Sumas, WA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 98295?
As of 2022, 84 business establishments operated in ZIP 98295 employing 640 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 98295?
The average annual pay across all local establishments in ZIP 98295 is $57,084, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 98295 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 98295 ranks in the 50th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 98295?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 98295, ranking in the 64th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 98295 experienced?
FEMA has recorded 27 federal disaster declarations affecting ZIP 98295 between 1971–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 98295?
Flood is the most common federally declared disaster type affecting ZIP 98295, accounting for 13 of 27 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 98295?
The most recent FEMA disaster declaration affecting ZIP 98295 was "SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES" — a flood declared in 2026 (DR-4906) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 98295?
10 colleges and universities are listed near ZIP 98295 by the U.S. Department of Education College Scorecard, including Western Washington University, Everett Community College, and Skagit Valley College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 98295?
Median in-state tuition across 10 nearby institutions is $5,258 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 98295?
Graduates of nearby colleges earn a median of $45,378 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 98295?
ZIP 98295 has an average annual temperature of 50.3°F and 49.9" of annual precipitation based on the CLEARBROOK, WA US weather station 6.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 98295 have public transit?
Yes — ZIP 98295 is part of the Bellingham, WA urbanized area, primarily served by Whatcom Transportation Authority (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 98295?
Washington has no state income tax. For a household earning the local median AGI of $80,899, this saves approximately $3,721 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.51% (Tax Foundation 2025).
Does Washington have paid family leave?
Washington runs an active paid family leave program (Paid Family & Medical Leave) offering up to 18 weeks of paid leave per year, with a maximum weekly benefit of $1,647 (Bipartisan Policy Center 2026).
What data is available for ZIP 98295?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (27 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 98295
Nearby ZIPs by distance
98276 (Nooksack, 6.9 mi) · 98266 (Peaceful Valley, 7.3 mi) · 98247 (Deming, 8 mi) · 98264 (Lynden, 12 mi) · 98226 (Bellingham, 16.8 mi) · 98240 (Custer, 19.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
50th percentile
High Vulnerability
Based on 4 census tracts, population 2,638
Vulnerability Themes
Households Without Vehicle
52
Limited English Speakers
25
Persons with Disability
425
Without HS Diploma
186
Without Health Insurance
158
Adults Age 65+
348
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.